Olympia Homes with State Bond Terms

Olympia Homes with State Bond Terms

Olympia: A Charming City in Thurston County, Washington

Located in the beautiful state of Washington, Olympia is a charming city nestled in Thurston County. Known for its natural beauty and vibrant community, Olympia offers a high quality of life for residents and visitors alike.

As the capital city of Washington, Olympia is not only steeped in history but also boasts a thriving economy and a range of amenities. The city is home to a diverse population and offers a wide array of cultural, recreational, and educational opportunities.

One of the key features that make Olympia an attractive place to live is the availability of Homes with State Bond Terms. This program provides affordable housing options for individuals and families who may not qualify for traditional mortgage loans. With favorable terms and low interest rates, these homes offer an opportunity for homeownership that might otherwise be out of reach.

Whether you're a nature enthusiast looking to explore the stunning landscapes of the Pacific Northwest or a history buff interested in the city's rich heritage, Olympia has something for everyone. The city is surrounded by picturesque parks, including the iconic Capitol Lake and the scenic Priest Point Park, offering ample opportunities for outdoor activities.

In addition, Olympia's downtown area is filled with charming boutiques, restaurants, and art galleries, making it a hub for culture and entertainment. The city also hosts numerous festivals and events throughout the year, showcasing local talent and fostering a sense of community.

If you're considering making Olympia your home, you'll find a welcoming community, affordable housing options, and a wealth of opportunities for work and leisure. With its natural beauty, thriving economy, and Homes with State Bond Terms, Olympia is truly a city that has it all.

Newest Olympia Homes with State Bond Terms

$339,950
3 Beds ⋅ 2 Baths ⋅ 2550252 MLS ⋅ ACTIVE Status
Welcome home to this move-in ready gem offering comfort, style, and incredible value! Enjoy peace of mind with a roof replaced (2020), Updated Bamboo flooring, and newer windows already completed. Inside, soaring vaulted ceilings and abundant natural light create an inviting, open feel, while the spacious kitchen and flexible floor plan provide room to live, work, and entertain. Step outside to a private backyard ready for gardening, relaxing, or summer BBQs. Located in a desirable Olympia neighborhood near parks, shopping, dining, schools, and major commuter routes, this home offers the perfect blend of convenience and tranquility. Whether you're a first-time buyer, downsizing, or investing, this is an opportunity you won't want to miss!

818 Berne Lane SE, Olympia

Listing courtesy of eXp Realty.

$470,000
3 Beds ⋅ 1 Baths ⋅ 2566168 MLS ⋅ ACTIVE Status
Countryside living in the City! This 3 bedroom 1 bath rambler home sits on 1.35 acres of tranquil surroundings. Spacious living room with wood fireplace; den area; utility nook; kitchen with plenty of storage; dining area; solarium with glass windows perfect for an activity room; large wooden deck for entertaining, spacious backyard with garden space, 2 vehicle carport, shed, and plenty of room for parking. Close to shopping, parks, and freeway access.

3135 78th Avenue SE, Olympia

Listing courtesy of Link Real Estate.

$364,990
3 Beds ⋅ 2 Baths ⋅ 2566523 MLS ⋅ ACTIVE Status
Beautiful & cozy, this refreshed 3 bedroom, 1.75 bath home offers 1072 sq ft of comfortable living in a great Lacey location. Set next to a peaceful greenbelt, it provides a sense of privacy and natural surroundings while still being close to everything Lacey has to offer. Inside the home has been tastefully updated and feels fresh throughout while new windows all around bringing in plenty of natural light. A wonderful blend of charm, comfort and convenience!

744 Berne Lane SE, Olympia

Listing courtesy of Entry Real Estate LLC.

