98576 Homes under $500,000

98576 Homes under $500,000

Welcome to the charming community of Rainier, Washington, nestled in the picturesque Thurston County and enveloped by the natural beauty of the Pacific Northwest. With a zip code of 98576, this area offers a delightful blend of serene landscapes and vibrant community life, making it an ideal place for families, retirees, and everyone in between.

Rainier is known for its welcoming atmosphere and close-knit community, where neighbors become friends and outdoor adventures await at every turn. The stunning backdrop of Mount Rainier and the lush forests provide ample opportunities for hiking, biking, and exploring the great outdoors. Whether you’re taking a leisurely stroll through one of the local parks or enjoying a weekend picnic by the river, you’ll quickly fall in love with the tranquil lifestyle this region has to offer.

For homebuyers seeking affordability without sacrificing charm, Rainier boasts a variety of homes under $500,000. These properties range from cozy single-family homes to spacious townhouses, catering to diverse tastes and budgets. With the current real estate market, you can find a perfect starter home or a serene retreat that fits your lifestyle.

Living in Rainier means enjoying the best of both worlds—small-town charm with easy access to larger urban areas like Olympia and Tacoma. Explore the local shops, dine at family-owned restaurants, and embrace the community spirit that makes Rainier a truly special place to call home. Whether you're a first-time buyer or looking to settle down, the 98576 zip code is ready to welcome you with open arms.

Newest 98576 Homes under $500,000

927 N Tipsoo Loop, Rainier
$395,000
3 Beds ⋅ 3 Baths ⋅ 2593768 MLS ⋅ ACTIVE Status
Welcome to your own piece of paradise! Set on over an acre of land with no HOA restrictions, this original-owner property offers the space and freedom to enjoy the outdoor lifestyle you’ve been looking for. Tucked away at the end of a dead-end street, the expansive property provides room to garden, ride dirt bikes, let your four-legged friends roam, create outdoor entertaining areas, or pursue your favorite hobbies. With over an acre to call your own, the possibilities are endless! The 1,539 sq. ft. home features 3 bedrooms and 2.5 bathrooms, making it a great opportunity for first-time buyers or those looking to downsize without sacrificing land and elbow room. Enjoy outdoor living from the front deck or take advantage of the second deck connecting the laundry room to the detached garage. At over 720 sq. ft., the garage offers plenty of room for vehicles, toys, storage, and hobby projects. A newer 30-year architectural roof and a well-maintained property provide a great starting point to add your personal touch and make this home your own. Conveniently located near schools, JBLM, and with easy access to Lacey, Olympia, and Tumwater. Priced to sell—come explore the possibilities and make this spacious property your own!

927 N Tipsoo Loop, Rainier

Listing Broker: RE/MAX Country; Adam Schmier; 360-259-7189; adamfromremax@gmail.com

207 Seattle Street W, Rainier
$429,950
3 Beds ⋅ 2 Baths ⋅ 2585423 MLS ⋅ ACTIVE Status
Move-in ready Rainier rambler with an impressive list of recent improvements! Beautifully remodeled kitchen completed in late 2025 features butcher-block countertops and glass-tile backsplash. New hardwood flooring enhances the hallways and bathrooms. Major improvements include a complete roof replacement in April 2025 with PABCO Premier architectural laminate shingles and a new Midea heat pump installed in January 2026 for efficient year-round comfort. A new generator, used only a few times, conveys with the home, and the electrical panel has been upgraded with generator connections for convenient backup power. This comfortable single-level home offers 3 bedrooms and 2 baths in approximately 1,460 SF on a level, manageable lot with space for gardening, pets and outdoor enjoyment. Detached garage offers parking, storage or workshop space, plus the convenience of an attached carport. A 2024 Murray riding mower with Briggs & Stratton engine also conveys. Small-town Rainier setting with convenient access to Yelm, JBLM and Olympia. Many of the big-ticket improvements are already done—come make it yours! ADDRESS NOTE: GPS/mapping apps recognize the property as 207 Seattle St W, consistent with the street signage; Thurston County records identify the address as 207 Seattle St SE. Both refer to the same property.

207 Seattle Street W, Rainier

Listing Broker: RSVP Brokers ERA; Amy E. Prestas; 206-595-9078; aeprestas@gmail.com

106 Carver Walk SE, Rainier
$499,950
4 Beds ⋅ 3 Baths ⋅ 2585956 MLS ⋅ ACTIVE Status
Looking for a huge backyard, 4 bedrooms and 2.5 baths?! This is it! .289 acres fully fenced-in and plenty of space to park your RV, boats, other toys or projects. Large driveway, bonus gravel parking space and a double gate, you can park your larger toys in the back. With no neighbors behind you, the backyard is peaceful and private. The home is light and bright and feels like home. All appliances included for convenience of the buyer. Primary bedroom offers a spacious 5-peice bath with large walk-in shower and soaking tub. Very low community dues and a laid-back HOA. Easy commute to Olympia or JBLM. Rainier schools!

