98118 Homes with Conventional Terms

98118 Homes with Conventional Terms

Welcome to the vibrant and diverse community of Seattle's 98118 zip code, a hidden gem nestled in King County, Washington. This area is known for its rich cultural tapestry and welcoming atmosphere, making it an ideal place to call home. The 98118 zip code encompasses neighborhoods like Rainier Valley and Columbia City, where you can experience the best of urban living with a strong sense of community.

Homes in 98118 are as varied as the residents who inhabit them. From charming bungalows to modern townhouses, there’s something for everyone. Many properties in this area are available with conventional financing terms, making it easier for prospective buyers to secure their dream home. Whether you’re a first-time homebuyer or looking to invest, the conventional terms offered in this neighborhood provide flexibility and accessibility.

The local amenities are abundant, with an array of parks, coffee shops, and restaurants that reflect the area's multicultural heritage. Enjoy a leisurely stroll through the beautiful Rainier Beach Park or explore the bustling Columbia City Farmers Market, where fresh produce and artisanal goods await. With excellent public transportation options, getting around Seattle is a breeze, allowing residents to easily access the city's vibrant downtown and beyond.

Living in 98118 means embracing a lifestyle filled with community spirit, cultural richness, and the comforts of home. Discover the possibilities that await you in this enchanting Seattle neighborhood, where your dream home is just around the corner!

Newest 98118 Homes with Conventional Terms

3926 S Brandon Street Unit #B, Seattle
$599,000
2 Beds ⋅ 2 Baths ⋅ 2591207 MLS ⋅ ACTIVE Status
$10,000 CREDIT PROVIDED FOR BUYER CLOSING COSTS OR BUY DOWN! This well maintained 2 bedroom, 1.5 bath townhome puts you right beside everything that makes Columbia City special — beloved restaurants, cozy bars, craft breweries, and neighborhood cafes are all within blocks. Inside, the modern kitchen shines with stainless steel appliances, a stylish backsplash, Caesarstone countertops, a gas stove and pantry, and plenty of room to cook. The spacious living room features a gas fireplace and opens onto a private balcony. A new roof adds extra peace of mind, and a bonus loft offers flexible space for a home office, gym, or guest area.Outside, find a large, fully-fenced patio and garden with updated landscaping, perfect for relaxing or entertaining outdoors. You'll also enjoy the convenience of an attached garage, offering off-street parking plus custom storage. Set on a quiet, dead-end street in a truly central location, you're minutes from Light Rail, and a short commute to Downtown Seattle, Bellevue, Renton and SeaTac. No HOA!

3926 S Brandon Street Unit #B, Seattle

Listing Broker: COMPASS; Emily Shepodd; 206-617-4010; emily.shepodd@compass.com

7745 Seward Park Avenue S, Seattle
$549,950
1 Beds ⋅ 1 Baths ⋅ 2590519 MLS ⋅ ACTIVE Status
Completely reimagined for modern living in the desirable Seward Park neighborhood. Enter to an inviting, natural light-filled interior where thoughtful design and quality craftsmanship come together seamlessly. Taken down to the studs and comprehensively renovated, no detail was overlooked in creating a home that feels both sophisticated and exceptionally functional. Step outside to newly landscaped grounds, freshly sodded yard, perfect for BBQs, entertaining or relaxing. The expansive driveway offers rare off-street parking. Excellent location! Steps to Lake Washington, Seward park, restaurants and recreation. Walk to the bus route or just minutes to Columbia City and light rail. Easy access to downtown Seattle and SeaTac Airport. A truly special property offering modern living, flexibility and exceptional functionality in the city.

7745 Seward Park Avenue S, Seattle

Listing Broker: Real Estate With Nik & Co; Cameron Johnson; 253-255-9991; cameronjohnson001@gmail.com

7743 Seward Park Avenue S Unit #A, Seattle
$1,399,950
4 Beds ⋅ 3 Baths ⋅ 2590508 MLS ⋅ ACTIVE Status
Completely reimagined for modern living in the desirable Seward Park neighborhood. Enter to an inviting, natural light-filled interior where thoughtful design and quality craftsmanship come together seamlessly. Taken down to the studs and comprehensively renovated, no detail was overlooked in creating a home that feels both sophisticated and exceptionally functional. The beautifully designed kitchen with expansive island that opens to spacious living, dining, patio and backyard, creating an ideal setting for entertaining or simply enjoying everyday life. The main residence offers a primary suite on the main floor with beautifully appointed bathrooms. Lower level offers generous bedrooms, bathroom and versatile living spaces designed for modern living with exterior access. Step outside to newly landscaped grounds, freshly sodded yard, perfect for BBQs, entertaining or relaxing. The expansive driveway offers rare off-street parking with ample room for multiple vehicles and guests. Excellent location! Steps to Lake Washington, Seward park, restaurants and recreation. Walk to the bus route or just minutes to Columbia City and light rail. Easy access to downtown Seattle and SeaTac Airport. A truly special property offering modern living, flexibility and exceptional functionality in the city.

