98406 Homes with Conventional Terms

98406 Homes with Conventional Terms

Welcome to the charming 98406 zip code, nestled in the heart of Tacoma, Washington! This vibrant area is a hidden gem within Pierce County, offering a delightful blend of urban convenience and natural beauty. With its picturesque views of the nearby Puget Sound and the majestic Mount Rainier, residents enjoy a scenic backdrop that is hard to beat.

The 98406 zip code is known for its diverse neighborhoods, each with its own unique character. From historic homes that exude timeless charm to modern residences featuring contemporary designs, there’s something for everyone. Families will appreciate the community-oriented atmosphere, with numerous parks, schools, and recreational facilities nearby. The local amenities include a variety of shopping options, dining experiences, and entertainment venues, ensuring that you’re never far from what you need.

One of the standout features of homes in this area is the availability of conventional financing options. Whether you’re a first-time homebuyer or looking to upgrade, the ability to secure a mortgage with conventional terms makes the home-buying process smoother and more accessible. This flexibility opens doors for many buyers, allowing them to invest in their dream home without the complexities of alternative financing.

In addition to its appealing real estate options, the 98406 zip code boasts a strong sense of community. Residents often gather for local events, fostering connections and friendships that last a lifetime. If you’re seeking a place that balances comfort, convenience, and charm, look no further than Tacoma’s 98406. Your dream home awaits!

Newest 98406 Homes with Conventional Terms

1372 Bel Air Road, Tacoma
$569,000
2 Beds ⋅ 2 Baths ⋅ 2589193 MLS ⋅ ACTIVE Status
A beautifully remodeled unit in the highly sought after Westgate Green 55+ community. Gorgeous landscaping and new cedar fencing surround this special community of 28 units. One story of light bright easy living! All new kitchen, flooring, paint, bathrooms, Trex deck, windows (including a 12 ft sliding glass door!), and lighting make this unit fresh and oh so inviting! Close to everything in Tacoma's north end, University Place, and Fircrest. And if you golf! Just across the street is the Highland Gold Course, and at the end of the block lovely walking trails meander through the forest. Perfection!

1372 Bel Air Road, Tacoma

Listing Broker: Better Properties N. Proctor; Claudia Swanson; 253-226-0858; cswansonyoung@gmail.com

1910 N Union Avenue, Tacoma
$897,000
5 Beds ⋅ 2 Baths ⋅ 2590762 MLS ⋅ ACTIVE Status
Gorgeous Brick charmer situated perfectly between the University of Puget Sound (1 block) and the Proctor District (5 blocks)! This rare, only 2 owner home has been meticulously maintained & thoughtfully updated to it's current remodeled condition! You'll love the old world charm of coved ceilings, open living & dining rooms with gleaming refinished hardwood floors, classic fireplace, custom built-ins and classic moldings! Yet, the home has been completely updated, including new 30 year roof 2026, new electrical panel 2026, updated kitchen with shaker cabinetry and slab granite counters, fresh paint, newer luxury vinyl plank flooring, and both baths have been remodeled. Open & airy floorplan with expansive rooms throughout, including five generous oversized bedrooms. In fact, don't be deceived by the quaint smaller front of this brick home, as the inside has over 3400 sq.ft! The basement boasts a large family room, a bonus room, 2 roomy bedrooms, 3/4 bath, & a 2nd kitchenette area. The current owners have rented this as an ADU to nurses & UPS college students. It could easily be converted to a duplex as well. All this is located on a beautiful maturely landscaped & fenced lot with an an amazing cozy covered stone paver patio for outdoor living. Nice firepit area & an oversized 1 car garage off the alley! Truly a special home that outshines them all!

