98531 Homes with Conventional Terms

98531 Homes with Conventional Terms

Welcome to the charming community of Centralia, Washington, where the zip code 98531 offers a delightful blend of small-town charm and modern conveniences. Nestled in the heart of Lewis County, Centralia is known for its rich history, vibrant local culture, and stunning natural surroundings. The area is characterized by its beautiful landscapes, including lush forests and scenic rivers, making it an ideal location for outdoor enthusiasts.

Centralia boasts a diverse range of housing options, with homes available under conventional terms, making it an attractive choice for first-time buyers and seasoned investors alike. Whether you're seeking a cozy bungalow, a spacious family home, or a modern townhouse, the real estate market in this region has something to suit every taste and budget. The community is also known for its friendly atmosphere and strong sense of belonging, making it easy to feel at home.

Residents of Centralia enjoy easy access to a variety of amenities, including shopping, dining, and recreational opportunities. The historic downtown area is filled with unique shops and local eateries, while nearby parks and trails provide ample opportunities for hiking, biking, and enjoying the great outdoors. With its excellent schools and family-friendly environment, Centralia is the perfect place to settle down and create lasting memories.

Explore the possibilities that await you in zip code 98531, where your dream home is just around the corner. Experience the warmth and charm of Centralia, and discover why so many are proud to call this vibrant community home.

Newest 98531 Homes with Conventional Terms

137 Northridge Drive, Centralia
$625,000
2 Beds ⋅ 3 Baths ⋅ 2590604 MLS ⋅ ACTIVE Status
Stunning home on peaceful half acre welcomes you with beautiful views & warm, natural light. Ultimate Chef's kitchen overlooking your great room is positioned to capture views & features custom cabinetry, granite countertops, bar seating, triple oven, stainless appliances & walk-in pantry. Main floor has 1 Bd and 1 Den/Office (easily makes comfortable Bedroom) with Full Bath in between. Primary suite on upper floor is designed for maximum comfort & seclusion. Five-piece en-suite bath w/dual sinks, heated floors, soaking tub & granite slab walk-in shower. Recent upgrades include brand-new custom-built deck, railing, front steps, bathroom vanity & exterior paint. Massive 3-car garage w/electric car charger & adjacent finished room in basement. Enjoy park-like setting with outdoor firepit, mature trees, abundant birds & local wildlife. You are surrounded by country atmosphere, yet located just minutes from historic downtown, schools, hospital & I-5. Check out Video Tour & Floor plan. An opportunity you can't afford to miss.

137 Northridge Drive, Centralia

Listing Broker: Windermere Centralia; Melissa R. Wallace; 360-880-0626; mwallace@windermere.com

300 S Tower Avenue, Centralia
$4,500
2590617 MLS ⋅ ACTIVE Status
Excellent commercial investment or owner-user opportunity with high visibility and street frontage on two sides. This corner property offers approximately 12,000 SF of commercial, retail, mechanical, and office space, plus an additional 3,000 SF of second-floor storage. The current layout is approximately 60% retail showroom and 40% parts/service area, offering flexibility for a variety of uses.Convenient loading access includes a dock on the north side and a loading ramp at the northeast corner. The previous business has operated from this location for more than 29 years.With its size, visibility, and flexible layout, the property offers potential for retail, office, service, warehouse, or a combination of uses, including possible division for multiple occupants. Buyer to verify all permitted uses, zoning, code requirements, and feasibility to buyer’s satisfaction. Shown by appointment only.This property is also for sale under MLS#2590467

300 S Tower Avenue, Centralia

Listing Broker: CENTURY 21 Lund, Realtors; Kip Barker; 360-520-0345; kip.barker@century21lund.com

316 Downing Road, Centralia
$429,000
2 Beds ⋅ 2 Baths ⋅ 2590141 MLS ⋅ ACTIVE Status
Get out your Bell Bottoms and platform shoes, we are going to the disco and this house needs a date...an update! This solid 3 bedroom, 2 bathroom rambler is ready your cosmetic renovation touch. Separate living and family rooms. Formal dining area. Corner lot on nearly 1/2 acre and all level. Yard is mostly fenced. 2 car attached garage and 15 x 26 shop with 12 foot walls. 12 x 34 covered patio to enhance your back yard experience.