$490,000
3 Beds ⋅ 3 Baths ⋅ 2566416 MLS ⋅ ACTIVE Status
Welcome home to this gorgeous and inviting Olympia retreat, perfectly situated in one of the area's most convenient locations! Tucked just outside the hustle and bustle of town, you'll enjoy a peaceful neighborhood setting while being only minutes from Evergreen State College, I-5, shopping, dining, medical facilities, parks, waterfront, the Capital Mall and so much more.Inside, natural light fills the thoughtfully designed living spaces, creating a bright and welcoming atmosphere. The spacious kitchen opens effortlessly to the main living area, making it easy to gather & entertain, or simply enjoy the comforts of everyday living. With a functional floor plan and comfortable spaces throughout, this home offers endless possibilities. Don't miss the primary bedroom with a 5-piece ensuite, two additional bedrooms, laundry room, and a full bathroom all thoughtfully situated on the same level!The oversized garage provides exceptional space for vehicles, hobbies, storage, or a workshop, while the private backyard offers a quiet place to unwind, entertain, garden, or enjoy your morning coffee. This home combines comfort, convenience, and endless potential in a location that's hard to beat. Whether you're commuting, heading to class, or enjoying everything Olympia has to offer, you'll appreciate being close to it all while still coming home to a peaceful retreat.Come experience the warmth & charm for yourself—you won't want to miss this one! All appliances are included!

4426 Gallagher Way NW, Olympia

Listing courtesy of John L. Scott Lacey.

$629,000
5 Beds ⋅ 3 Baths ⋅ 2565366 MLS ⋅ ACTIVE Status
~Welcome to Cooper Crest~ This expansive 2 story home with 3,000+ sq ft of living space features 5 BD, 2.5 BA, Den, 2 car grg, dining room and ample room for all living dynamics! Imagine a home that perfectly balances modern durability with timeless curb appeal. From the moment you pull up, the quality is undeniable. Wrapped in premium Hardi Plank siding with a new roof and surrounded by matured landscaping and professional hardscaping, this home makes a striking first impression in one of Olympia’s most sought-after pockets. Step inside to a main floor designed for modern living. New high-end LVP flooring runs throughout the main floor, offering a sleek, cohesive look that’s as tough as it is stylish—perfect for high-traffic daily life. The layout includes a dedicated den, providing that essential quiet space for a home office, creative studio, or library. Upstairs, you’ll find five spacious bedrooms with newer carpet and two and a half well-appointed bathrooms, offering plenty of room to spread out and retreat. Every corner of this home feels intentional. The outdoor spaces are a true highlight. The deck & lower patio overlooking a greenbelt creates an inviting backdrop for morning coffee or weekend gatherings, offering a rare sense of privacy and calm. Complete with a spacious two-car garage and situated in a prime Olympia location that puts the best of the area within easy reach, this home is a rare find that checks every box for quality, comfort, and style. Tour today!

2229 Cooper Crest Place NW, Olympia

Listing courtesy of COMPASS.

$1,095,000
5 Beds ⋅ 6 Baths ⋅ 2556612 MLS ⋅ ACTIVE Status
Located in The Farm, a highly sought-after development & served by Olympia Schools, this immaculate custom-built 2nd-owner home offers exceptional craftsmanship, timeless design & three levels of beautifully-finished living space. Soaring vaulted ceilings with exposed beams, rich flooring, travertine tile, solid-core doors & the dramatic wall of windows create a warm yet sophisticated atmosphere. The gourmet kitchen features glazed natural cherry cabinetry, granite countertops, full-tile backsplash, stainless appliances, 6-burner DCS gas range, food warmer & quiet-close drawers. The main-level primary retreat includes a spa-inspired bath with polished slate finishes, jetted tub, oversized 2-person shower, walk-in closet & private water closet. Each spacious secondary bedroom has own ensuite bath! The fully-finished daylight basement offers a large family room & flexible living space. Recent upgrades new HVAC system and water heater (2024), plus three multi-level composite decks (2024-2025). Additional features include a main-floor office, oversized utility room with sink, fully finished garage, irrigation system, heat pump, genuine wood garage doors, circular driveway & lighted sport court. Adjacent to HOA trail, this extraordinary home combines luxury, comfort & an unbeatable Tumwater location, walk to ice cream/pizza/Starbucks/YMCA/parks!

