Olympia Homes with VA Loan Terms

Olympia Homes with VA Loan Terms

Welcome to Olympia, the capital city of Washington state! Located in Thurston County, Olympia is a vibrant and lively city with a rich history and a thriving real estate market. Whether you're a first-time homebuyer or looking to upgrade your current residence, Olympia offers a variety of housing options to suit your needs.

One of the advantages of living in Olympia is the availability of homes with VA loan terms. If you're a veteran or an active-duty military member, you may be eligible for a VA loan, which provides favorable terms and benefits. With a VA loan, you can enjoy low or no down payment options, competitive interest rates, and no private mortgage insurance requirement.

Olympia boasts a diverse range of homes, from charming historic properties to modern new constructions. The city's real estate market offers a mix of single-family homes, townhouses, and condos, ensuring there's something for everyone. Many homes in Olympia feature spacious yards, perfect for gardening or outdoor activities, and some even offer stunning views of the surrounding natural beauty.

In addition to its housing options, Olympia is known for its excellent schools, vibrant arts scene, and abundance of outdoor recreational opportunities. From exploring the beautiful Capitol Lake to hiking in the nearby Olympic National Forest, there's no shortage of activities to enjoy in this picturesque city.

If you're considering relocating to Olympia, now is a great time to explore the real estate market and take advantage of the homes with VA loan terms. Contact a local real estate agent to help you find your dream home in this charming city.

Newest Olympia Homes with VA Loan Terms

$645,000
3 Beds ⋅ 2 Baths ⋅ 2574804 MLS ⋅ ACTIVE Status
Beautiful one-owner Craftsman rambler in French Gardens, an intimate neighborhood of just 27 homes tucked off picturesque French Road on Olympia’s West Side close to Budd Bay. Built in 2009, this 1,740 SF home offers easy one-level living with a slate entry, white oak floors throughout and a gorgeous vaulted great room overlooking the peaceful backyard. A wall of custom quarter-sawn oak built-ins adds exceptional Craftsman character. Large open kitchen features granite counters, subway tile backsplash, 5-burner gas cooktop, gas oven and all appliances included. Energy efficiency shines with 20 solar panels, battery storage and heat pump providing A/C and supplements heat. Current owner’s electrical costs average approximately $47/month. Built-in speakers. Hardiplank exterior. Enjoy year-round outdoor living on the covered patio with gas BBQ hookup. Hard-to-find 620 SF 3-car garage with tandem bay offers fantastic space for vehicles, storage or workshop, plus convenient access to the covered patio and backyard. A special combination of quality craftsmanship, energy efficiency and peaceful West Side living!

2145 29th Court NW, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$4,999,900
4 Beds ⋅ 3 Baths ⋅ 2565018 MLS ⋅ ACTIVE Status
A Puget Sound Waterfront Estate Designed to Gather, Entertain & Inspire. Some properties are defined by square footage. Others by architecture, acreage or waterfront. This remarkable Puget Sound estate brings all of those elements together, but what truly distinguishes it is how the property lives. Set across 5 private acres & 209’ of Puget Sound waterfront, 2 substantial residences, extraordinary timber-frame craftsmanship, expansive outdoor living areas & exceptional garage & workshop facilities, this is a property created not simply to be lived in, but to be experienced. For years, the current owner has used this estate exactly that way. Corporate company barbecues, weddings, Fourth of July celebrations & memorable gatherings w/ friends have all found a natural home here. The grounds, residences & waterfront spaces function together almost like a private venue, capable of comfortably accommodating a crowd while still feeling intimate and peaceful when the guests have gone home. At the heart of the estate is the 5,672 sf main residence, an architectural blend of classic Craftsman & New England influences expressed through substantial timber frame construction. The craftsmanship is immediately apparent. Exposed structural timbers, beautifully detailed wood ceilings, oversized windows, custom millwork & warm natural finishes create a home that feels substantial without being formal. Rather than competing with its waterfront setting, the architecture frames it.

6943 NE 76th Avenue, Olympia

Listing courtesy of Riley Jackson Real Estate Inc..

