98117 Homes with VA Loan Terms

Welcome to the vibrant and diverse community of Seattle’s 98117 zip code, nestled in the heart of King County, Washington. This charming area, which includes neighborhoods like Ballard and Crown Hill, is known for its eclectic blend of residential options, from cozy bungalows to modern townhouses, making it an appealing choice for families, young professionals, and retirees alike.

Residents of 98117 enjoy the best of both worlds: a peaceful suburban atmosphere with easy access to the bustling urban life of downtown Seattle. With its proximity to beautiful parks, waterfront views, and a plethora of dining and shopping options, this area is perfect for those who appreciate a lively community feel. Outdoor enthusiasts will love exploring nearby Golden Gardens Park, with its sandy beaches and stunning sunsets over Puget Sound.

For veterans and active-duty service members, the availability of homes with VA loan terms in the 98117 area is a significant advantage. This financing option allows qualified buyers to purchase homes with little to no down payment, making homeownership more accessible. Whether you’re looking for a charming craftsman or a contemporary condo, the 98117 zip code has a variety of properties that cater to different tastes and budgets.

As you explore the possibilities in this delightful Seattle neighborhood, you’ll discover a welcoming community filled with opportunities for growth, connection, and a fulfilling lifestyle. Start your journey to finding your dream home in 98117 today!

Newest 98117 Homes with VA Loan Terms

$929,000

3 Beds ⋅ 2 Baths ⋅ 2595704 MLS ⋅ ACTIVE Status

Morning coffee on tree-lined streets, this 3-bedroom Phinney Ridge home brings together the best of neighborhood living and thoughtful modern updates. Kitchen features all new cabinetry, countertops, backsplash and appliances, with an eat-in dining area ready for everyday meals and gatherings. Updated flooring, fresh upstairs paint and new lighting throughout give the home a fresh feel. Upstairs, vaulted ceilings open the spacious living room, while an electric fireplace brings warmth to evenings. Step onto the west-facing balcony for gorgeous sunsets. The primary bedroom enjoys its own updated bath with ample hall storage. On the entry level, two additional bedrooms share a second bath in addition to a private hallway. One room opens directly to a patio, sheltered by a generous roof overhang overlooking the fenced backyard - great for Seattle weather in every season. The south west-facing front yard offers sunny space for garden beds. Attached garage and driveway provide off-street parking. Beyond the front door, tree-lined streets make every season special. Enjoy Cafe Bambino for morning coffee or Shark Bite Ceviches for a neighborhood bite. Explore the shops and restaurants along NW 65th Street and the Phinney Ridge corridor. Green Lake, Woodland Park, Ballard, transit, downtown Seattle and I-5 add convenience to this connected neighborhood setting. This is the home that helps create the Seattle lifestyle you have been waiting for - and so very PNW!

6710 3rd Avenue NW, Seattle

Listing Broker: Coldwell Banker Evergreen; Madison Del Vigo; 360-918-1693; madison.delvigo@cbolympia.com

$995,000

4 Beds ⋅ 2 Baths ⋅ 2595307 MLS ⋅ ACTIVE Status

Lovingly cared for Craftsman in Ballard's Loyal Heights neighborhood. This light filled, 4 bedroom home has spacious rooms and has the perfect blend of modern upgrades and original charm. Updates include freshly refinished, gleaming hardwood floors, remodeled kitchen with quartz counters and tile, updated systems, air conditioning & more! Large formal dining room with French doors leading to a 320+ square foot deck and the private, fully fenced yard. Remodeled basement has a second kitchen with ADU or rental potential. Really cool, 200+sf sound proofed studio in the back yard-great for music or any of your hobbies. Can also convert back to a garage off the alley. Close to great schools & plenty of parks (including Golden Gardens) and perfectly located between Ballard & Greenwood. All amenities close by and great for public transportation or commuting downtown.

