Kalama Homes with FHA Terms

Kalama Homes with FHA Terms

Welcome to Kalama, a charming city located in Cowlitz County, Washington, United States. Nestled in the beautiful state of Washington, Kalama offers a peaceful and picturesque setting for residents to call home.

With its small-town charm and friendly community, Kalama is an ideal place to settle down. The city is known for its stunning natural beauty, surrounded by lush forests, rolling hills, and the scenic Columbia River. Residents can enjoy a variety of outdoor activities, including hiking, fishing, and boating, all within close proximity to their homes.

If you are looking to buy a home in Kalama, you'll be pleased to know that there are options available with FHA terms. FHA loans are a popular choice for many homebuyers as they offer low down payment requirements and flexible qualifying criteria. This means that even if you have a limited budget or less-than-perfect credit, you may still be able to purchase a home in Kalama with favorable terms.

Kalama's real estate market offers a range of housing options to suit different preferences and budgets. Whether you're looking for a cozy single-family home in a quiet neighborhood or a spacious waterfront property with breathtaking views, you'll find it here. The city boasts a mix of architectural styles, from charming historic homes to modern new constructions.

So, if you're dreaming of a peaceful and scenic place to call home, Kalama, Washington might just be the perfect destination for you. With FHA terms available, your dream of owning a home in this beautiful city can become a reality. Start exploring the real estate market in Kalama today and find your perfect home.

Newest Kalama Homes with FHA Terms

$749,900
3 Beds ⋅ 2 Baths ⋅ 2572420 MLS ⋅ ACTIVE Status
Private 2-Acre Home with Columbia River Views & 5 Car Garage!! Set on approximately 2 fully fenced acres, this meticulously maintained home offers the perfect blend of privacy, comfort, and versatility with 3 bedrooms, OR 2 bedrooms plus office, 2 bathrooms, and a dedicated entertaining space that can easily be converted into a 3rd bedroom with a 3rd bathroom. Heated tile floors throughout, along with a heated shower seat and towel rack, bring everyday comfort to the next level. The kitchen features granite countertops, wood cabinetry, and a hammered copper sink, while the entertaining space is complete with a wet bar, keg cooler, refrigerator, and microwave. A 5+ car garage with a 240V welding circuit, EV charger, additional storage, and a storage pad below offers plenty of room for vehicles, hobbies, and equipment. Additional storage can be found above the garage but also in the tool shed with a loft above it. Outside, low-maintenance landscaping with rock, stone, bark, and edible landscaping complements the property, while power gates and a full fence provide privacy. Take in beautiful Columbia River and Longview views, along with energy-efficient construction, fire sprinklers, and blackout and solar-diffusing shades.

204 Powder Hill Drive, Kalama

Listing courtesy of Coldwell Banker Bain.

$460,000
3 Beds ⋅ 3 Baths ⋅ 2572503 MLS ⋅ ACTIVE Status
This charming home is situated near downtown Kalama, parks, restaurants and the waterfront! Beyond the privacy hedge is a fully fenced yard with raised garden beds, covered front and back porches, and a detached two car garage with alley access and extra parking. The main floor features living and family rooms plus a den/office or formal dining room. Kitchen, half bath, and utility room also on the main level. Upstairs you'll find three bedrooms, two more bathrooms. The primary suite features double closets and a tile shower. Lots of personalized touches like vessel sinks, custom shelving, and all hard surface flooring throughout the home. Many big updates like an all new roof and deck cover, triple pane windows, and new exterior doors provide peace of mind! Cement board siding and newer exterior paint add to this solid home!

428 S 2nd Place, Kalama

Listing courtesy of Key Results Real Estate.

$699,900
4 Beds ⋅ 2 Baths ⋅ 2570097 MLS ⋅ ACTIVE Status
Updated 4-Bedroom Home on 2 Private Acres in Kalama Welcome to this beautifully refreshed 4-bedroom, 2-bath home set on 2 private, usable acres in Kalama. Thoughtfully updated inside and out, this property offers comfortable living, territorial views toward the Oregon hills, and plenty of space to enjoy now while leaving room for future expansion. Recent improvements include a refreshed exterior with new tongue-and-groove woodwork, updated finishes, contemporary lighting, a modern front door, and a new entry railing that adds modern-rustic charm. Inside, fresh paint and new carpet create a bright, clean, inviting atmosphere, while the open and flexible floor plan provides plenty of room for everyday living, entertaining, work, or hobbies. The expansive acreage offers privacy, usable space, and potential for a future shop or outbuilding, with room for storage, a workshop, equipment, or additional customization. Enjoy peaceful country living while maintaining convenient access to I-5 for an easy commute. A rare opportunity to own an updated home on acreage with privacy, views, flexibility, and future potential—all in a convenient Kalama location.