1910 N Union Avenue, Tacoma

Listing Broker: RE/MAX Northwest; Larry Tuell; 253-312-1757; lartuell@msn.com

2412 N Cheyenne Street, Tacoma
$625,000
4 Beds ⋅ 2 Baths ⋅ 2589543 MLS ⋅ ACTIVE Status
Welcome to this spacious North Tacoma home ideally located near the heart of the Proctor District! Offering nearly 2,000 sq ft of living space, this home features 4 bedrooms, multiple living areas, a cozy fireplace, and an attached 2-car garage. The functional floor plan provides plenty of room to spread out, entertain or work from home. Enjoy the fully fenced backyard with space for relaxing, gardening and outdoor gatherings. Situated on a generous 7,900 sq ft lot in an established North End neighborhood, just minutes from Proctor shops, restaurants, coffee, parks and everyday conveniences. Easy access to the waterfront, Point Defiance and all that North Tacoma has to offer. A fantastic opportunity to own a well-located home in one of Tacoma’s most desirable areas!

2412 N Cheyenne Street, Tacoma

Listing Broker: Highest Offer; Ashlea Miller; 253-766-5002; ashlea@highestoffer.com

1402 N Fife Street, Tacoma
$619,000
3 Beds ⋅ 2 Baths ⋅ 2589671 MLS ⋅ ACTIVE Status
Picture-perfect 1906 super desirable North End bungalow wrapped in a classic picket fence and enchanting front garden. This 3-bed, 2-bath gem blends historic character with airy updates. The main floor features original hardwood floors, a spacious living area, over sized dining room with elegant French doors, an eat-in kitchen, 2 bedrooms, and a full bath. Upstairs offers a private bedroom retreat with its own full bath. Includes a 624 sq ft unfinished basement for storage. Steps to 6th Ave & UPS and less than 10 minutes to Historic Old Town and the water front!

1402 N Fife Street, Tacoma

Listing Broker: WRE Brokerage; Jake Stephen Nielsen-Gillihan; 206-788-5356; jakegillihan01@gmail.com

2536 N Narrows Drive Unit #2, Tacoma
$447,000
2 Beds ⋅ 2 Baths ⋅ 2589879 MLS ⋅ ACTIVE Status
This one-level condo is ready for you! All the interior rooms were freshly painted, offering you a blank canvas to infuse your personal style. Both bathrooms have new cabinets, lighting, sinks, drainpipes, quartz counter tops, faucets, mirrors, and flooring. The primary bath has a new glass shower door and shower heads. The kitchen has a new, large refrigerator with ice maker, garbage disposal, drainpipes, and faucet. The dining room has a gorgeous new chandelier! Plus, new water heater was installed. This cottage features a spacious 2-car garage with room for a work bench, seasonal storage and stair access to a big attic, too. There is space to park 2 cars in the driveway plus there is guest parking across from the driveway. The primary bedroom is a wonderful retreat with a walk-in closet and its own primary bathroom. The second bedroom is good size with a double door entrance, or it could make a nice office. The sizable living room has a vaulted ceiling with a charming brick electric fireplace adding warmth to the space. It’s a great place for entertaining guests. Envision enjoying your morning coffee on your garden patio and relax as you host your guests with BBQ’s in the sunshine. Narrows Place has a well-run HOA with reasonable monthly dues. Ideal location! Minutes to Gig Harbor or I-5, with 10 minutes to Point Defiance Zoo, Farmer’s Markets, Proctor District, Point Ruston, Waterfront, Golf Courses, and University Place shops. This condo is a must see!

2536 N Narrows Drive Unit #2, Tacoma

Listing Broker: List4FlatFee.com, LLC; Stacie Whitfield; 425-344-6779; mls@list4flatfee.com

1003 N Prospect Street, Tacoma
$749,999
4 Beds ⋅ 2 Baths ⋅ 2582505 MLS ⋅ ACTIVE Status
Classic 1895 charm meets modern comfort in the heart of North Tacoma! Beautifully maintained and thoughtfully updated, this 4-bedroom, 1.5-bath home offers 2,056 square feet of inviting living space where original character and timeless details shine alongside today’s conveniences. Step through the welcoming entry into a spacious, light-filled living area with multiple gathering spaces and a classic fireplace. The remodeled kitchen features new appliances and smart storage solutions, while the dining area opens through French doors to a large deck perfect for entertaining or a quiet coffee at sunrise. The home includes a dedicated office/flex space upstairs, designer full bath with soaking tub, charming half bath beneath the staircase, and an updated laundry/mudroom with built-ins to keep life organized. Outside, the fully fenced corner lot features mature landscaping, a grassy yard with room to play, and a one-car garage with built-in storage. Major updates include a newer gas furnace and tankless water heater, composite decking, and many others! With quality upgrades throughout, this home beautifully balances historic charm with modern living. Enjoy a quiet, private setting just blocks from schools, parks, restaurants, and all that Tacoma has to offer. A truly special home that honors its history while making everyday living easy—come see it for yourself!

