Lake Stevens Homes with Assumable Terms

Lake Stevens Homes with Assumable Terms

Welcome to Lake Stevens, a charming city located in Snohomish County, Washington, in the United States. Known for its stunning natural beauty and small-town charm, Lake Stevens offers residents a peaceful and picturesque setting to call home.

One unique feature of the real estate market in Lake Stevens is the availability of homes with assumable terms. This means that buyers have the option to take over the seller's existing mortgage, making it easier to purchase a home without the need for a new loan. This can be a great advantage for buyers looking for more flexible financing options or those seeking a quicker and smoother home buying process.

Whether you're looking for a cozy lakeside cottage, a spacious family home, or a modern townhouse, Lake Stevens has a diverse range of properties to suit every lifestyle and budget. From waterfront homes with breathtaking views to secluded properties nestled in the lush greenery, there's something for everyone in this idyllic city.

With its convenient location, excellent schools, and abundance of outdoor recreational activities, Lake Stevens is the perfect place to put down roots and create lasting memories. Don't miss out on the opportunity to find your dream home in this welcoming community with homes featuring assumable terms.

Newest Lake Stevens Homes with Assumable Terms

$649,900
4 Beds ⋅ 3 Baths ⋅ 2559113 MLS ⋅ ACTIVE Status
Step into effortless living in Lake Stevens! This 4-bedroom, 3-bathroom home delivers a smart, functional layout and real value the moment you walk in. Natural light fills the open-concept main level, where the kitchen — complete with refrigerator, range, microwave, dishwasher, and garbage disposal — flows seamlessly into connected living and dining spaces designed for everyday life. Upstairs, the primary suite offers a private escape with a walk-in closet and ensuite bathroom, joined by two additional bedrooms. Downstairs adds even more flexibility with a finished second living area, a fourth bedroom, and a full bathroom — ready for a home office, guests, or whatever fits your lifestyle. Double-pane windows and forced air heating keep the home comfortable year-round. Outside, enjoy the deck and fenced yard for easy outdoor living, plus a 2-car attached garage complete with EV Charger, and additional off-street parking. Public water, connected sewer, natural gas availability, and high-speed internet access keep everyday living simple and connected. Tucked in the Lake Stevens School District and just minutes from Highway 2, Highway 9, downtown Lake Stevens, the waterfront parks, and local shopping and dining — this home puts you close to everything while offering the space to make it your own. A smart move in one of Snohomish County's fastest-growing communities.

2327 107th Avenue SE, Lake Stevens

Listing courtesy of RE/MAX Gateway.

$670,000
3 Beds ⋅ 3 Baths ⋅ 2555707 MLS ⋅ ACTIVE Status
Welcome to Lake Stevens’ desirable Pasadera Heights, where comfort, style and opportunity come together. This beautifully updated, east-facing home is filled with natural light and offers 2,454 sq ft of thoughtfully designed living space with 3 bedrooms, 2.5 baths and a generous upper-level loft/rec room—ideal for movie nights, a playroom, home office or gathering with friends. Fresh interior paint, plush carpet, updated lighting, fixtures and tasteful finishes create a bright, polished and truly move-in-ready interior. The open, functional layout offers comfortable everyday living with room to grow. Step outside to the FULLY FENCED backyard featuring a private patio and garden area, perfect for entertaining, morning coffee, pets, play or cultivating flowers and vegetables. Set in the desirable Snohomish School District, this home is conveniently located near the Lake Stevens waterfront, public boat launch, local restaurants, shopping, transit and the Centennial Trail. Enjoy an active outdoor lifestyle with boating, walking, running and biking just minutes from home. An exceptional opportunity for ELIGIBLE BUYERS: the existing VA loan may be assumable at an incredible *2.25%* interest rate, subject to lender approval and qualification. A rare combination of lifestyle, location and value—this is the one you’ve been waiting for!

2314 119th Drive SE, Lake Stevens

Listing courtesy of Keller Williams Realty Bothell.

