98531 Homes with VA Loan Terms

98531 Homes with VA Loan Terms

Welcome to Centralia, Washington, a charming city nestled in the heart of Lewis County, renowned for its rich history and vibrant community spirit. The zip code 98531 encompasses a delightful blend of small-town charm and modern amenities, making it an ideal place for families, professionals, and retirees alike.

Centralia boasts a variety of homes that cater to diverse lifestyles and budgets. From cozy bungalows to spacious family homes, the real estate market here is as varied as its residents. One of the standout features of this area is the availability of homes with VA loan terms, making it an attractive option for veterans and active military personnel looking to settle down in a welcoming community.

The city is steeped in history, with its historic downtown area offering unique shops, local eateries, and cultural attractions. Outdoor enthusiasts will appreciate the proximity to stunning parks and recreational areas, perfect for hiking, biking, and enjoying the natural beauty of Washington State. Centralia is also conveniently located between Seattle and Portland, providing easy access to urban amenities while maintaining a peaceful, suburban lifestyle.

With a strong sense of community, excellent schools, and a variety of local events throughout the year, Centralia is a place where neighbors become friends. Whether you’re looking to purchase your first home or seeking a serene retreat, the 98531 zip code offers a welcoming environment that feels like home. Discover the possibilities in Centralia and see why so many choose to call this vibrant city their own!

Newest 98531 Homes with VA Loan Terms

500 Hillkress Street, Centralia
$715,000
2591597 MLS ⋅ ACTIVE Status
FULL MARKETING PACKAGE IN SUPPLEMENTS. 500 Hillkress combines renovated apartments, a convenient Centralia location, and several avenues for income growth. The two-story building features brick veneer, four approximately 750-square-foot apartments, a basement, shared on-site laundry, off-street parking, and a separately rented garage. Improvements include a comprehensive 2016 remodel with updated kitchens and bathrooms, full electrical rewiring and new panels, approximately 98% new plumbing, a replacement membrane roof, thermal double-pane windows, and two gas water heaters installed in 2020. Residents benefit from a very walkable setting with access to downtown shops and dining, Centralia College, parks, and the Amtrak station, while nearby I-5 connects the property to regional employment centers. Healthcare, education, manufacturing, and distribution employers provide a broad potential renter base. An investor will benefit from opportunities from lease-timed rent increases, utility recovery, and additional use of basement or garage space, subject to city approval. Estimated to return 10.5% cash-on-cash under the Year 1 pro forma, giving investors a compelling reason to explore the financial analysis and income-growth strategy.

500 Hillkress Street, Centralia

Listing Broker: Kidder Mathews; Brian Richardson; 206-276-6811; brianr@kiddermathews.com

137 Northridge Drive, Centralia
$625,000
2 Beds ⋅ 3 Baths ⋅ 2590604 MLS ⋅ ACTIVE Status
Stunning home on peaceful half acre welcomes you with beautiful views & warm, natural light. Ultimate Chef's kitchen overlooking your great room is positioned to capture views & features custom cabinetry, granite countertops, bar seating, triple oven, stainless appliances & walk-in pantry. Main floor has 1 Bd and 1 Den/Office (easily makes comfortable Bedroom) with Full Bath in between. Primary suite on upper floor is designed for maximum comfort & seclusion. Five-piece en-suite bath w/dual sinks, heated floors, soaking tub & granite slab walk-in shower. Recent upgrades include brand-new custom-built deck, railing, front steps, bathroom vanity & exterior paint. Massive 3-car garage w/electric car charger & adjacent finished room in basement. Enjoy park-like setting with outdoor firepit, mature trees, abundant birds & local wildlife. You are surrounded by country atmosphere, yet located just minutes from historic downtown, schools, hospital & I-5. Check out Video Tour & Floor plan. An opportunity you can't afford to miss.

137 Northridge Drive, Centralia

Listing Broker: Windermere Centralia; Melissa R. Wallace; 360-880-0626; mwallace@windermere.com

316 Downing Road, Centralia
$429,000
3 Beds ⋅ 2 Baths ⋅ 2590141 MLS ⋅ ACTIVE Status
Get out your Bell Bottoms and platform shoes, we are going to the disco and this house needs a date...an update! This solid 3 bedroom, 2 bathroom rambler is ready your cosmetic renovation touch. Separate living and family rooms. Formal dining area. Corner lot on nearly 1/2 acre and all level. Yard is mostly fenced. 2 car attached garage and 15 x 26 shop with 12 foot walls. 12 x 34 covered patio to enhance your back yard experience.

316 Downing Road, Centralia

Listing Broker: CENTURY 21 Lund, Realtors; Gary A. Fox; 360-520-2138; gary.fox@century21lund.com

1367 Salzer Creek Drive, Centralia
$399,990
3 Beds ⋅ 3 Baths ⋅ 2589972 MLS ⋅ ACTIVE Status
The Lina at Centralia Woods offers 2 floors of comfortable living space with a main-floor layout that’s perfect for entertaining. As you enter the home from the front porch, the foyer leads to an expansive great room and a kitchen boasting a spacious center island and adjacent dining area. Upstairs, the sizable loft provides another versatile gathering area. Additional second-floor highlights include a laundry room, a full hall bath and 2 secondary bedrooms, one with a walk-in closet. Completing the upper level, the lavish primary suite showcases a walk-in closet and an attached bath with a walk-in shower. Buyer's Broker must accompany &/or register Buyer at 1st visit.

