98512 Homes with VA Loan Terms

98512 Homes with VA Loan Terms

Welcome to the charming community of zip code 98512, nestled in the heart of Thurston County, Washington. This picturesque area is known for its stunning natural beauty, friendly neighborhoods, and a strong sense of community. With its lush landscapes and proximity to both urban amenities and outdoor adventures, 98512 is an ideal place to call home.

Residents here enjoy a delightful mix of rural charm and modern conveniences. Whether you’re exploring the scenic trails of nearby parks or indulging in local dining and shopping options, there’s something for everyone. The area is also conveniently located near the state capital, Olympia, providing easy access to a wealth of cultural and recreational activities.

For those considering homeownership, 98512 is a fantastic choice, especially for veterans and active-duty military personnel. Homes in this area qualify for VA loan terms, making it easier for you to secure a property without the burden of a hefty down payment. With favorable loan options, you can invest in your dream home while enjoying the benefits that come with VA financing.

The community is known for its excellent schools, parks, and family-friendly atmosphere, making it a great place to raise children. Whether you’re looking for a cozy bungalow or a spacious family home, the diverse real estate offerings in zip code 98512 cater to various lifestyles and budgets.

Discover the charm of 98512 and embrace the opportunity to create lasting memories in this beautiful part of Washington. Your dream home awaits!

Newest 98512 Homes with VA Loan Terms

6849 Old Olympic Highway SW, Olympia
$1,547,500
3 Beds ⋅ 2 Baths ⋅ 2595120 MLS ⋅ ACTIVE Status
Welcome home to a private setting on two parcels, less than 10 minutes from West Olympia. The impressive 40 x 100 detached shop offers room to bring your next project to life, with 200 amp panels, water and sewer hookups, laundry and bathroom rough ins, and framed areas for a recreation room and workshop. A fully finished detached four car garage adds generous space for parking and storage. Inside, a fully outfitted home theater with premium equipment brings the movie experience home, while the primary bedroom offers two large walk in closets. A brand new Trex deck and concrete back patio invite outdoor gatherings, and a bridge spanning Perry Creek adds character to the setting. Extensive poured concrete around the home and driveway, a fire sprinkler system, and a backup generator add everyday function. Here, there’s space to unwind, enjoy your favorite pastimes, and make the most of being home.

6849 Old Olympic Highway SW, Olympia

Listing Broker: BHGRE - Northwest Home Team; Parker Stephens; 360-280-4847; parkerstephens@nwhometeam.com

8729 Silver Fox Ct SW, Olympia
$595,000
3 Beds ⋅ 2 Baths ⋅ 2591785 MLS ⋅ ACTIVE Status
Space, serenity, and opportunity in the heart of Tumwater! Tucked away in a quiet and charming neighborhood, this beautifully maintained rambler sits on nearly an acre and offers the kind of space that’s hard to find so close to everything. With a huge fully fenced backyard, there’s room to bring your animals, create a mini-farm, garden, entertain, or simply enjoy the peace and privacy of your own expansive property. Inside, you’ll find a bright and airy open-concept layout featuring LVP flooring throughout, fresh paint, remodeled bathrooms, quartz countertops, and stainless-steel appliances. The spacious living area is anchored by a large gas fireplace, creating a warm and inviting gathering space, while the adorable front porch adds to the home’s welcoming charm. The large two-car garage provides plenty of space for vehicles, hobbies, storage, and projects, and the shed stays with the home for additional storage. With nearly an acre of property, there’s also potential for an ADU (buyer to verify). Enjoy the tranquility of neighborhood living while staying just minutes from the freeway, Costco, Fred Meyer, shopping, dining, and everyday conveniences. Located in the highly desirable Tumwater School District and just minutes from Bush Middle School, this property offers a rare combination of space, privacy, convenience, and opportunity. Come experience the peaceful setting, expansive yard, and easy Tumwater lifestyle for yourself!

8729 Silver Fox Ct SW, Olympia

Listing Broker: WOODS Realty; Marlene White; 360-970-2908; MarleneWhiteBroker@gmail.com

6137 Kirsop Road SW, Tumwater
$259,000
2595044 MLS ⋅ ACTIVE Status
TUMWATER QUIET AND PARK-LIKE SETTING on 3.61 acres with Natural Pond in the back of the property! Level and partially cleared with existing Well and Septic System. Adjacent to a new Rob Rice housing development (excellent developer...) making great neighbors! Build your home or estate and enjoy quiet and serene Tumwater living. Shopping, Schools, Freeway Access nearby.