7743 Seward Park Avenue S Unit #A, Seattle

Listing Broker: Real Estate With Nik & Co; Cameron Johnson; 253-255-9991; cameronjohnson001@gmail.com

7850 Renton Avenue S, Seattle
$670,000
4 Beds ⋅ 2 Baths ⋅ 2590500 MLS ⋅ ACTIVE Status
Step into the charm of 1924 with this classic home filled with timeless character—and a brand-new roof! A welcoming front porch invites you in, while the main level features original hardwood floors and a cozy wood-burning fireplace. Enjoy a spacious lot with a private backyard deck surrounded by beautiful mature landscaping. Attached garage plus driveway parking. Upstairs bedroom includes a walk-in closet, and the generous basement offers plenty of room for storage, hobbies, or additional possibilities. Conveniently located near Othello Light Rail Station for easy commuting, with shopping, restaurants, and everyday amenities nearby. A wonderful opportunity to own a character-filled home with a great lot and convenient city access.

7850 Renton Avenue S, Seattle

Listing Broker: Realty ONE Group Orca Gold; Jina Fiveash; 425-749-9489; jinafiveash@gmail.com

4411 S Holly Street, Seattle
$549,000
2 Beds ⋅ 3 Baths ⋅ 2590393 MLS ⋅ ACTIVE Status
NEW PRICE! 1% Buyer Credit Available for Rate Buydown or Closing Costs w/preferred lender. Modern new construction detached cottage in Brighton/Hillman City, near Othello Light Rail and close to Columbia City. Thoughtfully designed for today’s lifestyle, this home offers a refined take on in-city living in a quiet community just minutes to Othello Light Rail Station and to restaurants, coffee shops, Seward Park, Lake WA & neighborhood amenities. Inside, the open-concept main level features expanded ceilings, light-toned flooring, custom lighting, & seamless indoor-outdoor flow to a private patio—an easy outdoor extension for a grill, morning coffee, or unwinding. The kitchen blends style & function with stainless steel appliances, an induction range, light wood cabinetry, & generous storage. A main-level powder room adds convenience. Upstairs, 2 bedrooms each feature en suite baths, including one with a walk-in shower and one with a deep soaking tub. Large closets, custom windows, and energy-efficient mini-split heating & air conditioning provide year-round comfort. Set back from the street for added privacy, this home includes a 6-ft privacy fence, designated off-street parking, and professional landscaping. Enjoy easy transit access, proximity to parks, schools, shopping, and dining, and quick connections to Downtown Seattle, I-5, and I-90. Simple HOA covers water/sewer submetering. A well-designed home in a connected South Seattle location. EV charger ready. Amazing value!

4411 S Holly Street, Seattle

Listing Broker: Windermere R E Mount Baker; Jeanine A Burke; 206-412-8136; jburke@windermere.com

4812 S Frontenac Street, Seattle
$998,000
4 Beds ⋅ 4 Baths ⋅ 2590342 MLS ⋅ ACTIVE Status
Modern sophistication meets everyday luxury in this impeccably crafted and maintained Columbia City home. Built in 2019 + offering 2,400 square feet of thoughtfully designed living space, this home blends elevated style with exceptional functionality in one of the city's most connected neighborhoods. Soaring ceilings and expansive windows fill the rooms with natural light, creating an inviting living space perfect for both entertaining and daily living. Stunning southern views of Mt Rainier. The chef-inspired kitchen with sleek quartz countertops, premium stainless steel appliances, soft-close Belmont cabinetry, a walk in pantry and rich hardwood flooring, delivering both beauty and performance. Upstairs, the expansive primary suite offers a true retreat with a spa-like five-piece ensuite. Three additional generously sized bedrooms provide flexibility for guests, office space, or multi-generational living. Step outside to a landscaped yard designed for relaxation and entertainment, complete with a private hot tub and outdoor TV - your own year-round escape. A spacious two-car garage with extra storage adds everyday convenience. Solar panels, Hardee siding, fresh interior paint are all added bonuses. Ideally located near Othello Light Rail, with easy access to downtown Seattle, Bellevue, Sea-Tac Airport, Seward Park, and Lake Washington, this home offers the perfect balance of lifestyle and location. Modern design. Versatile living. Unmatched connectivity. Welcome home.

