Olympia Homes with Assumable Terms

Olympia Homes with Assumable Terms

Located in Thurston County, Washington, Olympia is a vibrant city with a rich history and a thriving real estate market. As the capital of Washington state, Olympia offers residents a unique blend of urban amenities and natural beauty.

Situated in the Pacific Northwest region of the United States, Olympia boasts a picturesque setting with stunning views of the Puget Sound and the Olympic Mountains. The city is known for its mild climate, making it an ideal place for outdoor enthusiasts to explore the numerous parks, trails, and waterways.

One notable feature of the real estate market in Olympia is the availability of homes with assumable terms. This means that buyers have the opportunity to take over the existing mortgage of the seller, which can be advantageous in certain situations. Assumable terms can provide potential buyers with flexibility and potentially lower interest rates, making homeownership more accessible.

Whether you are looking for a charming historic home in the heart of downtown or a spacious suburban property with a backyard, Olympia offers a variety of housing options to suit different preferences and budgets. From cozy bungalows to modern townhouses, there is something for everyone in this diverse real estate market.

With its strong sense of community, excellent schools, and a thriving arts and culture scene, Olympia is a city that attracts residents from all walks of life. If you are considering making Olympia your home, now is a great time to explore the real estate opportunities available and find the perfect place to call your own.

Newest Olympia Homes with Assumable Terms

$535,000
3 Beds ⋅ 2 Baths ⋅ 2559456 MLS ⋅ ACTIVE Status
Discover the rare combination of privacy, space & convenience at the end of a quiet dead-end street! This beautifully updated rambler sits on a large, level, fully fenced lot adjoining a wooded greenbelt, creating a peaceful & private setting. There may also be potential for an ADU, offering exciting possibilities for future use. Inside, you'll find solid flooring throughout & a thoughtfully updated interior featuring a stylish kitchen w/granite counters, island, tile backsplash & premium stainless steel appliances. The open kitchen & living areas create an inviting gathering space, w/a gas fireplace adding warmth & ambiance. The bathrooms offer a touch of luxury w/ceiling-height, custom-tiled shower walls, tall granite-topped vanities & back-lit mirrors. Storage is exceptional, w/many closets throughout, plus a mudroom with shelving & cabinets, a laundry room with built-in cabinetry & sink, a two-car garage, a basement storage room & backyard storage shed. Additional features incl. a tankless water heater & air conditioning. Outside, the expansive lot provides abundant parking for cars, boat or RV, along with plenty of room to garden, entertain or simply enjoy this special setting. Conveniently located in a quiet neighborhood with no HOA, near downtown Olympia & the Woodland Trail, this property offers the best of both worlds: Easy access to town with a peaceful, tucked-away feel. A unique opportunity for buyers seeking a move-in-ready home with space, privacy and potential!

1511 Wilson Street SE, Olympia

Listing courtesy of Riley Jackson Real Estate Inc..

$865,000
4 Beds ⋅ 3 Baths ⋅ 2564596 MLS ⋅ ACTIVE Status
Welcome to McAllister Park, where this beautifully maintained home offers nearly 2,700 sq ft of comfortable living on a fully fenced half-acre lot. The backyard is designed for recreation and relaxation, featuring a generous in-ground pool, pool equipment shed, outdoor sound system, and iRobot pool cleaner. Inside, the open great-room floor plan is enhanced by beautifully refinished hardwood floors and a desirable split-bedroom design. The chef-inspired kitchen features solid-surface counters, large island with prep sink, natural gas appliances, and abundant workspace for cooking and entertaining. Four bedrooms provide excellent flexibility, with one ideally suited for a home office or den. Enjoy movie nights in the impressive media room, complete with projector, screen, sound system, and custom couch that stays. New carpeting enhances the bedrooms and media room. Additional highlights include ample storage throughout the home, a spacious 3-car garage and welcoming neighborhood with sidewalks, mature tree-lined paths, scenic views, and refreshing breezes. Conveniently located near shopping, schools, I-5, and JBLM, this special home is ready for its next owners to enjoy. Ask Listing Broker about potential assumable loan.

