Olympia Homes with FHA Terms

Olympia Homes with FHA Terms

Welcome to Olympia, the capital city of Washington state! Located in Thurston County, Olympia is a vibrant and thriving city that offers a high quality of life for its residents. With its picturesque views of the Puget Sound and the stunning backdrop of the Olympic Mountains, Olympia is a place where natural beauty meets urban convenience.

Olympia is known for its rich history and cultural heritage. The city is home to the Washington State Capitol, where you can explore the stunning architecture and learn about the state's political history. The Capitol Campus also features beautifully manicured gardens and walking trails, perfect for a leisurely stroll.

If you're in the market for a new home in Olympia, you'll be pleased to know that there are plenty of options available with FHA terms. FHA loans are a popular choice for many homebuyers as they offer lower down payment requirements and more flexible credit qualifications. Whether you're a first-time homebuyer or looking to refinance, FHA loans can make homeownership more accessible and affordable.

Olympia offers a diverse range of housing options to suit every lifestyle and budget. From charming historic homes in the downtown area to modern subdivisions with all the amenities, there is something for everyone. The real estate market in Olympia is competitive, so it's important to work with a knowledgeable real estate agent who can help you navigate the process and find the perfect home for you.

Don't miss out on the opportunity to call Olympia home. With its natural beauty, rich history, and affordable housing options with FHA terms, this city has a lot to offer. Start your search today and discover why Olympia is a great place to live, work, and play.

Newest Olympia Homes with FHA Terms

$479,950
3 Beds ⋅ 2 Baths ⋅ 2560379 MLS ⋅ ACTIVE Status
Charming 1966 rambler on a spacious 10,454 sq. ft. corner lot in the established Tanglewilde neighborhood. This 3-bedroom, 2-bath home offers beautiful hardwood floors, a large living room with fireplace, and a flexible floor plan with room for both living and dining areas. One bedroom is ideal for a home office, guest room or hobby space. The kitchen offers great natural light, a distinctive brick accent wall and an eating area, with a convenient laundry room nearby. Both bathrooms have been beautifully updated. Outside, enjoy a large backyard with established gardens, patio and covered patio—plenty of room for entertaining, gardening or simply enjoying the outdoor space. The oversized 2-car garage includes built-in shelving, tool storage and a workshop area, offering exceptional space for projects and hobbies. Located near the Tanglewilde community pool and park, with the pool just across the way. A great opportunity for buyers looking for a single-level home with a large lot, garage/workshop space and plenty of room to make it their own.

433 SE Cougar Street, Olympia

Listing courtesy of Real Broker LLC.

$30,000
2569639 MLS ⋅ ACTIVE Status
Lake life is calling, come see & enjoy this Scott Lake lot, create your own slice of Pacific Northwest paradise! Enjoy the lake community lifestyle, with community lake access, swimming, boating, fishing, a private waterfront park, boat launch, playground, sports courts, clubhouse and golf nearby. Whether you’re dreaming of a possible weekend spot to retreat or a place to pull up your RV, this is your opportunity! Scott Lake is tucked into a peaceful setting of south Olympia offering convenient access to Tumwater, Olympia and I-5.Bring your vision, your builder and your kayak. There’s something wonderfully uncomplicated about lake life. Scott Lake offers that kind of everyday escape—casual, community-minded and decidedly unpretentious. You don’t need a sprawling estate or a fancy boat to enjoy it. You just need a spot to call your own, a little room to breathe and an appreciation for the good life, water, trees, fresh air and having nowhere else you need to be. Buyer to verify all information to their satisfaction.

11735 Driver Street SW, Olympia

Listing courtesy of RE/MAX Exclusive.