2305 NW 85th Street, Seattle

Listing Broker: Lake & Company; Danny Adamson; 206-778-7563; danny@lakere.com

$550,000

2 Beds ⋅ 1 Baths ⋅ 2594879 MLS ⋅ ACTIVE Status

A rare opportunity to reimagine a classic Seattle home on an expansive 13,000 sq ft lot. Built in 1942, this 2-bedroom, 1-bath home offers approximately 900 sq ft of single-level living with original hardwood floors, abundant natural light, a fireplace, and the character of an earlier era. The existing layout provides a straightforward canvas for renovation, while the generous parcel opens the door to exploring additional possibilities. Mature trees and established landscaping create a wonderfully private setting, with a long driveway and space to think beyond the footprint of the current home. Whether restoring its vintage charm, creating a thoughtful modern renovation, or considering the property through a longer-term development lens, this is an opportunity for a buyer with vision to shape what comes next. Buyer to verify all development and land-use possibilities to their satisfaction.

9525 7th Avenue NW, Seattle

Listing Broker: eXp Realty; Aaron Hendon; 206-280-3312; aaron@candco.me

$875,000

2 Beds ⋅ 1 Baths ⋅ 2589107 MLS ⋅ ACTIVE Status

Welcome home to this charming Phinney Ridge Craftsman, where timeless character meets thoughtful updates in an unbeatable neighborhood location. The inviting front porch, complete with a lovely built-in bench, sets the tone for a home that feels special from the moment you arrive. Inside, hardwood floors and a beautifully refreshed kitchen blend classic Craftsman charm with era-appropriate details and intentional design. The recently renovated, posh bathroom adds another touch of style, leaving you with the big-ticket updates already taken care of. Plus, recently added A/C keeps things comfortable year-round. The second bedroom offers flexibility as a guest room or home office, with enclosed access to the lower level providing convenient additional storage. Out back, the oversized detached garage features an EV charger and plenty of room for your vehicle, bikes, gear, and favorite toys. With two additional parking spaces off the alley, you'll enjoy a rare bonus in a neighborhood where parking is at a premium. The lovingly maintained, fully fenced yard welcomes you with mature plantings and space for your furry friends to roam. Best of all, you're within walking distance of all the shops, restaurants, cafes, and everyday amenities that make Phinney Ridge such a beloved place to call home. Classic Craftsman charm, thoughtful modern comforts, exceptional parking, and a killer location. This one checks all the boxes!

130 NW 74th Street, Seattle

Listing Broker: SCOUT; Jennifer L. Nelson; 206-227-7966; Jennifer@scoutrealestate.com

$699,950

3 Beds ⋅ 3 Baths ⋅ 2594819 MLS ⋅ ACTIVE Status

Set in Seattle’s Crown Hill neighborhood, this modern home brings together thoughtful design, everyday comfort, and a location that keeps you close to the best of Northwest Seattle. The main floor is designed around easy living, with an open great room, dining area, and kitchen that connect naturally for hosting, relaxing, or keeping daily life simple. A powder room adds convenience, while the attached one-car garage gives the home the practicality buyers appreciate in the city.Upstairs, all three bedrooms are thoughtfully placed on one level, creating a private retreat away from the main living spaces. Vaulted ceilings add volume and light, giving the upper floor an airy, elevated feel. The primary suite is especially well appointed, with its own private bathroom and a fully finished walk-in closet that feels custom, organized, and ready for everyday use. Two additional bedrooms offer flexibility for guests, work-from-home space, or whatever life calls for next.Crown Hill offers a quiet residential feel with strong walkability to neighborhood favorites, coffee shops, restaurants, parks, and everyday essentials. Enjoy local spots along NW 85th, quick access into Ballard and Greenwood, and weekend escapes to Golden Gardens, Carkeek Park, and Green Lake. Modern, comfortable, and well connected, this home delivers the kind of Seattle lifestyle buyers are looking for: polished interiors, smart function, and a neighborhood that feels easy to fall in love with.

