Kalama Homes with VA Loan Terms

Kalama Homes with VA Loan Terms

Kalama is a charming city located in Cowlitz County, Washington, United States. Situated along the banks of the beautiful Columbia River, Kalama offers residents a picturesque setting with stunning views and a small-town atmosphere.

For those looking to buy a home in Kalama, there is good news! Homes with VA loan terms are available in this area. If you are a veteran or an active-duty service member, you may qualify for a VA loan, which offers several advantages such as no down payment, competitive interest rates, and no private mortgage insurance requirement.

With VA loan terms available, you can explore the real estate market in Kalama with confidence. Whether you are searching for a cozy single-family home, a spacious townhouse, or a luxurious waterfront property, there are options to suit a variety of preferences and budgets.

Living in Kalama offers residents a peaceful and close-knit community, with access to a range of amenities and recreational activities. From exploring the Kalama River and enjoying outdoor adventures like fishing and boating, to visiting local parks and quaint shops in the downtown area, there is always something to do in this vibrant city.

If you are considering buying a home in Kalama, take advantage of the VA loan terms available and start your real estate journey in this beautiful part of Washington state. With its scenic surroundings, friendly community, and convenient access to amenities, Kalama may just be the perfect place for you to call home.

Newest Kalama Homes with VA Loan Terms

$1,100,000
4 Beds ⋅ 3 Baths ⋅ 2569794 MLS ⋅ ACTIVE Status
IN THE EAST HILLS OF SOUTH COWLITZ COUNTY: THIS GORGEOUS “EAST HILLS ESTATE” UNFOLDS - THIS PROPERTY CAPTIVATES PRIVACY IN EVERY DIRECTION - EXPERIENCE OVER 4000 Square ft of this BEAUTIFUL RESIDENCE - 4 HUGE BEDROOMS - 1 LARGE OFFICE - 3 LARGE/MODERN BATHROOMS - PRIMARY HOUSE IS UPDATED THROUGHOUT - SEPARATED PRIVATE ENTRANCES - TO INCLUDE: UPPER AND LOWER PRIMARY SUITES (Bathrooms En-Suite) W/ Balcony Access - HALLWAYS AND SPACES CONNECT (For a Beautiful Effective Layout) - THE LUXURIOUS VAULT OF THE GREAT ROOM; ACCOMPANIES THE OPEN CONCEPT MODERN KITCHEN; WITH PERFECTION - NORTH AND SOUTH BALCONIES Overlooking the East Hills delivers The GREAT NORTHWEST EXPERIENCE - LOWER KITCHEN - FAMILY ROOM - MULTIGENERATIONAL LIVING OPPORTUNITIES - CIRCULAR DRIVEWAY- RV PARKING - PERFECT BLEND OF MODERN/FARMHOUSE - MAGNIFICENT EQUESTRIAN BARN - EQUIPPED WITH ENCLOSURES - LOFT - CONCRETE FLOORS - A SUPERB LAYOUT - HUGE SHOP (1700+ Square ft) - PERFECTLY SITUATED ON THE PROPERTY - LARGE BAY DOORS - CONCRETE FLOORS - HIGH CEILINGS - W/Power, Water, Parking , Storage …etc - The ESTATE INCLUDES AN EXTRA HOME (W/Its Own Septic system And utilities) on the property and allows for an array of CREATIVE POSSIBILITIES - LOCAL AMENITIES NEARBY(Kalama’s Marine Park/ McMenamins /Mountain Timber Market) - ACCESS TO I-5 (Less than 1 Mile) 2 PARCELS INCLUDED - YOUR DREAM IS NOW A REALITY!! HOME WARRANTY WITH PURCHASE !! CALL AND BOOK AN APPOINTMENT TODAY - COME HOME TO THE EAST HILLS ESTATE!!!

231 Ring Road, Kalama

Listing courtesy of RE/MAX Premier Group.