$499,500
3 Beds ⋅ 2 Baths ⋅ 2563562 MLS ⋅ ACTIVE Status
Wow! This sparkling clean, like-new 2022-built rambler lives really large! A lovely covered front porch welcomes you in to an easy-flow floor plan. The expansive primary suite with spacious walk-in closet and double sink vanity in the bath, is separated from the two additional bedrooms and second bathroom by an open concept great room with soaring cathedral ceilings, luxury vinyl plank floors, and a ductless mini split. A beautiful white chef’s kitchen has loads of cupboards and gorgeous quartz counter tops, high-end appliances with stunning finishes. Enjoy relaxing Summer evenings on the large cedar deck that overlooks a partially fenced natural backyard with wandering peaceful deer, that can be easily transformed in to your private oasis. An enormous garage and good-sized laundry room allow for plenty of storage, and will keep you warm and dry on rainy days. This Griffin School District home is quite a gem, and it sits in the heart of the incredible Carlyon Beach Club that includes a wonderful private community beach, club house, dock, marina, a park, a playground, kayak storage area and community activities. A rare opportunity in such a fabulous neighborhood!

9804 Windward Drive NW, Olympia

Listing courtesy of Windermere RE Magnolia.

$469,950
3 Beds ⋅ 2 Baths ⋅ 2569547 MLS ⋅ ACTIVE Status
Beautifully maintained and thoughtfully updated rambler overlooking the 4th fairway in the desirable Scott Lake community! This light filled 3BR/2BA home offers a spacious den/flex room with bedroom potential, vaulted great room with skylights, hardwood floors, wood wrapped windows and peaceful golf course views. The galley kitchen features granite countertops and a walk in pantry, while both bathrooms have updated countertops and fixtures. Enjoy the large covered rear deck with newer composite decking, perfect for relaxing, entertaining and taking in the serene golf course setting. Pride of ownership shines throughout with updated carpet, exterior paint, vinyl window shutters, ductless mini split, newer garage door and opener, plus 6 inch rain gutters with debris covers. The attached garage includes a heater and convenient pull down storage. Enjoy Scott Lake access, community parks and clubhouse amenities from a quiet cul de sac in the Tumwater School District, just minutes to Olympia, shopping, dining and I 5. County records reflect 3 bedrooms; septic system approved for 2 bedrooms. **Golf, lake days and easy living, all right outside your door!

12134 Scott Creek Loop, Olympia

Listing courtesy of Better Properties Grays Harbor.

$619,000
3 Beds ⋅ 2 Baths ⋅ 2567107 MLS ⋅ ACTIVE Status
Well maintained rambler on level .37+/- acre with Mt. Rainier views. Spacious open-concept kitchen and family room with sliders to a bright sunroom and back yard views . Spacious primary suite with door to the backyard. Formal living and dining rooms provide the perfect space for holiday celebrations and gatherings. Skylights to bring in natural light, freestanding Lopi direct-vent cast iron stove adds cozy warmth on chilly evenings. Newer laminate flooring and an ultra-high-efficiency Carrier furnace with upgraded filtration add comfort and efficiency. Outside, enjoy a paved driveway, RV parking, 20x24 shop, sprinkler system, garden shed and garden area with rhubarb, raspberries and asparagus.

3746 Golden Eagle Loop SE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$375,000
1 Beds ⋅ 1 Baths ⋅ 2564923 MLS ⋅ ACTIVE Status
Nestled on a spacious 9,000 sq ft corner lot, this 1,176 sq ft Olympia home offers charm, flexibility, and plenty of outdoor space to enjoy. The yard features mature fruit trees, seasonal flowers, and garden space, creating a welcoming setting with room to relax or cultivate your own garden. Approved as a 1-bedroom home, the functional floor plan also includes two additional finished bonus rooms that are ideal for a home office, hobby room, workout space, or additional living area. Recent improvements include fresh paint in the living room and one bonus room, new interior trim, replacement interior doors, and a professionally cleaned and treated composition roof. Additional features include hardwood and vinyl flooring, double-pane windows, a ductless mini-split for efficient heating and cooling, and an attached garage. Conveniently located near shopping, dining, parks, schools, and I-5, this property offers a wonderful opportunity for buyers looking to personalize a home while enjoying a beautiful yard and a desirable Olympia location.

