Lake Stevens Homes with FHA Terms

Lake Stevens Homes with FHA Terms

Welcome to Lake Stevens, a charming city located in Snohomish County, Washington, United States. With its picturesque landscapes and a strong sense of community, Lake Stevens is a wonderful place to call home.

Lake Stevens offers a perfect blend of natural beauty and modern amenities. The city is named after the stunning lake that sits at its center, providing residents with ample opportunities for outdoor activities such as boating, fishing, and swimming. The surrounding mountains offer breathtaking views and are a haven for hikers and nature enthusiasts.

When it comes to real estate, Lake Stevens has a variety of options to suit different preferences and budgets. Whether you are looking for a cozy townhouse, a spacious family home, or a waterfront property, you can find it here.

One attractive option for homebuyers in Lake Stevens is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible by offering low down payment options and flexible credit requirements. This means that even if you don't have a large down payment or perfect credit, you may still be able to qualify for a home loan in Lake Stevens.

Living in Lake Stevens means enjoying a high quality of life with excellent schools, a thriving local economy, and a range of recreational activities. The city also has a vibrant downtown area with local shops, restaurants, and community events.

If you are considering buying a home in Lake Stevens, now is a great time to explore your options. With FHA terms available and a welcoming community waiting to embrace you, Lake Stevens offers the perfect blend of small-town charm and modern convenience.

Newest Lake Stevens Homes with FHA Terms

$689,995
4 Beds ⋅ 4 Baths ⋅ 2575155 MLS ⋅ ACTIVE Status
Ask us about flex cash! Experience modern luxury in this 3-bedroom, 2.5-bath, three-level Lilac Townhome by MainVue, complete with a 2-Car Garage. The Foyer features wide-plank timber-look flooring and leads to a Home Office with extra Storage. On the Main Level, the Gourmet Kitchen has 3cm Quartz countertops, KitchenAid appliances, European frameless cabinetry, and 9' ceilings. The Utility Room is on the main level, tucked away from the Living areas, perfect for handling laundry and storage needs. Enjoy the Covered Deck accessed from the Dining, flush with durable composite flooring and sleek horizontal railing. The Primary Bedroom features an oversized window, Walk-in Closet, and luxury Bathroom with dual vanities and a semi-frameless walk-in shower.

12115 21st Place SE, Lake Stevens

Listing courtesy of Teambuilder KW.

$775,000
4 Beds ⋅ 3 Baths ⋅ 2574912 MLS ⋅ ACTIVE Status
Idyllic large corner lot. Impeccably renovated. Well-maintained Central A/C and variable speed/97% Efficient Gas Heat. Buchan resale with versatile 4-bedroom, 3-bathroom with a main-floor bedroom and 3/4 bath well-suited for guests, multi-generational living or dedicated home office. Updated bathrooms throughout, highlighted by a luxurious oversized soaking tub in the primary suite. An elegant formal living and dining area creates a polished first impression upon entry. Layout flows into an inviting Great Room integrating the kitchen, dining nook & family room anchored by a sleek, vertical focal point: a warm contemporary gas fireplace with distinctive floor-to-ceiling column of herringbone tile. The modernized kitchen features custom rift-cut white oak cabinetry, farmhouse sink and GE Café double-oven upgrades. You'll be drawn to step outside into your private backyard oasis, fully-fenced and thoughtfully landscaped, featuring stamped-concrete patio and a remarkable edible garden with pear, apple & fig trees, blueberries, strawberries, cranberries, grapes and hops, alongside established thyme, rosemary, parsley, sage and chamomile for home-brewed tea. A multi-zone sprinkler system ensures effortless care. Oversized 3-car garage with new garage door motors, springs & keypad entry. Located only 1-block from the Centennial Trailhead! Highly-Rated Lake Stevens Schools!! Experience an ideal blend of quality, convenience and vibrant outdoor living in this turnkey home.

3505 Catherine Drive, Lake Stevens

Listing courtesy of CENTURY 21 Real Estate Center.

$599,900
3 Beds ⋅ 2 Baths ⋅ 2574351 MLS ⋅ ACTIVE Status
Tucked into a quiet Lake Stevens cul-de-sac, this well-maintained rambler offers easy one-level living with fresh interior paint and new carpet throughout. The functional floor plan features 3 bedrooms, 2 full baths and additional office space, providing flexibility for work or everyday living. Step outside to a large, fully fenced backyard with a generous deck, perfect for entertaining, relaxing or enjoying the outdoors. An attached 2-car garage provides additional parking and storage. Set on a .22-acre lot in a convenient Lake Stevens location near local schools, downtown, shopping, dining and recreation.

11703 30th Street NE, Lake Stevens

Listing courtesy of Windermere Real Estate/M2, LLC.