$600,000
2 Beds ⋅ 2 Baths ⋅ 2566728 MLS ⋅ ACTIVE Status
KALAMA RIVERFRONT RETREAT- over 100 feet of Kalama river frontage - one-story home - beautifully remodeled throughout - two bedrooms - two private bathrooms - wall-to-wall windows with panoramic river views - wood-burning fireplace insert - open living and dining area - natural light throughout - all appliances included - washer and dryer combo in the primary suite closet - custom built-in murphy bed in the second bedroom - expansive riverfront deck - covered riverside gazebo - private steps to your own swimming and fishing hole - detached storage shed - mature timber creates a private, secluded setting - peaceful park-like grounds - watch eagles, wildlife, and fishermen from your front yard - world-class fishing and hunting nearby - approximately $500 per year community water fee - private road maintained cooperatively by neighboring property owners - new appraisal on file to support value - minutes to I-5 - close to schools, shopping, Costco, golf, breweries, antique shops, local restaurants, McMenamins, and summer waterfront concerts - ideal full-time residence, vacation home, or weekend retreat.

114 Merry Etta Drive, Kalama

Listing courtesy of Sho'me Real Estate.

$925,000
3 Beds ⋅ 3 Baths ⋅ 2568446 MLS ⋅ ACTIVE Status
Welcome to 503 Cemetery Rd, where comfort, functionality, and privacy come together on 7.06 beautiful acres in desirable Kalama. This thoughtfully designed 3-bedroom, 2.5-bath home features an open-concept layout filled with natural light, a spacious kitchen with ample storage, and a dedicated home office complete with its own private exterior entrance and direct access to the garage—perfect for working from home or running a business. The living area is pre-wired for surround sound, creating an ideal space for entertaining or movie nights. Step outside to enjoy the covered back patio, already plumbed for gas, overlooking the fire pit and peaceful wooded surroundings. A large, level side yard offers shop-ready potential, while recently planted Leyland cypress trees along both sides of the property will provide even more privacy as they mature. The professionally designed landscaping beds are pre-wired for exterior lighting, making it easy to enhance the home's curb appeal and evening ambiance. Beyond the backyard, explore your own network of wooded trails perfect for walking, riding ATVs, or dirt bikes. The oversized 3-car garage provides plenty of room for vehicles, hobbies, and storage. Enjoy the perfect balance of usable land, recreational acreage, and modern convenience with city utilities and easy access to I-5, schools, and downtown Kalama.

503 Cemetery Road, Kalama

Listing courtesy of Windermere Northwest Living.

$500,000
4 Beds ⋅ 3 Baths ⋅ 2567598 MLS ⋅ ACTIVE Status
Welcome to 414 N 3rd Pl in Kalama! This inviting home combines comfortable living spaces with an easy, functional layout and warm finishes throughout. The spacious living room features abundant natural light, durable wood-style flooring, and a cozy gas fireplace—perfect for relaxing or entertaining. The open kitchen and dining area offer plenty of cabinetry, stainless steel appliances, and a beautiful live-edge wood breakfast bar that adds character and creates a natural gathering spot. Large windows bring in tons of light, while the sliding glass door provides easy access to the outdoor living space. Located in a desirable Kalama neighborhood with quick access to I-5, the Columbia River, local parks, schools, and community amenities. A great opportunity to own a comfortable home in one of Southwest Washington's charming river communities! Owner is a licensed real estate agent.

414 N 3rd Place, Kalama

Listing courtesy of Keller Williams-Premier Prtnrs.