$520,000
3 Beds ⋅ 3 Baths ⋅ 2574726 MLS ⋅ ACTIVE Status
Welcome to Horizon Pointe! This move-in-ready, 3-bedroom plus den home offers flexible living spaces, abundant natural light, and thoughtful updates throughout. Fresh new carpet complements the spacious layout, featuring both formal and informal living areas, vaulted ceiling, quartz kitchen counters and a cozy gas fireplace in the main living area. Upstairs, you'll find generously sized bedrooms, including an oversized primary suite with a 5-piece bath and walk-in closet. Outside, enjoy the fully fenced backyard—perfect for relaxing, entertaining, or everyday living. The location is outstanding! Just two houses from Horizon Pointe Park with fields and playground, and less than half a mile to Chambers Prairie Elementary, with miles of sidewalks throughout the neighborhood. Conveniently located near shopping, schools, dining, golf course, and everyday amenities, this home offers the perfect blend of comfort, flexibility, and convenience.

5816 Pennsylvania Street SE, Olympia

Listing courtesy of NextHome South Sound.

$589,900
5 Beds ⋅ 3 Baths ⋅ 2574392 MLS ⋅ ACTIVE Status
Not too often you see a true 5-bedroom home hit the market! One of the larger floor plans in Chambers Creek Crossing with main floor laundry, gas fireplace in your great room, a half bath, large kitchen with pantry, breakfast bar and dining area that open up to one of the fully fenced backyard patios. Great room opens to larger, partially covered back patio next to a separate fenced in area that would be ideal for dog(s). Home has newer A/C for these hot summer months that was just serviced. Upstairs is a full bath, 4 guest rooms & large 5-piece primary suite with 2 walk-in closets. No shortage of space in this home and plenty of storage! Community Park is just across the street. Moments to Western Chehalis Trail, tons of shopping for everything you need just up the street and Olympia Schools. Contract was signed for full exterior re-paint! Make an offer quickly and you can pick the colors!

3129 Horse Haven Street SE, Olympia

Listing courtesy of Virgil Adams Real Estate, Inc..

$439,900
3 Beds ⋅ 3 Baths ⋅ 2549973 MLS ⋅ ACTIVE Status
Tucked at the end of a cul de sac in the desirable gated Sorrento community, this home offers a thoughtful floor plan and an exceptional setting backing to a grassy common area and tree-lined backdrop. Vaulted ceilings and abundant natural light welcome you inside, where nearly 1,900 square feet provides comfortable living with a main level primary suite featuring a 3/4 bath with walk-in shower, tile floors, and dual sinks. The spacious living and dining areas are anchored by a cozy fireplace nook with built-in shelving on either side, creating an inviting space to relax or gather. The functional kitchen offers hardwood flooring, ample storage, pantry organization, and all appliances in the home are included. Upstairs features two additional bedrooms, a full bath, plus a versatile loft offering flexibility for a home office, media space, or hobbies. Air conditioning provides year-round comfort, while the private patio offers a peaceful place to enjoy the surrounding greenery. HOA maintains exterior, front yards and common areas for a lovely setting & community feel. Conveniently located near the Chehalis Western Trail, two golf courses, shopping, dining, and everyday amenities.

6608 Riviera Court SE, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$779,900
3 Beds ⋅ 2 Baths ⋅ 2575294 MLS ⋅ ACTIVE Status
Presenting this impeccably maintained single-level home in the gated Indian Summer Golf & Country Club community. This residence features 3 bedrooms, 2 bathrooms, and 2,152 square feet of thoughtfully designed living space. The home offers tall ceilings, abundant natural light, and large windows that accentuate the spacious great room with a gas fireplace and views of the 15th green. The kitchen is equipped with granite countertops, newer white appliances, tiles floors, walk-in pantry, and adjacent dining area. The primary suite includes a fireplace, generous walk-in closet, custom cabinetry, and a luxurious five-piece bathroom featuring a soaking tub, walk-in glass shower, and tile flooring. Two additional bedrooms, alongside a full bathroom and a laundry room with utility sink provide functionality and comfort. Additional highlights include central vacuum, alarm and sprinkler systems, a hot tub-ready covered patio, mature landscaping with golf course views. This property also offers a spacious two-car garage. Conveniently located near schools, shopping, trails, entertainment, I-5, and JBLM, this tastefully remodeled corner-lot rambler blends comfort, style, and accessibility.

