Kent Homes with FHA Terms

Kent Homes with FHA Terms

Kent is a vibrant city located in King County, Washington, United States. Nestled in the heart of the Pacific Northwest, Kent offers a perfect balance of urban amenities and natural beauty. With a population of over 130,000, it is the sixth-largest city in the state, making it a thriving and diverse community.

Situated just 19 miles south of Seattle, Kent enjoys the benefits of being close to a major metropolitan area while maintaining its own unique identity. The city boasts a rich history and is known for its strong economy, excellent schools, and numerous recreational opportunities.

One of the advantages of living in Kent is the availability of homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for homebuyers as they offer more flexible credit and down payment requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Kent has a variety of housing options to suit every need and budget. From cozy single-family homes in quiet neighborhoods to modern townhouses and spacious condos, there is something for everyone.

With its convenient location, thriving economy, and affordable housing options, Kent is an ideal place to call home. So, if you're considering a move to the area, be sure to explore the homes with FHA terms available in this charming city.

Newest Kent Homes with FHA Terms

$280,000
3 Beds ⋅ 2 Baths ⋅ 2570592 MLS ⋅ ACTIVE Status
Well Maintained sun-filled 3-bedroom 1.75 bath condo in Aspen Grove community. New paint, new LVP floor though out (no carpet), Kitchen with bland new appliances including fridge, range, microwave, dish washer, opening to formal dining room. 4 months old full size washer & dryer. Primary suite includes large closet and large shower in private bath, another 2 bedrooms share a bathroom with tub. Spacious great room with fireplace, double door leads you to covered private patio. Newer double paint window. Community amenities: an outdoor pool, clubhouse, fitness center, game/recreation room, playground. Hops to shopping, restaurant , parks. Commuter's dream with easy access to Hwy 167, Hwy 18. 1 carport parking (#147) and 1 open parking (#150). Move-in ready!

26335 116th Avenue NE Unit #H105, Kent

Listing courtesy of Better Properties Eastside.

$1,300,000
4 Beds ⋅ 5 Baths ⋅ 2570322 MLS ⋅ ACTIVE Status
Rarely does a property offer this combination of privacy, superior craftsmanship, modern amenities, and outdoor living. The fully fenced 1.34-acre wooded homesite offers a gated entry, and a new asphalt driveway with reinforced RV pad. Inside, vaulted and 9-foot ceilings, natural hemlock doors and trim, ash floors, walnut accents, arched transitions, bullnose corners and a dramatic custom staircase add warmth and character. The chef-inspired kitchen features an oversized curved island, quartz counters, Jenn-Air appliances, Bosch downdraft ventilation, a Samsung Bespoke refrigerator, beverage station, wine refrigerator and walk-in pantry. Formal living and dining rooms, family room, private two-station office, wine cellar and secluded secure room, provide versatility for work and entertaining. The primary retreat offers dual walk-in closets, a jetted tub and oversized tiled shower, while an en-suite bedroom, Jack-and-Jill bath and main-level 3/4 bath add versatility. Outdoors, enjoy a paver patio, easy-care turf, Jacuzzi hot tub beneath a pergola, stone-and-slate fire pit, gardens and an insulated cedar outbuilding with power and loft storage. A 3-bay/4-car tandem garage provides automatic openers on two bays, hot/cold soft water, and includes a refrigerator, freezer, and storage systems. A water softener and newly installed furnace, A/C, and water heater complete this remarkable property.

32704 193rd Avenue SE, Kent

Listing courtesy of Skyline Properties, Inc..

$795,000
4 Beds ⋅ 3 Baths ⋅ 2569322 MLS ⋅ ACTIVE Status
Situated on a huge corner lot, this spacious home offers an ideal blend of comfortable everyday living, entertaining space, and thoughtful updates. The beautifully updated kitchen serves as the heart of the home, featuring quartz countertops, stainless steel appliances, a breakfast bar, and Wi-Fi enabled refrigerator. Enjoy both formal and casual living with a dedicated dining room, inviting family room, and seamless access to the expansive deck and outdoor fire pit, perfect for gatherings and relaxing evenings. All four bedrooms are conveniently located upstairs, while the lower level offers an oversized bonus room with endless possibilities for a media room, home gym, office, playroom, or additional living space. Solar panels provide an added energy-efficient upgrade. A 2-car garage, extra-wide driveway, and storage shed offer plenty of room for vehicles, toys, and storage. Conveniently located near shopping, dining, everyday amenities, Clark Lake Park, and Wilson Playfields. Exceptional space inside and out with room to live, entertain, and grow!

12923 SE 245th Street, Kent

Listing courtesy of eXp Realty.