198 Star Road, Kalama

Listing courtesy of Windermere Northwest Living.

$481,900
4 Beds ⋅ 2 Baths ⋅ 2570890 MLS ⋅ ACTIVE Status
Bring your toys to this peaceful Kalama neighborhood! This move-in ready 4BD/2BA home pairs practical indoor living with unmatched outdoor utility. Featuring an electric fireplace with custom accent surround and concealed storage nook. The backyard is an entertainer’s retreat with a covered deck, fire pit, and custom cabana with hot tub & bar! Outdoor enthusiasts will love the paved secondary driveway leading to a powered detached shop (40-amp service), plus RV parking, dog run, and a spacious front lawn.

148 Greystone Road, Kalama

Listing courtesy of John L. Scott, Inc..

$925,000
3 Beds ⋅ 3 Baths ⋅ 2568446 MLS ⋅ ACTIVE Status
Welcome to 503 Cemetery Rd, where comfort, functionality, and privacy come together on 7.06 beautiful acres in desirable Kalama. This thoughtfully designed 3-bedroom, 2.5-bath home features an open-concept layout filled with natural light, a spacious kitchen with ample storage, and a dedicated home office complete with its own private exterior entrance and direct access to the garage—perfect for working from home or running a business. The living area is pre-wired for surround sound, creating an ideal space for entertaining or movie nights. Step outside to enjoy the covered back patio, already plumbed for gas, overlooking the fire pit and peaceful wooded surroundings. A large, level side yard offers shop-ready potential, while recently planted Leyland cypress trees along both sides of the property will provide even more privacy as they mature. The professionally designed landscaping beds are pre-wired for exterior lighting, making it easy to enhance the home's curb appeal and evening ambiance. Beyond the backyard, explore your own network of wooded trails perfect for walking, riding ATVs, or dirt bikes. The oversized 3-car garage provides plenty of room for vehicles, hobbies, and storage. Enjoy the perfect balance of usable land, recreational acreage, and modern convenience with city utilities and easy access to I-5, schools, and downtown Kalama.

503 Cemetery Road, Kalama

Listing courtesy of Windermere Northwest Living.

$500,000
4 Beds ⋅ 3 Baths ⋅ 2567598 MLS ⋅ ACTIVE Status
Welcome to 414 N 3rd Pl in Kalama! This inviting home combines comfortable living spaces with an easy, functional layout and warm finishes throughout. The spacious living room features abundant natural light, durable wood-style flooring, and a cozy gas fireplace—perfect for relaxing or entertaining. The open kitchen and dining area offer plenty of cabinetry, stainless steel appliances, and a beautiful live-edge wood breakfast bar that adds character and creates a natural gathering spot. Large windows bring in tons of light, while the sliding glass door provides easy access to the outdoor living space. Located in a desirable Kalama neighborhood with quick access to I-5, the Columbia River, local parks, schools, and community amenities. A great opportunity to own a comfortable home in one of Southwest Washington's charming river communities! Owner is a licensed real estate agent.

414 N 3rd Place, Kalama

Listing courtesy of Keller Williams-Premier Prtnrs.

$659,000
3 Beds ⋅ 2 Baths ⋅ 2566618 MLS ⋅ ACTIVE Status
Two Tax Lots. One Incredible Opportunity. One Full Acre Across from the Kalama River! Situated on two separate tax lots totaling 1 acre, this unique property offers exceptional flexibility and value. The home sits on 0.65 acres, while the adjoining 0.35-acre vacant lot adds space, privacy, RV/boat storage, and potential future possibilities. Both lots have power, septic, and water. Buyer to verify intended use and development options with Cowlitz County. Located directly across the street from the beautiful Kalama River, this property offers easy access to fishing, kayaking, and outdoor recreation, along with peaceful river views and the natural beauty of the Pacific Northwest. Inside, the home blends modern updates with rustic charm. The remodeled kitchen features quartz countertops, shaker cabinetry, stainless steel appliances, subway tile backsplash, and a large island. A bright dining nook overlooks the private, wooded setting, while the spacious living room is filled with natural light. The standout rustic entertaining room features a custom live-edge bar, knotty pine walls and ceilings, and direct access to the expansive deck—perfect for entertaining or relaxing after a day on the river. HVAC replaced in 2022. Roof replaced in 2018. A rare combination of location, land, flexibility, and value!

316 Laverne Drive, Kalama

Listing courtesy of Knipe Realty ERA Powered.