3847 Prestwick Lane SE, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

$1,025,000
4 Beds ⋅ 3 Baths ⋅ 2574709 MLS ⋅ ACTIVE Status
Welcome home to the Hunter 11, located in the sought after Silverhawk neighborhood! This spacious home offers an incredible amount of space and versatility. The main level is designed for both everyday living and entertaining with a formal dining room, private office, living room, gourmet kitchen with upgraded white cabinetry and butler’s pantry with wine/beverage fridge, eat in dining area and ¾ bathroom. A spacious bonus room offers endless possibilities and could easily serve as a craft room, additional bedroom, TV room or game room. Upstairs you’ll find 4 bedrooms, including the primary suite, along with additional flexible living space. Abundant storage and thoughtful upgrades can be found throughout. Outside, all new exterior paint gives the home a fresh look. Expansive sliding glass doors open to a covered patio and large, fully landscaped backyard with a sprinkler system and gas fireplace, creating the perfect spot to gather and enjoy the outdoors year round. The impressive 4 car garage includes drive through access to the backyard, with an additional storage shed for even more convenience. Enough space to have 6 bedroom if you include the 2 bonus rooms and still have an office space! BRAND NEW exterior paint Aug 2026! Situated on a half acre lot near parks, shopping, dining, schools, I5 and JBLM, this home offers space inside and out that is hard to find!

4744 Waxwing Court SE, Olympia

Listing courtesy of PCS Home Group.

$435,000
3 Beds ⋅ 2 Baths ⋅ 2575073 MLS ⋅ ACTIVE Status
Turnkey living in Olympia featuring a beautifully remodeled kitchen and a brand new roof for years of worry free ownership. Enjoy an easy, single level floor plan with an added outdoor bonus: mature, fruit bearing trees right in your yard, including two Asian pear trees and a Rosa plum tree. Rapid I-5 access makes for an effortless daily commute to JBLM and surrounding areas. Plus, everyday convenience is right outside your door, you are just minutes to Costco, Home Depot, local shopping, and dining. Don't miss this move in ready gem!

8825 Quinault Drive NE, Olympia

Listing courtesy of BHGRE - Northwest Home Team.

$1,350,000
4 Beds ⋅ 3 Baths ⋅ 2574737 MLS ⋅ ACTIVE Status
Resort Rambler on Gravelly Beach! Welcome home to this 4 bedroom 3,183 sq ft home on 5+ acres in Olympia's Steamboat Island peninsula with peekaboo view of Eld Inlet. The covered outdoor area is a true four-seasons room that will rival any luxury resort outdoor space-- with overhead propane heaters, all new Lynx outdoor appliances including kegerator, grill, gas burners, sink, ice machine, a gas fireplace, mounted TV, commercial refrigerator more. Inside, the one-level living home features a great room with vaulted ceilings and a cozy wood stove, a dining room full of built-ins and ready for a banquet, and a spacious chef's kitchen with eating bar. The desirable split-bedroom floor plan provides ample privacy in a newly renovated primary bedroom with double walk-in-closets, new tile shower, fixtures, hardware, cabinets, vanity & more. Two more larger bedrooms on main floor plus 2 more full bathrooms makes for a comfortable floor plan for any phase of life. Upstairs features a bonus room/4th bedroom with a walk in closet and separate office space. The front yard connects from the four-seasons room and features a large paver patio + spacious flagstone patio plumbed for propane fireplace. A space cleared for anything your heart desires-- a sport court, 10,000 sq ft shop, pool with all day sun, or your very own par 3. Automatic generator. 3 car garage + room for dream shop. Desirable K-8 Griffin Schools.