6137 Kirsop Road SW, Tumwater

Listing Broker: RE/MAX Parkside Affiliates; Thomas Schrader; 360-480-9387; toms@remax.net

8532 Charmont Lane SW, Olympia
$774,995
3 Beds ⋅ 2 Baths ⋅ 2593983 MLS ⋅ ACTIVE Status
Meticulously maintained countryside rambler offering the perfect blend of privacy, luxury, and convenience on a beautifully manicured 1.64-acre lot. This private 3-bedroom, 2-bathroom home welcomes you with premium alder doors and custom millwork throughout. At the heart of the home is a fabulous chef’s kitchen, fully equipped with a large central island, propane gas stove, granite countertops, and rich knotty birch cabinetry. Retreat to the spacious primary suite, complete with twin walk-in closets and a relaxing soaking tub. The outdoor living space is a true destination, featuring an awning-covered patio with a hot tub, BBQ propane hookup on patio, a fully fenced area, a sprinkler system, a dedicated dog run, and endless space for a dream garden. A rear-entry gravel driveway provides abundant extra parking and an ideal location to build a future shop or studio, complete with full RV hookups (30/50/120 amp). Equipped with an efficient heat pump and kept in pristine condition, this one-of-a-kind property offers a serene rural feel just minutes from I-5, Tumwater schools, and premier shopping. Welcome home!

8532 Charmont Lane SW, Olympia

Listing Broker: eXp Realty; Eben Zekarias; 360-552-5270; Eben@Ezpropertiespnw.com

4743 Gold Ridge Lane SW, Olympia
$1,389,000
4 Beds ⋅ 4 Baths ⋅ 2584821 MLS ⋅ ACTIVE Status
Rise above it all in this brand-new, gated hilltop retreat where extraordinary Mount Rainier views greet you each day. Set on a manageable 5 acres, this 3,030 sq ft residence pairs refined finishes with effortless living: engineered hardwood floors, four bedrooms, 3.5 baths, and a chef-inspired kitchen with seating that flows to the dining area and great room, made for entertaining. Step out from the main level onto the deck with installed overhead heaters and watch the sunrise and evening light glow on Mount Rainier in any season, framed by manicured landscaping and irrigated lawns. The primary suite is on the main level, with Rainier views. A daylight lower-level rec room adds flexible space for everyone. The 1,200 sq ft insulated 3-car garage with EV charging, plus boat or RV parking behind it, makes room for every toy. Self-sufficiency is built in: owned 5.8kW solar, a whole-home wired generator, heat pump heating and cooling with propane furnace backup, tankless water heater, and an owned underground 1,000-gallon propane tank. Shared well with generator backup; water and HOA dues average approximately $97.50/month. Live near Black Lake, where boating, paddling, and lake days are part of the rhythm, with Capitol Forest trails and Olympia's waterfront, farmers market, and dining close by. This home is a prepared and beautiful haven for everyday living. Luxury, privacy, and Rainier views await. Some photos are virtually staged| furniture not included.

4743 Gold Ridge Lane SW, Olympia

Listing Broker: John L. Scott RE Cle Elum; Charity Kirk; 360-789-4277; charitykirk@johnlscott.com

12138 Dream Street SW, Olympia
$899,000
3 Beds ⋅ 3 Baths ⋅ 2588320 MLS ⋅ ACTIVE Status
Welcome to the Field of Dreams community! This beautifully maintained 3-bedroom, 2.25-bath home sits on a generous 0.84-acre lot and offers 2,908 sq ft of comfortable living space all on one level. The entry welcomes you with tile flooring, leading into an open floor plan with hardwood floors, a gas fireplace, built-ins, and vaulted ceilings. The dining room features a coffered ceiling, while the kitchen offers a center island with eating bar, stainless steel appliances, and a separate eating area. The spacious primary suite includes a soaking tub, tiled shower, and walk-in closet. Outside, enjoy the expansive wrap-around covered deck, extensive landscaping, and sprinkler system. A 3-car garage with shop space provides plenty of room for vehicles, hobbies, and storage. New roof adds peace of mind. Conveniently located near schools, shopping, parks, and I-5 access for an easy commute to Olympia and surrounding areas. Come see all this property has to offer!

