98576 Homes with Conventional Terms

98576 Homes with Conventional Terms

Welcome to the charming community of Rainier, Washington, nestled in the heart of Thurston County and boasting the vibrant zip code 98576. This picturesque town offers a serene escape from the hustle and bustle of urban life, while still providing easy access to all the modern conveniences you could desire.

Rainier is known for its stunning natural beauty, with the majestic backdrop of the Cascade Mountains and lush greenery surrounding the area. Outdoor enthusiasts will find plenty to love here, from hiking and biking trails to nearby lakes perfect for fishing and kayaking. The community is also rich in local parks, making it an ideal place for families and nature lovers alike.

When it comes to real estate, homes in the 98576 zip code are diverse and appealing. Many properties feature traditional designs and modern amenities, catering to a variety of tastes and lifestyles. Whether you’re seeking a cozy single-family home or a spacious residence with room to grow, Rainier has something for everyone. Plus, the availability of homes with conventional financing options makes it easier for buyers to invest in their dream property.

With a close-knit community feel, excellent schools, and a range of local businesses, Rainier is not just a place to live, but a place to thrive. Discover the charm of 98576 and find your perfect home in this idyllic Washington town today!

Newest 98576 Homes with Conventional Terms

207 Seattle Street W, Rainier
$429,950
3 Beds ⋅ 2 Baths ⋅ 2585423 MLS ⋅ ACTIVE Status
Move-in ready Rainier rambler with an impressive list of recent improvements! Beautifully remodeled kitchen completed in late 2025 features butcher-block countertops and glass-tile backsplash. New hardwood flooring enhances the hallways and bathrooms. Major improvements include a complete roof replacement in April 2025 with PABCO Premier architectural laminate shingles and a new Midea heat pump installed in January 2026 for efficient year-round comfort. A new generator, used only a few times, conveys with the home, and the electrical panel has been upgraded with generator connections for convenient backup power. This comfortable single-level home offers 3 bedrooms and 2 baths in approximately 1,460 SF on a level, manageable lot with space for gardening, pets and outdoor enjoyment. Detached garage offers parking, storage or workshop space, plus the convenience of an attached carport. A 2024 Murray riding mower with Briggs & Stratton engine also conveys. Small-town Rainier setting with convenient access to Yelm, JBLM and Olympia. Many of the big-ticket improvements are already done—come make it yours! ADDRESS NOTE: GPS/mapping apps recognize the property as 207 Seattle St W, consistent with the street signage; Thurston County records identify the address as 207 Seattle St SE. Both refer to the same property.

207 Seattle Street W, Rainier

Listing Broker: RSVP Brokers ERA; Amy E. Prestas; 206-595-9078; aeprestas@gmail.com

412 Volesky Drive SE, Rainier
$535,000
4 Beds ⋅ 2 Baths ⋅ 2586672 MLS ⋅ ACTIVE Status
3 bedrooms, 2 bathrooms, plus an office or studio-all within 1,540 sq. ft. on a spacious .287-acre lot. Move-in-ready rambler with an updated, light-filled open concept and vaulted ceiling. The spacious living room features a bay window with a cozy seating area. The renovated kitchen includes granite countertops, a large dining island, and all Samsung appliances-including a Family Hub refrigerator/smart screen. The floor plan includes a separate private room ideal for a home office or studio. The backyard, filled with fruit trees and flowering plants, offers a peaceful retreat. A medium-sized storage building provides space for tools or a small workshop, and the well-appointed chicken coop is ready to use. The back patio offers plenty of room for barbecuing or relaxing. Listed at

412 Volesky Drive SE, Rainier

Listing Broker: Networks Real Estate LLC; Margo Street; 360-561-0269; MargoStreet94@gmail.com

