Kent Homes with FHA Terms

Kent Homes with FHA Terms

Kent is a vibrant city located in King County, Washington, United States. Nestled in the heart of the Pacific Northwest, Kent offers a perfect balance of urban amenities and natural beauty. With a population of over 130,000, it is the sixth-largest city in the state, making it a thriving and diverse community.

Situated just 19 miles south of Seattle, Kent enjoys the benefits of being close to a major metropolitan area while maintaining its own unique identity. The city boasts a rich history and is known for its strong economy, excellent schools, and numerous recreational opportunities.

One of the advantages of living in Kent is the availability of homes with FHA terms. FHA (Federal Housing Administration) loans are a popular choice for homebuyers as they offer more flexible credit and down payment requirements. This makes homeownership more accessible to a wider range of individuals and families.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, Kent has a variety of housing options to suit every need and budget. From cozy single-family homes in quiet neighborhoods to modern townhouses and spacious condos, there is something for everyone.

With its convenient location, thriving economy, and affordable housing options, Kent is an ideal place to call home. So, if you're considering a move to the area, be sure to explore the homes with FHA terms available in this charming city.

Newest Kent Homes with FHA Terms

$625,000
4 Beds ⋅ 3 Baths ⋅ 2571969 MLS ⋅ ACTIVE Status
Beautifully reimagined and move-in ready, this exceptional home offers the feel of new construction with elevated finishes throughout. The bright, open-concept design flows seamlessly into the beautifully updated kitchen, ideal for entertaining and everyday living. Extensive upgrades include a new roof, updated kitchen and bathrooms, new carpet, LVP flooring, fresh paint, and A/C. Modern conveniences include EV charging and a generator hookup. Unwind in your private hot tub after a long day. Ideally located near schools, shopping, and major highways for an easy commute, while still offering the lifestyle of being within walking distance of beautiful Lake Sawyer. Stylish, polished, and thoughtfully refreshed, this home seamlessly blends modern luxury, comfort, convenience, and an exceptional location.

29040 215th Place SE, Kent

Listing courtesy of Skyline Properties, Inc..

$659,950
3 Beds ⋅ 3 Baths ⋅ 2571395 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 3-bedroom home, offering a spacious, functional layout with extensive improvements throughout. Step inside to fresh interior paint, new LVP flooring, and new carpet in rooms, complemented by a large kitchen with granite countertops and new stainless steel appliances. The spacious primary suite features a walk-in closet and ensuite bath. Major updates include a newer roof and gutters, new skylight, updated water heater, and new mini-split systems throughout for year-round comfort. A fully paid-off solar panel system helps keep electricity costs low. Downstairs, a huge bonus room offers flexibility as a second living area, home office, or potential 4th bedroom, alongside an extended 2-car garage with abundant storage and workspace. Outside, enjoy a refreshed deck, new sod, and fencing. Conveniently located near parks, schools, shopping, dining, and commuter routes, this move-in-ready home combines modern updates, efficiency, space, and everyday convenience.

27010 115th Avenue SE, Kent

Listing courtesy of Premier Real Estate Partners.

$399,950
2 Beds ⋅ 3 Baths ⋅ 2571306 MLS ⋅ ACTIVE Status
Beautifully maintained smart-home townhome in The Lakes at Bayview featuring scenic pond and lake views, soaring ceilings, and abundant natural light. Enjoy an open-concept floorplan with a master suite, cozy gas fireplace, spacious kitchen with newer appliances, plus private view deck perfect for relaxing or entertaining. Smart-home upgrades- Wiz-controlled lighting and Apple Home. Back lawn and green spaces. Located near the Green River Trail with quick access to Kent Station, Kent Commons, shopping, dining, golf courses, schools, freeways, and the Kent Light Rail Station just 5 minutes away. Attached 2-car tandem garage with extra storage. Experience the perfect blend of nature, convenience, and modern living in one of Kent’s most desirable communities!

5916 S 232nd Court Unit #3-2, Kent

Listing courtesy of eXp Realty.

