Lake Stevens Homes with USDA Loan Terms

Lake Stevens Homes with USDA Loan Terms

Welcome to Lake Stevens, a charming city located in Snohomish County, Washington, United States. Nestled in the beautiful Pacific Northwest, Lake Stevens offers a perfect blend of natural beauty, a close-knit community, and a range of amenities that make it an ideal place to call home.

Lake Stevens is known for its stunning lake, which shares the same name as the city. The 1,000-acre lake provides residents with ample opportunities for boating, fishing, and other water activities. The surrounding parks and trails offer scenic views and are perfect for hiking, biking, and picnicking.

The city also boasts a vibrant downtown area with a variety of shops, restaurants, and local businesses. Whether you're in search of a cozy café or a trendy boutique, Lake Stevens has something to offer everyone.

For those looking to settle down in Lake Stevens, the Homes with USDA Loan Terms are a fantastic option. With USDA loans, homebuyers can enjoy flexible financing options and potentially secure a home with no down payment. This makes homeownership more accessible and affordable for individuals and families.

Lake Stevens is a thriving community with excellent schools, a low crime rate, and a strong sense of community. Its convenient location, just a short drive from major cities like Seattle and Everett, offers residents the best of both worlds - a peaceful suburban lifestyle with easy access to urban amenities.

If you're looking for a place that combines natural beauty, small-town charm, and affordable housing options, Lake Stevens is the perfect destination. Come and explore all that this wonderful city has to offer!

Newest Lake Stevens Homes with USDA Loan Terms

$550,000
3 Beds ⋅ 3 Baths ⋅ 2570883 MLS ⋅ ACTIVE Status
Wake up to lake and mountain views from this well-maintained 3 bedroom, 2.5 bath home in Lake Stevens. The open concept main floor is filled with natural light and flows seamlessly onto a covered deck, perfect for morning coffee, evening sunsets, or year-round entertaining. The spacious primary suite offers a private retreat, while two additional bedrooms provide flexibility for guests, a home office, or growing households. Downstairs, the oversized garage offers more than just parking, featuring valuable workspace with a built-in workbench for hobbies, projects, storage, or a home workshop setup. Unlike many similar properties, this home comes with the freedom of no HOA while still offering convenient access to schools, shopping, dining, and major commuting routes. Relocation creates a rare opportunity to own a move-in-ready home that combines views, functionality, and everyday convenience in one of Lake Stevens' most desirable locations.

1011 94th Drive NE, Lake Stevens

Listing courtesy of RE/MAX Northwest.

$719,900
3 Beds ⋅ 1 Baths ⋅ 2560125 MLS ⋅ ACTIVE Status
Set on 5+ private, park-like acres in sought-after Lochsloy Acres, this 3-bedroom, 2-bath home has the warm feel of a Northwest retreat, surrounded by mature trees, landscaping, fruit trees, and a greenhouse. Inside, warm wood details add character, with a primary suite featuring an ensuite bath. Improvements include fresh interior and exterior paint, new appliances, new heating and A/C, updated lighting, a new roof, and whole-house standby generator. The kitchen features granite countertops, breakfast bar, tile floors, and a garden window. Impressive infrastructure includes an 840 sq ft shop/3-car garage with covered parking and workbenches, a detached 400 sq ft heated hobby/bonus room, and additional outbuildings, including a two-story shed. Enjoy the covered front porch, large back deck with gazebo, fenced areas for pets, plenty of parking, and room to enjoy the land. Private and peaceful while still convenient to everyday amenities, all within the Lake Stevens School District. This is a Fannie Mae HomePath property. First Time Buyers, complete the HomePath Ready Buyer homeownership course on Homepath.com. Attach certificate to offer for up to 3% closing cost assistance. Check Homepath.com for more details. Restrictions apply.

6530 137th Drive NE, Lake Stevens

Listing courtesy of Buck Real Estate.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2565802 MLS ⋅ ACTIVE Status
The moment you round the corner, you are surrounded by greenery, tall trees and garden blooms, a welcoming front porch and the realization; this one is different from the rest. A colorful palette to plant, create, grow. This charming home is the perfect blend of quiet privacy, convenience and rambler-style living. Tastefully updated to maximize space, comfort and peace of mind, nothing more is needed; just move right in. Lots of skylights and east-facing windows connect to the beauty outside, while inviting the natural light to dance through vaulted living areas into the gorgeous custom kitchen; fully remodeled with new cabinets, quartz, undermount sink and updated plumbing. Three bedrooms include a large primary w/ensuite + two additional bedrooms with a second full bath off the hallway. Fresh LVP flooring throughout, a cozy gas fireplace for cold days and new central AC for hot summer months to keep you comfortable all year. A slider off the back leads to the fenced yard where a covered gazebo and professionally installed, artificial lawn are beckoning you to relax, play and appreciate more living time outdoors. You'll find plenty to do a short stroll from home, where downtown Lk. Stevens shopping, restaurants, coffe shops, farmer's market, schools, services and North Cove Park are all tucked in around the neighborhood. Good neighbors; affordable, friendly HOA covers all yard, road and exterior building maintenance. This is the one!