106 Carver Walk SE, Rainier

Listing Broker: Yelm Windermere; Alan Sherwood; 360-790-0775; alan@teamsherwood.net

205 Montana Street N, Rainier
$410,000
3 Beds ⋅ 2 Baths ⋅ 2586526 MLS ⋅ ACTIVE Status
ROOM TO LIVE, WORK & CREATE—with a little MOUNTAIN MAGIC! This Rainier home offers 3 bedrooms PLUS 2 bonus rooms, giving you the flexibility today’s buyers are looking for. Need a home office? Guest space? Hobby room? Playroom? Gym? You decide! And when the skies are clear, enjoy peek-a-boo views of majestic Mt. Rainier—a special reminder of what makes this community so unique. Set in a peaceful residential setting, this home offers the charm of small-town living with convenient access to local amenities, parks, surrounding communities, and outdoor recreation. Bring your vision and make the spaces work for the way you live. Whether you're looking for a place to call home, room to grow, or an investment opportunity, this property is ready for its next chapter. 3 bedrooms. 2 bonus rooms. Mountain views. Endless possibilities. Come see it for yourself!

205 Montana Street N, Rainier

Listing Broker: RE/MAX Northwest; Danielle Vocke; 360-526-1999; danielle@vockerealty.com

308 Middleton Court SE, Rainier
$499,000
4 Beds ⋅ 3 Baths ⋅ 2585599 MLS ⋅ ACTIVE Status
Don’t miss this inviting traditional two-story home offering 1,902 square feet of living space with 4 bedrooms, 2.5 bathrooms, and approximately 0.29 acres. A covered front porch adds classic curb appeal and offers a wonderful spot to take in views of Mt. Rainier, which can also be enjoyed through the windows of multiple rooms. Inside, the functional floor plan provides comfortable everyday living with flexible spaces to suit a variety of needs. Upstairs, a spacious loft offers even more versatility and can easily be used as a home office, second living room, playroom, hobby area, or additional gathering space. The fully fenced backyard provides plenty of room for outdoor living, gardening, recreation, pets, or entertaining. An attached garage adds everyday convenience and valuable storage. Tucked away on a quiet dead-end street, this home combines traditional charm, generous indoor and outdoor space, Mt. Rainier views, and a desirable Lacey location. Whether relaxing on the front porch, enjoying the private backyard, or making the flexible interior spaces your own, this home offers plenty of room to settle in and enjoy.

308 Middleton Court SE, Rainier

Listing Broker: Real Broker LLC; Ryan Garrison; 360-230-1616; ryan@garrisonre.com

303 Olympia Street E, Rainier
$409,000
3 Beds ⋅ 1 Baths ⋅ 2573138 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom rambler on a fully fenced quarter-acre lot! The show stopping kitchen features high-end stainless-steel appliances, soft-close cabinetry and drawers, solid surface countertops and stylish finishes. Updates continue throughout with fresh interior paint, ductless mini-split, modern fixtures, custom day/night blinds, updated LVP flooring, a renovated bathroom, and a brand-new Lopi wood stove—with the firewood included! Enjoy year-round outdoor living on the beautiful covered patio. A large storage shed, chicken coop, and chicken run add versatility to the spacious backyard. Located in an established neighborhood within walking distance of schools and offering easy access for commuters, this move-in-ready home blends comfort, convenience, and thoughtful upgrades.

303 Olympia Street E, Rainier

Listing Broker: Realty One Group Bold; Cari Dinelt; 253-370-6861; Cari@CariSellsFarms.com

203 W Seattle Street, Rainier
$449,900
3 Beds ⋅ 2 Baths ⋅ 2576483 MLS ⋅ ACTIVE Status
Welcome home to your own little slice of small town serenity. Do you like small town charm? Do you like being a part of a small local community? Well look no further. Here is your opportunity to join the town of Rainier. This well cared for and freshly redone 3 bedroom 1.5 bathroom house with a bonus room, on a generous .24ac lot is the place for you. Fresh paint, floors, doors and more inside creates a great home for a first time buyer. Great schools within walking distance and a town safe enough to do it, you will love it. New water heater and recently serviced septic system offers piece of mind and low maintenance for future owner. Located just 15min from Lacey, 10min from Yelm and 15min from JBLM. You are within short distances of parks, shopping, schools and entertainment.

203 W Seattle Street, Rainier

Listing Broker: WEICHERT, Realtors Reynolds RE; Jacob Brown; 360-556-7025; Jbrealestate2023@gmail.com

15019 Turner Road SE, Rainier
$469,000
4 Beds ⋅ 2 Baths ⋅ 2565129 MLS ⋅ CONTINGENT Status
Fully renovated and move-in ready on nearly 2 secluded acres! This spacious 4-bedroom, 2-bath home offers a park-like setting surrounded by mature trees with tons of yard space and room for RVs, toys, animals and more. Inside, enjoy fresh interior paint, LVP flooring throughout and a beautiful updated kitchen with hard-surface Terrazzo countertops, ample storage and brand-new stainless steel appliances. The spacious primary suite features a walk-in closet and private 4-piece bath complete with a large soaking tub. Outside, you'll find fresh exterior paint, a deck, partially fenced yard, expansive driveway, multiple outbuildings and sheds, plus a brand-new detached garage. Washer and dryer included! Plenty of space, privacy, storage and room to enjoy both inside and out.

