98512 Homes with Conventional Terms

98512 Homes with Conventional Terms

Welcome to the charming community of zip code 98512, nestled in the heart of Thurston County, Washington. This picturesque area offers a blend of natural beauty and suburban convenience, making it an ideal location for families, retirees, and everyone in between.

The 98512 zip code encompasses the vibrant town of Lacey, a community known for its friendly atmosphere and rich array of parks and recreational opportunities. With lush green spaces, scenic trails, and a variety of outdoor activities, residents can enjoy a lifestyle that embraces the great Pacific Northwest. Whether you’re hiking through the nearby woods or enjoying a day at the lake, the natural beauty of this region is truly captivating.

Homes in the 98512 area are diverse, catering to a range of tastes and budgets. From cozy single-family homes to modern townhouses, the real estate market here is thriving. Many properties are available with conventional financing options, making it easier for buyers to secure their dream home. The community is well-equipped with schools, shopping centers, and essential services, ensuring that residents have everything they need right at their fingertips.

As part of the greater Olympia metropolitan area, Lacey provides easy access to cultural attractions, dining, and entertainment, while maintaining a peaceful suburban feel. With its strong sense of community and beautiful surroundings, zip code 98512 is not just a place to live; it’s a place to call home. Explore the possibilities and discover the lifestyle that awaits you in this delightful corner of Washington!

Newest 98512 Homes with Conventional Terms

7143 Littlerock Road SW, Tumwater
$225,000
2591176 MLS ⋅ ACTIVE Status
Maybe the best corner lot left for development in Tumwater. Across the roundabout from where the new Costco is going in in Tumwater off of Little Rock. Although this property does have great future development potential the seller will not entertain development offers for this property. The home is unlivable and is the tear down. This it's an incredible long-term investment, 7 to 10 years as the city is planning on continuing the road at the roundabout (see concept image) and has said that they would be open to changing the zoning to mixed-use. This is a great opportunit to own nearly an acre of high visibility property one of the best corners left in Tumwater. Located on the roundabout at Tumwater Blvd and Littlerock Rd, again directly across from where the new Costco is going in and just minutes from the freeway and a short distance from many state and city buildings. There is major development going in all around this property and for the right person could be a gold mine. In addition to the tear-down/remodel 3-bedroom house, there is a 24x20 fully finished building with a large room and two additional rooms. It has 2 entrances and a fully ready RV site with water, power, and septic... Easily able to accommodate how far to foot RV or trailer. The main house has been disconnected from power, however a power pole has been installed and the 24'x20' building has power running to it.

7143 Littlerock Road SW, Tumwater

Listing Broker: Abbey Realty Inc; Wesley Neal; 360-402-8130; wes@nwunique.com

406 3rd Avenue SW, Tumwater
$600,000
4 Beds ⋅ 2 Baths ⋅ 2590548 MLS ⋅ ACTIVE Status
Welcome to this iconic 1950s mid-century modern home offering 2,800 sq ft of well-designed living space on a sprawling, multi-level 15,000 sq ft lot. Served by the desirable Tumwater School District, this 4-bedroom home seamlessly blends classic vintage character with stylish, thoughtful updates. Step inside to discover rich, original hardwood floors paired with fresh, brand-new carpet and classic architectural details. The spacious layout features a wall of windows, large kitchen, two cozy fireplaces, perfect for relaxing or entertaining on cool Pacific Northwest evenings. The main floor expansive primary suite serves as your private retreat. Downstairs, find 2 more bedrooms with a spa-like jetted tub for ultimate relaxation. Outside, your entertaining options continue with a choice of a private deck or patio overlooking the generous grounds—and a peekaboo beautiful mountain views framing the background. Parking and storage abound with an oversized, detached 3-car garage (including one RV-sized bay with high clearance) plus tons of additional driveway parking for all your vehicles, recreational gear, or guests.Unbeatable location! Enjoy seamless quick access to both I-5 and Hwy 101, putting shopping, dining, and daily conveniences just minutes from your front door.