205 Montana Street N, Rainier
$434,000
3 Beds ⋅ 2 Baths ⋅ 2586526 MLS ⋅ ACTIVE Status
ROOM TO LIVE, WORK & CREATE—with a little MOUNTAIN MAGIC! This Rainier home offers 3 bedrooms PLUS 2 bonus rooms, giving you the flexibility today’s buyers are looking for. Need a home office? Guest space? Hobby room? Playroom? Gym? You decide! And when the skies are clear, enjoy peek-a-boo views of majestic Mt. Rainier—a special reminder of what makes this community so unique. Set in a peaceful residential setting, this home offers the charm of small-town living with convenient access to local amenities, parks, surrounding communities, and outdoor recreation. Bring your vision and make the spaces work for the way you live. Whether you're looking for a place to call home, room to grow, or an investment opportunity, this property is ready for its next chapter. 3 bedrooms. 2 bonus rooms. Mountain views. Endless possibilities. Come see it for yourself!

205 Montana Street N, Rainier

Listing Broker: RE/MAX Northwest; Danielle Vocke; 360-526-1999; danielle@vockerealty.com

308 Middleton Court SE, Rainier
$530,000
4 Beds ⋅ 3 Baths ⋅ 2585599 MLS ⋅ ACTIVE Status
Don’t miss this inviting traditional two-story home offering 1,902 square feet of living space with 4 bedrooms, 2.5 bathrooms, and approximately 0.29 acres. A covered front porch adds classic curb appeal and offers a wonderful spot to take in views of Mt. Rainier, which can also be enjoyed through the windows of multiple rooms. Inside, the functional floor plan provides comfortable everyday living with flexible spaces to suit a variety of needs. Upstairs, a spacious loft offers even more versatility and can easily be used as a home office, second living room, playroom, hobby area, or additional gathering space. The fully fenced backyard provides plenty of room for outdoor living, gardening, recreation, pets, or entertaining. An attached garage adds everyday convenience and valuable storage. Tucked away on a quiet dead-end street, this home combines traditional charm, generous indoor and outdoor space, Mt. Rainier views, and a desirable Lacey location. Whether relaxing on the front porch, enjoying the private backyard, or making the flexible interior spaces your own, this home offers plenty of room to settle in and enjoy.

308 Middleton Court SE, Rainier

Listing Broker: Real Broker LLC; Ryan Garrison; 253-820-7911; ryan@garrisonre.com

13409 Algyer Road SE, Rainier
$399,900
2583977 MLS ⋅ ACTIVE Status
50 Acres – Three Parcels Sold Together. Escape the hustle and bustle with this private 50-acre offering, comprised of two 20-acre parcels and one 10-acre parcel, sold together and ready to be developed to suit your vision. Keep all three, subdivide, sell one off to offset expenses, or create the ultimate haven -whatever you envision, these parcels deliver beauty, peace, and privacy off the beaten path. The property was logged in 2016 and has since been replanted, and a cell tower sits nearby for added connectivity. A phone box is located at the entry of one of the parcels. Access is via a well-maintained gravel easement off Algyer Road. No studies have been completed on the property; buyers are encouraged to conduct their own due diligence. Zoned RRR 1/5. Please do not attempt to enter the gated easement or property unaccompanied. Grab your agent and come tour this gorgeous property for yourself.

13409 Algyer Road SE, Rainier

Listing Broker: John L. Scott/Yelm; Shannon M. Brent; 360-458-4200; shannonbrent@comcast.net

301 Easy St SE, Rainier
$519,000
4 Beds ⋅ 3 Baths ⋅ 2584029 MLS ⋅ ACTIVE Status
Welcome to a home where space, comfort, and effortless living come together beautifully. This 4 bed, 2.5 bath Rainier residence offers 2,626 sq ft of thoughtfully designed living space, with generous proportions and a versatile floor plan made for both everyday living and entertaining. Step inside to inviting living and dining spaces that flow naturally into the heart of the home. Upstairs, the spacious primary suite offers a private retreat, while three additional bedrooms provide flexibility for guests, work, or hobbies. A bonus/loft area adds even more versatility—perfect for a home office, media lounge, playroom, or creative space. Then step outside and discover what truly sets this property apart: an expansive, fully fenced backyard with room to entertain, garden, play, or simply unwind. Positioned on a desirable 0.30acre corner lot, the outdoor space offers a sense of privacy and room to enjoy the lifestyle you've been looking for. Ideally situated in the welcoming Rainier community, with the local school just moments away, this home offers everyday convenience while maintaining the charm and relaxed pace of small-town living. Enjoy easy access to Olympia, JBLM, and the greater South Sound, with the natural beauty of the Pacific Northwest all around you. A beautiful opportunity to settle in, spread out, and make this home yours. The home has a new roof! Just about 1 years old!