4812 S Frontenac Street, Seattle

Listing Broker: Windermere Real Estate GH LLC; Aaron De Nunzio; 206-747-2171; aarondenunzio@windermere.com

4405 S Holly Street, Seattle
$699,000
3 Beds ⋅ 3 Baths ⋅ 2590378 MLS ⋅ ACTIVE Status
1% Buyer Credit Available for Rate Buydown or Closing Costs w/preferred lender! Modern design, natural light, & smart, connected South Seattle living in this beautifully finished new construction home. Ideally situated near Othello Light Rail Station and just minutes from Columbia City, this Brighton home offers clean lines, thoughtful design & everyday functionality in one of Seattle’s most convenient neighborhoods. The sun-filled main level features oversized windows, custom lighting, and an open-concept layout that connects the living, dining & kitchen spaces for effortless entertaining and daily living. The kitchen pairs style & function with high-end stainless appliances, designer fixtures, and elevated finishes. Upstairs, 2 bright bedrooms, a full bath with deep soaking tub, and a spacious laundry room offer smart separation of space. The top floor is a true retreat w/ a private primary suite, walk-in closet, dual vanity, and tiled walk-in shower. An adjacent flex room is ideal for a home office, nursery, fitness space, or creative studio. Enjoy energy-efficient mini-splits with heating and air conditioning, curated landscaping, and dedicated parking. Close to Seward Park, Columbia City’s Farmer's Market, restaurants, coffee shops, farmers market & neighborhood favorites, with easy transit access to Downtown Seattle, I-5, and I-90. HOA covers water, sewer & building envelope insurance. Stylish, functional & an exceptional value in Seattle real estate. EV charger ready.

4405 S Holly Street, Seattle

Listing Broker: Windermere R E Mount Baker; Jeanine A Burke; 206-412-8136; jburke@windermere.com

3709 S Dakota Street, Seattle
$540,000
1 Beds ⋅ 1 Baths ⋅ 2588561 MLS ⋅ ACTIVE Status
Discover modern, low-maintenance living in Columbia City’s desirable Dakota Row! This stylish 3-story townhome offers 1,050 sq. ft. of thoughtfully designed space with no HOA dues. The main level features a light-filled open layout anchored by a custom kitchen, complete with sleek tile backsplash, soft-close cabinetry, and premium stainless steel appliances. Upstairs, the primary retreat boasts expansive windows and a luxurious spa-like bath with a tiled shower and dual sinks. Step out onto the private rooftop deck to take in views of the city and surrounding landscape. The versatile lower-level entry easily functions as a home office, den, or media space. Additional highlights include an attached 1-car garage, mini-split heating and A/C, custom window blinds, and an in-unit washer/dryer. Enjoy an effortless commute just 10 minutes to downtown Seattle and moments from Lake Washington!

3709 S Dakota Street, Seattle

Listing Broker: Redfin; Daniel Hesketh; 206-351-1544; daniel.hesketh@redfin.com

4405 S Holly Street, Seattle
$699,000
3 Beds ⋅ 3 Baths ⋅ 2590117 MLS ⋅ ACTIVE Status
1% Buyer Credit Available for Rate Buydown or Closing Costs w/preferred lender! Modern design, natural light, & smart, connected South Seattle living in this beautifully finished new construction home. Ideally situated near Othello Light Rail Station and just minutes from Columbia City, this Brighton home offers clean lines, thoughtful design & everyday functionality in one of Seattle’s most convenient neighborhoods. The sun-filled main level features oversized windows, custom lighting, and an open-concept layout that connects the living, dining & kitchen spaces for effortless entertaining and daily living. The kitchen pairs style & function with high-end stainless appliances, designer fixtures, and elevated finishes. Upstairs, 2 bright bedrooms, a full bath with deep soaking tub, and a spacious laundry room offer smart separation of space. The top floor is a true retreat w/ a private primary suite, walk-in closet, dual vanity, and tiled walk-in shower. An adjacent flex room is ideal for a home office, nursery, fitness space, or creative studio. Enjoy energy-efficient mini-splits with heating and air conditioning, curated landscaping, and dedicated parking. Close to Seward Park, Columbia City’s Farmer's Market, restaurants, coffee shops, farmers market & neighborhood favorites, with easy transit access to Downtown Seattle, I-5, and I-90. HOA covers water, sewer & building envelope insurance. Stylish, functional & an exceptional value in Seattle real estate. EV charger ready.