9315 Milburn Loop SE, Olympia

Listing courtesy of RE/MAX Northwest.

$599,999
4 Beds ⋅ 3 Baths ⋅ 2559144 MLS ⋅ ACTIVE Status
Elevated and inviting, this beautifully maintained home is filled with thoughtful updates throughout. Rich hardwood floors, granite & quartz countertops, wood-wrapped windows, updated lighting, ceiling fans in every bedroom, and central A/C combine comfort with timeless style. The spacious floor plan offers four generous bedrooms, including a luxurious primary suite with a fully tiled bath, jetted soaking tub, dual vanity and oversized walk-in shower. Step outside to your private backyard retreat backing to a peaceful greenbelt, complete with an extended patio, paved walkways, gentle landscaping, and a large storage shed. Located in the sought-after Meridian Campus community on The Hawks Prairie Golf Course, you'll enjoy miles of manicured walking trails and sidewalks, neighborhood parks, and easy access to shopping, dining, schools, I-5, and JBLM.

4308 Dudley NE, Olympia

Listing courtesy of NextHome South Sound.

$429,900
2 Beds ⋅ 1 Baths ⋅ 2556356 MLS ⋅ ACTIVE Status
Check out this fully updated home with loads of Curb Appeal! This well designed home features a fully updated kitchen complete with Shaker cabinets, SS appliances, tile backsplash, and a HUGE island great for entertaining guests! Other updates throughout include light fixtures, solid core craftsman doors, base trim and flooring. Stay cool and comfortable with the efficient Ductless Mini-Split system. Step outside to your own oasis and enjoy this spacious .35 acre lot! This space offers so much with the gazebo, hot tub, fire pit, pool, and lovingly cared for landscaping you will be sure to enjoy our beautiful PNW summers! Loads of other features like a large dog run, RV/Trailer parking space, and so much more. Great location with proximity to Interstate, JBLM, and shopping. Come tour this home today!

4523 Gallup Drive SE, Olympia

Listing courtesy of Pellego, Inc..

$899,000
4 Beds ⋅ 3 Baths ⋅ 2551605 MLS ⋅ ACTIVE Status
Live life on Lake St. Clair! This beautifully updated 4-bedroom, 3-bath home offers over 3,200 sq ft of stylishly designed living space with peekaboo views of Lake St. Clair on a HUGE 1.2 acre lot. The fully-remodeled chef's kitchen features quartz countertops, stainless steel appliances, abundant cabinetry, and a gas cooktop, opening to multiple living spaces, formal dining, cozy fireplaces, and flex office/den. The desirable main-level primary suite offers backyard access and a spa-inspired five-piece bath for the perfect private retreat. Utility room pet wash station! Outside, enjoy your own backyard oasis complete with mature fruit trees, a tranquil pond and waterfall, gazebo, garden, greenhouse, firepit, and expansive entertaining areas. RV Parking. Air Conditioning. Enjoy the convenience of being less than half a mile from public Lake St. Clair access, featuring a public boat launch, fishing, kayaking, paddle-boarding, and year-round outdoor recreation. A rare highlight is the impressive detached shop, perfect for car enthusiasts, contractors, hobbyists, home businesses, or anyone needing exceptional workspace. It features a vehicle lift, bathroom, sauna, office space, air compressor, and abundant storage. Multiple garage spaces, RV parking, and a premium $55,000 roof complete this one-of-a-kind property. Ask Broker about **VA Assumable Loan at 2.75%!** Take advantage of an incredible opportunity to assume one of today's lowest interest rates.

10234 46th Avenue SE, Olympia

Listing courtesy of Keller Williams South Sound.