914 Harvest Drive SE, Olympia

Listing courtesy of John L. Scott Lacey.

$849,900
3 Beds ⋅ 3 Baths ⋅ 2560648 MLS ⋅ ACTIVE Status
Discover the perfect blend of privacy, comfort, & modern updates in this beautifully renovated +/- 2,507 square-foot home nestled on +/- 1.70 peaceful, wooded acres. Major improvements include new roof, siding, furnace, newer water heater, a remediated crawlspace, & interior/exterior paint, new carpet/vinyl throughout, & refinished hardwood floors. Surrounded by nature, this secluded retreat offers a quiet setting while providing plenty of room to relax & entertain. Enjoy outdoor living on the spacious deck overlooking the tranquil landscape. Inside, you'll find a warm & inviting floor plan featuring 2 living areas. A cozy wood-burning fireplace, in the family room, creates the perfect gathering space, while the spectacular kitchen shines with all kinds of amenities including 2 refrigerated drawers and a microwave drawer in the island! There is also a warming drawer under the double oven. This area has modern finishes, abundant workspace for the home chef, a breakfast nook, & is truly an entertainer's dream! Main floor also has a separate formal dining room, laundry room & 1/2 bath. The upstairs primary bedroom offers 2 closets; one a walk-in, 3 additional rooms that offer flexibility as either bedrooms or a large office/den, & full updated bathroom. This move-in-ready home combines timeless charm with today's updates in an exceptional wooded setting. Experience the beauty, privacy, and comfort this special property has to offer!

5231 Vine Court NE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$624,900
3 Beds ⋅ 2 Baths ⋅ 2563735 MLS ⋅ ACTIVE Status
Discover the charm of this mid-century modern home situated on over 7 acres with endless possibilities. Hardwood floors flow throughout the main living areas, while a cozy wood-burning fireplace creates a warm and inviting gathering space. The classic kitchen retains its timeless character, and a spacious family room with an adjoining 3/4 bath offers flexible space for guests, hobbies, or a home office. The home also features two generously sized bedrooms, a full bath, and a comfortable primary suite. Outside, the impressive shop includes two vehicle bays plus a dedicated RV bay, providing exceptional space for vehicles, storage, or projects. A peaceful creek borders the south side of the property, creating a tranquil, park-like setting. Trails wind throughout the property, inviting you to explore the natural beauty and enjoy the privacy of this serene setting. The expansive acreage provides ample room for gardening, recreation, or future improvements. Whether you're looking for privacy, space to pursue your hobbies, or the opportunity to expand, this unique property combines timeless mid-century style with the beauty and freedom of country living.

6847 Libby Road NE, Olympia

Listing courtesy of Redfin.

$849,900
4 Beds ⋅ 4 Baths ⋅ 2554676 MLS ⋅ ACTIVE Status
This impressive home, with newer roof and skylights(2025), new carpet throughout, and all new interior paint, offers nearly +/-2,993 square feet of living space nestled on over an acre of land in the sought after northwest Olympia. The spacious floor plan features two primary bedrooms on the main floor, one with beautiful walnut wood floors, and 2 additional spacious bedrooms on the upper floor. Home also offers a separate den/office with a closet. and new carpeting throughout. This offers flexibility for guests, a home office, or multi-generational living. Kitchen has granite countertops and SS appliances. There are 2 water heaters that service the home and a Culligan water treatment system. A wood burning fireplace offers a cozy atmoshphere in your family room. Your newer furnace and heat pump (2016) offers comfort year round. Enjoy the outdoors on your expansive +/-1.16 acre lot, has mature foliage and is perfect for gardening and entertaining on the expansive deck (2016.) The two car garage offers storage for vehicles and recreational gear. Amazing location conveniently located minutes from Hwy 101, Evergreen State College, Capital Mall, and all the dining and shopping west Olympia has to offer. This spacious home offers privacy and space all in a prime location!