3301 Gravelly Beach Loop NW, Olympia

Listing courtesy of Century 21 Van Dorm Realty.

$539,000
4 Beds ⋅ 2 Baths ⋅ 2573230 MLS ⋅ ACTIVE Status
Just off Tumwater’s historic core, near the Craft District, Brewery Park at Tumwater Falls, parks, trails and local schools, this is one of those properties where the options are the story. The recently refreshed 3-bedroom main home is warm and inviting, with a fully detached 1-bedroom, 1-bath ADU offering a second, completely separate place to live or rent. Live in the main home and rent the ADU. Live in the ADU and rent the larger home. Or rent both and let the numbers work for you. Current combined rents are $4,532/month, or $54,384/year. Seller-provided figures show $45,313 NOI and an approx. 8.4% cap rate based on current offering terms. Even with 20% down and conventional financing, current income and expenses show potential for positive cash flow. For an owner-occupant, rental income could offset a meaningful part of the monthly payment. For an investor, you have two rentable homes with established income in a location people want to live. The setting makes everyday life easy, with recreation, restaurants, schools and downtown Olympia nearby, plus direct access to I-5 for commuting north or south. Spend the morning walking Tumwater Falls, head to the Craft District for dinner, then come home to a property with room to make your own plan. Two detached homes, established income, everyday livability and more than one smart way to own it. Investor, first time buyer or downsizing? This is the property you have been waiting for!

101 2nd Avenue NW, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$799,000
3 Beds ⋅ 3 Baths ⋅ 2574889 MLS ⋅ ACTIVE Status
Carlyon Beach living with saltwater & Olympic mountain views, main-floor living, a massive shop & RV parking on a low-maintenance lot! Step inside to vaulted ceilings, hickory hardwoods & expansive views. The open-concept kitchen features granite counters, stainless appliances, soft-close cabinetry, eating bar & pantry all with water views, while the covered deck with overhead heater offers year-round outdoor living with exceptional views. Main-floor ensuite features a 6' tub & quartz counters, plus convenient laundry with sink nearby. Spacious primary suite includes double sinks, quartz & heated floors. Downstairs ensuite with full bath, walk-in closet, LVP flooring & separate entrance is ideal for guests. 3-car tandem garage features interior stairs to the main level. Ductless heat pump & 50-gal water heater. Dog run connects directly to the interior. Massive shop of two 14' bay doors, automatic door & electrical. RV parking with alley access provides easy entry of just a few steps to front door. Carlyon Beach dues include marina, moorage, boat launch, community garden, playground & saltwater access. Griffin schools & prime PNW location!

9924 Mariner Drive NW, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

$915,000
4 Beds ⋅ 3 Baths ⋅ 2573929 MLS ⋅ ACTIVE Status
Pride of ownership shines in this Silver Hawk home, priced below current market value and ready to impress. Built by Hunter Homes in 2019, this well-maintained residence offers the space, comfort, and amenities today’s buyers are looking for.Set on a fully fenced 1.327-acre lot, the property features a freshly painted exterior, covered back patio with an extended deck, hot tub, beautiful landscaping, several fruit trees, in-ground sprinklers, a fire pit, and plenty of room to gather and enjoy the outdoors. Inside, this approximately 2,771-square-foot two-story home includes 4 bedrooms, 2.5 baths, a spacious second-floor bonus room, and a main-floor office or den.The open-concept living, dining, and chef’s kitchen flow seamlessly to the covered patio with a built-in gas fireplace, creating an ideal layout for everyday living and entertaining. The chef’s kitchen features floor-to-ceiling cabinetry, stainless steel appliances, quartz countertops, an island with seating, and a wet bar with a mini refrigerator. The oversized three-car garage includes a rear garage door for convenient backyard access. With thoughtful details throughout and a prime location close to I-5, shopping, restaurants, parks, golf courses, and JBLM, this meticulously maintained home is a must-see. Contact the listing agent today to schedule a private showing.

8223 52nd Ave NE, Olympia

Listing courtesy of Better Properties N. Proctor.

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