$660,000
4 Beds ⋅ 3 Baths ⋅ 2574170 MLS ⋅ ACTIVE Status
Welcome to this beautifully refreshed Lake Stevens home offering 4 bedrooms, 3 bathrooms, 2,158 sq. ft., and a generous ¼-acre lot. Vaulted ceilings welcome you into the bright living room, while the spacious kitchen features stainless steel appliances and new LVP flooring and carpet throughout. The lower level boasts a huge bonus room with endless possibilities for work, recreation, media, or additional living space. Enjoy the large, fully fenced backyard with fruit trees, a new deck, and RV parking. Recent updates include a new roof, furnace, water heater, fence, deck, and flooring. Conveniently located near shopping, schools, healthcare, Lake Stevens, and Hwy 9. No HOA.

3206 91st Drive NE, Lake Stevens

Listing courtesy of eXp Realty.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2573389 MLS ⋅ ACTIVE Status
This well-maintained rambler in an established Lake Stevens neighborhood offers comfortable single-level living with three bedrooms, 1.75 baths, and an attached two-car garage. The bright, welcoming interior features double-pane windows, newer interior paint, LVP flooring throughout the main living areas, and newer carpet in the bedrooms. The kitchen, dining, and living spaces flow together for an open feel while still maintaining defined spaces for everyday living. Recent updates include a refreshed primary bath and laundry room, along with a new roof for added peace of mind. Outside, enjoy a fully fenced backyard with a newer deck, storage shed, and plenty of space to relax or entertain. RV parking adds extra space for hobbies, toys or more storage. Tucked away on a quiet cul-de-sac, this home offers a peaceful neighborhood setting while keeping you close to everyday amenities, schools, and convenient access to Everett. Well cared for and move-in ready. Pre-inspection available.

8414 14th Place SE, Lake Stevens

Listing courtesy of Hansen Group Real Estate Inc.

$675,000
4 Beds ⋅ 3 Baths ⋅ 2574175 MLS ⋅ ACTIVE Status
Welcome to this well-maintained Lake Stevens home in the established Cavalero Heights neighborhood. The light-filled main level features an open kitchen with stainless steel appliances, generous counter space and breakfast-bar seating, flowing easily into the dining and living areas. Hard-surface flooring, large windows and a gas fireplace create a comfortable and functional main living space. Upstairs, the spacious primary suite includes a private bath and walk-in closet, along with two additional bedrooms and a versatile bonus room ideal for a second living area, 4th bedroom, home office or media space. A dedicated laundry room adds everyday convenience. Outside, the fully fenced backyard offers mature landscaping, lawn space and a large deck with plenty of room for outdoor dining and entertaining. Complete with an attached two-car garage and no HOA, all conveniently located near shopping, dining, recreation and commuter routes.

1414 78th Drive SE, Lake Stevens

Listing courtesy of Windermere Real Estate/M2, LLC.

$579,950
3 Beds ⋅ 2 Baths ⋅ 2574204 MLS ⋅ ACTIVE Status
Full of possibility and ready for your personal vision, this home offers a spacious and versatile floor plan with room to make it truly your own. Generously sized bedrooms provide comfortable retreats, while the private primary suite features its own bath and a peaceful space to unwind. One of the home’s standout features is the expansive media and bonus room, offering incredible flexibility for movie nights, a game room, home office, hobby space, workout area, or additional gathering space. The thoughtful layout provides a wonderful balance of everyday living areas and flexible spaces that can evolve to suit a variety of needs. Bring your ideas and discover the opportunity to update, personalize, and create a home that reflects your own style. Conveniently located near everyday amenities, shopping, dining, recreation, and commuter routes, the setting makes getting around and enjoying the surrounding area easy. With spacious rooms, a versatile layout, and plenty of potential throughout, this property presents an exciting opportunity to create something special.

814 S Davies Road, Lake Stevens

Listing courtesy of Redfin.

$569,950
4 Beds ⋅ 3 Baths ⋅ 2573728 MLS ⋅ ACTIVE Status
WELCOME TO CASCADE CREST! This move-in ready home features 4 bedrooms and 2.25 bathrooms, BRAND NEW INTERIOR PAINT, BRAND NEW LVP FLOORING (main level) AND BRAND NEW CARPET/PAD (stairs and upstairs). The main level boasts a modern kitchen with a large island, quartz countertops, and a stylish tile backsplash, plus a charming powder room, a spacious great room with a gas fireplace, and dining area. Outside, you'll enjoy a low-maintenance backyard and a convenient 2-car garage (wired for an electric car charger!). New water heater in 2025. Garage door and electric opener replaced in 2023. Perfectly situated in the Lake Stevens School District, this home is just minutes from local shops, parks, bus lines, and everyday conveniences.

20 92nd Avenue SE Unit #35, Lake Stevens

Listing courtesy of John L. Scott Snohomish.