12138 Dream Street SW, Olympia

Listing Broker: eXp Realty; Paula J. Burrows; 360-520-4810; paula@paulaburrowsteam.com

4295 Bush Mountain Drive SW, Tumwater
$865,000
3 Beds ⋅ 3 Baths ⋅ 2592686 MLS ⋅ ACTIVE Status
Tucked away at the end of a long, private driveway on Bush Mountain, this spacious home offers the kind of quiet you notice the moment you arrive. Step inside to hardwood floors and a huge main-level living room, where big picture windows showcase views of the Olympics and the Black Hills/Capitol Forest, and a propane fireplace makes cool evenings cozy. The living room and the kitchen, with its granite counters and walk-in pantry, both open onto an upgraded composite deck, where glass railings keep the wind at bay without getting in the way of the view. It's an easy place to linger over morning coffee or watch the light change at the end of the day. Upstairs, the oversized primary bedroom is a comfortable retreat with a 5-piece bath and a large walk-in closet. The lower level gives everyone room to spread out, with a rec room, two bedrooms, a full bath and a large storage closet, all opening to a big concrete patio made for summer gatherings. Outside there's great space for gardening, and the huge 4-car garage has room for vehicles, projects and everything in between. An upgraded propane furnace paired with a heat pump handles heating and cooling. And while it feels a world away, you're close to Hwy 101, I-5, Olympia's Westside and Tumwater, right in the middle of it all.

4295 Bush Mountain Drive SW, Tumwater

Listing Broker: Virgil Adams Real Estate, Inc.; Nate Burgher; 360-789-4719; Nate@VirgilAdamsRE.com

2248 Lakemoor Drive SW, Olympia
$550,000
4 Beds ⋅ 3 Baths ⋅ 2592566 MLS ⋅ ACTIVE Status
Welcome Home! Set on a .33-acre lot in Olympia’s Ken Lake community, this 4-bedroom, 2.5-bath home offers a spacious layout with room to live, entertain, and enjoy the outdoors. Inside, the bright kitchen features updated finishes and stainless steel appliances, flowing into multiple living spaces with hardwood floors, formal dining, and a family room with fireplace. The primary suite offers a private bath and walk-in closet.Outside, the spacious backyard provides plenty of room for entertaining, gardening, outdoor activities, or simply enjoying the mature evergreen setting. Beyond the property, Ken Lake offers lake access, neighborhood parks, walking trails, and recreational opportunities close to home. Conveniently located near schools, shopping, dining, and major commuter routes, this home offers a great balance of space, nature, and everyday convenience. Come tour before it's gone!

2248 Lakemoor Drive SW, Olympia

Listing Broker: Epique Realty; Quirina Maravilla; 253-861-8488; QuirinaMaravilla@gmail.com

2378 56th Avenue SW Unit #Lot 28, Tumwater
$919,950
4 Beds ⋅ 3 Baths ⋅ 2591068 MLS ⋅ ACTIVE Status
Style, space, and versatility come together in the Kingston plan at Trosper Woods, a thoughtfully planned community of just 28 homes by Rob Rice Homes in Tumwater. Abutting a greenbelt & situated .272 acres this home offers 4 bedrooms, a generous bonus room & a main-level flex space w/ an adjacent ¾ bath, ideal for guests or a private home office. The beautifully designed kitchen pairs quartz slab countertops & upgraded KitchenAid appliances w/ maple Canyon Creek soft close cabinetry and a butler’s pantry with wet bar, designed w/ luxury & entertaining in mind. Upstairs, French doors welcome you into the stately primary suite, featuring a full tile shower with glass surround, vessel soaking tub, dual vanities, and an expansive walk-in closet. Thoughtful efficiency features include a cold-climate heat pump, solar panels, recirculating hot water, and triple-pane windows. A 3-car garage, covered patio, and fully landscaped yard with irrigation and privacy fencing extend the home’s comfort and livability. Peaceful and private conveniently located minutes from Costco, I-5, and Fred Meyer. Photos include virtual staging and/or images of a similar, previously built model. Est. Completion 12.7.26

2378 56th Avenue SW Unit #Lot 28, Tumwater

Listing Broker: Morrison House Sotheby's Intl; Courtney K. Drennon; 360-790-0262; courtneylkelley@gmail.com

