Olympia Homes with Conventional Terms

Olympia Homes with Conventional Terms

Welcome to Olympia, a vibrant city located in Thurston County, Washington. Known for its natural beauty and rich history, Olympia offers a fantastic quality of life and a thriving real estate market. Whether you're a first-time homebuyer or looking to upgrade, there are plenty of options available in Olympia.

Homes with conventional terms are a popular choice among buyers in this area. With conventional financing, buyers can secure a mortgage with a fixed interest rate and a 20% down payment. This type of loan is typically offered by banks and other financial institutions, providing stability and predictability for homeowners.

Olympia boasts a diverse range of homes to suit every taste and budget. From charming bungalows in established neighborhoods to modern townhouses in new developments, there is something for everyone. Many homes in Olympia feature spacious yards, perfect for gardening or outdoor activities, and some even offer stunning views of the surrounding mountains or water.

Living in Olympia means enjoying a wide range of amenities and recreational opportunities. The city is home to numerous parks, trails, and green spaces, allowing residents to connect with nature and stay active. The downtown area offers a vibrant arts and culture scene, with galleries, theaters, and live music venues. Olympia is also known for its excellent schools, making it an ideal place for families.

If you're considering buying a home with conventional terms in Olympia, you're making a wise investment. With its beautiful surroundings, strong community spirit, and convenient location, Olympia is a city that offers a high quality of life and endless opportunities for homeowners.

Newest Olympia Homes with Conventional Terms

$795,000
2 Beds ⋅ 2 Baths ⋅ 2570006 MLS ⋅ ACTIVE Status
Waterfront living with the amenities of a private resort. Set directly on Puget Sound in Carlyon Beach, this home enjoys its own waterfront access and an exceptional large, backfilled bulkhead, a feature nearly impossible to recreate today. Inside, the updated kitchen features quartz counters, full-height tile backsplash, pantry and beautiful views to the water. Warm hardwood flooring runs through the main living and dining spaces, with the primary bedroom conveniently located on the main floor. The updated main bath includes a refinished tub and quartz counters. Downstairs offers another bedroom and bath, generous storage and a bonus room ideal as a bunk room or additional gathering space, complete with water views and a door leading directly to the waterfront. Carlyon Beach offers a sense of community, and even more: marina, boat launch, kayak storage, clubhouse, waterfront park with covered picnic area, community garden, dog park, plus organized activities and classes including yoga. It is a rare combination of private waterfront living and a welcoming community that feels a little like living at a resort.

9941 Mariner Drive NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$1,195,000
4 Beds ⋅ 4 Baths ⋅ 2570201 MLS ⋅ ACTIVE Status
A rare Carlyon Beach offering that combines private waterfront with the space and flexibility so often missing from waterfront living. The main home enjoys sweeping Sound and Olympic Mountain views, a large level backfilled bulkhead that could not be created under today’s shoreline rules, and easy access to the water. Inside, warm hardwood floors, an updated kitchen with quartz counters, full-height tile backsplash and pantry, and a main-floor primary bedroom make everyday living easy. Across the street, a second parcel adds a large storage shed, plus detached two-car garage with heated floors, exceptional storage, 3/4 bath, workshop space and parking for boats, RVs and recreational gear. Above, a fully self-contained, view apartment offers ideal space for guests, multigenerational living or income. Two bedrooms, full bath with space for stacking laundry, plus a stylish kitchen that opens onto a deck with views of the water and beyond. Add Carlyon Beach’s amenities; marina, boat launch, kayak storage, clubhouse, waterfront park, community garden, dog park and organized activities, it feels like having your own waterfront resort.

9936 9941 Mariner Drive NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$555,000
4 Beds ⋅ 3 Baths ⋅ 2566937 MLS ⋅ ACTIVE Status
VA ASSUMABLE LOAN AT 2.99%! Step into a beautifully maintained, move-in-ready home offering the perfect combination of comfort, style, and functionality. This popular floor plan features an inviting open-concept main level with a spacious great room that flows seamlessly into the well-appointed kitchen, complete with a center island, generous pantry, and adjacent dining area, perfect for everyday living and entertaining.The thoughtfully designed upper level offers a convenient laundry room, spacious secondary bedrooms, including one with a walk-in closet, and a private primary suite featuring its own walk-in closet and attached bath. The flexible fourth bedroom provides additional space for guests, a home office, or whatever fits your lifestyle.Enjoy numerous updates and added conveniences, including refreshed interior paint, custom blinds throughout, remote garage door openers, and a security system with cameras. Lovingly maintained by its original owner, this home is truly move-in ready and offers the peace of mind and pride of ownership.Conveniently located near shopping, dining, everyday amenities, and JBLM, this home offers an easy commute while providing a comfortable place to call home. Don't miss the opportunity to explore the assumable VA loan at an attractive 2.99% rate!