$659,000
3 Beds ⋅ 2 Baths ⋅ 2566618 MLS ⋅ ACTIVE Status
Two Tax Lots. One Incredible Opportunity. One Full Acre Across from the Kalama River! Situated on two separate tax lots totaling 1 acre, this unique property offers exceptional flexibility and value. The home sits on 0.65 acres, while the adjoining 0.35-acre vacant lot adds space, privacy, RV/boat storage, and potential future possibilities. Both lots have power, septic, and water. Buyer to verify intended use and development options with Cowlitz County. Located directly across the street from the beautiful Kalama River, this property offers easy access to fishing, kayaking, and outdoor recreation, along with peaceful river views and the natural beauty of the Pacific Northwest. Inside, the home blends modern updates with rustic charm. The remodeled kitchen features quartz countertops, shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island. A bright dining nook overlooks the private, wooded setting, while the spacious living room is filled with natural light. The standout rustic entertaining room features a custom live-edge bar, knotty pine walls and ceilings, and direct access to the expansive deck—perfect for entertaining or relaxing after a day on the river. HVAC replaced in 2022. Roof replaced in 2018. A rare combination of location, land, flexibility, and value!

316 Laverne Drive, Kalama

Listing courtesy of Knipe Realty ERA Powered.

$725,000
4 Beds ⋅ 2 Baths ⋅ 2566443 MLS ⋅ ACTIVE Status
**Space, updates, river views, and room to enjoy it all.** This 4-bedroom, 1.75-bath home sits on .36 acres near the Kalama River and offers 2,398 square feet of comfortable, move-in-ready living.Inside, you’ll find an updated kitchen with granite countertops, a welcoming living room with a fireplace, a spacious family room, a new den, and updated flooring and fixtures throughout. The primary suite features a walk-in closet and its own private laundry room for added convenience.Step outside to a brand-new deck spanning the back of the home, perfect for entertaining, relaxing, or taking in the natural surroundings. An elevated gazebo nestled among the trees captures views of the seasonal waterfall and Kalama River, while the above-ground pool and surrounding deck create your own private summer retreat.A new electrical panel, whole-home generator, fenced vegetable garden, 1-car garage, 2-car carport, and storage shed provide the practical features today’s buyers want.Located just minutes from I-5 Exit 32, this property offers a rare combination of updated living, outdoor recreation, scenic surroundings, and everyday convenience.Buyer is advised to conduct their own due diligence and independently verify all information to their satisfaction before closing.

236 Laverne Drive, Kalama

Listing courtesy of Century 21 Northstar.

$640,000
4 Beds ⋅ 4 Baths ⋅ 2557757 MLS ⋅ ACTIVE Status
Multi-Generational! Welcome to 324 Champion Rd in Kalama! Set on 2.36 secluded acres, this brand new custom 2400 sq ft home boasts a striking handcrafted timber framed entrance that opens to a light filled layout featuring 4 bedrooms, 4 bathrooms, custom timber framed steps, and a dedicated office. The main floor consists of 2 beds, 2 baths with a kitchen, and a living room complimented by scenic views of the surrounding trees, and professionally curated landscaping. The lower level features 2 bedrooms, 2 bathrooms, a full kitchenette, its own laundry hook up, and a dedicated office. Complete with its own private timber framed entrance, it offers exceptional flexibility for multi-generational living or hosting overnight guests. With a year around running stream at the back of the property, and deep forest of trees up front, this one is a must see. The home also has an extra meter for potential shop build in the future. 5 minutes from I-5 and 7 minutes to downtown Kalama, this home offers the perfect balance of rural privacy and effortless convenience.

324 champion Road, Kalama

Listing courtesy of Real Broker LLC.

$719,999
3 Beds ⋅ 4 Baths ⋅ 2555916 MLS ⋅ ACTIVE Status
Adjacent Parcel (5.8 acre lot) also for sale. Come explore this beautiful 3-bedroom, 3.5-bath home featuring a spacious daylight basement and breathtaking views of the Columbia River. Situated on 5 peaceful acres, this property offers the perfect blend of comfort, privacy, and natural beauty. Recent updates include a newer roof and gutters, along with new laminate flooring. Large windows capture stunning river views and fill the living spaces with natural light. Step outside and enjoy your own private hiking trail winding through the property, creating endless opportunities for recreation and relaxation. Whether you're watching incredible sunsets over the Columbia River, enjoying the quiet surroundings, or exploring the acreage, this property offers a truly serene lifestyle. Reach out today to schedule your tour!