$789,000
5 Beds ⋅ 4 Baths ⋅ 2552033 MLS ⋅ ACTIVE Status
Some homes simply give you more room. This one gives you more ways to live. With more than 3,100 square feet across three thoughtfully designed levels, this 5-bedroom, 3.5-bath home offers the flexibility to grow, gather, work, host, and unwind. At the heart of the home, the open kitchen and living area create an effortless place to come together, with an expansive island, abundant cabinetry, stainless appliances, and cozy gas fireplace. Step outside to the upper deck for morning coffee, summer dinners, or evenings under the open sky. Upstairs, the spacious primary suite is anchored by a beautifully remodeled, spa-inspired bath featuring a freestanding soaking tub, oversized tiled shower, modern finishes, and generous storage. The daylight lower level expands the possibilities even further, with a large bonus room offering space for movie nights, recreation, a home gym, office, guests, or multigenerational living. Sliding doors lead directly to a covered patio and fenced backyard, creating a second outdoor living area to enjoy across the seasons. Built in 2021 and thoughtfully cared for, this home offers the rare combination of modern comfort, flexible space, and room for life to evolve. Qualified buyers may also have the opportunity to assume the existing 2.25% FHA loan. Come see how much possibility can fit under one roof.

3420 104th Drive NE, Lake Stevens

Listing courtesy of Lake & Company.

$775,000
4 Beds ⋅ 3 Baths ⋅ 2528988 MLS ⋅ ACTIVE Status
Extras with this home are plentiful! Peek at the Olympic mountains from upstairs. Park and store your extra vehicle and lots of stuff in the three car garage with storage shelves and cabinets. Swing and slide in the back yard while your thriving garden grows and the birds sing cheerfully above the adjacent pond. Picnic and barbeque on the deck and patio under durable cover no matter what the weather may be. Cozy up to the warm living room fireplace. Set up your home office on one floor and craft/hobby/play room on another floor. There's even a bedroom on the main floor. Commute to multiple jobs conveniently with nearby highway and freeway access in multiple directions. Enjoy a lifestyle of abundant space, light, natural sounds and convenient location in this larger home in Lake Stevens. You've earned a shot at this lifestyle, in a better home with so many extras. Even use your VA entitlement to assume an incredible mortgage! At the end of the day, you want comfort and versatility to enjoy the finer details of life, without unnecessary compromises. French doors, crown molding, vaulted ceiling, high efficiency heating and air conditioning, ceiling fans and other features don't come with every home, but they all come with this one. Retire to your primary suite at the end of the day with confidence that your new home will bring you another fantastic day tomorrow. This is a well loved home, cared for meticulously, ready for you to carry on the love and care, and was pre-inspected.

734 85th Drive SE, Lake Stevens

Listing courtesy of Realtrua.

$1,325,000
5 Beds ⋅ 6 Baths ⋅ 2524868 MLS ⋅ ACTIVE Status
Assumable Loan at 4.25%! Nestled on over an acre in the highly sought after Glenmore neighborhood, this exceptional 2022-built home blends luxury living w/beautiful mountain & serene wooded views. Thoughtfully designed for both entertaining & everyday comfort, the open concept main level showcases a spacious living room with a cozy fireplace, an expansive dining area, & a chef-inspired kitchen featuring an oversized island and a premium commercial-grade appliance package, including a 36-inch range, double ovens, built-in microwave, and JennAir dishwasher. The main floor also offers incredible flexibility with a spacious flex room, a private office/den with double doors, and a multigenerational guest suite complete with its own living area, full bath, & walk-in closet. Step outside to enjoy the covered patio and fully fenced backyard with abundant space for recreation, gatherings, and outdoor enjoyment. The stunning open staircase creates an unforgettable focal point as you make your way upstairs, where you'll find a large game room & an impressive owner's retreat featuring a private sitting area & a luxurious spa-inspired bathroom with a freestanding soaking tub, separate walk-in shower, dual vanities, & two generous walk-in closets. Three additional bedrooms complete the upper level, including two with private attached baths, plus an additional full bathroom, making this remarkable home the perfect balance of elegance, functionality, & plenty of space for everyone to enjoy.

12514 138th Avenue NE, Lake Stevens

Listing courtesy of Terrafin.

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