$789,000
4 Beds ⋅ 3 Baths ⋅ 2552201 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 4bedroom, 2.5bath residence nestled in one of Olympia’s most desirable neighborhoods. From the moment you step inside, you'll appreciate the timeless hardwood floors, thoughtful floor plan, & pride of ownership throughout. Designed for both comfortable everyday living & effortless entertaining, this home offers spacious gathering areas, abundant natural light, and room for everyone.The generously sized bedrooms provide flexibility for guests, hobbies, or a home office, while the stunning primary suite serves as a true retreat with vaulted ceilings, a luxurious soaking tub, and plenty of space to unwind after a long day. A built-in central vacuum system adds convenience and ease to daily living.Step outside and discover your own private oasis. The beautifully landscaped yard features a tranquil water feature, creating a peaceful backdrop for morning coffee, summer barbecues, or relaxing evenings under the stars. The outdoor space offers the perfect blend of beauty and functionality.Located in Olympia's sought-after southeast side, this home enjoys close proximity to top-rated Olympia schools, shopping, dining, and recreation. Nearby residents enjoy easy access to the expansive LBA Park and Woods, a 155-acre community park featuring walking trails, athletic fields, playgrounds, tennis courts, picnic areas, and an off-leash dog trail. The home is also conveniently located 5 mins from I5. Seller is willing to contribute 1% for buydown.

3028 Amhurst Street SE, Olympia

Listing courtesy of RE/MAX Northwest.

$499,000
3 Beds ⋅ 2 Baths ⋅ 2551084 MLS ⋅ ACTIVE Status
Assumable VA loan, may be available to qualified buyers, inquire for details! Welcome home to this beautifully refreshed, move-in ready rambler in the highly desirable Olympia School District! Finding a true single-story, 3-bedroom home at this price point is increasingly rare, making this an exceptional opportunity for first-time buyers, downsizers, or anyone seeking easy one-level living. The current owner has invested significant time and care refreshing the home before listing, giving it a clean, modern feel that's ready for you to enjoy from day one. Commuters will appreciate being just 10 minutes from I-5, providing convenient access to JBLM, Olympia, and beyond. Even better, qualified buyers may take advantage of the home's assumable VA loan, offering the potential for substantial long-term savings compared to today's market interest rates. Whether you're relaxing in the comfortable living spaces, enjoying the low-maintenance lifestyle, or taking advantage of the convenient location close to shopping, dining, parks, and schools, this home checks all the boxes. Opportunities like this don't come along often—a refreshed, move-in ready, single-level home with three bedrooms, a VA assumable loan, and an unbeatable combination of value, condition, and location. Schedule your private showing today! HOA covers front landscaping, sprinkler system, front sidewalk repair, and secure mailboxes.

2845 Alyssa Court SE, Olympia

Listing courtesy of Seattle Works Real Estate.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2547864 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 2,644 sq. ft. tri-level home offering the perfect blend of architectural character and peaceful Lake Pattison living. Inspired by mid-century modern design, this home features soaring vaulted ceilings with exposed beams, dramatic triangular clerestory windows, and walls of glass that flood the home with natural light. Fresh interior paint and updated butcher block countertops add warmth and modern appeal. The versatile floor plan includes 3 bedrooms, 2.75 baths, and a flexible lower-level living space with private backyard access—ideal for guests, multigenerational living, a home office, or bonus room. Situated on a generous 12,742 sq. ft. lot, you'll enjoy a slight view of Lake Pattison and private community lake access just around the corner for kayaking, fishing, paddleboarding, or relaxing by the water. Tucked away in a peaceful setting yet only 15 minutes from Hawks Prairie, I-5, shopping, dining, and JBLM, this home offers the perfect balance of privacy and convenience. Complete with a two-car garage and low HOA dues of just $250 per year covering common area maintenance, this is a rare opportunity to own a home with distinctive style, flexible living space, and an exceptional location.

7237 Ridgemont Drive SE, Olympia

Listing courtesy of Keller Williams Realty PS.

$756,000
5 Beds ⋅ 3 Baths ⋅ 2542085 MLS ⋅ ACTIVE Status
Come see this amazing 3,190sf well maintained Rob Rice built home in the highly desired Whitmore Glen Community. The Birch floorplan features 5 beds, 2.5 baths, 9' ceilings, gourmet kitchen w/solid granite counters & eating bar, walk-in pantry, SS appliances, alder cabinets w/under cabinet lighting & den/bonus room off kitchen. Entertain friends in the front & formal dining room. Gas fireplace & Red oak hardwood floors on the main floor. 5-piece bath with walk-in closet off Primary Suite. Enjoy & relax in the huge loft/media area. Other features include AC, underground sprinklers, laundry upstairs, covered patio & fully fenced backyard. 2 car garage + shop space! Recent exterior paint & landscaping. AC, Gas fireplace & furnace serviced 6/2026. Water heater installed 2020 & new carpet installed 6/2026. Oly Schools! Walking distance to Pioneer Elementary, Washington Middle & Olympia High. Close to parks, freeway access, downtown & JBLM. Ask your Broker for Pre-List Inspection with corrections.

