Olympia Homes with Conventional Terms

Olympia Homes with Conventional Terms

Welcome to Olympia, a vibrant city located in Thurston County, Washington. Known for its natural beauty and rich history, Olympia offers a fantastic quality of life and a thriving real estate market. Whether you're a first-time homebuyer or looking to upgrade, there are plenty of options available in Olympia.

Homes with conventional terms are a popular choice among buyers in this area. With conventional financing, buyers can secure a mortgage with a fixed interest rate and a 20% down payment. This type of loan is typically offered by banks and other financial institutions, providing stability and predictability for homeowners.

Olympia boasts a diverse range of homes to suit every taste and budget. From charming bungalows in established neighborhoods to modern townhouses in new developments, there is something for everyone. Many homes in Olympia feature spacious yards, perfect for gardening or outdoor activities, and some even offer stunning views of the surrounding mountains or water.

Living in Olympia means enjoying a wide range of amenities and recreational opportunities. The city is home to numerous parks, trails, and green spaces, allowing residents to connect with nature and stay active. The downtown area offers a vibrant arts and culture scene, with galleries, theaters, and live music venues. Olympia is also known for its excellent schools, making it an ideal place for families.

If you're considering buying a home with conventional terms in Olympia, you're making a wise investment. With its beautiful surroundings, strong community spirit, and convenient location, Olympia is a city that offers a high quality of life and endless opportunities for homeowners.

Newest Olympia Homes with Conventional Terms

$339,950
3 Beds ⋅ 2 Baths ⋅ 2550252 MLS ⋅ ACTIVE Status
Welcome home to this move-in ready gem offering comfort, style, and incredible value! Enjoy peace of mind with a roof replaced (2020), Updated Bamboo flooring, and newer windows already completed. Inside, soaring vaulted ceilings and abundant natural light create an inviting, open feel, while the spacious kitchen and flexible floor plan provide room to live, work, and entertain. Step outside to a private backyard ready for gardening, relaxing, or summer BBQs. Located in a desirable Olympia neighborhood near parks, shopping, dining, schools, and major commuter routes, this home offers the perfect blend of convenience and tranquility. Whether you're a first-time buyer, downsizing, or investing, this is an opportunity you won't want to miss!

818 Berne Lane SE, Olympia

Listing courtesy of eXp Realty.

$329,950
2 Beds ⋅ 1 Baths ⋅ 2567999 MLS ⋅ ACTIVE Status
Tucked away in this quiet, well established, Harbor View neighborhood on a large corner lot, this quaint, well maintained, 2 bedroom 1 bath home is the perfect starter home. Or if you're thinking of downsizing, this would be perfect as well. Surrounded by beautiful trees with plenty of yard for play and entertaining. If you like compact, are not into added condo fees and desire your own property, this is the place. The galley kitchen with eating bar is open to the living room. It's time to get back to simple but more than adequate. It would make an awesome rental for the savvy investor to add to your portfolio. Hurry, this property will not last long.

1602 Groves Avenue NW, Olympia

Listing courtesy of Realty One Group Bold.

$449,000
2568089 MLS ⋅ ACTIVE Status
Amazing opportunity to own a historic commercial property located in a highly desirable location in the heart of Olympia! This property offers so many different possibilities with an expansive layout including 3 separate spaces for offices on the main floor and a bonus space upstairs. This property also includes off street parking always a plus for clients! With high visibility for advertising this historic bungalow is a must see!

1625 4th Avenue E, Olympia

Listing courtesy of BHGRE - Northwest Home Team.

$595,000
3 Beds ⋅ 2 Baths ⋅ 2557871 MLS ⋅ ACTIVE Status
Beautifully maintained and move-in ready, this 3-bedroom, 2-bath home offers peaceful country living on nearly 3 fully fenced acres! A gated entrance, no-step entry, and beautifully landscaped grounds welcome you home. Bring your animals—the property features cross-fencing and plenty of room to roam. Recent updates include new carpet in the bedrooms and fresh interior paint. Stay comfortable year-round with a heat pump for cool summer days. Outside, you'll find a 2-car carport, two powered outbuildings, and a large covered RV parking area with water and power. Apple trees add to the charm, while the quiet dead-end road offers privacy and tranquility. The property is also wired for a generator, providing added peace of mind. A rare opportunity to enjoy space, functionality, and country living in a beautifully cared-for home!

7310 127th Avenue SW, Olympia

Listing courtesy of BHGRE - Northwest Home Team.