8823 Dibble Avenue NW, Seattle

Listing Broker: COMPASS; Marius ion; 425-466-7876; marius.ion@compass.com

$975,000

3 Beds ⋅ 2 Baths ⋅ 2594285 MLS ⋅ ACTIVE Status

Beautiful brick Craftsman in a fantastic Whittier Heights location. This 3 bedroom, 1.75 bathroom home features gleaming, refinished hardwoods, large windows providing abundant natural light, spacious living room, lower level with a nice sized rec room and more! Lovely, private backyard is fully fenced and has an outbuilding for extra storage. Lots of original charm and freshly painted throughout. One car garage and quiet street with plenty of off-street parking. Less than 1 block to Whittier Elementary school. 3 blocks from the neighborhood pocket of shops and restaurants like Delancey, Rosellini's, Frankie & Jo's & more! Close to Phinney Ridge, Greenwood & downtown Ballard.

7705 13th Avenue NW, Seattle

Listing Broker: Lake & Company; Danny Adamson; 206-778-7563; danny@lakere.com

$1,150,000

4 Beds ⋅ 2 Baths ⋅ 2594191 MLS ⋅ ACTIVE Status

Nestled on a tree-lined street in Whittier, this beautifully remodeled rambler offers easy one-level living just a stroll away from schools, dining, and shopping. Step in to discover thoughtful upgrades at every turn…from engineered hardwood floors to designer doors, bespoke built-in storage, high-tech wiring, and stylish quartz/tile finishes. Its open, light-filled layout has all the right spaces to entertain or relax. On cool evenings, gather around the cozy gas fireplace in the living room with a generous dining area just around the corner. Barn doors open to reveal a bedroom that would also make an ideal media room with its stunning built-ins. Spend sunny days hosting barbecues on the composite deck and fenced yard beyond, or tending your raised planting beds and two front RainWise gardens. Cooking is a delight in the expansive kitchen featuring ample custom cabinets, a center prep/seating island, and appliances that are all new within the past 2 years, including a gas range and wine cooler. Your primary suite awaits you just down the hall where you can soak your cares away in the innovative tub set within the spa-inspired walk-in shower. Two more bedrooms, an updated full guest bath, and expanded laundry room complete this home. Don’t miss the detached storage plus dedicated parking space with a charger for your electric vehicle. From weekend brunches at the local cafe to summertime block parties with friendly neighbors, this is the lifestyle you’ve always dreamed of.

8308 14th Avenue NW, Seattle

Listing Broker: Windermere Mercer Island; Brooke Davis; 206-851-0521; brooke@brookedavisrealestate.com

$895,000

3 Beds ⋅ 2 Baths ⋅ 2593493 MLS ⋅ ACTIVE Status

This restored home has been thoroughly updated and still has old world charm. Just a few blocks to Salmon Bay Park and Loyal Heights Playfield. House sits on a quiet street with sidewalks. Basement has MIL/ADU with separate entrance and backyard has room for DADU (buyer to verify permitting). New roof with all new sheeting, new gutters, new paint inside and out. Refinished wood floors and beams, new kitchen cabinets, fresh landscaping. Modern mechanicals, double pane windows, updated lighting, solid wood trim. Off street parking and room for an RV. No HOA! Fenced back yard.

7043 17 Avenue NW, Seattle

Listing Broker: The Preview Group; Brandon Becker; 206-227-2980; bbecker10@hotmail.com

$939,000

3 Beds ⋅ 2 Baths ⋅ 2592739 MLS ⋅ ACTIVE Status

Welcome to Whittier Heights, one of Seattle's most desirable neighborhoods. This home lives bright, even on our grayest days, with vaulted ceilings and a skylight flooding the main level with natural light. Ideal floor plan with kitchen open to dining & living room; perfect for hosting. Full bath and 2 bedrooms, including primary with deck and Olympic Mountain views, complete the main floor. Lower level includes 3rd bedroom, 3/4 bath, laundry room, and large rec room opening to fully-fenced, low-maintenance backyard. One-car garage & driveway parking. Many updates done in 2023 & new heat pump in 2024. Central to Ballard, Phinney, and Greenwood. Come take a tour, this home will surprise you!