316 Downing Road, Centralia

Listing Broker: CENTURY 21 Lund, Realtors; Gary A. Fox; 360-520-2138; gary.fox@century21lund.com

300 S Tower Avenue, Centralia
$699,000
2590467 MLS ⋅ ACTIVE Status
Excellent commercial investment or owner-user opportunity with high visibility and street frontage on two sides. This corner property offers approximately 12,000 SF of commercial, retail, mechanical, and office space, plus an additional 3,000 SF of second-floor storage. The current layout is approximately 60% retail showroom and 40% parts/service area, offering flexibility for a variety of uses.Convenient loading access includes a dock on the north side and a loading ramp at the northeast corner. The previous business has operated from this location for more than 29 years.With its size, visibility, and flexible layout, the property offers potential for retail, office, service, warehouse, or a combination of uses, including possible division for multiple occupants. Buyer to verify all permitted uses, zoning, code requirements, and feasibility to buyer’s satisfaction. Shown by appointment only.

300 S Tower Avenue, Centralia

Listing Broker: CENTURY 21 Lund, Realtors; Kip Barker; 360-520-0345; kip.barker@century21lund.com

1367 Salzer Creek Drive, Centralia
$399,990
3 Beds ⋅ 3 Baths ⋅ 2589972 MLS ⋅ ACTIVE Status
The Lina at Centralia Woods offers 2 floors of comfortable living space with a main-floor layout that’s perfect for entertaining. As you enter the home from the front porch, the foyer leads to an expansive great room and a kitchen boasting a spacious center island and adjacent dining area. Upstairs, the sizable loft provides another versatile gathering area. Additional second-floor highlights include a laundry room, a full hall bath and 2 secondary bedrooms, one with a walk-in closet. Completing the upper level, the lavish primary suite showcases a walk-in closet and an attached bath with a walk-in shower. Buyer's Broker must accompany &/or register Buyer at 1st visit.

1367 Salzer Creek Drive, Centralia

Listing Broker: BMC Realty Advisors, Inc; Clayton Grace; 425-775-8661; clayton.grace@centurycommunities.com

1437 Salzer Creek Loop, Centralia
$374,990
3 Beds ⋅ 3 Baths ⋅ 2589985 MLS ⋅ ACTIVE Status
The Byron floor plan is 1,586 sq/ft 3bd/2.25ba home. This home features: quartz countertops in the kitchen & primary bathroom, deep stainless steel kitchen sink, LVP throughout main floor, 8' Ceilings, front yard landscaping, white cabinets w/hardware & soft close hinges, fireplace, microwave/hood, range/oven, dishwasher & garbage disposal. The Byron plan offers a beautifully designed open-concept layout that perfectly balances style, comfort, and functionality. The main floor centers around a spacious, modern kitchen featuring a large center island—ideal for casual dining, entertaining, or gathering with loved ones. From the kitchen, sightlines extend seamlessly into the inviting great room and dining area, creating a bright, connected space that feels both expansive and warm. Upstairs, a generous loft provides a versatile second living area—perfect for a media room, play space, or home office. You'll also find a conveniently located laundry room and three thoughtfully designed bedrooms. The impressive owner’s suite stands out with its expansive walk-in closet and a private ensuite bathroom, complete with double sinks and a well-appointed layout that adds a touch of everyday luxury. Buyer's Broker must accompany &/or register Buyer at 1st visit.