$449,950
2 Beds ⋅ 1 Baths ⋅ 2570011 MLS ⋅ ACTIVE Status
Beautifully updated Mount Rainier view home is ready do go and features a Newer roof, doors, windows, paint, flooring, kitchen, bathroom & more. The expansive high visibility 32,032 sqft. (0.73-acre) lot is zoned SR-6 and offers rare development potential just off Kent- Kangley Road. Whether you finish the daylight basement, expand the home, run a home business, or build additional homes or structures on this property it is the perfect blend of updated living & huge future upside potential. Located just a short walk from shops, easy transit access, and within the Kent School District. This one is a must see!

12535 SE Kent Kangley Road, Kent

Listing courtesy of AgencyOne.

$684,950
4 Beds ⋅ 3 Baths ⋅ 2564842 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated, lovingly cared for, and move-in ready home. This charming craftsman in the desirable Rhododendron Estates neighborhood has all the right features. It’s all in the details: abundant natural light, ample storage space, zero maintenance composition roof with transferable warranty, new Milgard double pane vinyl windows, new carpet and luxury plank vinyl flooring, fresh interior paint and a spacious 2-car garage. Enjoy year round comfort with air conditioning during the hot months and clean and efficient natural gas heating + cozy fireplace on those cooler evenings. The entertainer in you will love hosting all your gatherings as you step onto the oversized patio in the private fully fenced backyard anchored by a mature Rainier cherry tree that overlooks the peaceful and serene greenbelt. The chef in you will love the oversized kitchen complete with refinished cabinets, updated quartz countertops and open layout. The spacious primary bedroom with vaulted ceiling and large picture window facing the green space is cozy and private with large en-suite bath featuring a soaking tub with separate shower + generous walk in closet. Don't miss the spectacular views of Mt. Rainier from the upstairs front bedrooms! Offering the ideal blend of quality, comfort, and curb appeal, this delightful home reflects deep pride of ownership and is turn-key in all regards. The only thing missing is you!

12208 SE 258th Place, Kent

Listing courtesy of Coldwell Banker Danforth.

$649,950
4 Beds ⋅ 4 Baths ⋅ 2569790 MLS ⋅ ACTIVE Status
Tri-level in fox Creek! This beautiful -Tri-level home is conveniently located in the Fox Creek community of Kent! Featuring 4 BD/3.25 BA with 2 separate living spaces and a partially finished storage room on the lower level! This gorgeous home was newly renovated back in 2019 including interior and exterior paint, cabinets, countertops, flooring, light fixtures and much more. The roof was replaced in 2025. Oversize garage allows for extra storage along with parking and shop space. Central location makes for an easy shopping, school, trails, parks and many other recreational destinations. Welcome home

11716 SE 264th Place, Kent

Listing courtesy of Skyline Properties, Inc..

$849,000
4 Beds ⋅ 3 Baths ⋅ 2569486 MLS ⋅ ACTIVE Status
Commuter’s Sanctuary with Mt. Rainier Views! Located just five minutes from the highway, this meticulously updated split-entry home is a rare, competitively priced Kent find offering incredible privacy and southern Mt. Rainier views. Inside, enjoy a turnkey oasis featuring a brand-new $85,000 custom kitchen, fresh paint, high-efficiency windows, and a fully updated primary bathroom. The finished lower level provides a dedicated office and studio room ideal for remote work. You can settle in with total peace of mind thanks to a new high-quality roof, gutters, 18" blown-in insulation, water heater, and central A/C. Outside, mature Douglas firs frame a beautifully secluded yard with new tiered retaining walls, a greenhouse, and a garden shed. Entertain on the massive 20'x24' wrap-around upper deck to take in the mountain views, or step down to the 20'x12' ground-level deck. Elegant spotlights mounted on posts behind the concrete slab create a gorgeous summer ambiance for evening relaxation. Complete with an extended paved driveway for clean backyard access, this private haven won't last long!

4329 S 239th PL, Kent

Listing courtesy of RE/MAX, The Collective.

$640,000
4 Beds ⋅ 3 Baths ⋅ 2560506 MLS ⋅ ACTIVE Status
Welcome to this well-kept 4-bedroom, 2.5-bath two-story in the established Stillwaters neighborhood on Kent's East Hill. Freshly painted exterior and brand-new flooring throughout the main living areas. Comfortable layout with living and dining rooms, kitchen with eating space opening to the family room with cozy wood-burning fireplace. Upstairs: spacious master suite plus three additional bedrooms. Newer furnace and water heater; roof in good condition. Fully fenced backyard with large paved patio and a close to 200 sq ft detached studio/shop — ideal for home office, hobbies, or storage. Peaceful greenbelt setting, minutes to shopping, restaurants, and Trader Joe's.

26338 127th Avenue SE, Kent

Listing courtesy of PPM NW LLC.