$650,000
4 Beds ⋅ 3 Baths ⋅ 2572044 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated midcentury ranch, perfectly positioned on a huge fully-fenced corner lot in the sought-after Scenic Hill neighborhood. Newly-finished white oak floors and fresh paint inside and out set the tone the moment you walk in, leading you through a kitchen featuring slab granite counters into a living room, dining room, and cozy wood-burning fireplace built for gathering. All appliances stay, making this one truly move-in ready. This 4-bedroom home offers rare flexibility with two primary suites, each with its own ensuite bath — ideal for multigenerational living, guests, or a private home office setup. The main primary suite anchors the home with a wall of closets. Three additional bedrooms, giving everyone room to spread out. Major systems are all newly updated for total peace of mind: new electrical panel (2023), new furnace and AC (2023), and a new sewer line. Outside, the 8,100 sqft southwest-facing lot is bathed in sunlight all day long, ready for the best garden in the neighborhood and a private patio oasis for your morning coffee or evening unwind. RV parking adds everyday convenience, while the detached 560+ sqft garage with shop space offers endless possibilities: store your toys, tackle your projects, or set up the home office you've always wanted. Tucked into a beautifully kept neighborhood just minutes from shops, restaurants, parks, and schools, this one truly has it all.

606 Crest Avenue, Kent

Listing courtesy of eXp Realty.

$659,950
4 Beds ⋅ 3 Baths ⋅ 2569104 MLS ⋅ ACTIVE Status
Welcome to this thoughtfully updated 4-bedroom home featuring a full hall bath, a 3/4 primary ensuite with a walk-in closet, and a convenient main-floor half bath. Beautifully modern and move-in ready, the layout offers brand-new interior and exterior paint, fresh trim, baseboards, new carpet, and stylish laminate flooring across the main level. The chef-inspired kitchen boasts brand-new appliances, crisp new countertops, and a butcher block island. Every bathroom has been refreshed with new vanities, vinyl flooring, and plumbing fixtures. Enjoy enhanced energy efficiency and peace of mind with all-new insulation and vapor barriers installed in both the crawl space and attic per PSE rebate requirements. Upgraded lighting fixtures and plumbing details shine throughout. Additional exterior and system updates include a brand-new dryer and bathroom vent ducting system, a moss-cleaned and treated roof, cleared gutters, fresh landscaping with new mulch, and a fully enclosed new fence. Perfect combination of comfort, style, and essential mechanical upgrades!

3943 S 271st Place, Kent

Listing courtesy of KW Greater Seattle.

$385,000
2 Beds ⋅ 3 Baths ⋅ 2571991 MLS ⋅ ACTIVE Status
Tucked away yet incredibly connected, this gated and quiet condominium community offers the perfect place to call home. This bright and spacious unit features soaring 9-ft ceilings that maximize the abundant natural light throughout. The open main level boasts gorgeous wood floors, an arched dining area, a cozy gas fireplace, and a chef’s kitchen complete with a center island. A wall of windows looks out onto your private patio surrounded by lush greenery. Upstairs, enjoy optimal privacy and comfort with two large primary suites, each featuring its own private bath and generous storage. Boasting a meticulously managed HOA with a new roof, plus an attached tandem 2-car garage with extra storage, this home is a rare find. Take advantage of serene, wooded walking trails (pets welcome) while staying just 5 minutes from I-5 for an effortless commute. Welcome home!

22609 42nd Place S Unit #1-2, Kent

Listing courtesy of Berkshire Hathaway HS NW.

$950,000
4 Beds ⋅ 3 Baths ⋅ 2551758 MLS ⋅ ACTIVE Status
Step into a home that feels like it was waiting just for you. Custom-built and offered for the very first time, this beautifully maintained retreat sits on nearly an acre of lush, mature landscaping in Waldheim Acres, a private enclave where the trees have grown tall, and the pace slows down. The main level welcomes you with an open, easy flow anchored by a cozy fireplace—the perfect backdrop for quiet evenings or gatherings with the people who matter most. There is a bedroom on the main floor for added convenience and flexibility. Upstairs, an expansive bonus room invites you to dream: a home theater, a playroom, a creative space, a home gym—whatever your life calls for. The primary suite offers a true escape at the end of each day with 5-piece ensuite and walk-in closet. And with a 3-car attached garage, there's room for the cars, the gear, and any projects with work bench and storage cabinets. Attic and crawlspace have recently had a clean out with new insulation. Outside, nearly a full acre of beautifully established gardens and lawn creates a private sanctuary. Morning coffee on the patio, weekend barbecues, room to run; this is the outdoor living you've been looking for. Tucked away yet conveniently located. First time on the market. A home that's been loved, and it shows.

19318 SE 328th Place, Kent

Listing courtesy of KW Mountains to Sound Realty.

$589,950
3 Beds ⋅ 3 Baths ⋅ 2570749 MLS ⋅ ACTIVE Status
Welcome to Briere Lane! This 3-bedroom, 2.25-bath home offers a spacious, inviting layout with a cozy wood-burning fireplace, updated primary bath, and seamless living and dining spaces. Enjoy the incredible backyard with approximately $70,000 in upgrades, including a large deck, fully fenced yard, sprinkler system, custom dog kennel, and storage shed. The 580 sq ft attached two-car garage and ample parking provide plenty of room for storage, an RV, and all your toys. Conveniently located near schools, shopping, restaurants, transit, and freeway access—this is one you won’t want to miss!