1437 Salzer Creek Loop, Centralia

Listing Broker: BMC Realty Advisors, Inc; Sandra Corpuz Snipper; 360-637-4921; Sandra.snipper@centurycommunities.com

1904 Trilium Lane, Centralia
$420,000
5 Beds ⋅ 2 Baths ⋅ 2588258 MLS ⋅ ACTIVE Status
Incredible opportunity to own this beautifully updated, move-in-ready home featuring a rare five-bedroom layout and stylish finishes throughout. Immense natural light fills the inviting living spaces, complemented by chic details and thoughtful updates. The stunning kitchen is designed for both everyday living and entertaining with stainless steel appliances, quartz countertops, and a spacious peninsula offering additional seating and prep space. Updated bathrooms showcase modern finishes, including custom tile work and a double vanity. Step outside from the dining area onto the new deck, creating an ideal space for outdoor dining, relaxing, and entertaining. A detached garage provides additional parking and storage. Ideally located near endless amenities including the Centralia Outlets, Hayes Lake, shopping, dining, schools, and more, with convenient access to I-5 for easy commuting. A beautifully refreshed home offering space, style, and an exceptional location!

1904 Trilium Lane, Centralia

Listing Broker: John L. Scott, Inc; Vasile Calin; 425-469-2545; vasilecalin@johnlscott.com

1406 Salzer Creek Drive, Centralia
$424,990
3 Beds ⋅ 3 Baths ⋅ 2589960 MLS ⋅ ACTIVE Status
The Lina at Centralia Woods offers 2 floors of comfortable living space with a main-floor layout that’s perfect for entertaining. As you enter the home from the front porch, the foyer leads to an expansive great room and a kitchen boasting a spacious center island and adjacent dining area. Upstairs, the sizable loft provides another versatile gathering area. Additional second-floor highlights include a laundry room, a full hall bath and 2 secondary bedrooms, one with a walk-in closet. Completing the upper level, the lavish primary suite showcases a walk-in closet and an attached bath with a walk-in shower. Buyer's Broker must accompany &/or register Buyer at 1st visit.

1406 Salzer Creek Drive, Centralia

Listing Broker: BMC Realty Advisors, Inc; Sandra Corpuz Snipper; 360-637-4921; Sandra.snipper@centurycommunities.com

405 Lakeshore Drive, Centralia
$750,000
4 Beds ⋅ 4 Baths ⋅ 2589288 MLS ⋅ ACTIVE Status
Custom lakefront Craftsman with 112 feet of frontage on Plummer Lake and over 5,600 square feet of living space designed for everyday comfort and entertaining. Most recently used as an STR, this home offers ample options for use as an income-generating property or a full-time residence. The home features 4 bedrooms, 3.5 bathrooms, two bonus rooms, and multiple gathering spaces, including an elevated living room, formal dining room, family room, and sunken media room with wet bar. Three wood-burning fireplaces add warmth and character throughout. The open-concept kitchen connects seamlessly to the main living areas, while the primary suite includes a private balcony overlooking the lake. A unique loft above the family room, fully finished basement, workshop with exterior access, and attached two-car garage provide exceptional flexibility. Additional features include RV parking and a half-circle driveway. Outdoor living is equally impressive with expansive decks, a stamped concrete patio, landscaped grounds, gardens, fenced dog run, storage shed, and lakeside staircase leading to a concrete dock with firepit. Major updates include $30,000 in solar panels, a 50-year roof, storm windows, two heat pumps, and two-zone central air conditioning. A rare opportunity to enjoy spacious lakefront living with room to gather, relax, and play.