$659,995
5 Beds ⋅ 3 Baths ⋅ 2568300 MLS ⋅ ACTIVE Status
Welcome to Sleater Crossing by D.R. Horton, a new construction community on the border of Lacey and Olympia! The Bridgewater Plan is a 5-bed, 2.5-bath home designed for comfortable, flexible living. The open-concept great room and spacious kitchen island are ideal for entertaining, while a main-floor bedroom adds versatile space for guests, a home office, or multigenerational living. Upstairs, an expansive bonus room offers additional living space for any lifestyle need. The home features hard surface flooring throughout the main level, paint-grade cabinets, white millwork and doors, stainless steel appliances with gas range, quartz countertops, and a bath off the primary suite with walk-in closet. A heat pump provides efficient year-round comfort. Electric Vehicle Charger Ready with a dedicated 50 amp circuit included. Smart home technology and D.R. Horton’s 10-year warranty come standard. Sleater Crossing offers a park, half basketball court, open green spaces, and walking trails. The Chehalis Western Trail is nearby. Easy access to I-5, JBLM (13.7 mi), Target, Safeway, Fred Meyer, Costco, and Olympia’s historic district. Served by North Thurston School District, all three schools within approximately 1 mile. Special financing available through DHI Mortgage for qualified buyers. Buyers must register their broker on first visit, including open houses.

2230 Boxcar Street NE Unit #178, Olympia

Listing courtesy of D.R. Horton.

$684,995
5 Beds ⋅ 3 Baths ⋅ 2568294 MLS ⋅ ACTIVE Status
Welcome to Sleater Crossing by D.R. Horton, a new construction community on the border of Lacey and Olympia! The Bridgewater Plan is a 5-bed, 2.5-bath home designed for comfortable, flexible living. The open-concept great room and spacious kitchen island are ideal for entertaining, while a main-floor bedroom adds versatile space for guests, a home office, or multigenerational living. Upstairs, an expansive bonus room offers additional living space for any lifestyle need. The home features hard surface flooring throughout the main level, paint-grade cabinets, white millwork and doors, stainless steel appliances with gas range, quartz countertops, and a bath off the primary suite with walk-in closet. A heat pump provides efficient year-round comfort. Electric Vehicle Charger Ready with a dedicated 50 amp circuit included. Smart home technology and D.R. Horton’s 10-year warranty come standard. Sleater Crossing offers a park, half basketball court, open green spaces, and walking trails. The Chehalis Western Trail is nearby. Easy access to I-5, JBLM (13.7 mi), Target, Safeway, Fred Meyer, Costco, and Olympia’s historic district. Served by North Thurston School District, all three schools within approximately 1 mile. Special financing available through DHI Mortgage for qualified buyers. Buyers must register their broker on first visit, including open houses.

2213 Boxcar Street NE Unit #157, Olympia

Listing courtesy of D.R. Horton.

$654,995
5 Beds ⋅ 3 Baths ⋅ 2568287 MLS ⋅ ACTIVE Status
Welcome to Sleater Crossing by D.R. Horton, a new construction community on the border of Lacey and Olympia! The Ballard Plan is a 5-bed, 2.75-bath home offering a well-designed layout with a main-floor bedroom and 3/4 bath — ideal for guests or a home office. Just past the entry, the open-concept dining and great room flow together beautifully. Upstairs, a large loft at the top of the stairs anchors the second floor, alongside three additional bedrooms, a full bath, laundry room, and a spacious primary suite with private bath and walk-in closet. The home features laminate flooring throughout the main level living areas, abundant cabinetry, white millwork and doors, stainless steel appliances with gas range, and quartz countertops. A heat pump provides efficient year-round comfort. A pre-wired 50-amp circuit for EV charging is included. Smart home technology and D.R. Horton’s 10-year warranty come standard. Convenient access to the Chehalis Western Trail, community park, half basketball court, and open green spaces. Easy access to I-5 and JBLM (13.7 mi). Served by North Thurston School District with all three schools within approximately 1 mile. Special financing available through DHI Mortgage for qualified buyers. Buyers must register their broker on first visit, including open houses.

3949 Hyde Loop NE Unit #124, Olympia

Listing courtesy of D.R. Horton.

$654,995
5 Beds ⋅ 3 Baths ⋅ 2568281 MLS ⋅ ACTIVE Status
Welcome to Sleater Crossing by D.R. Horton, a new construction community on the border of Lacey and Olympia! The Ballard Plan is a 5-bed, 2.75-bath home offering a well-designed layout with a main-floor bedroom and 3/4 bath — ideal for guests or a home office. Just past the entry, the open-concept dining and great room flow together beautifully. Upstairs, a large loft at the top of the stairs anchors the second floor, alongside three additional bedrooms, a full bath, laundry room, and a spacious primary suite with private bath and walk-in closet. The home features laminate flooring throughout the main level living areas, abundant cabinetry, white millwork and doors, stainless steel appliances with gas range, and quartz countertops. A heat pump provides efficient year-round comfort. A pre-wired 50-amp circuit for EV charging is included. Smart home technology and D.R. Horton’s 10-year warranty come standard. Convenient access to the Chehalis Western Trail, community park, half basketball court, and open green spaces. Easy access to I-5 and JBLM (13.7 mi). Served by North Thurston School District with all three schools within approximately 1 mile. Special financing available through DHI Mortgage for qualified buyers. Buyers must register their broker on first visit, including open houses.