907 NW 83rd Street, Seattle

Listing Broker: Windermere RE Greenwood; Stephani Nelson; 206-250-0914; stephaninelson@windermere.com

$689,000

3 Beds ⋅ 3 Baths ⋅ 2592923 MLS ⋅ ACTIVE Status

A perfectly positioned home in a beloved location above Golden Gardens where quiet comfort meets pride of ownership. You will appreciate the uncommon and tasteful touches that set this home apart. The sunny main floor greets you with a broad and easy to decorate living room with hardwoods and a private balcony, the first of three outdoor spaces. Tucked between the living room and kitchen is a convenient powder room. The spacious remodeled kitchen has high end appliances and ecofriendly counters. Just off the kitchen and dining area is another private balcony. Enjoy your coffee or tea al fresco with the calming sea breeze. Upstairs are two generous bedrooms, both with vaulted ceilings, and a beautifully remodeled bathroom with a skylight and heated floors. The ground floor has a charming and spacious bedroom, or media room if you prefer, with a thoughtfully remodeled attached bath. Outside is your own private patio and garden. The attached garage keeps you dry and your car clean. No HOA, new roof in 2019 and exterior paint 2026. Restaurants, shops, grocery stores, and cafes are all nearby with easy access to the heart of Ballard or Greenwood. Take a stroll down to the dog park or to watch the sun set behind the Olympics from the golden sand beach and be soothed by the sounds of the sea.

8504 29th Avenue NW, Seattle

Listing Broker: Windermere Real Estate Co.; Donovan Shelton; 206-384-7432; donovan@windermere.com

$499,000

2 Beds ⋅ 2 Baths ⋅ 2592733 MLS ⋅ ACTIVE Status

Discover a home that blends modern style with everyday comfort — a spacious and stylish 2-bedroom end unit townhome offering enhanced privacy, serene surroundings, and rooftop views that make every day feel a little more elevated. Step inside and you’re greeted by a warm, welcoming entry that sets the tone for the rest of the home. The main floor features a private bedroom, a full bath, and direct access to a cozy patio, creating an ideal space for guests, roommates, or a quiet home office tucked away from the main living areas. Head upstairs and the home opens up beautifully. The bright, open concept living area is wrapped in walls of windows, filling the space with natural light. Hardwood floors, ductless mini split systems, and a gourmet kitchen with stainless steel appliances. The entire third floor is dedicated to the primary suite, offering a true retreat with a spa like bath and generous closet space. It’s the kind of space that makes mornings feel calm and evenings feel restorative. And then there’s the rooftop deck — a standout feature that expands your living space into the open air. Whether you’re relaxing under the stars, enjoying weekend brunch, or entertaining friends, this large rooftop deck delivers the perfect backdrop. One designated parking space is included. No HOAs and no sewer capacity charges add exceptional value. A home that gives you style, space, and freedom — all in one.

9032 14th Avenue NW Unit #D, Seattle

Listing Broker: Alchemy Real Estate; Michael N. Carnovale; 206-650-1009; mike@carnovalegroup.com

$849,950

3 Beds ⋅ 4 Baths ⋅ 2592706 MLS ⋅ ACTIVE Status

More home for your money with 2,000+ SF of space, flexibility, and modern living in Ballard. With 3 bedrooms, 3.5 baths, and zero HOA dues, this bright, spacious (not the typical skinny) townhouse offers room to entertain, work from home, and enjoy. The open main level features a generous kitchen with premium finishes flowing into south- and east-facing sunlit living and dining spaces. Upstairs, you’ll find the primary suite with a spa-inspired bathroom, second bedroom, and another bathroom. The ground-level third bedroom/flex space sets this home apart. With a private entrance, kitchenette, ¾ bath, and soaring 11-foot ceilings, it can also be a home office, guest suite, or creative studio with potential for additional income. Top it all off, a 700+ SF private rooftop terrace has Trex decking, gas hookup, Mt. Rainier and city views, and plenty of room to entertain. 92 Walk Score near 15th & 70th with easy access to Ballard dining, parks, and transit, plus dedicated driveway parking. Some photos virtually staged. 1% Financing Credit available via preferred lender.

6747 15th Avenue NW, Seattle

Listing Broker: Coldwell Banker Bain; Michael Kleinkemper; 314-755-6530; michael.kleinkemper@cbrealty.com

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98117 Homes with VA Loan Terms

Newest 98117 Homes with VA Loan Terms

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How much is your home worth?