405 Lakeshore Drive, Centralia

Listing Broker: COMPASS; Chris Murphy; 360-918-6497; Chris@WaterfrontHomes.com

1313 W Main Street, Centralia
$295,000
3 Beds ⋅ 2 Baths ⋅ 2589101 MLS ⋅ ACTIVE Status
Welcome home to this completely remodeled, turn-key 3-bedroom, 2-bath double-wide manufactured home securely set on a permanent concrete foundation on a quiet dead-end street. Designed with an airy great room concept and soaring vaulted ceilings, the spacious layout features a split-bedroom plan that maximizes privacy for the primary suite. Modern updated lighting fixtures and low-maintenance, scratch-resistant LVP flooring run seamlessly throughout the entire residence—absolutely no carpet here! The bright, inviting kitchen is an entertainer’s dream, boasting crisp white-on-white appliances, plentiful cabinetry for storage, and generous counter space for meal prep. Year-round comfort and efficiency are guaranteed thanks to a brand-new electric furnace, along with the convenience of reliable city water service. Nestled in an unbeatable Centralia location, outdoor enthusiasts will love being just minutes from the Plummer Lake boat launch, as well as downtown dining and antiquing or sharpen your skills at nearby Centralia College! Whether you are searching for your very first property or settling down into your forever home, this immaculate residence offers the perfect blend of modern comfort, functional design, and classic charm. Don't miss out on this move-in-ready gem—schedule your private tour today!

1313 W Main Street, Centralia

Listing Broker: Keller Williams South Sound; Phil Harlan; 360-701-5688; philharlan@philharlan.com

1715 Ham Hill Road, Centralia
$565,000
3 Beds ⋅ 2 Baths ⋅ 2587186 MLS ⋅ ACTIVE Status
A glimpse of the mountains from your expansive new deck is just the beginning! This updated 2,592+/- sq ft home sits on .46+/- acre and offers 3 bedrooms PLUS a den/office/craft room and 2 bathrooms, including one with a jetted soaking tub. An abundance of natural light fills the main level, where the open-concept kitchen flows into the living spaces and a two-way gas fireplace brings warmth to the heart of the home. The spacious primary suite has French doors leading directly outside—an easy place to start the morning or wind down at the end of the day. Downstairs is where this floor plan really opens up the possibilities. The finished walk-out daylight basement is set up for multigenerational or separate living with its own exterior entrance, kitchen area, bedroom, bath, laundry and living space. Use it for extended guests, a dedicated work-from-home space, hobbies or simply another place to spread out—the flexibility is already here. Fresh interior paint, a new roof, composite decking and modern railing are already done. Outside, the fully fenced yard offers garden space and plenty of room to enjoy the outdoors, and all appliances stay. With nearly half an acre, thoughtful updates and two levels of truly flexible living space, this is one you’ll want to see in person!

1715 Ham Hill Road, Centralia

Listing Broker: Olympic Sotheby's Int'l Realty; Kim Witham; 360-269-2665; kimwitham@olympicsir.com

617 Oakland Avenue, Centralia
$630,000
4 Beds ⋅ 4 Baths ⋅ 2587458 MLS ⋅ ACTIVE Status
WOW! No expense was spared in this stunning Centralia home, completely updated with luxury finishes throughout & offering all the feels of NEW and everyone LOVES the huge shop out back! The gorgeous, sprawling kitchen is the heart of the home, featuring luxury appliances, stunning granite countertops, & beautiful finishes. Thoughtfully updated throughout, the home also features new flooring, updated windows, new siding, new roofs, & fresh interior & exterior paint. The upper level offers 3 bedrms & 2 baths, while the lower level provides incredible versatility with a large bonus room, 4th bedroom, & brand-new ¾ bathroom—perfect for guests, recreation, or an ADU/MIL suite. Step outside to an expansive, fully fenced yard just shy of ¾ acre, featuring a large patio & professionally landscaped, park-like grounds. Enjoy your morning coffee or entertain guests in the peaceful, private setting. There's plenty of room for pets, gardening, hobbies, & toys & the massive 50x30' shop offers abundant room for projects, vehicles, storage, & more, complete with a built-in office perfect for running a business. The 24x40' RV carport provides additional covered parking, while the expansive property offers room for all your vehicles & recreational toys. This rare property offers the best of both worlds—peace, privacy, & space, while being just seconds from shopping, dining, & freeway access. This home truly checks all the boxes!!

617 Oakland Avenue, Centralia

Listing Broker: Keller Williams Rty Tacoma; Tim Park; 253-732-7133; parktim8@gmail.com

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