$725,000
4 Beds ⋅ 2 Baths ⋅ 2566443 MLS ⋅ ACTIVE Status
**Space, updates, river views, and room to enjoy it all.** This 4-bedroom, 1.75-bath home sits on .36 acres near the Kalama River and offers 2,398 square feet of comfortable, move-in-ready living.Inside, you’ll find an updated kitchen with granite countertops, a welcoming living room with a fireplace, a spacious family room, a new den, and updated flooring and fixtures throughout. The primary suite features a walk-in closet and its own private laundry room for added convenience.Step outside to a brand-new deck spanning the back of the home, perfect for entertaining, relaxing, or taking in the natural surroundings. An elevated gazebo nestled among the trees captures views of the seasonal waterfall and Kalama River, while the above-ground pool and surrounding deck create your own private summer retreat.A new electrical panel, whole-home generator, fenced vegetable garden, 1-car garage, 2-car carport, and storage shed provide the practical features today’s buyers want.Located just minutes from I-5 Exit 32, this property offers a rare combination of updated living, outdoor recreation, scenic surroundings, and everyday convenience.Buyer is advised to conduct their own due diligence and independently verify all information to their satisfaction before closing.

236 Laverne Drive, Kalama

Listing courtesy of Century 21 Northstar.

$719,999
3 Beds ⋅ 4 Baths ⋅ 2555916 MLS ⋅ ACTIVE Status
Adjacent Parcel (5.8 acre lot) also for sale. Come explore this beautiful 3-bedroom, 3.5-bath home featuring a spacious daylight basement and breathtaking views of the Columbia River. Situated on 5 peaceful acres, this property offers the perfect blend of comfort, privacy, and natural beauty. Recent updates include a newer roof and gutters, along with new laminate flooring. Large windows capture stunning river views and fill the living spaces with natural light. Step outside and enjoy your own private hiking trail winding through the property, creating endless opportunities for recreation and relaxation. Whether you're watching incredible sunsets over the Columbia River, enjoying the quiet surroundings, or exploring the acreage, this property offers a truly serene lifestyle. Reach out today to schedule your tour!

4955 Green Mountain Road, Kalama

Listing courtesy of Keller Williams-Premier Prtnrs.

$445,000
2 Beds ⋅ 1 Baths ⋅ 2553771 MLS ⋅ ACTIVE Status
Built in 2019, this energy-efficient 2-bedroom, 1-bath home sits on a spacious 1/3-acre lot in one of Kalama's most desirable neighborhoods, offering beautiful partial Columbia River views. The open floor plan features a well-designed kitchen with abundant cabinetry, generous counter space, and stainless steel appliances that stay. The dining area and primary suite both provide access to the rear deck, and the primary bedroom includes a full bath. Recent updates include new carpet and fresh paint on the exterior doors and trim. A ductless heat pump provides year-round comfort. Outside, enjoy a covered front patio, fenced backyard with plenty of garden space, and room to expand your outdoor living. The detached one-car garage includes an automatic opener and a 100-amp electrical panel. Seller reports an average PUD bill of approximately $100 per month, and approximately three years remain on the builder's transferable home warranty. Conveniently located just minutes from downtown Kalama, the Columbia River waterfront, fishing, shopping, dining, and the popular McMenamins Kalama Harbor Lodge, this move-in-ready home offers the perfect balance of comfort, efficiency, and location.

1009 Taylor Road, Kalama

Listing courtesy of RE/MAX Premier Group.

$495,999
3 Beds ⋅ 3 Baths ⋅ 2545828 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained 2019 home in the desirable Stone Forest community of Kalama! Offering 1,885 sq ft, 3 bedrooms, 2.5 bathrooms, and a finished daylight basement, this home provides the perfect blend of comfort, style, and functionality. Situated on a premium lot with no homes directly behind, you’ll enjoy added privacy and a peaceful setting that’s hard to find. The backyard is a standout feature with a fully paved patio and Trex deck, creating a low-maintenance outdoor space perfect for relaxing, entertaining, and enjoying the view. The open-concept main level offers abundant natural light and seamless flow between the living, dining, and kitchen areas. Downstairs, the finished basement provides excellent flex space for a family room, office, gym, media room, or play area. Enjoy year-round comfort with an energy-efficient heat pump. Located minutes from I-5, schools, parks, and downtown Kalama, this move-in ready home offers modern comfort, privacy, and outdoor living all in one.

413 STONE PARK, Kalama

Listing courtesy of Keller Williams-Premier Prtnrs.

$485,000
3 Beds ⋅ 3 Baths ⋅ 2541620 MLS ⋅ ACTIVE Status
Escape to the peaceful countryside with this beautiful 3 bedroom, 3 bathroom home offering 2,551sqft of comfortable living space on just over 2.5 acres in Kalama. Enjoy privacy and all the open space this property has to offer. This home is complete with a detached two car shop that's ideal for outdoor toys, hobbies and storage. Whether you're looking for room to roam, space to entertain or simply a quiet place to call home, this property offers so many possibilities. Come Check it out!

161 Rogers Road, Kalama

Listing courtesy of Realty Works Group, Inc..

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