15019 Turner Road SE, Rainier

Listing Broker: Spivey Realty Group, LLC; Chris Pierog; 360-581-0167; chris@spiveyrealtygroup.com

14231 SE Beaver Drive, Rainier
$155,000
1 Beds ⋅ 1 Baths ⋅ 2563658 MLS ⋅ ACTIVE Status
Escape to the river at this charming, fully permitted 210 sq ft recreational cabin nestled just steps from the Deschutes River. Designed for getting away, slowing down, and enjoying the outdoors, this unique one-bedroom retreat offers a cozy space to recharge without the upkeep or expense of a traditional vacation home. The cabin features solar panels for electricity, a wood-burning stove, and a small kitchenette, creating a comfortable and functional basecamp for fishing, relaxing, camping, and enjoying time on the water. There is no indoor plumbing, but the property includes an outhouse, firepit area, whimsical seating spaces, and inviting outdoor gathering areas that make the most of the setting. The property is full of thoughtful touches and personality, including Japanese maple trees, playful accents, charming décor, and little hidden trinkets sprinkled throughout for guests to discover. Every detail contributes to the feeling of a true vacation escape—private, relaxed, and intentionally designed for enjoying the outdoors. Whether you're looking for a Deschutes River getaway, fishing retreat, recreational property, or unique weekend escape, this is a rare opportunity to own direct river frontage with an established cabin and recreational setup already in place. Bring your camp chairs, fishing gear, and a little time to unplug—this is river living in its simplest form.

14231 SE Beaver Drive, Rainier

Listing Broker: eXp Realty; Desiree Hadley; 360-620-6005; desiree@h-hhomesllc.com

815 Cody Street SE, Rainier
$449,000
3 Beds ⋅ 2 Baths ⋅ 2562247 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained rambler offering the perfect blend of comfort, style, and peace of mind. Thoughtfully updated throughout, this move-in-ready home features a beautifully remodeled bathroom, a brand-new deck perfect for entertaining or relaxing, a new roof, and a new high-efficiency heat pump for year-round comfort.Enjoy the added security of a natural gas whole-house generator, ensuring you're prepared no matter the season. Outside, you'll find a spacious yard with a storage shed, providing plenty of room for tools, or outdoor equipment.Whether you're looking for your first home, downsizing, or simply searching for easy one-level living, this charming rambler offers quality updates and exceptional value. Don't miss your opportunity to make this beautiful home yours!

815 Cody Street SE, Rainier

Listing Broker: Silvercreek Realty Group; Anja Leama; 910-922-6791; anja@elevatehometeam.com

503 Centre Street N, Rainier
$349,500
3 Beds ⋅ 2 Baths ⋅ 2532939 MLS ⋅ ACTIVE Status
Development opportunity in the heart of Rainier! This 2.91-acre property offers rare in-city acreage with excellent potential for future use or development. Depending on buyer plans and city approval, possibilities may include single-family, duplex, townhome, multifamily, group living, daycare, or other permitted uses. Existing cabin is of little value; the value is in the land. City water and power are already on the property. Enjoy a peaceful setting near schools, parks, and the Yelm-Tenino Trail. Seasonal purple camas flowers and yellow buttercups add beautiful natural color across the property. Conveniently located with access to Rainier amenities and a short drive to Olympia, Yelm, Tenino, and JBLM. Buyer to verify all development potential and permitted uses to their satisfaction.

503 Centre Street N, Rainier

Listing Broker: NextHome Northwest Group; Sandi Hofmann; 360-701-1296; sandihofmann@gmail.com

17328 Mulqueen Road SE, Rainier
$458,000
2 Beds ⋅ 1 Baths ⋅ 2447578 MLS ⋅ ACTIVE Status
Off Grid Living! Priced below assessed value. 12.54 Acres with Power, Well & Septic installed and several outbuildings on site. Whether you’re dreaming of building your forever home, a vacation getaway, or keeping it as a recreational off-grid retreat, this is a rare opportunity to own a truly special piece of land. Nestled in a serene natural setting, this property offers mature trees, new well components and the kind of peace and privacy that’s increasingly hard to find. Private 2-bedroom 1 bathroom home with a loft is powered by generator and propane tank, while it needs some tender loving care to reach its full potential, the bones are good. Detached Garage/Shop & Pole Building. Manufactured home is not in livable condition.

17328 Mulqueen Road SE, Rainier

Listing Broker: Paramount Real Estate Group; Carlena Yount; 360-620-1801; carlenacan@gmail.com

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