3165 Vista Verde Lane SW, Tumwater
$634,900
3 Beds ⋅ 3 Baths ⋅ 2592096 MLS ⋅ ACTIVE Status
Chic & Contemporary 3-bed, 2.5-bath urban home w/ 2,357sf & rare ROOFTOP DECK in sought-after "Overlook" Tumwater Hill neighborhood. Designed w/ style & character not often found locally, this home blends function, architecture & experiential spaces throughout. Split front façade w/ center entry & 2 garages allows for more natural light. ** Open-concept kitchen, dining & living rm w/ cozy gas fireplace, w/ 1/2 bath off entry. Chef’s kitchen features concrete counters, gas range, hidden extra-wide refrigerator, oversized cabinetry w/ integrated storage & coffee bar. ** Just outside is the private backyard & “secret garden” w/ lush landscaping that feels like a getaway, featuring Bing cherry, ginkgo, peonies, lilac & more. Enjoy the outdoor BBQ & lounging areas for drinks, or evenings roasting marshmallows. ** The 2nd level offers 3 bdrms, incl oversized primary suite w/ luxe bath & spacious closet. High ceilings, oversized shower, richly toned tile walls & gilded accents create a resort/spa feel. Full hall bath, 2 add’l bdrms offer flexibility for guests, office, or creative use & utility rm. ** 3rd floor adds landing space ideal for desk, reading nook, bookshelves, or gym equipment. Step outside to the rooftop deck w/ herb garden & mountain/city views. Enjoy upgrades, newer fixtures, flooring & custom lighting plus EV Charging! Close to amenities, I-5 & nearby Overlook Park, this home offers stylish urban living w/ privacy, character & unforgettable outdoor spaces.

3165 Vista Verde Lane SW, Tumwater

Listing Broker: North Star Realty; Kathryn L. Kirkpatrick; 360-500-3130; kathrynlkirkpatrick@gmail.com

406 3rd Avenue SW, Tumwater
$600,000
4 Beds ⋅ 2 Baths ⋅ 2590548 MLS ⋅ ACTIVE Status
Welcome to this iconic 1950s mid-century modern home offering 2,800 sq ft of well-designed living space on a sprawling, multi-level 15,000 sq ft lot. Served by the desirable Tumwater School District, this 4-bedroom home seamlessly blends classic vintage character with stylish, thoughtful updates. Step inside to discover rich, original hardwood floors paired with fresh, brand-new carpet and classic architectural details. The spacious layout features a wall of windows, large kitchen, two cozy fireplaces, perfect for relaxing or entertaining on cool Pacific Northwest evenings. The main floor expansive primary suite serves as your private retreat. Downstairs, find 2 more bedrooms with a spa-like jetted tub for ultimate relaxation. Outside, your entertaining options continue with a choice of a private deck or patio overlooking the generous grounds—and a peekaboo beautiful mountain views framing the background. Parking and storage abound with an oversized, detached 3-car garage (including one RV-sized bay with high clearance) plus tons of additional driveway parking for all your vehicles, recreational gear, or guests.Unbeatable location! Enjoy seamless quick access to both I-5 and Hwy 101, putting shopping, dining, and daily conveniences just minutes from your front door.

406 3rd Avenue SW, Tumwater

Listing Broker: Keller Williams South Sound; Phil Harlan; 360-701-5688; philharlan@philharlan.com

8513 Mckenny Lane SW, Olympia
$899,000
4 Beds ⋅ 3 Baths ⋅ 2590327 MLS ⋅ ACTIVE Status
Rare 5-acre property bordering Capitol State Forest, offering an incredible combination of privacy, recreation, versatility, and a potentially exceptional financing opportunity with an assumable VA loan at just 2.25%. This updated 4-bedroom, 2.5-bath home features spacious living areas, new flooring, updated bathrooms, and a renovated kitchen with granite countertops, modern appliances, and gas range. The main-level primary suite includes a walk-in closet and jetted tub. A massive back deck provides the perfect place to relax, entertain, and enjoy the view. The showstopper is the insulated 40x60 shop with 16-foot sidewalls, 3/4 bath, and loft. The shop is used mainly as an indoor basketball court with premium Maple XL flooring and three regulation-height hoops—an incredible space for working out or working on your hobbies. Full RV hookups at the shop include electric, water, and septic. The 3-car garage includes EV charging. The property features 5 fully fenced acres, an additional smaller fenced yard, a dog kennel, and an Invisible Fence. Then there’s the backyard—Capitol State Forest. The property directly abuts the forest, providing ride-in access from your backyard. Hop on your ATV or dirt bike and head straight into the forest. Hiking, riding, and seemingly endless outdoor recreation are literally out your back door. This is far more than a home on acreage—it’s a property built for living, playing, exploring, and making the most of the Pacific Northwest.

8513 Mckenny Lane SW, Olympia

Listing Broker: eXp Realty; Joseph Heilman; 360-259-4942; mrjheilman@gmail.com

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

How much is your home worth?

Get instant property value now!