1367 Salzer Creek Drive, Centralia

Listing Broker: BMC Realty Advisors, Inc; Clayton Grace; 425-775-8661; clayton.grace@centurycommunities.com

1437 Salzer Creek Loop, Centralia
$374,990
3 Beds ⋅ 3 Baths ⋅ 2589985 MLS ⋅ ACTIVE Status
The Byron floor plan is 1,586 sq/ft 3bd/2.25ba home. This home features: quartz countertops in the kitchen & primary bathroom, deep stainless steel kitchen sink, LVP throughout main floor, 8' Ceilings, front yard landscaping, white cabinets w/hardware & soft close hinges, fireplace, microwave/hood, range/oven, dishwasher & garbage disposal. The Byron plan offers a beautifully designed open-concept layout that perfectly balances style, comfort, and functionality. The main floor centers around a spacious, modern kitchen featuring a large center island—ideal for casual dining, entertaining, or gathering with loved ones. From the kitchen, sightlines extend seamlessly into the inviting great room and dining area, creating a bright, connected space that feels both expansive and warm. Upstairs, a generous loft provides a versatile second living area—perfect for a media room, play space, or home office. You'll also find a conveniently located laundry room and three thoughtfully designed bedrooms. The impressive owner’s suite stands out with its expansive walk-in closet and a private ensuite bathroom, complete with double sinks and a well-appointed layout that adds a touch of everyday luxury. Buyer's Broker must accompany &/or register Buyer at 1st visit.

1437 Salzer Creek Loop, Centralia

Listing Broker: BMC Realty Advisors, Inc; Sandra Corpuz Snipper; 360-637-4921; Sandra.snipper@centurycommunities.com

1904 Trilium Lane, Centralia
$420,000
5 Beds ⋅ 2 Baths ⋅ 2588258 MLS ⋅ ACTIVE Status
Incredible opportunity to own this beautifully updated, move-in-ready home featuring a rare five-bedroom layout and stylish finishes throughout. Immense natural light fills the inviting living spaces, complemented by chic details and thoughtful updates. The stunning kitchen is designed for both everyday living and entertaining with stainless steel appliances, quartz countertops, and a spacious peninsula offering additional seating and prep space. Updated bathrooms showcase modern finishes, including custom tile work and a double vanity. Step outside from the dining area onto the new deck, creating an ideal space for outdoor dining, relaxing, and entertaining. A detached garage provides additional parking and storage. Ideally located near endless amenities including the Centralia Outlets, Hayes Lake, shopping, dining, schools, and more, with convenient access to I-5 for easy commuting. A beautifully refreshed home offering space, style, and an exceptional location!

1904 Trilium Lane, Centralia

Listing Broker: John L. Scott, Inc; Vasile Calin; 425-469-2545; vasilecalin@johnlscott.com

1313 W Main Street, Centralia
$295,000
3 Beds ⋅ 2 Baths ⋅ 2589101 MLS ⋅ ACTIVE Status
Welcome home to this completely remodeled, turn-key 3-bedroom, 2-bath double-wide manufactured home securely set on a permanent concrete foundation on a quiet dead-end street. Designed with an airy great room concept and soaring vaulted ceilings, the spacious layout features a split-bedroom plan that maximizes privacy for the primary suite. Modern updated lighting fixtures and low-maintenance, scratch-resistant LVP flooring run seamlessly throughout the entire residence—absolutely no carpet here! The bright, inviting kitchen is an entertainer’s dream, boasting crisp white-on-white appliances, plentiful cabinetry for storage, and generous counter space for meal prep. Year-round comfort and efficiency are guaranteed thanks to a brand-new electric furnace, along with the convenience of reliable city water service. Nestled in an unbeatable Centralia location, outdoor enthusiasts will love being just minutes from the Plummer Lake boat launch, as well as downtown dining and antiquing or sharpen your skills at nearby Centralia College! Whether you are searching for your very first property or settling down into your forever home, this immaculate residence offers the perfect blend of modern comfort, functional design, and classic charm. Don't miss out on this move-in-ready gem—schedule your private tour today!

1313 W Main Street, Centralia

Listing Broker: Keller Williams South Sound; Phil Harlan; 360-701-5688; philharlan@philharlan.com

1715 Ham Hill Road, Centralia
$565,000
3 Beds ⋅ 2 Baths ⋅ 2587186 MLS ⋅ ACTIVE Status
A glimpse of the mountains from your expansive new deck is just the beginning! This updated 2,592+/- sq ft home sits on .46+/- acre and offers 3 bedrooms PLUS a den/office/craft room and 2 bathrooms, including one with a jetted soaking tub. An abundance of natural light fills the main level, where the open-concept kitchen flows into the living spaces and a two-way gas fireplace brings warmth to the heart of the home. The spacious primary suite has French doors leading directly outside—an easy place to start the morning or wind down at the end of the day. Downstairs is where this floor plan really opens up the possibilities. The finished walk-out daylight basement is set up for multigenerational or separate living with its own exterior entrance, kitchen area, bedroom, bath, laundry and living space. Use it for extended guests, a dedicated work-from-home space, hobbies or simply another place to spread out—the flexibility is already here. Fresh interior paint, a new roof, composite decking and modern railing are already done. Outside, the fully fenced yard offers garden space and plenty of room to enjoy the outdoors, and all appliances stay. With nearly half an acre, thoughtful updates and two levels of truly flexible living space, this is one you’ll want to see in person!