1003 N Prospect Street, Tacoma

Listing Broker: Morrison House Sotheby's Intl; Chelsea Kelley; 253-232-6608; Chelsea@ChelseaKelleyRealEstate.com

3911 N 8th Street, Tacoma
$699,950
3 Beds ⋅ 2 Baths ⋅ 2587572 MLS ⋅ ACTIVE Status
Classic Cape Cod charm meets thoughtful, designer-led updates near the heart of Tacoma’s sought after Proctor District. Spaces curated to perfection are the framework for this light filled 1940s home blending timeless character with beautifully considered modern living. The exceptionally spacious kitchen is the centerpiece, featuring walls of windows, crisp white cabinetry, quartz countertops, a massive island and a generous dining area made for gathering. Abundant natural light and a tranquil conversation nook round out the kitchen's charm. The welcoming living room is anchored by the orgininal fireplace & wood floors, while a main-level primary bedroom & updated bath, with heated tile floors, offer comfort & ease. Upstairs, two additional bedrooms, a bright & inviting office, brand new carpet and a handy 1/2 bath provide flexible space for everyday life. The recently finished lower level expands the possibilities with a cheerful family room, a second office & excellent storage. Move from the kitchen onto the deck, your launch pad for entertaining, then enjoy the patio and gorgeous backyard landscape. Fully fenced, the outdoor space feels like a secret oasis. A converted garage adds more versatility & can serve as an art/design retreat, home gym, or garden cabana. Best of all, Jefferson Park is just a few feet away, putting green space & recreation practically at your doorstep. Updated heating/cooling round out this gem.

3911 N 8th Street, Tacoma

Listing Broker: Windermere Prof Partners; Kelli Jo Hjalseth; 253-565-1189; kellijo@windermere.com

1216 N Woodlawn Street, Tacoma
$550,000
3 Beds ⋅ 3 Baths ⋅ 2588045 MLS ⋅ ACTIVE Status
Lovingly maintained by the original owners for over 50 years, this North Tacoma home is ready for its next chapter. The main level features three bedrooms, including a primary suite with its own ensuite bath, plus a comfortable living room with a wood-burning fireplace, Mt. Rainier views, and an adjoining dining room. Downstairs, the spacious rec room provides plenty of room to spread out or entertain, along with a half bath, utility room, and full-sized shop. Fresh interior paint and brand-new flooring throughout make this home move-in ready, while AC, newer siding, and updated back decking add to the list of improvements. Conveniently located near Westgate shopping and dining, with Hwy 16 just minutes away.

1216 N Woodlawn Street, Tacoma

Listing Broker: Windermere Prof Partners; Curtis Gibson; 253-565-1189; curtisgibson@windermere.com

1774 N Jackson Avenue, Tacoma
$1,795,000
4 Beds ⋅ 3 Baths ⋅ 2587514 MLS ⋅ ACTIVE Status
Enjoy unobstructed, front-row views of the water, Narrows Bridge, and Cascade Mountains from this exceptional 4-bedroom, 3-bath home. The sweeping panoramic scenery takes center stage- offering breathtaking sunrises, sunsets, and sparkling evening lights. The open-concept living space flows effortlessly to an expansive view deck, creating the perfect setting for elevated entertaining or peaceful evenings overlooking the Sound. A spacious chef’s kitchen features custom cabinetry, abundant storage, quartz countertops, and elegant wine fridge. The primary suite offers a custom bath and shower, generous walk-in closet, and private access to the deck with stunning views. The expansive lower level provides additional entertaining space, fireplace, full laundry room, and flexible living quarters ideal for guests or multi-generational living. Privately situated on a quiet dead-end street, yet less than a mile from freeway access—this home offers the perfect blend of luxury, privacy, and unmatched Tacoma views.