10319 SE 228th Street, Kent

Listing courtesy of eXp Realty.

$445,000
2 Beds ⋅ 3 Baths ⋅ 2571175 MLS ⋅ ACTIVE Status
Welcome to the lovely gated community of Hampton East! Tucked toward the back of the community, this beautiful home offers a quiet and private setting. Step inside to an inviting floor plan filled with natural light and beautiful flooring. The open kitchen features granite tile countertops, stainless-steel appliances, a pantry, and abundant cabinetry and storage. The adjoining living and dining spaces offer recessed lighting, a cozy gas fireplace, and a slider leading to the private patio—perfect for relaxing or entertaining. Upstairs, you'll find generously sized bedrooms, including a gorgeous primary suite with a large walk-in closet and private bath. The second bedroom offers a spacious closet, natural light, and a conveniently located full bath just outside the room. Additional features include a private garage and a pet-friendly HOA with a clubhouse and sports court, among other amenities. Enjoy comfortable living in a peaceful, well-appointed community!

10700 SE 260th Street Unit #H102, Kent

Listing courtesy of Redfin.

$1,275,000
5 Beds ⋅ 5 Baths ⋅ 2571796 MLS ⋅ ACTIVE Status
Beautifully renovated and exceptionally spacious, this sun-filled residence is ideally situated on an expansive 15,000+ sq ft lot in the sought-after Springbrook neighborhood. A soaring entry opens to an inviting living room with a fireplace that flows seamlessly into the formal dining room. The thoughtfully remodeled kitchen features quartz countertops, a large center island, abundant cabinetry, and opens to a generous family room with a second fireplace. Step outside to an expansive deck overlooking the fully fenced, level backyard and enjoy stunning sunset views. The luxurious primary suite offers a spacious sitting area and a spa-inspired 5-piece bath with skylight and large walk-in closet with built-ins. Downstairs, a massive bonus area provides exceptional storage and outstanding MIL potential, complete with a potential full kitchen with plumbing, dining and living areas, a bedroom, a full bath, and two additional bathrooms and extra rooms, ideal for multi-generational living. With no HOA, there is ample room for RV and boat parking, plus a 4-car tandem garage with newer pavement and extra workspace. Two HVAC systems and central A/C ensure year-round comfort. Conveniently located with easy access to freeways, the airport, hospitals, shopping, dining, and major employment centers, this home truly has it all.

20503 96th Way S, Kent

Listing courtesy of Windermere Real Estate/M2, LLC.

$649,950
5 Beds ⋅ 3 Baths ⋅ 2570586 MLS ⋅ ACTIVE Status
Welcome to this spacious and versatile 5-bedroom, 2.5-bath home, situated on a large, fully fenced lot with mature landscaping. Tucked away on a private street in a convenient central location, this property offers an ideal blend of comfort and privacy. The main level features a welcoming living room, ergonomic kitchen with an eating nook, and dining room. The primary suite includes a ¾ bath, while an additional bedroom and full bath complete the main floor. The walk-out daylight basement offers three additional bedrooms, a ¾ bath, spacious family room, and wet bar - creating flexible space for entertaining, recreation, multigenerational living, or guests. An oversized attached two-car garage plus a storage garage in the backyard provide exceptional parking, storage or workshop space. With the thoughtful layout, flexible living spaces, and a private setting this home offers a rare combination of space and versatility in a great location!

1123 E Hemlock Street, Kent

Listing courtesy of John L. Scott, Inc.

$655,000
3 Beds ⋅ 3 Baths ⋅ 2570405 MLS ⋅ ACTIVE Status
Beautiful and spacious home sitting on large corner lot, RV parking and great curb appeal. Entrance welcomes you with traditional brick flooring complimenting the brick surround of the wood-burning fireplace. Cozy living room with a large window allowing plenty of natural lighting while overlooking the front yard. Bright and spacious Kitchen with eating space next to Dining Area with slider accessing the side patio for additional outdoor living space. Generous sized Family Room on the lower floor allows for a comfortable space for gathering with slider access to your private low-level deck. Large fully fenced backyard with room for RV parking accessible from a side driveway from the street. Offering 3-Bedrooms, 2.5-baths, 2-car garaged with 2-brand new openers. All appliances stay. Desirable location easily accessible. Come see what this home has to offer.

13323 SE 233rd Street, Kent

Listing courtesy of McGreggor Real Estate.

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