$635,000
4 Beds ⋅ 3 Baths ⋅ 2567130 MLS ⋅ ACTIVE Status
Warm and inviting, this Lake Stevens home offers a comfortable layout, versatile living spaces, and a backyard designed to be enjoyed. Fresh interior and exterior paint, along with a new roof and furnace, add to the home’s appeal and peace of mind. The main level features laminate wood flooring, stainless steel appliances, and a welcoming flow for everyday living and entertaining. The spacious primary suite includes a private bath and walk-in closet, while additional bedrooms provide plenty of flexibility. Downstairs, a fourth bedroom, generous family room, and half bath create a great separate space for guests, a home office, recreation, or movie nights. Outside, the fully fenced backyard includes a storage shed and plenty of space to enjoy throughout the seasons. A large stamped concrete patio offers an ideal setting for outdoor dining and gatherings, while the turf lawn provides an easy-care outdoor space. An extra-deep two-car garage adds valuable room for parking, storage, hobbies, and gear. Conveniently located near Lake Stevens shopping, dining, recreation, and commuter routes, this home offers space and versatility inside and out.

8330 9th Place NE, Lake Stevens

Listing courtesy of Redfin.

$569,950
4 Beds ⋅ 3 Baths ⋅ 2573456 MLS ⋅ ACTIVE Status
WELCOME TO CASCADE CREST! This move-in ready home features 4 bedrooms and 2.25 bathrooms, BRAND NEW INTERIOR PAINT, BRAND NEW LVP FLOORING (main level) AND BRAND NEW CARPET/PAD (stairs and upstairs). The main level boasts a modern kitchen with a large island, quartz countertops, and a stylish tile backsplash, plus a charming powder room, a spacious great room with a gas fireplace, and dining area. Outside, you'll enjoy a low-maintenance backyard and a convenient 2-car garage (wired for an electric car charger!). New water heater in 2025. Garage door and electric opener replaced in 2023. Perfectly situated in the Lake Stevens School District, this home is just minutes from local shops, parks, bus lines, and everyday conveniences.

20 92nd Avenue SE Unit #35, Lake Stevens

Listing courtesy of John L. Scott Snohomish.

$570,000
3 Beds ⋅ 3 Baths ⋅ 2573062 MLS ⋅ ACTIVE Status
Light, bright, and move-in ready in The Farmhouses at Roxburghe! This well cared for 1,836 sq. ft. townhome features an open, comfortable layout with 9-foot ceilings and great natural light throughout the main level. The kitchen offers quartz counters, stainless appliances, plenty of cabinetry, and opens to the dining and living areas with a cozy fireplace. Just outside, enjoy direct access to a neighborhood walking trail leading to the community gazebo and fire pit. Upstairs includes a spacious primary suite with walk-in closet and ¾ bath, two additional bedrooms, a full bath, and laundry. The oversized tandem 2-car garage offers excellent parking and extra storage. Conveniently located in the Lake Stevens School District and close to shopping, dining, and everyday amenities. Auction Property: This property is being offered through an online bidding event starting 9/26 and ending 9/29. Property is occupied and no showings, inspections, or property access are permitted. Do not approach or disturb the occupants. Listing information has been obtained from public records and/or prior listing information and has not been independently verified. Sale is subject to auction terms and conditions, including a 3% buyer’s premium.

2007 101st Avenue SE Unit #2, Lake Stevens

Listing courtesy of Buck Real Estate.

$1,090,000
4 Beds ⋅ 4 Baths ⋅ 2573012 MLS ⋅ ACTIVE Status
[$10k CREDIT FROM PREFERRED LENDER] Welcome to lake life! Start each day with lake & mountain views, enjoy short walks downtown & keep your boat docked just steps from home. This one-owner custom home offers a rare opportunity with rights to 128 feet of waterfront & a private dock, both shared by just two neighboring homes. Enter through the grand foyer with soaring ceilings, warm wood accents, arched details & abundant natural light. The spacious kitchen features a functional sitting room, while the sitting room, dining room & living room all open to the expansive deck with stunning lake & Mt. Pilchuck views. Upstairs, the primary suite offers a private retreat with vaulted ceilings, dual closets & vanities, a jetted tub & private balcony overlooking the lake. The daylight basement offers remarkable flexibility with two exterior entrances, a bedroom w/ walk-in closet & full bath. PLUS electrical, plumbing & HVAC already in place making it a seamless transition to an ADU, multigenerational space or rental opportunity (buyer to verify). Outside, enjoy room to garden & entertain with expansive patio space. The new cedar fence adds additional privacy. The expansive concrete pad is currently finished with a removable basketball court overlay. Additional features include a heat pump, generator transfer system & new carpet throughout. A rare opportunity to own a thoughtfully built home in a centralized location with exceptional amenities, versatility & coveted waterfront access!

1802 118th Avenue NE, Lake Stevens

Listing courtesy of Real Broker LLC.

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