301 Easy St SE, Rainier

Listing Broker: Jason Mitchell Real Estate WA; Dylan Ursua; 808-687-1187; dursua@jasonmitchellgroup.com

12424 Moes Road SE, Rainier
$649,900
3 Beds ⋅ 3 Baths ⋅ 2581732 MLS ⋅ ACTIVE Status
Welcome to the ultimate turn-key equestrian estate in Rainier! Set on 4.66 private, fully fenced and cross-fenced acres, this beautifully updated 1,784 sq ft home with 3 bedrooms and 2.5 bathrooms perfectly pairs high-end improvements with exceptional outbuildings. Horse enthusiasts will fall in love with the outdoor riding arena, 20x20 2-stall barn, and lush pasture framed by mature trees.Bring all your toys, gear, and vehicles! The property boasts a massive 36x48 shop equipped with a built-in bathroom and attached carport, a separate 24x36 detached garage, plus 2 full RV hookups for guests or equipment. Inside, enjoy bright, light-filled living spaces anchored by large front windows showcasing gorgeous, expansive territorial views. Major recent updates offer total peace of mind, including a newer roof, fresh paint, modern flooring, updated kitchen counters, a heat pump, a cozy propane fireplace, and 2 custom walk-in showers.Outdoor entertaining is effortless here. Unwind on the spacious front and back decks with covered areas, host summer gatherings on the covered patio by the pool, or fire up the grill using the outdoor propane BBQ hookup—all surrounded by beautiful, pristine landscaping. Whether you are looking for a complete horse facility, incredible workshop space, or peaceful country living with modern comforts, this turnkey Rainier property is ready for you!

12424 Moes Road SE, Rainier

Listing Broker: Fathom Realty WA LLC; Jesse Kellems; 888-455-6040; jessekellems@prairierealestateco.com

303 Olympia Street E, Rainier
$419,000
3 Beds ⋅ 1 Baths ⋅ 2573138 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom rambler on a fully fenced quarter-acre lot! The show stopping kitchen features high-end stainless-steel appliances, soft-close cabinetry and drawers, solid surface countertops and stylish finishes. Updates continue throughout with fresh interior paint, ductless mini-split, modern fixtures, custom day/night blinds, updated LVP flooring, a renovated bathroom, and a brand-new Lopi wood stove—with the firewood included! Enjoy year-round outdoor living on the beautiful covered patio. A large storage shed, chicken coop, and chicken run add versatility to the spacious backyard. Located in an established neighborhood within walking distance of schools and offering easy access for commuters, this move-in-ready home blends comfort, convenience, and thoughtful upgrades.

303 Olympia Street E, Rainier

Listing Broker: Realty One Group Bold; Cari Dinelt; 253-370-6861; Cari@CariSellsFarms.com

17230 Jonas Hill Lane SE, Rainier
$699,900
3 Beds ⋅ 3 Baths ⋅ 2576470 MLS ⋅ ACTIVE Status
This property has so much to offer! Fabulous "off the grid" dome home. Custom built for functionality, with touches of the nostalgia of simpler times. Three story, soaring domed ceilings and circular staircases command the central living area. Kitchen has two cooking spaces, a baking wood stove and a heating woodstove! Second floor landing has an office cove, and the bedrooms all have ensuites. The capstone at the top is unfinished, but would be an amazing meditation or yoga room! The house is powered by a 1200 kilowatt generator and 16 deep cell batteries, 12 of which are new. There are 2, 1000 gallon propane tanks and 1, 500 gallon. The house has amazing insulation, stays cool all summer, has 8 solar panels, a pretty wrap around deck overlooking serene acreage. 2 septic systems and 2 wells and RV hookup. A newer garage has lots of storage areas! Raised garden beds, root cellar and the property consists of two 5 acre parcels. Private and gated with lush, high elevation wilderness and bordered by miles of Weyerhaeuser lands. House is in excellent condition. Needs a paint and floor sanding refresh, but otherwise in great shape. A delightful principle residence or get away escape ! Easy to show.