4955 Green Mountain Road, Kalama

Listing courtesy of Keller Williams-Premier Prtnrs.

$445,000
2 Beds ⋅ 1 Baths ⋅ 2553771 MLS ⋅ ACTIVE Status
Built in 2019, this energy-efficient 2-bedroom, 1-bath home sits on a spacious 1/3-acre lot in one of Kalama's most desirable neighborhoods, offering beautiful partial Columbia River views. The open floor plan features a well-designed kitchen with abundant cabinetry, generous counter space, and stainless steel appliances that stay. The dining area and primary suite both provide access to the rear deck, and the primary bedroom includes a full bath. Recent updates include new carpet and fresh paint on the exterior doors and trim. A ductless heat pump provides year-round comfort. Outside, enjoy a covered front patio, fenced backyard with plenty of garden space, and room to expand your outdoor living. The detached one-car garage includes an automatic opener and a 100-amp electrical panel. Seller reports an average PUD bill of approximately $100 per month, and approximately three years remain on the builder's transferable home warranty. Conveniently located just minutes from downtown Kalama, the Columbia River waterfront, fishing, shopping, dining, and the popular McMenamins Kalama Harbor Lodge, this move-in-ready home offers the perfect balance of comfort, efficiency, and location.

1009 Taylor Road, Kalama

Listing courtesy of RE/MAX Premier Group.

$495,999
3 Beds ⋅ 3 Baths ⋅ 2545828 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 2019 home in the desirable Stone Forest community of Kalama! Offering 1,885 sq ft, 3 bedrooms, 2.5 bathrooms, and a finished daylight basement, this home provides the perfect blend of comfort, style, and functionality. Situated on a premium lot with no homes directly behind, you’ll enjoy added privacy and a peaceful setting that’s hard to find. The backyard is a standout feature with a fully paved patio and Trex deck, creating a low-maintenance outdoor space perfect for relaxing, entertaining, and enjoying the view. The open-concept main level offers abundant natural light and seamless flow between the living, dining, and kitchen areas. Downstairs, the finished basement provides excellent flex space for a family room, office, gym, media room, or play area. Enjoy year-round comfort with an energy-efficient heat pump. Located minutes from I-5, schools, parks, and downtown Kalama, this move-in ready home offers modern comfort, privacy, and outdoor living all in one.

413 STONE PARK, Kalama

Listing courtesy of Keller Williams-Premier Prtnrs.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2541620 MLS ⋅ ACTIVE Status
Escape to the peaceful countryside with this beautiful 3 bedroom, 3 bathroom home offering 2,551sqft of comfortable living space on just over 2.5 acres in Kalama. Enjoy privacy and all the open space this property has to offer. This home is complete with a detached two car shop that's ideal for outdoor toys, hobbies and storage. Whether you're looking for room to roam, space to entertain or simply a quiet place to call home, this property offers so many possibilities. Come Check it out!

161 Rogers Road, Kalama

Listing courtesy of Realty Works Group, Inc..

$899,000
3 Beds ⋅ 2 Baths ⋅ 2545313 MLS ⋅ ACTIVE Status
HORSE PROPERTY! Hard-to-find combination of single-level living, usable acreage, and exceptional outbuildings. This 3-bedroom, 2-bath home features a dedicated office and an open-concept living, dining, and kitchen area designed for comfortable everyday living. Set in a private setting with territorial views, the home also offers a back patio overlooking the property. The oversized 3-bay garage provides abundant storage and workspace, with additional room for hobbies, equipment, or tandem vehicle parking. Extensive paved parking offers space for RVs, trailers, work vehicles, and guests. A garden area, barn with stalls, and fenced 8-acre pasture create a turnkey setup for horses, livestock, or other animals. Located on a private road with a road maintenance agreement and no HOA, this property offers the space and flexibility that's increasingly difficult to find.

362 Cemetery, Kalama

Listing courtesy of Key Results Real Estate.

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