406 3rd Avenue SW, Tumwater

Listing Broker: Keller Williams South Sound; Phil Harlan; 360-701-5688; philharlan@philharlan.com

11815 Shoreview Drive SW, Olympia
$434,950
2 Beds ⋅ 2 Baths ⋅ 2590740 MLS ⋅ ACTIVE Status
Welcome home to this beautifully remodeled residence on a spacious 1/2-acre double lot in the sought-after Scott Lake community! Every detail has been updated, so it's move-in ready with modern finishes throughout and brand-new appliances. The home has a three-bedroom septic system, which opens up a lot of possibilities: build an ADU, guest quarters, or the shop you've always wanted, with the potential to tie into the existing septic (buyer to verify with county). The large oversized two-car garage gives you plenty of room for vehicles, storage, tools, and toys. With this much usable land, there's space to garden, entertain, and spread out. Life at Scott Lake feels like a getaway every day. Residents enjoy access to a 66-acre private lake for kayaking, paddle boarding, swimming, and fishing, along with a community park and a nine-hole golf course. Spend summer days on the water, evenings on the greens, and weekends making memories close to home. Whether you're looking for room to grow, added value with a future ADU or shop, or simply a turnkey home in a one-of-a-kind lake community, this property checks every box. Homes like this don't come along often, so schedule your private showing today!

11815 Shoreview Drive SW, Olympia

Listing Broker: Hallmark Realty; Neal D Christensen; 206-909-4684; want2sell4u@msn.com

930 Trosper Road SW Unit #65, Tumwater
$124,900
2 Beds ⋅ 1 Baths ⋅ 2590691 MLS ⋅ ACTIVE Status
Welcome to Tumwater Estates, a desirable co-op community in a convenient Tumwater location!  This spacious 2-bedroom 1 bath manufactured home has been renovated and is fully move-in ready!  This sunny home offers a comfortable floor plan with plenty of room.  The home includes a ductless mini-split for both heating and cooling, a metal roof and fresh paint inside and out including the kitchen cabinets. One of the standout features is the large, fenced yard and covered porches, offering plenty of outdoor space for relaxing, gardening, entertaining or pets.  There are also two spacious storage sheds (one with workbench) built into the 2-bay carport.  This home presents a great opportunity to move in and immediately begin enjoying the benefits of co-op community living – no work needed!  Conveniently located near shopping, dining, medical services and easy I-5 access, this home offers a hard-to-find combination of indoor space, a generous fenced yard, convenient location, and value!

930 Trosper Road SW Unit #65, Tumwater

Listing Broker: Century 21 Van Dorm Realty; Andrew Dodds; 602-390-7030; apdodds@gmail.com

8513 Mckenny Lane SW, Olympia
$899,000
4 Beds ⋅ 3 Baths ⋅ 2590327 MLS ⋅ ACTIVE Status
Rare 5-acre property bordering Capitol State Forest, offering an incredible combination of privacy, recreation, versatility, and a potentially exceptional financing opportunity with an assumable VA loan at just 2.25%. This updated 4-bedroom, 2.5-bath home features spacious living areas, new flooring, updated bathrooms, and a renovated kitchen with granite countertops, modern appliances, and gas range. The main-level primary suite includes a walk-in closet and jetted tub. A massive back deck provides the perfect place to relax, entertain, and enjoy the view. The showstopper is the insulated 40x60 shop with 16-foot sidewalls, 3/4 bath, and loft. The shop is used mainly as an indoor basketball court with premium Maple XL flooring and three regulation-height hoops—an incredible space for working out or working on your hobbies. Full RV hookups at the shop include electric, water, and septic. The 3-car garage includes EV charging. The property features 5 fully fenced acres, an additional smaller fenced yard, a dog kennel, and an Invisible Fence. Then there’s the backyard—Capitol State Forest. The property directly abuts the forest, providing ride-in access from your backyard. Hop on your ATV or dirt bike and head straight into the forest. Hiking, riding, and seemingly endless outdoor recreation are literally out your back door. This is far more than a home on acreage—it’s a property built for living, playing, exploring, and making the most of the Pacific Northwest.