1243 92nd Way SE, Olympia

Listing courtesy of simpliHOM Residential.

$239,900
2570135 MLS ⋅ ACTIVE Status
Rare opportunity to own a private, level +/-5-acre parcel just minutes from town! Much of the preliminary legwork is already complete, including a boundary survey, wetland delineation, and Critical Area Review. A Critical Area Review Permit (CARP) has also been issued by Thurston County, putting you well ahead in the process and ready to move forward with septic design and building permit submittal. Finding a parcel of this size, quality, privacy, and convenient location is increasingly rare. Save valuable time, effort, and expense with these important studies and approvals already in place. This property offers the ideal balance of peaceful rural living and everyday convenience. Whether you're ready to build your dream home now or secure a property for the future, this exceptional 5-acre parcel provides a unique opportunity to create something truly special in a setting that is becoming harder to find.

11135 Park Place Lane SE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$989,000
6 Beds ⋅ 4 Baths ⋅ 2570176 MLS ⋅ ACTIVE Status
Close-in country living with true multi-generational possibilities! Set on a sunny, level 2-acre parcel in coveted South Bay, this unique property offers a shy 5000 SF of total space, barn, outbuilding, individual well & 6-bedroom septic. Main home is approx. 3,200 SF with 4 bedrooms, while the attached 2-bedroom, approx. 1,300 SF family-member suite offers wonderful flexibility. The two spaces are joined by an appx 200 SF mudroom that also connects to the impressive 836 SF 3 car garage. Each residence has its own laundry, water heater, propane tank & gas fireplace; main home also has a wood stove. Recent improvements include an updated kitchen & large 2nd-floor bath, newer roof & recent exterior paint. Spacious primary suite features 2 closets, private bath & slider to upper deck; another upstairs bedroom also enjoys deck access. Sweet wraparound porch & covered rear decks add to the charm. Tucked on a quiet lane, this is one you truly need to see—photos & floor plans simply don't capture all the possibilities! Priced below market to reflect some remaining projects, while many big-ticket improvements are already complete. Buyer to verify square footage.

3705 Eagle Lake Lane NE, Olympia

Listing courtesy of RE/MAX Advantage.

$619,500
3 Beds ⋅ 2 Baths ⋅ 2569241 MLS ⋅ ACTIVE Status
Country living at its finest! This charming 3BR/1.75BA rambler offers 1,658 sq ft of open-concept living perfectly situated on 2.13 flat, fully usable acres. The bright interior features a cheerful skylight and an efficient heat pump for year-round comfort. Relax in the spacious primary suite boasting a generous walk-in closet. Bring your animals and hobbies—the property includes a barn with 1 stall, a tack room, and hay storage, plus an additional outbuilding and mature apple trees. Fully equipped for adventure with an RV carport and dedicated RV hookup. Low-maintenance vinyl siding completes this private, turnkey estate. Truly a rare find!

6820 Meridian Road SE, Olympia

Listing courtesy of RE/MAX Exclusive.

$424,000
3 Beds ⋅ 1 Baths ⋅ 2569985 MLS ⋅ ACTIVE Status
Lovely home on eastside of Olympia. Nice updated home features, stainless steel appliances, granite countertops, Ductless HP, laundry room includes washer and dryer, hardwood floors, carpet in bedrooms. Newly painted interior. The long driveway allows for parking and RV parking. Storage shed in backyard. Close to town and shopping.

414 Chambers Street NE, Olympia

Listing courtesy of Imagine Real Estate.

$578,501
4 Beds ⋅ 3 Baths ⋅ 2569961 MLS ⋅ ACTIVE Status
Welcome to Olympic Springs! Open concept living with this PRE-PLANNED/PRESALE 2230 sq ft. home w/4 beds/2.5 baths, and 9' ceilings on main! Spacious primary with huge walk-in closet with ensuite and will include a spacious walk-in shower. Additional features include white painted millwork, SS appliances, quartz countertops throughout, soft close cabinetry doors, LVP flooring throughout the main level, baths & laundry. Enjoy a fully landscaped and fenced yard with pre-stained wood boards and access gate w/heat pump in these ENERGY STAR® certified homes. Easy access to I-5, State Capitol & JBLM, & outdoor recreation. Close to shopping, highly sought after Olympia School District, medical facilities, dining, Capital Mall & downtown Olympia. Ask about our Limited Time Below Market Interest Rates - Special Interest Rate Options w/Trusted Lender, KBHS. Estimated November completion!

226 Sunbeam (Lot 47) Street NW, Olympia

Listing courtesy of KB Home Sales.