704 Weir Street SE, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$739,900
4 Beds ⋅ 3 Baths ⋅ 2569457 MLS ⋅ ACTIVE Status
Henderson Ridge + Olympia Schools + a floorplan with OPTIONS! 4 BRs + den + main-floor bonus room has 2644sf of options for working, guests, hobbies, multigenerational living & everyone having their OWN space! Tucked on a low-traffic, double cul-de-sac street, this showstopper stone-arched covered porch & leaded-glass entry sets the tone before you even step inside. Soaring 2-story foyer, wood-look ceramic plank floors, crown molding, tray ceilings, French doors, transom details & iron-spindle balcony bring the Craftsman charm. Granite slab island anchors the kitchen with 3-side bar seating, walk-in pantry, stainless appliances & hood, all open to everyday dining & family room. Serious privacy primary suite has no shared bedroom walls, 2 extra-long separate vanities, walk-in closet & bonus 2nd closet. Three more BIG bedrooms include one with its own vanity sink. Fresh exterior paint & HardiePlank siding keep curb appeal sharp, while sprinkler & drip systems front & back keep yard work refreshingly low. Long driveway & deep garage storage. Newer fenced backyard with raised landscape beds full of mature plantings brings big patio, storage shed & HOT TUB included! Heat pump A/C + central vacuum too. Stroll to Grange Starbucks, Briggs YMCA & riverfront Pioneer Park. Olympia Schools: Centennial, Washington Middle, Olympia High or Avanti. Ridiculously convenient location 10 minutes to downtown Olympia, SE Lacey, Costco or I-5!

1720 52nd Avenue SE, Olympia

Listing courtesy of Abbey Realty Inc.

$609,000
3 Beds ⋅ 3 Baths ⋅ 2569243 MLS ⋅ ACTIVE Status
Beautifully maintained 3-bedroom, 2.5-bath home in Meridian Campus! This home has a great open-concept layout that makes it easy to entertain, with granite countertops, stainless steel appliances, and plenty of space to gather. You’ll also appreciate the 2-inch blinds throughout and AC for those hot summer days. Upstairs, the spacious primary bedroom features a 5-piece ensuite bathroom, along with two good-sized bedrooms and a versatile bonus area that can be whatever you need it to be...office, playroom, workout space, or extra living area. Step outside to a fully fenced backyard with a gazebo, perfect for enjoying your morning coffee, summer BBQs, or relaxing at the end of the day. There’s also a storage shed with plenty of room for your gardening tools and outdoor items. Great location just minutes from parks, golf courses, and walking trails, plus shopping and JBLM are only about 15–20 minutes away. This is a home you’ll want to see in person...come take a look and make it yours!

3328 Nova St NE, Olympia

Listing courtesy of BCR LLC.

$419,950
2 Beds ⋅ 1 Baths ⋅ 2569069 MLS ⋅ ACTIVE Status
Welcome to this charming 2-bedroom, 1-bath home situated on a spacious corner lot in Olympia. The property offers a welcoming front yard, a 2-car garage, and a comfortable layout with plenty of opportunity to make the space your own. Step outside to enjoy the thoughtfully arranged backyard, featuring a gazebo that provides a great spot for outdoor dining or relaxing, along with a convenient storage shed. A separate sitting area tucked alongside the home offers another inviting space to enjoy the outdoors. With its corner-lot setting, generous yard space, 2-car garage, gazebo, shed, and multiple outdoor areas, this home offers a great combination of comfort, functionality, and outdoor living.

7847 SE Normandy Street, Olympia

Listing courtesy of eXp Realty.