17230 Jonas Hill Lane SE, Rainier

Listing Broker: Yelm Windermere; Terry Kaminski; 360-701-2711; ttkaminski@msn.com

203 W Seattle Street, Rainier
$449,900
3 Beds ⋅ 2 Baths ⋅ 2576483 MLS ⋅ ACTIVE Status
Welcome home to your own little slice of small town serenity. Do you like small town charm? Do you like being a part of a small local community? Well look no further. Here is your opportunity to join the town of Rainier. This well cared for and freshly redone 3 bedroom 1.5 bathroom house with a bonus room, on a generous .24ac lot is the place for you. Fresh paint, floors, doors and more inside creates a great home for a first time buyer. Great schools within walking distance and a town safe enough to do it, you will love it. New water heater and recently serviced septic system offers piece of mind and low maintenance for future owner. Located just 15min from Lacey, 10min from Yelm and 15min from JBLM. You are within short distances of parks, shopping, schools and entertainment.

203 W Seattle Street, Rainier

Listing Broker: WEICHERT, Realtors Reynolds RE; Jacob Brown; 360-556-7025; Jbrealestate2023@gmail.com

714 Tipsoo Loop S, Rainier
$559,900
3 Beds ⋅ 2 Baths ⋅ 2574282 MLS ⋅ ACTIVE Status
Charming rambler tucked away in it's own corner of paradise. Open concept floor plan with generous living room and cozy fireplace. Gourmet kitchen with rich wood cabinets, stainless appliances and sparkling granite! Three bedrooms PLUS a den. Windows have shutters, the main bathroom has a gorgeous spa shower with multiple sprayers and custom slate. Beautifully finished heated garage features a 20k "Thermospa" exercise spa tub that is included. All appliances stay, so home is move in ready! Storage shed, detached shop and solar panels bring alternative energy to the home. Property is fully fenced and gated, bordered with tall firs. Lovely landscaping and a water feature off the front porch. Raised garden beds, and plenty of magical places abound with lush vegetation, fruit trees, flowers and paths to wander. Close to town, excellent schools, walking trails and access to all amenities. A wonderful, private place to call home!

714 Tipsoo Loop S, Rainier

Listing Broker: Yelm Windermere; Terry Kaminski; 360-701-2711; ttkaminski@msn.com

301 135th Place SE, Rainier
$545,000
4 Beds ⋅ 3 Baths ⋅ 2552183 MLS ⋅ ACTIVE Status
Welcome home to this 4 bedroom, 2.5 bath home tucked away on a quiet street in Rainier! Sitting on nearly 1/3 of an acre, this home has plenty of space inside & out. The main floor offers an open, functional layout with laminate flooring, granite countertops, stainless steel appliances & plenty of cabinet space. Upstairs you’ll find all 4 bedrooms, including the primary suite with private bath & walk-in closet, plus a bonus/loft space perfect for an office, playroom or second living area. Outside, the fully fenced backyard has been landscaped & offers tons of room to enjoy, entertain or make it your own. You’ll also find RV parking, solar panels, a heat pump & attached 2-car garage. Enjoy a little more space & a quieter setting while still being an easy drive to Yelm, JBLM, Lacey & Olympia. Come see everything this Rainier home has to offer!

301 135th Place SE, Rainier

Listing Broker: eXp Realty; Aubrey Davenport; 503-508-4482; aubreycdavenport@gmail.com

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