1425 128th Drive NE, Lake Stevens

Listing courtesy of Champions Real Estate.

$839,000
4 Beds ⋅ 3 Baths ⋅ 2561005 MLS ⋅ ACTIVE Status
Built in 2017, this stunning Lake Stevens home pairs modern sophistication with effortless livability. Soaring 9-foot ceilings and walls of windows flood the open-concept main level with natural light, creating an inviting backdrop for daily life and entertaining. The chef-inspired kitchen commands attention with a substantial eat-at island, quartz countertops, stainless steel appliances, twin ovens, a walk-in pantry, and abundant cabinetry. A versatile main-floor den delivers an ideal work-from-home space, while the upstairs loft offers flexible living options for a media room or play area. Retreat to the serene primary suite featuring a spa-like bath and generous walk-in closet. Three additional bedrooms and 2.5 baths provide ample room for guests. Central air conditioning, a two-car garage, and dual covered patios designed for year-round outdoor enjoyment complete this exceptional residence.

10185 33rd Place NE, Lake Stevens

Listing courtesy of eXp Realty.

$1,175,000
4 Beds ⋅ 4 Baths ⋅ 2563472 MLS ⋅ ACTIVE Status
Rare 15.59-Acre Country Estate with Development Potential! Tucked away at the end of a private drive, this exceptional property offers privacy & versatility. The well-maintained 4BD/2.5BA home offers 2,432 SF of large open space. From the minute you step on the the country porch you can feel the serenity and peace. Main home features formal living and dining rooms featuring a cozy wood-burning stove, plus an open great room with kitchen and eating area. Main-floor bedroom is ideal for guests, home office, or flex space. Upstairs you'll find three oversized bedrooms, including a spacious primary suite with walk-in closet, separate vanity, and private bath. Above the semi-detached 2-car garage is a studio apartment with ¾ bath, and was previously rented. Enjoy level usable acreage with plenty of garden space, productive apple, pear, plum & fig trees, a dog run, room for livestock/goat occupying the space, storage container holds extra feed & hay and outdoor equipment, abundant RV/guest parking, FULL RV hook up including septic and your very own full-size basketball court! Peaceful country living just minutes to Lake Stevens & Marysville. Whether you're looking for a private estate, hobby farm, multi-generational living, rental income, or future investment potential, potential for additional lots, DADUs, or future development with future opportunity to an additional access point off 84th Ave, (buyer to verify to their satisfaction) this property offers endless possibilities!

13323 78th Street NE, Lake Stevens

Listing courtesy of KW North Sound.

$669,950
3 Beds ⋅ 3 Baths ⋅ 2563384 MLS ⋅ ACTIVE Status
True Built-to-Order Home in Snohomish School District. Craft your dream home w/ personalized layout and interior finishes w/ your design choices. An open-concept great room showcases stainless steel appliances, a generous island, and seamless flow for entertainment. Includes fully landscaped & fenced yard, 2-car garage w/opener, electric car charging & every KB Home is Energy Star Certified w/LED lighting, A/C & quality insulation for quieter living. Final pricing will be based on selections. Presale - lot premium may apply.

1714 119th Avenue SE Unit #12.2, Lake Stevens

Listing courtesy of KB Home Sales.

$630,000
3 Beds ⋅ 2 Baths ⋅ 2563267 MLS ⋅ ACTIVE Status
Updated Lake Stevens Rambler close and convenient to Wyatt Park with boat launch, Shopping, the Park and Ride, and easy access to Hwy 9 and Hwy 2. Cozy home nicely updated with newer roof, exterior paint, windows, heaters, garage door opener and cellular blinds. Kitchen completely updated with new cabinets, quartz counter tops, flooring, backsplash and appliances. Home located on corner lot and is fenced with multiple outbuilding great for hobbyists and or collectors. Property will easily accommodate multiple vehicles and has RV parking!! Plenty of space for a vegetable garden or coop. This home is MOVE-IN ready, and has no HOA dues or assessments! Back yard oasis great for entertaining and has a poured concrete slab for the BBQ and smoker. Sip early morning coffee in the sunroom or retire the space to a feline retreat. This is a perfect home for those starting out or feeling the need to down-size.

10108 3rd Place SE, Lake Stevens

Listing courtesy of KW Everett.

$829,000
3 Beds ⋅ 3 Baths ⋅ 2559006 MLS ⋅ ACTIVE Status
Price Adjustment! Country living at it's finest-and only minutes to town! Nestled down a long private road-this 4.58 acre property allows for your hobby farm or livestock with pasture, lean-to and chicken coop all ready for you. Recent updates include roof, gutters, exterior paint, well pump, water heater, upstairs tub, downstairs toilet, kitchen sink, faucet and disposal. The finished basement adds a large additional living space or office. Enjoy your morning cup of coffee looking over your property on the spacious back deck. Wander down to the salmon bearing creek just past the pasture and explore your wooded oasis!

12405 101st Place NE, Lake Stevens

Listing courtesy of Pike Real Estate.