4015 Hyde Loop NE Unit #119, Olympia

Listing courtesy of D.R. Horton.

$609,995
4 Beds ⋅ 3 Baths ⋅ 2568274 MLS ⋅ ACTIVE Status
Welcome to Sleater Crossing! DR Horton's latest community in Olympia. The Cambridge Plan is a well laid out floorplan with open concept living. 4 bedrooms + large bonus room w/closet that can be a 5th bedroom if you choose. Featuring hard surface flooring, paint grade cabinets, white millwork & doors, Stainless Steel Appliances w/Gas Range, Quartz Countertops, Formal dining space along with a breakfast noon and bar seating for those of us that like to entertain & much more. Sleater Crossing has open spaces with mature trees surrounding the community and the Western Chehalis Trail is close by borders the west side of the entire community. Convenient location just minutes to I-5, JBLM, shopping, & recreation. A heat pump provides efficient year-round comfort. A pre-wired 50-amp circuit for electric vehicle charger ready. Smart home technology and D.R. Horton’s 10-year warranty come standard. Community amenities include a park, half basketball court, open green spaces, and walking trails. Served by North Thurston School District with all three schools within approximately 1 mile. Below market rates and buyer bonus available through the preferred lender for qualified buyers. Buyers must register their real estate broker on first visit, including open houses.

4017 Hyde Loop NE Unit #118, Olympia

Listing courtesy of D.R. Horton.

$269,000
3 Beds ⋅ 2 Baths ⋅ 2567749 MLS ⋅ ACTIVE Status
Welcome home to this incredibly well-maintained home in Colonial Estates 55+! Featuring an inviting open floor plan, 3 bedrooms, 2 baths, and an additional 576 SF finished recreation room, there is plenty of space to live, relax, and entertain. Custom built-ins surround the cozy fireplace, creating a warm and welcoming focal point, while abundant natural light fills the home. Situated on a desirable corner lot, the property also offers a covered back patio with an extended patio area—perfect for enjoying your morning coffee or entertaining guests. Stay comfortable year-round with an efficient heat pump and AC. Residents can also enjoy the wonderful amenities and activities at the community clubhouse, including a pool. This is a home that offers comfort, space, and an inviting 55+ community lifestyle!

3700 14th Avenue SE Unit #10, Olympia

Listing courtesy of Century 21 Van Dorm Realty.

$425,000
2 Beds ⋅ 1 Baths ⋅ 2567180 MLS ⋅ ACTIVE Status
Well-preserved and meticulously maintained, this charming 1940s single-level home offers timeless character in one of Olympia’s most desirable Westside locations. Featuring 2 bedrooms, 1 bath, and beautiful original hardwood floors, the home has been thoughtfully cared for while retaining the warmth and character of its era. Set on a desirable corner lot, this inviting home offers a comfortable layout and a great opportunity for those looking for a home with history and character. Conveniently located within walking distance of Capital Mall, shopping, dining, parks, and everyday amenities, with easy access to everything the Westside has to offer. A wonderful opportunity to own a well-cared-for piece of Olympia in a highly sought-after location. Come take a look today before it's gone!

1719 8th Avenue SW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$575,000
3 Beds ⋅ 3 Baths ⋅ 2567356 MLS ⋅ ACTIVE Status
Welcome to this beautifully reimagined home in the sought-after Sunwood Lakes community! Thoughtfully renovated inside and out, this 2-story residence offers the feel of a brand-new home with the comfort of an established neighborhood. A cozy covered front porch welcomes you inside, where vaulted ceilings, waterproof laminate flooring, and a wood stove in the living room create a bright yet inviting atmosphere. The home features a brand-new roof and new Hardie siding for lasting peace of mind. The stunning remodeled kitchen boasts stainless steel appliances, granite countertops, and stylish finishes, while the dining room opens through French doors to the deck for easy indoor-outdoor entertaining. Upstairs, the spacious primary suite offers a walk-in closet and full en-suite bath, along with two additional bedrooms and a full guest bath. Outside, enjoy a new composite deck and brick fire pit surrounded by peaceful, nature-filled surroundings. A 2-car garage provides ample parking, storage, or workshop space. Sunwood Lakes offers an exceptional lifestyle with private lakes, a heated community pool, clubhouse, nature trails, and courts for tennis, pickleball, and basketball. All this in a quiet setting close to Olympia, Lacey, and JBLM!

8209 Run Drive SE, Olympia

Listing courtesy of Real Broker LLC.

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