$739,900
4 Beds ⋅ 3 Baths ⋅ 2568040 MLS ⋅ ACTIVE Status
Henderson Ridge + Olympia Schools + a floorplan with OPTIONS! 4 BRs + den + main-floor bonus room has 2644sf of options for working, guests, hobbies, multigenerational living & everyone having their OWN space! Tucked on a low-traffic, double cul-de-sac street, this showstopper stone-arched covered porch & leaded-glass entry sets the tone before you even step inside. Soaring 2-story foyer, wood-look ceramic plank floors, crown molding, tray ceilings, French doors, transom details & iron-spindle balcony bring the Craftsman charm. Granite slab island anchors the kitchen with 3-side bar seating, walk-in pantry, stainless appliances & hood, all open to everyday dining & family room. Serious privacy primary suite has no shared bedroom walls, 2 extra-long separate vanities, walk-in closet & bonus 2nd closet. Three more BIG bedrooms include one with its own vanity sink. Fresh exterior paint & HardiePlank siding keep curb appeal sharp, while sprinkler & drip systems front & back keep yard work refreshingly low. Long driveway & deep garage storage. Newer fenced backyard with raised landscape beds full of mature plantings brings big patio, storage shed & HOT TUB included! Heat pump A/C + central vacuum too. Stroll to Grange Starbucks, Briggs YMCA & riverfront Pioneer Park. Olympia Schools: Centennial, Washington Middle, Olympia High or Avanti. Ridiculously convenient location 10 minutes to downtown Olympia, SE Lacey, Costco or I-5!

1720 52nd Avenue SE, Olympia

Listing courtesy of Abbey Realty Inc.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2559456 MLS ⋅ ACTIVE Status
Discover the rare combination of privacy, space & convenience at the end of a quiet dead-end street! This beautifully updated rambler sits on a large, level, fully fenced lot adjoining a wooded greenbelt, creating a peaceful & private setting. There may also be potential for an ADU, offering exciting possibilities for future use. Inside, you'll find solid flooring throughout & a thoughtfully updated interior featuring a stylish kitchen w/granite counters, island, tile backsplash & premium stainless steel appliances. The open kitchen & living areas create an inviting gathering space, w/a gas fireplace adding warmth & ambiance. The bathrooms offer a touch of luxury w/ceiling-height, custom-tiled shower walls, tall granite-topped vanities & back-lit mirrors. Storage is exceptional, w/many closets throughout, plus a mudroom with shelving & cabinets, a laundry room with built-in cabinetry & sink, a two-car garage, a basement storage room & backyard storage shed. Additional features incl. a tankless water heater & air conditioning. Outside, the expansive lot provides abundant parking for cars, boat or RV, along with plenty of room to garden, entertain or simply enjoy this special setting. Conveniently located in a quiet neighborhood with no HOA, near downtown Olympia & the Woodland Trail, this property offers the best of both worlds: Easy access to town with a peaceful, tucked-away feel. A unique opportunity for buyers seeking a move-in-ready home with space, privacy and potential!

1511 Wilson Street SE, Olympia

Listing courtesy of Riley Jackson Real Estate Inc..

$750,000
3 Beds ⋅ 3 Baths ⋅ 2567169 MLS ⋅ ACTIVE Status
Welcome to this one owner, beautifully crafted custom home, on a serene one acre near the Puget Sound. The grand circular driveway with an abundance of parking welcomes you into a park-like setting. Warm, welcoming and versatile with multi-generational possibilities, this floor plan includes a main-level primary suite for effortless everyday living, along with a potential second primary suite upstairs accompanied by a large walk-in closet leading into a flex space currently used as an inspiring art studio. Step outside to discover an extensive back deck, bocce ball, garden beds, fruit tree, a treehouse, and peaceful spaces amongst the Douglas firs for gathering, entertaining, or simply unwinding. Thoughtfully designed to celebrate its natural surroundings, this home features multi-angled seating areas including the dining room and bonus room, multiple decks and terraces, expansive outdoor living spaces, and numerous sliding glass doors that invite the outdoors in. In addition, a new roof will be completed in late August, adding to this home's enduring quality. Ideally located near the Luhr Beach public boat launch within a quarter mile with low tide trails and majestic views of Mt Rainier for water enthusiasts, kayakers, boaters, and nature lovers. Nisqually Reach, Maritime Museum, Tolmie State Park, 23 Kitchens for pickleball, golf courses and Hogum Bay Town Center close by, offering the best of the South Sound.

4648 D Milluhr Drive NE, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.