8513 Mckenny Lane SW, Olympia

Listing Broker: eXp Realty; Joseph Heilman; 360-259-4942; mrjheilman@gmail.com

821 7th Avenue SW, Tumwater
$475,000
3 Beds ⋅ 2 Baths ⋅ 2590368 MLS ⋅ ACTIVE Status
Welcome home to this inviting Tumwater property set on a spacious 0.28-acre lot with a private backyard and plenty of room to enjoy the outdoors. Inside, the updated kitchen features a cozy breakfast nook and opens to a flexible living or dining space. The large family room provides plenty of room to relax and gather, while a separate office/den offers a dedicated space for working from home, hobbies, or a quiet retreat. The main-floor primary bedroom features a walk-in closet, 3/4 bath, and slider to the backyard, with a full hall bath nearby. Two additional bedrooms are located upstairs, offering flexibility for guests or additional living space. An oversized garage, convenient mud room, generous attic storage, deck, and air conditioning add to the home's functionality. Smart switches, a smart thermostat, and smart power monitor add modern convenience and energy awareness. Enjoy a convenient location near I-5, Hwy 101, schools, shopping, downtown Olympia, and more!

821 7th Avenue SW, Tumwater

Listing Broker: Real Broker LLC; Aaron N. Thomas; 253-740-7662; aaron@aaronthomashometeam.com

9822 Dempsey Lane SW, Olympia
$849,950
4 Beds ⋅ 3 Baths ⋅ 2590595 MLS ⋅ ACTIVE Status
Woodland enchantment awaits! Nestled among evergreens and lush mature landscaping, this whimsical retreat feels like a private oasis. Warm, inviting spaces, abundant windows and a charming design bring the beauty of nature to your doorstep. One of the most beautiful layouts allow for charming entertainment, enduring memories to be made and so many opportunities for delightful recreation. Spacious primary bedroom on the main floor along with lofty ceilings lends to a practical but tranquil feeling of the home along with space throughout for everyone to feel welcome. Step outside to the spacious deck and patio where morning coffee, afternoon gatherings and quiet evenings become a part of the everyday magic. With over 5 acres there is so much space for an already established garden, wonderful setting for hobbies or to simply to wander and enjoy the peaceful surroundings. Close proximity to any amenities needed and wanted but just far enough to feel in your own world, this home is full of character. An absolutely beautiful property offers a rare opportunity to live somewhere that feels just a little bit different—and the chance to make it wonderfully your own.

9822 Dempsey Lane SW, Olympia

Listing Broker: John L. Scott Dupont; Valerie Smith; 253-389-0124; VSmith@JohnLScott.com

7403 Fairview Road SW Unit #5, Olympia
$299,900
2 Beds ⋅ 2 Baths ⋅ 2589508 MLS ⋅ ACTIVE Status
BRAND NEW, FULLY-RENOVATED HOME AT THIS PRICE?! Yes please! Welcome to this stunning completely renovated corner-unit condo offering the perfect blend of modern style, privacy, and Pacific Northwest charm. Renovated from top to bottom, every detail has been thoughtfully updated, creating a truly move-in-ready home with contemporary finishes, new appliances, and exceptional quality throughout. Located just moments from beautiful Black Lake, residents enjoy access to a community trail leading directly to the private dock and beach area—perfect for kayaking, paddleboarding, fishing, swimming, or simply taking in the scenic waterfront. This sought-after community combines outdoor recreation with everyday convenience, just minutes from shopping, dining, schools, Trader Joes, Stabucks, Capital Mall, Kenneydale Park, healthcare, and easy access to Olympia and I-5. Whether you're looking for a primary residence, weekend retreat, or low-maintenance lifestyle, this beautifully updated home checks every box. Enjoy the rare combination of a fully remodeled interior to include laminate hardwood, tile floors, brand-new kitchen with modern style, all windows, stunning bathrooms & more + peaceful wooded surroundings, private outdoor space, and lake access amenities in one exceptional package. Don't miss your opportunity to own this affordable, turnkey Black Lake-area gem—where modern living meets the beauty of the outdoors!