1774 N Jackson Avenue, Tacoma

Listing Broker: Windermere Abode; Jordan Dam; 253-677-2886; jordandam@windermere.com

4411 N 8th Street, Tacoma
$650,000
4 Beds ⋅ 3 Baths ⋅ 2586019 MLS ⋅ ACTIVE Status
Step into a home where timeless 1919 character meets the comfort and convenience of modern living. This beautifully updated gem has been thoughtfully cared for, preserving its early-century charm while adding the amenities today's buyers desire. Enjoy quartz countertops, ceramic wood-look flooring, stainless steel appliances, forced-air heating, updated electrical, newer 50-year roof, new windows, and PEX plumbing. The main-level primary suite offers convenience and comfort, while two spacious upstairs rooms create endless possibilities for bedrooms, a home office, creative space, or a quiet retreat. Step outside onto the balcony and enjoy your morning coffee or unwind at the end of the day. And when it's time to entertain, the generous backyard is ready for summer gatherings, outdoor dinners, gardening, and making memories with friends. A huge garage provides plenty of room for vehicles, hobbies, storage, and all the extras that come with life. A home with history, character, space, and thoughtful updates—ready for its next chapter.

4411 N 8th Street, Tacoma

Listing Broker: Keller Williams West Sound; David Benefiel; 253-985-5114; davidbenefiel@kw.com

1209 N Orchard Street, Tacoma
$500,000
3 Beds ⋅ 1 Baths ⋅ 2585604 MLS ⋅ ACTIVE Status
North End charm. Backyard relaxation. Help with your first-year payment. Ask about the preferred lender’s 1% temporary rate buy-down for the first year, available to qualified buyers using the preferred lender; program terms apply. This inviting North Tacoma home offers 3 bedrooms, 1 bath and 1,286 sq ft with a mostly one-level layout, generous rooms and abundant natural light. A brick-surround gas fireplace anchors the spacious living room, which flows into the dining area. The kitchen features ample cabinetry, an additional eating area and backyard access. A large bonus room adds flexibility for an office, media room, hobbies or potential fourth bedroom. Forced-air heating, a heat pump, central A/C and a tankless water heater bring everyday comfort. Outside, unwind beneath the substantial covered patio, soak in the hot tub or enjoy gardening in the fully fenced backyard. An attached garage and driveway parking add convenience. Bring your vision to the kitchen and bath while enjoying the home’s character and comfortable spaces from day one. Explore nearby Proctor and 6th Ave restaurants, coffee shops and shopping, with convenient access to Point Defiance, the Ruston waterfront, downtown Tacoma and Puget Sound recreation.

1209 N Orchard Street, Tacoma

Listing Broker: Keller Williams Realty PS; Kristopher Shook; 253-835-4500; krisshook@shookhomegroup.com

1511 N James Street, Tacoma
$625,000
3 Beds ⋅ 3 Baths ⋅ 2584924 MLS ⋅ ACTIVE Status
Welcome to this charming 3-bedroom, 2.5-bath split-level home in Tacoma’s desirable North End! Ideally located just minutes from the Narrows Bridge, Highway 16, parks, shopping, dining, and everyday amenities. The inviting layout offers comfortable living spaces with plenty of room to relax and entertain. Easy-care vinyl siding adds to the home’s appeal, while the lovely backyard provides a private outdoor retreat for gardening and gatherings. Not to worry about furnace, roof, gutters, electrical panel, water heater, all big tickets items are new! Plus new flooring throughout. A great opportunity to own a home in a wonderful neighborhood!

1511 N James Street, Tacoma

Listing Broker: John L. Scott Dupont; Claire Rhoads; 253-468-0043; clairerhoads@johnlscott.com

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