1715 Ham Hill Road, Centralia

Listing Broker: Olympic Sotheby's Int'l Realty; Kim Witham; 360-269-2665; kimwitham@olympicsir.com

617 Oakland Avenue, Centralia
$630,000
4 Beds ⋅ 4 Baths ⋅ 2587458 MLS ⋅ ACTIVE Status
WOW! No expense was spared in this stunning Centralia home, completely updated with luxury finishes throughout & offering all the feels of NEW and everyone LOVES the huge shop out back! The gorgeous, sprawling kitchen is the heart of the home, featuring luxury appliances, stunning granite countertops, & beautiful finishes. Thoughtfully updated throughout, the home also features new flooring, updated windows, new siding, new roofs, & fresh interior & exterior paint. The upper level offers 3 bedrms & 2 baths, while the lower level provides incredible versatility with a large bonus room, 4th bedroom, & brand-new ¾ bathroom—perfect for guests, recreation, or an ADU/MIL suite. Step outside to an expansive, fully fenced yard just shy of ¾ acre, featuring a large patio & professionally landscaped, park-like grounds. Enjoy your morning coffee or entertain guests in the peaceful, private setting. There's plenty of room for pets, gardening, hobbies, & toys & the massive 50x30' shop offers abundant room for projects, vehicles, storage, & more, complete with a built-in office perfect for running a business. The 24x40' RV carport provides additional covered parking, while the expansive property offers room for all your vehicles & recreational toys. This rare property offers the best of both worlds—peace, privacy, & space, while being just seconds from shopping, dining, & freeway access. This home truly checks all the boxes!!

617 Oakland Avenue, Centralia

Listing Broker: Keller Williams Rty Tacoma; Tim Park; 253-732-7133; parktim8@gmail.com

117 Sandy Boulevard, Centralia
$680,000
3 Beds ⋅ 3 Baths ⋅ 2585213 MLS ⋅ ACTIVE Status
Tucked away on a dead-end street in the desirable River Heights area of Centralia is the home of your dreams. The home features 3 bedrooms and 2.5 bathrooms in a total of 2166 sq. ft. Interior features include a kitchen with granite counters, stainless steel appliances, a double oven and a walk-in pantry. There are two living rooms, and a laundry room with an attached utility space. However, there is more that makes this home great. Take advantage of the large deck space, relax in the hot tub, play some basketball or pickle ball on the athletic court, or simply relax and enjoy watching the wildlife visit your spacious yard. The home feels far away from everything, but you are less than 10 minutes from grocery shopping, schools, the hospital, and many more amenities. Don't let this one get away. The interior also

117 Sandy Boulevard, Centralia

Listing Broker: Realty One Group Pacifica; Andrew Thomas Justice; 360-880-8447; buyandsellwithjustice@gmail.com

912 Marion Street, Centralia
$379,000
3 Beds ⋅ 2 Baths ⋅ 2583228 MLS ⋅ ACTIVE Status
Welcome home to this charming 3-bedroom, 1.75-bath rambler in pristine condition! Fresh interior/exterior paint, newer roof, and new laminate flooring give this home a clean, updated feel. Enjoy the spacious backyard with partial fencing-perfect for relaxing, gardening, entertaining, in a peaceful setting. Conveniently located close to downtown Centralia, shopping, schools and I5. This home offers the best of both worlds: easy access to everyday amenities while maintaining a country feel. A wonderful opportunity to own a comfortable and cozy one level home in a great location!

912 Marion Street, Centralia

Listing Broker: Terrafin; Shannon Collins; 253-223-2609; Shannon@terrafinre.com

1212 H Street, Centralia
$395,000
3 Beds ⋅ 1 Baths ⋅ 2586602 MLS ⋅ ACTIVE Status
Single-level living with room to spread out, inside and out. This 3-bedroom, 1-bathroom home features hardwood floors, solid interior doors, and a comfortable, practical floor plan. Outside is where this property really opens up, a large, sunny lot with abundant parking, an above-ground pool, hot tub, and a separate detached pool room offering great possibilities for entertaining, hobbies, workouts, or additional flexible space. A detached 2-car garage adds even more storage and parking. With generous outdoor space and plenty of ways to make the property your own, this home offers much more than you see at first glance. Come take a look and imagine the possibilities.

1212 H Street, Centralia

Listing Broker: Olympic Sotheby's Int'l Realty; Kevin Lynch; 360-951-0607; thurstonliving@gmail.com

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