$519,000
3 Beds ⋅ 2 Baths ⋅ 2568552 MLS ⋅ ACTIVE Status
Classic brick rambler located just a few blocks from downtown and two doors down from Mill Creek Canyon Earthworks Park. This home features fresh interior paint throughout, tons of storage, a private covered patio, and a spacious sunroom. Enjoy efficient gas-fired hot water recirculating heat, a wood-burning fireplace in the large living room, and a welcoming covered entry. The functional layout includes 3 bedrooms and 2 bathrooms, along with additional flex rooms. Beautiful oak hardwood floors flow through the living room and bedrooms, with durable vinyl flooring in the kitchen and bathrooms. Conveniently situated just a 5-minute walk to the train station.

628 E Titus Street, Kent

Listing courtesy of Best Choice Realty LLC.

$2,290,000
4 Beds ⋅ 4 Baths ⋅ 2569481 MLS ⋅ ACTIVE Status
Conveniently located near everyday amenities, this exceptional north-end Lake Meridian property offers 124 feet of shoreline on an oversized lot and a thoughtfully designed floor plan centered around lakefront living. Expansive windows, skylights, and multiple outdoor spaces take full advantage of panoramic lake views. The interior features quarter-sawn oak hardwood floors, soaring ceilings, A/C, and radiant heated floors with six separate zones. The main-floor primary suite includes direct deck access, a spa-inspired ensuite bath, and a private custom walk-in closet/office with skylights and Closets by Design cabinetry. Upstairs, the spacious bonus/game room with wet bar provides flexible space for recreation, entertaining, or relaxing. The lower-level features three bedrooms, a fireside sitting area, utility room, and dedicated home theater. Outdoor amenities include custom shades, integrated indoor/outdoor speakers, an oversized 3-car garage, extensive parking, and a 725 SF dock with boat cover and lift, plus an additional 150 SF floating dock. Located on Lake Meridian, one of the King County lakes permitting higher-speed motorized boating, this property provides exceptional access to boating, swimming, fishing, and year-round waterfront recreation, while remaining close to shopping, dining, parks, and major commuter routes.

26100 134th Avenue SE, Kent

Listing courtesy of John L. Scott, Inc.

$385,000
3 Beds ⋅ 2 Baths ⋅ 2569291 MLS ⋅ ACTIVE Status
Freshly remodeled and wonderfully inviting, this 3-bedroom, 1.75-bath home at Kent Shires Condominium offers the kind of easy, comfortable living that is hard to find at this price! Vaulted ceilings bring an airy feel to the living space, while the electric fireplace creates a cozy place to unwind for those cooler nights. The kitchen features new countertops, and the home also includes a new water heater, generous storage, and thoughtful updates throughout. The primary bedroom offers the luxury of dual closets, while the charming dining area provides a natural spot for everyday meals or casual entertaining. Outside, relaxing front and back patios open to a large shared lawn—perfect for enjoying a little fresh air without the upkeep of a large yard. A 2-car garage and plenty visitor parking throughout the community add everyday convenience. Set within a quiet, well-maintained community, Kent Shires is close to transit, the YMCA, and Morrill Meadows Park. Fresh, comfortable, and affordable, this is a home that delivers both convenience and value without giving up the things that make a home feel great!

24918 110th Avenue SE Unit #21B, Kent

Listing courtesy of Keller Williams Rlty Bellevue.

$799,000
4 Beds ⋅ 4 Baths ⋅ 2566441 MLS ⋅ ACTIVE Status
Located in the much desirable Kentlake Highlands neighborhood. Experience the craftsmanship of this beautifully maintained 3,550-square-foot Quadrant Home, offering 4 bedrooms, 3.5 baths, and a thoughtfully designed floor plan ideal for today's lifestyle. This spacious home showcases the generous room sizes, open-concept design, abundant storage, and architectural details that made Quadrant Homes one of the Northwest's premier builders. The inviting main level features solid hardwood flooring, upgraded lighting, custom wood blinds, and a warm, open layout that's perfect for everyday living and entertaining. The chef-inspired kitchen offers beautiful countertops, a new double oven, an oversized refrigerator with built-in water filtration and pitcher dispenser, a large walk-in pantry, and generous prep space. Upstairs, a spacious loft provides endless possibilities and is currently used as a media room or could be a great home office or play area. The luxurious primary suite is a true retreat with its own fireplace, while every bedroom features a walk-in closet for exceptional storage. A standout construction feature is the enhanced floor system with approximately one foot of insulated space between the main and upper levels, providing outstanding sound reduction for a quieter, more peaceful home. Additional amenities include an oversized 3-car tandem garage, whole home generator, built-in vacuum system, exterior gas hook up, and a 95% high-efficiency furnace with AC.

21409 SE 298th Place, Kent

Listing courtesy of Skyline Properties, Inc..

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