$920,550
3 Beds ⋅ 3 Baths ⋅ 2569833 MLS ⋅ ACTIVE Status
Wake up to the Sound. Watch the tides change. Walk down to your own beach. Launch a kayak, then come back and rinse off in the heated outdoor shower. Have dinner on the deck as the light changes over the water. Keep your boat in the community marina and make the South Sound part of everyday life. This is waterfront living meant to be experienced. Expansive windows and multiple outdoor living spaces capture water views throughout the home, while vaulted ceilings create a bright, open setting for gathering. At the heart of the home, the chef's kitchen features a 6-burner range, double ovens, generous island and an large pantry. The primary suite offers beautiful water views and deck access, with two additional bedrooms and a Jack-and-Jill bath providing comfortable guest space. A separate office and bonus/workshop area with heating and cooling, plumbing, sink, French doors and exterior access offer flexibility for hobbies, fitness, creative pursuits or additional usable space. Thoughtful features are found throughout: heat pump/AC mini split, central vacuum, heated floors in the bathrooms, instant hot water, EV charging capability, generator-ready electrical, abundant storage, fenced yard, fruit trees, garden space, waterfront firepit and attached two-car garage. Beyond your own beach, Carlyon Beach offers a community marina, boat launch, kayak storage, clubhouse, community garden, dog park and more—all within easy reach of Olympia.

2142 Island Drive NW, Olympia

Listing courtesy of RE/MAX Top Executives.

$479,950
3 Beds ⋅ 2 Baths ⋅ 2560379 MLS ⋅ ACTIVE Status
Charming 1966 rambler on a spacious 10,454 sq. ft. corner lot in the established Tanglewilde neighborhood. This 3-bedroom, 2-bath home offers beautiful hardwood floors, a large living room with fireplace, and a flexible floor plan with room for both living and dining areas. One bedroom is ideal for a home office, guest room or hobby space. The kitchen offers great natural light, a distinctive brick accent wall and an eating area, with a convenient laundry room nearby. Both bathrooms have been beautifully updated. Outside, enjoy a large backyard with established gardens, patio and covered patio—plenty of room for entertaining, gardening or simply enjoying the outdoor space. The oversized 2-car garage includes built-in shelving, tool storage and a workshop area, offering exceptional space for projects and hobbies. Located near the Tanglewilde community pool and park, with the pool just across the way. A great opportunity for buyers looking for a single-level home with a large lot, garage/workshop space and plenty of room to make it their own.

433 SE Cougar Street, Olympia

Listing courtesy of Real Broker LLC.

$30,000
2569639 MLS ⋅ ACTIVE Status
Lake life is calling, come see & enjoy this Scott Lake lot, create your own slice of Pacific Northwest paradise! Enjoy the lake community lifestyle, with community lake access, swimming, boating, fishing, a private waterfront park, boat launch, playground, sports courts, clubhouse and golf nearby. Whether you’re dreaming of a possible weekend spot to retreat or a place to pull up your RV, this is your opportunity! Scott Lake is tucked into a peaceful setting of south Olympia offering convenient access to Tumwater, Olympia and I-5.Bring your vision, your builder and your kayak. There’s something wonderfully uncomplicated about lake life. Scott Lake offers that kind of everyday escape—casual, community-minded and decidedly unpretentious. You don’t need a sprawling estate or a fancy boat to enjoy it. You just need a spot to call your own, a little room to breathe and an appreciation for the good life, water, trees, fresh air and having nowhere else you need to be. Buyer to verify all information to their satisfaction.

11735 Driver Street SW, Olympia

Listing courtesy of RE/MAX Exclusive.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2563562 MLS ⋅ ACTIVE Status
Wow! This sparkling clean, like-new 2022-built rambler lives really large! A lovely covered front porch welcomes you in to an easy-flow floor plan. The expansive primary suite with spacious walk-in closet and double sink vanity in the bath, is separated from the two additional bedrooms and second bathroom by an open concept great room with soaring cathedral ceilings, luxury vinyl plank floors, and a ductless mini split. A beautiful white chef’s kitchen has loads of cupboards and gorgeous quartz counter tops, high-end appliances with stunning finishes. Enjoy relaxing Summer evenings on the large cedar deck that overlooks a partially fenced natural backyard with wandering peaceful deer, that can be easily transformed in to your private oasis. An enormous garage and good-sized laundry room allow for plenty of storage, and will keep you warm and dry on rainy days. This Griffin School District home is quite a gem, and it sits in the heart of the incredible Carlyon Beach Club that includes a wonderful private community beach, club house, dock, marina, a park, a playground, kayak storage area and community activities. A rare opportunity in such a fabulous neighborhood!

9804 Windward Drive NW, Olympia

Listing courtesy of Windermere RE Magnolia.

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