2209 Kildane Way SE, Olympia

Listing courtesy of Skyline Properties, Inc..

$429,000
3 Beds ⋅ 2 Baths ⋅ 2542248 MLS ⋅ ACTIVE Status
Charming single-level rambler in Olympia’s well-established Tanglewilde neighborhood. This 3-bedroom home offers a versatile bonus room that can serve as an office, guest space, or playroom and features 1,376 square feet of comfortable one-story living. The home includes a living room, separate dining area, family room, and kitchen with stainless steel appliances, new refrigerator and dishwasher, and a water heater that is only 3 years old. It has all new plumbing throughout with a lifetime warranty and a freshly painted interior. The fully fenced backyard offers a covered patio, storage outbuilding, and space for RV or boat parking on a 10,816 square foot lot. Additional features include laminate, double-pane windows, and ceiling fans throughout. Conveniently located just minutes from I-5 with easy access to JBLM, Olympia, Lacey, and Tacoma.

8915 Quinault Drive NE, Olympia

Listing courtesy of CENTURY 21 North Homes Realty.

$539,900
3 Beds ⋅ 2 Baths ⋅ 2537591 MLS ⋅ ACTIVE Status
Welcome home to an incredible, modern rambler in Evergreen Heights. The cozy, welcoming porch invites you home into a gorgeous, light-filled entry way with soaring ceilings that lead into this awesome open floor plan. This one is perfect for hosting or retreating with vaulted ceilings throughout the great room and skylights for lots of natural light. Add to this a cozy, gas fireplace and you'll never want to leave. This is a luxurious 3 bedroom home in great shape with numerous updates. Newer Pergo life-proof laminate flooring and stainless-steel appliances are built to last while the high efficiency heat pump will keep you warm and cool all year round. Incredible Primary sweet has a jetted soaking tub, shower, and huge walk in closet. Amazingly private backyard has low maintenance landscaping and an incredible Trex Deck for relaxing all summer. Minutes to Marvin Road exit shopping and less than 30 minutes to the Commissary.

8541 28th Way SE, Olympia

Listing courtesy of Abbey Realty Inc.

$599,900
3 Beds ⋅ 3 Baths ⋅ 2538494 MLS ⋅ ACTIVE Status
Nestled at the end of a quiet dead-end cul-de-sac, this beautifully updated home offers a rare combination of privacy, comfort, and natural surroundings. Backing to a seasonal creek and wooded greenbelt, the property enjoys a peaceful setting with no rear neighbors. Relax on the spacious deck overlooking the tranquil landscape or entertain guests on the paved patio with a fire pit area and adjoining yard. Inside, the thoughtfully designed floor plan features 3 bedrooms, 2.5 bathrooms, and a versatile bonus room that can easily serve as a home office, guest room, media space, or additional bedroom. The inviting main level showcases vaulted ceilings, abundant natural light, and a gas fireplace. The well-appointed kitchen offers a walk-in pantry, ample workspace, an eat-in dining area, and a separate formal dining room, creating an ideal setting for both everyday living and entertaining. The main-floor primary suite provides a private retreat complete with a walk-in closet and spacious en-suite bath. Recent improvements include new flooring, updated lighting, and tasteful finishes throughout, complemented by a newer roof (2022) and exterior paint (2023) for added peace of mind. Additional features include central air conditioning, forced-air heating, a gas water heater, and an attached garage. Combining modern updates, flexible living spaces, and a serene natural setting, this exceptional home is truly move-in ready.

1864 21st Avenue SE, Olympia

Listing courtesy of RE/MAX Honors.

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