7403 Fairview Road SW Unit #5, Olympia

Listing Broker: COMPASS; Nicole Braam; 253-237-2090; nicole.braam@compass.com

11800 Littlerock Road SW, Olympia
$760,000
3 Beds ⋅ 3 Baths ⋅ 2588200 MLS ⋅ ACTIVE Status
Enjoy the best of both worlds with a peaceful, private acreage setting just minutes from town in this beautifully designed custom home in the desirable Tumwater School District. A gated entry welcomes you to the property, adding an extra layer of privacy and seclusion. The home boasts a thoughtfully designed floor plan with four bedrooms, including three conveniently located on the main level, with the spacious primary suite offering a luxurious 5-piece ensuite. Throughout the home, you’ll find premium cabinetry, extensive tilework, and a ductless heat pump for year-round comfort. Upstairs, a loft/bonus area, fourth bedroom, and full bath offer flexibility for guests, a home office, media space, or whatever best fits your needs. Step outside to enjoy the beautifully landscaped back yard, complete with a sprinkler system, hot tub, fire pit, and plenty of room to relax or entertain. Perfect opportunity to enjoy privacy and space while remaining close to everything Tumwater has to offer.

11800 Littlerock Road SW, Olympia

Listing Broker: Capitol Real Estate LLC; Nikki Westman; 360-742-7804; nikki.westman@outlook.com

7001 7003 Lazy Court SW, Tumwater
$680,000
2588369 MLS ⋅ ACTIVE Status
Opportunity meets flexibility in this well-maintained, rent-ready duplex located in a great Tumwater location! Each spacious unit offers 1,204 square feet, featuring 2 bedrooms, 1.5 bathrooms, a one-car garage, and additional parking, & fully fenced backyards. Thoughtfully designed floor plans provide plenty of living space, making them attractive to owner-occupants, and tenants alike. Vacant unit has new carpet, new refrigerator and range. The vacant unit (#7003) is move-in ready and offers immediate flexibility, whether you choose to occupy it yourself or capitalize on current market rents. The neighboring unit (#7001) is currently leased at $2,100 monthly and is month to month creating reliable income today while preserving future options. Ideally situated near schools, shopping, dining, parks, and everyday essentials, with convenient access to major commuting routes, this duplex benefits from a location that continues to attract strong tenant demand. Whether your goal is generating cash flow, reducing housing costs, building equity, or growing your investment portfolio, this versatile property offers the rare combination of immediate income, major capital improvements in the sought-after Tumwater market.

7001 7003 Lazy Court SW, Tumwater

Listing Broker: Epic Realty; Christina Janis; 360-888-2295; Christina@robricehomes.com

9415 Delphi Road SW, Olympia
$400,000
1 Beds ⋅ 1 Baths ⋅ 2587188 MLS ⋅ ACTIVE Status
Trails, garden, and room to breathe. Welcome to your mini homestead nestled on +/-1.1 private acres of woods and pasture in the Delphi area, this serene property has 22 raised beds in a fenced garden, a 12x12 greenhouse, and over 10 established fruit trees. A private neighborhood nature preserve and community trail are right outside your door, and Capitol Forest's hiking and mountain biking are just 8 minutes away. The home has warmth to match: brick and barn wood details, vaulted ceilings in the main bedroom and hallway, and a raised-ceiling back living room that opens to a generous 16x20 cedar deck. A fully finished 12x16 office studio with power offers a quiet place to work, apart from the house. Tool shed with loft and covered bay included. The house features recent updates including a new roof, new LVP flooring, a mini-split serving every room (for AC too!), and newer appliances. Located just 10 min to I-5 and 20 min to West Olympia or downtown. Enjoy country, rural living yet still convenient to amenities.

9415 Delphi Road SW, Olympia

Listing Broker: Olympic Sotheby's Int'l Realty; Denise Steigers; 360-451-3549; denisesteigers@olympicsir.com

6405 Delphi Road SW, Olympia
$200,000
2588281 MLS ⋅ ACTIVE Status
Bring your vision to life on this beautiful, level 2-acre parcel along Delphi! With plenty of open space and a peaceful country setting, this property offers room to create the home, shop, garden, or private retreat you’ve been dreaming about. Enjoy the best of both worlds with a quiet, spacious setting while still being just minutes from Capital Medical Center, shopping, schools, and I-5. Located in a desirable area with room to grow, this is a great opportunity to enjoy acreage without giving up everyday convenience. Buyer to verify all information to their satisfaction.

6405 Delphi Road SW, Olympia

Listing Broker: Real Broker LLC; Charlie Grate; 855-450-0442; cgrate@aaronthomashometeam.com

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