$499,900
3 Beds ⋅ 2 Baths ⋅ 2550244 MLS ⋅ ACTIVE Status
The moment you round the corner, you are surrounded by greenery, tall trees and garden blooms, a welcoming front porch and the realization; this one is different from the rest. A colorful palette to plant, create, grow. This charming home is the perfect blend of quiet privacy, convenience and rambler-style living. Tastefully updated to maximize space, comfort and peace of mind, nothing more is needed; just move right in. Lots of skylights and east-facing windows connect to the beauty outside, while inviting the natural light to dance through vaulted living areas into the gorgeous custom kitchen; fully remodeled with new cabinets, quartz, undermount sink and updated plumbing. Three bedrooms include a large primary w/ensuite + two additional bedrooms with a second full bath off the hallway. Fresh LVP flooring throughout, a cozy gas fireplace for cold days and new central AC for hot summer months to keep you comfortable all year. A slider off the back leads to the fenced yard where a covered gazebo and professionally installed, no-mow lawn are beckoning you to relax, play and appreciate more living time outdoors and a shed provides personal storage. You'll find plenty to do a short stroll away from home, where downtown Lk. Stevens shopping, restaurants, the farmers market, schools, services and North Cove Park are all tucked in around the neighborhood. Good neighbors; affordable, friendly HOA covers all yard, road and exterior building maintenance. This is the one!

1425 128th Drive NE, Lake Stevens

Listing courtesy of Champions Real Estate.

$624,999
3 Beds ⋅ 3 Baths ⋅ 2552564 MLS ⋅ ACTIVE Status
Welcome to Chapel Ridge! This beautifully refreshed 3-bedroom, 2.5-bath home offers 1,812 sq ft of comfortable, move-in-ready living. Fresh interior and exterior paint, new carpet, and a new roof add to the home's appeal, while the main level features a gas fireplace and an inviting kitchen-to-living flow. Upstairs, the spacious primary suite includes a walk-in closet and private bath, with two additional bedrooms offering flexibility for guests or a home office. Step outside to a cozy, fully fenced yard designed for easy living—with just enough space for outdoor dining, relaxing, or enjoying your morning coffee, without the time-consuming upkeep of a large yard. The tandem 2-car garage adds valuable storage and parking space. Conveniently located near Target, Costco, dining, Davies Beach and boat launch, with easy access to Hwy 2, Hwy 9, and I-5. With the new Lake Stevens Library planned across the street, this is a fantastic opportunity to enjoy comfort, convenience, and low-maintenance living in Lake Stevens.

9926 2nd Place NE, Lake Stevens

Listing courtesy of HomeSmart One Realty.

$624,999
3 Beds ⋅ 3 Baths ⋅ 2552469 MLS ⋅ ACTIVE Status
Welcome to Chapel Ridge! This beautifully refreshed 3-bedroom, 2.5-bath home offers 1,812 sq ft of comfortable, move-in-ready living. Fresh interior and exterior paint, new carpet, and a new roof add to the home's appeal, while the main level features a gas fireplace and an inviting kitchen-to-living flow. Upstairs, the spacious primary suite includes a walk-in closet and private bath, with two additional bedrooms offering flexibility for guests or a home office. Step outside to a cozy, fully fenced yard designed for easy living—with just enough space for outdoor dining, relaxing, or enjoying your morning coffee, without the time-consuming upkeep of a large yard. The tandem 2-car garage adds valuable storage and parking space. Conveniently located near Target, Costco, dining, Davies Beach and boat launch, with easy access to Hwy 2, Hwy 9, and I-5. With the new Lake Stevens Library planned across the street, this is a fantastic opportunity to enjoy comfort, convenience, and low-maintenance living in Lake Stevens.

9926 2nd Place NE, Lake Stevens

Listing courtesy of HomeSmart One Realty.

$579,000
3 Beds ⋅ 2 Baths ⋅ 2546288 MLS ⋅ ACTIVE Status
Almost 2,000SQFT of LIVING SPACE, this HOME LIVES LARGE! Tucked in A QUIET CUL-de-SAC in Beautiful Lake Stevens, this TASTEFULLY REFRESHED Home offers the perfect blend of COMFORT, NATURAL LIGHT, and an UNBEATABLE NEIGHBORHOOD setting. Expansive windows fill the OPEN-CONCEPT GREAT ROOM with sunshine and lends to the spacious, warm, inviting atmosphere for everyday living and entertaining. The smartly designed kitchen is perfectly positioned as the heart of the home and offers a breakfast bar, loads of cabinets and all newer appliances included. Beautifully complemented by newer wide-plank LVP flooring throughout, recently painted walls and trim, new efficient panel heaters, newer water heater and abundant storage; this BEAUTY offers a TRUE MOVE IN READY experience. The enormous primary suite features an en-suite and walk-in closet, while two additional oversized bedrooms provide exceptional flexibility. Step outside to a beautiful cedar deck, wonderful raised planting boxes, an outbuilding for extra storage and plenty of space to create your private oasis. Just steps from the neighborhood park, sought-after Glenwood Elementary, and 19 acres of community green space and forest trails, this home offers a LIFESTYLE that's hard to match.

2703 105th Avenue SE, Lake Stevens

Listing courtesy of Windermere R.E. Mill Creek.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.