4405 S Holly Street, Seattle

Listing Broker: Windermere R E Mount Baker; Jeanine A Burke; 206-412-8136; jburke@windermere.com

6726 35th Place S, Seattle
$650,000
3 Beds ⋅ 3 Baths ⋅ 2590163 MLS ⋅ ACTIVE Status
Southern sunlight shines in this rare end-unit townhome, one of only six of its design in the community. This special home backs up to a tree-lined greenbelt for peace and privacy. A covered rocking-chair porch welcomes you, and sweet fenced front and backyards are yours to tend or leave low-maintenance. Inside, the split-style layout spans nearly 1,900 square feet across multiple levels, with three bedrooms and 2.5 baths. The generous living room flows to an open kitchen and large dining area, where French doors open to a deck with ever-changing wooded views. Upstairs, the primary suite has a walk-in closet, tiled bath, and easterly treetop views, plus two more bedrooms and a full bath. Downstairs, the rec room can easily serve as a home office, gym or studio. Refinished hardwoods, fresh paint and carpet, and a new roof mean you can move right in. A huge storage closet, attached garage, and usable driveway keep you from scrambling for space. Set in a vibrant, walkable neighborhood rich with parks and trails, the home is a 7-minute walk to buses and Othello light rail, with easy access to major employers, Sea-Tac, and the city. Lovingly maintained and pre-inspected, it comes with a generous $19,000 seller-to-buyer credit to make it possible. Come see it for yourself!

6726 35th Place S, Seattle

Listing Broker: Engel & Voelkers Seattle DT; Nancy Carroll; 206-920-6868; nancy.carroll@evrealestate.com

9050 Seward Park Avenue S Unit #A-2, Seattle
$198,850
1 Beds ⋅ 1 Baths ⋅ 2589663 MLS ⋅ ACTIVE Status
Rare 50’ Deeded Fresh-Water Boat Slip at Parkshore Marina – Owner Liveaboard Allowed! Exceptional and rare opportunity to own the largest size class available at the highly coveted Parkshore Marina on Lake Washington. Slip #2 is a premier, uncovered 50-foot deeded condominium slip offering unlimited vertical clearance—perfect for large motor yachts, flybridges & radar arche. Skip the years-long marina waitlists and secure permanent, equity-building placement for your vessel. Mooring in pristine fresh water drastically minimizes hull maintenance, zinc erosion, and saltwater corrosion compared to Puget Sound. Enjoy an unparalleled suite of secure community amenities including gated entry, secure parking, a heated personal storage unit, 24/7 access, laundry facilities, a clubhouse, and clean restrooms with hot showers. Incredibly low operational overhead with base HOA dues of just $201/month, which includes 50 amp electricity and water @ the slip. A temporary $165/month reserve fund assessment ensures proactive, long-term marina infrastructure maintenance. Uniquely positions you to beat restrictive Seattle moorage laws, as full-time owner liveaboards are permitted per marina rules. Stop throwing money away on monthly rent—invest in Seattle waterfront real estate and secure your boat's permanent home today!

9050 Seward Park Avenue S Unit #A-2, Seattle

Listing Broker: John L. Scott, Inc.; Rob Nicholson; 425-894-2600; robn@johnlscott.com

4411 S Holly Street, Seattle
$549,000
2 Beds ⋅ 3 Baths ⋅ 2590076 MLS ⋅ ACTIVE Status
NEW PRICE! 1% Buyer Credit Available for Rate Buydown or Closing Costs w/preferred lender. Modern new construction detached cottage in Brighton/Hillman City, near Othello Light Rail and close to Columbia City. Thoughtfully designed for today’s lifestyle, this home offers a refined take on in-city living in a quiet community just minutes to Othello Light Rail Station and to restaurants, coffee shops, Seward Park, Lake WA & neighborhood amenities. Inside, the open-concept main level features expanded ceilings, light-toned flooring, custom lighting, & seamless indoor-outdoor flow to a private patio—an easy outdoor extension for a grill, morning coffee, or unwinding. The kitchen blends style & function with stainless steel appliances, an induction range, light wood cabinetry, & generous storage. A main-level powder room adds convenience. Upstairs, 2 bedrooms each feature en suite baths, including one with a walk-in shower and one with a deep soaking tub. Large closets, custom windows, and energy-efficient mini-split heating & air conditioning provide year-round comfort. Set back from the street for added privacy, this home includes a 6-ft privacy fence, designated off-street parking, and professional landscaping. Enjoy easy transit access, proximity to parks, schools, shopping, and dining, and quick connections to Downtown Seattle, I-5, and I-90. Simple HOA covers water/sewer submetering. A well-designed home in a connected South Seattle location. EV charger ready. Amazing value!

4411 S Holly Street, Seattle

Listing Broker: Windermere R E Mount Baker; Jeanine A Burke; 206-412-8136; jburke@windermere.com

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