5101 Brenner Road NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$549,999
3 Beds ⋅ 3 Baths ⋅ 2559062 MLS ⋅ ACTIVE Status
Welcome to one of the premier lots in highly sought-after Chambers Creek Crossing! Backing onto a peaceful wooded greenbelt and bordering the neighborhood park, this beautifully maintained home offers exceptional privacy and a serene natural setting. Conveniently located with easy access to shopping, dining, JBLM, and major commuter routes, all within the desirable Olympia School District. Thoughtfully updated throughout, the home features brand-new luxury vinyl plank flooring on the main level, newer carpeting, updated sinks, and a newer water heater. The open-concept kitchen flows seamlessly into the living and dining areas, creating an inviting space for everyday living and entertaining. Relax by the cozy gas fireplace with its striking rock surround and custom built-in cabinetry. The spacious primary suite is a true retreat, complete with a generous walk-in closet and a luxurious five-piece bath featuring a soaking tub. A bright bonus room offers flexible living space and can easily serve as a fourth bedroom, home office, or media room. Step outside to enjoy the low-maintenance backyard, where the private patio overlooks the tranquil greenbelt with no rear neighbors. Plumbed for a gas grill, it's the perfect setting for outdoor dining and entertaining. This exceptional home combines thoughtful updates, an outstanding location, and one of the community's most desirable lots

5007 Chambers Creek Loop SE, Olympia

Listing courtesy of Real Estate of the South Sound.

$675,000
5 Beds ⋅ 3 Baths ⋅ 2559434 MLS ⋅ ACTIVE Status
Welcome to the epitome of luxury living on the 1st fairway of the Hawks Prairie Golf Course in the highly sought-after Meridian Campus community! This exceptional 2016-built home offers 2,790± sq ft of beautifully designed living space with 5 bedrooms, 2.5 baths, and a spacious main-floor den with French doors—perfect for a home office or guest room. The impressive chef’s kitchen features a large quartz island with eating bar, stainless steel appliances, a walk-in pantry, and abundant cabinetry and storage. The light-filled open-concept floor plan showcases engineered hardwood flooring, luxury vinyl flooring, expansive windows, and a cozy gas fireplace that creates a warm and inviting atmosphere. Retreat to the luxurious primary suite featuring French doors, a spa-inspired 5-piece bath with a soaking tub, dual vanities, and a generous walk-in closet. Enjoy year-round comfort with central A/C and a heat pump, plus the added energy savings of solar panels. The fully fenced backyard offers a spacious patio, ideal for entertaining or relaxing while enjoying the peaceful golf course setting. Tucked away in a quiet cul-de-sac and conveniently located near parks, playgrounds, walking trails, athletic courts, top-rated schools, shopping, I-5, JBLM, and all the amenities Hawks Prairie has to offer. Impeccably maintained with an outstanding floor plan and exceptional finishes, this truly is a rare opportunity to own one of the area’s finest homes.

4335 Dudley Drive NE, Olympia

Listing courtesy of Century 21 Van Dorm Realty.

$445,000
3 Beds ⋅ 1 Baths ⋅ 2557003 MLS ⋅ ACTIVE Status
Beautifully updated rambler in Evergreen Shores that comes with Black Lake access. This move in ready, 3 bedroom, 1 bath home offers plenty of living space to stretch out, with its large driveway offering an abundance of parking. Freshly updated, this home features new interior and exterior paint, roof, doors/millwork, LVP flooring, tiled bathroom, new countertops, appliances, garage doors and more. Relax in the exquisite jetted soaking tub in this nicely updated 5 piece, tiled bathroom. Nicely updated kitchen with new LVP flooring, appliances and tiled backsplash. Relax/entertain in the backyard on the large Trex deck. Freshly painted storage shed with new roof. Enjoy the lifestyle Evergreen Shores has to offer: walkable neighborhood; access to community amenities including a clubhouse, seasonal pool, park, playground, basketball court, boat launch, dock, and Black Lake access. A great place to call home!

7812 Greenridge Street SW, Olympia

Listing courtesy of Abbey Realty Inc.

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