Kalama Homes with USDA Loan Terms

Kalama Homes with USDA Loan Terms

Kalama is a charming city located in Cowlitz County, Washington, in the United States. Nestled in the beautiful Pacific Northwest region, Kalama offers residents a picturesque setting with its stunning natural landscapes and scenic views.

For those looking to settle down in the area, Kalama has a variety of homes available with USDA loan terms. The USDA loan program is designed to help low to moderate-income families achieve their dream of homeownership. These loans offer favorable terms, including low-interest rates and no down payment requirements, making it an attractive option for many buyers.

Whether you're a first-time homebuyer or looking to upgrade to a larger property, homes with USDA loan terms in Kalama provide an affordable and accessible option. With the ability to finance up to 100% of the home's value, buyers can enjoy the benefits of homeownership without the burden of a large down payment.

Kalama itself offers a range of amenities and attractions for residents to enjoy. From its historic downtown district with charming shops and restaurants to its proximity to outdoor recreational opportunities like hiking, fishing, and boating, there is something for everyone in Kalama.

If you're considering purchasing a home in Kalama, exploring the options available with USDA loan terms can be a smart financial move. With its small-town charm and natural beauty, Kalama is a wonderful place to call home.

Newest Kalama Homes with USDA Loan Terms

$445,000
2 Beds ⋅ 1 Baths ⋅ 2553771 MLS ⋅ ACTIVE Status
Built in 2019, this energy-efficient 2-bedroom, 1-bath home sits on a spacious 1/3-acre lot in one of Kalama's most desirable neighborhoods, offering beautiful partial Columbia River views. The open floor plan features a well-designed kitchen with abundant cabinetry, generous counter space, and stainless steel appliances that stay. The dining area and primary suite both provide access to the rear deck, and the primary bedroom includes a full bath. Recent updates include new carpet and fresh paint on the exterior doors and trim. A ductless heat pump provides year-round comfort. Outside, enjoy a covered front patio, fenced backyard with plenty of garden space, and room to expand your outdoor living. The detached one-car garage includes an automatic opener and a 100-amp electrical panel. Seller reports an average PUD bill of approximately $100 per month, and approximately three years remain on the builder's transferable home warranty. Conveniently located just minutes from downtown Kalama, the Columbia River waterfront, fishing, shopping, dining, and the popular McMenamins Kalama Harbor Lodge, this move-in-ready home offers the perfect balance of comfort, efficiency, and location.

1009 Taylor Road, Kalama

Listing courtesy of RE/MAX Premier Group.

$319,500
2 Beds ⋅ 1 Baths ⋅ 2542800 MLS ⋅ ACTIVE Status
Enjoy Columbia River views from this beautifully remodeled 2-bedroom, 1-bath single-level home, perfectly located within walking distance to all of Kalama’s amenities, shops, restaurants, and waterfront attractions. This move-in-ready home has been thoughtfully updated throughout and features a stunning new kitchen with modern cabinetry, stainless steel appliances, and stylish finishes. Additional upgrades include new flooring, fresh interior and exterior paint, updated fixtures, and a fully remodeled bathroom with elegant tile work. Major improvements such as a newer roof and windows provide added value and peace of mind. An oversized attached one-car garage offers plenty of room for parking, storage, or workspace. This home combines modern updates, incredible river views, and an unbeatable in-town location. Homes like this in Kalama don’t come along often—schedule your showing today!

11 Ashland Street, Kalama

Listing courtesy of Berkshire Hathaway HS NW.

$610,000
4 Beds ⋅ 3 Baths ⋅ 2539633 MLS ⋅ ACTIVE Status
Previously a model home, this one has all of the bells and whistles! A gourmet kitchen is the center of the home with double ovens, a large center island, corner pantry and quartz countertops. High ceilings and an open layout that flows out to the extra large covered patio that's wired for a hot tub with rock walls and lots of colorful landscaping! A convenient gas fireplace is perfect for cozy evenings in, while the backyard oasis is a perfect place for entertaining guests! Four generous bedrooms plus an office. The primary suite offers a corner soaking tub, walk in closet, and double sinks. Convenient upstairs utility room. Third car garage and driveway parking. Located on a dead end street in popular Stone Forest, where there are neighborhood parks, trails, and sidewalks to enjoy!

406 Stone Park, Kalama

Listing courtesy of Key Results Real Estate.

$590,000
4 Beds ⋅ 3 Baths ⋅ 2539039 MLS ⋅ ACTIVE Status
Welcome to this classic and comfortable home tucked away on a quiet street just blocks from the heart of downtown Kalama. Timeless characteristics like real hardwood floors, original cabinetry, and decorative brick fireplaces are complimented by thoughtful updates to tile showers, countertops, and more. This spacious home offers room to live, gather, and grow! The main level features three bedrooms and two beautifully updated bathrooms. Large picture windows create a warm, inviting atmosphere filled with natural light. The kitchen has granite countertops, a cozy eating nook, and direct access to the deck—which is a perfect place to take in the Columbia River view. Downstairs, the full daylight basement opens up a world of possibilities. Ideal for multi-generational living, guests, or rental income, it includes a second kitchen, living room, bedroom, bathroom, and two fully finished bonus rooms. With both an interior staircase and a separate exterior entrance leading to the patio and backyard, the space offers flexibility and privacy. Efficient mini-split system for heating and cooling. Outside, mature landscaping provides year-round color and charm, complemented by terraced walls, concrete walkways, and a beautifully maintained yard. A detached tool shed, attached two-car garage, and ample parking add everyday convenience. Rich in character and full of updates, this well-loved Kalama home is ready to welcome its next chapter.

80 Summit Drive, Kalama

Listing courtesy of Key Results Real Estate.

$505,000
3 Beds ⋅ 3 Baths ⋅ 2537946 MLS ⋅ ACTIVE Status
Built in 2019 and exceptionally well maintained, this move-in ready home offers the feel of new construction without the wait. Bright open-concept kitchen, dining, and living areas with LVP flooring, stainless steel appliances, large pantry, and walk-in laundry room. Spacious primary suite with walk-in closet and private bath. Heat pump with A/C, high-speed Xfinity internet, and attached fully insulated two-car garage. Fully fenced backyard with irrigation, low-maintenance landscaping, concrete patio, storage shed, and extra parking. Located in Kalama's Stone Forest neighborhood, just minutes from downtown, I-5, schools, parks, and the Columbia River.

610 Stone View Way, Kalama

Listing courtesy of eXp Realty.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.