98104 Homes with Conventional Terms

98104 Homes with Conventional Terms

Welcome to the vibrant heart of Seattle, nestled within the renowned 98104 zip code! This dynamic area is a delightful blend of urban sophistication and rich cultural heritage, making it one of the most sought-after neighborhoods in King County.

The 98104 zip code encompasses a bustling downtown landscape, where historic architecture meets modern living. Here, you’ll find an array of homes that cater to diverse lifestyles, from chic condominiums with breathtaking skyline views to charming historic buildings that exude character. The convenience of living in this area means you’re just steps away from an eclectic mix of restaurants, boutiques, and entertainment options, ensuring that there’s always something new to explore.

For those looking to settle down, homes in 98104 are available with conventional financing terms, making it easier for first-time buyers and seasoned investors alike to find their perfect property. The real estate market in this zip code is thriving, with a variety of options that accommodate different budgets and preferences. Whether you’re seeking a cozy apartment or a spacious loft, you’ll discover that the homes here are designed for comfort and style.

Additionally, the 98104 area is well-connected with public transportation, making commuting a breeze. With its proximity to major employers, cultural landmarks, and beautiful parks, living in this zip code means embracing the best that Seattle has to offer. Come and experience the charm of 98104, where urban living meets a sense of community!

Newest 98104 Homes with Conventional Terms

403 Terry Avenue Unit #206, Seattle
$450,000
2 Beds ⋅ 1 Baths ⋅ 2484291 MLS ⋅ ACTIVE Status
Welcome Home to First Hill's Terry Terrace #206, historic old world charm & one of the best kept secrets in Seattle! Like an unassuming geode, this condo keeps its sparkle a secret—until you step inside. A smart floor plan, 9 windows of light combined w/ high ceilings, crown molding, & picture rails, this home spans the full length of the building. 2 bdms & a full bath anchor one end of the condo, while the living, dining, & kitchen spaces stretch out on the other. The entryway is the ideal gallery space to showcase your favorite art. Freshly painted and move-in ready. EXCELLENT INVESTOR OPPORTUNITY- LOW HOA DUES, SHORT TERM (3 month) RENTAL, NO RENTAL CAP! Pet-friendly, & equipped w/in-unit W/D. Amenities include additional on-site laundry, bike storage,E-bike charging, a brand-new dog washing station, a new roof, new complex Entry doors, gated, secure entry. All of this in a high walkscore/walkable location where city life thrives—steps to restaurants, coffee shops, grocery markets, Frye Art Museum, Swedish and Harborview medical centers, public transportation, and quick access to 1-5.

403 Terry Avenue Unit #206, Seattle

Listing Broker: Windermere R E Mount Baker; Susan A. Cole; 206-915-3444; scole@windermere.com

905 Cherry Street Unit #706, Seattle
$225,000
1 Baths ⋅ 2592109 MLS ⋅ ACTIVE Status
Penthouse studio with stunning Puget Sound and city views! This charming top-floor unit offers an ideal in-city retreat with exposed brick, warm wood floors, and a Murphy bed for flexible living and sleeping space. Enjoy access to a secure community garden and inviting outdoor patio area—perfect for relaxing or entertaining. Additional highlights include a private storage unit, no rental cap, pet-friendly community, and no special assessments. With a Walk Score of 97, you’re ready for the best of Seattle’s dining, shopping, entertainment, transit, and nightlife. Centrally located and full of character, this is city living at its best!

905 Cherry Street Unit #706, Seattle

Listing Broker: Windermere Real Estate Midtown; Karla Sullivan; 206-650-2735; ksullivan@windermere.com

590 1st Avenue S Unit #612, Seattle
$350,000
1 Beds ⋅ 1 Baths ⋅ 2589056 MLS ⋅ ACTIVE Status
Welcome to the bold and beautiful Gridiron Condominiums, located in the heart of Seattle's original neighborhood- Pioneer Square! This unique community is perched on top of the historic Old Johnson's Plumbing Building and perfectly represents Seattle's rich history and modernized future. Your 1 bed, 1 bath unit is move-in ready with high-end finishes and a spacious and efficient layout. There are two large closets for storage, full-sized washer/dryer, and an oversized bathroom vanity. Your living room boasts large windows, space for hosting, and a nook perfect for a desk. They say that a condo community is an extension of your home and this building is second to none! Enjoy a secure lobby with 24 hour concierge, package storage, security, a pet lounge & play area, dog wash station, penthouse lounge with kitchen & TVs, fitness center, co-working lounge, rooftop terrace with 360 degree views, outdoor dining & gas grills, wine/bike/personal storage, and a truly unbeatable location. Whether you're new to the city or have called Seattle home for years, you fall in love with all that Seattle has to offer. Just moments away from Lumen Field, Pike Place Market, Waterfront Park, and a plethora of parks, museums, shopping, and restaurants, you're also steps away from major bus, ferry, and light rail lines. No rental cap makes this a solid investment as well, welcome home!

590 1st Avenue S Unit #612, Seattle

Listing Broker: SASH Realty; Brandon Tuttle; 425-923-4073; brandon@sashrealty.com

905 Cherry Street Unit #706, Seattle
$225,000
1 Baths ⋅ 2591379 MLS ⋅ ACTIVE Status
Penthouse studio with stunning Puget Sound and city views! This charming top-floor unit offers an ideal in-city retreat with exposed brick, warm wood floors, and a Murphy bed for flexible living and sleeping space. Enjoy access to a secure community garden and inviting outdoor patio area—perfect for relaxing or entertaining. Additional highlights include a private storage unit, no rental cap, pet-friendly community, and no special assessments. With a Walk Score of 97, you’re ready for the best of Seattle’s dining, shopping, entertainment, transit, and nightlife. Centrally located and full of character, this is city living at its best!

905 Cherry Street Unit #706, Seattle

Listing Broker: Windermere Real Estate Midtown; Karla Sullivan; 206-283-8080; ksullivan@windermere.com

1301 Spring Street Unit #PH32, Seattle
$8,500,000
4 Beds ⋅ 6 Baths ⋅ 2591231 MLS ⋅ ACTIVE Status
Spanning nearly 7,000 square feet, the unrivaled full-floor penthouse at First Hill Plaza commands unobstructed 360-degree views from Seattle’s highest residential elevation - sharing the same altitude as the iconic Space Needle. Walls of glass capture sweeping views of the city skyline, the Olympic and Cascade ranges, Lake Washington, Lake Union, Bellevue, Elliott Bay, and Mt. Rainier - merging into a single, ever-changing panorama. A comprehensive remodel by Jay Deguchi in collaboration with George Suyama honors the original architecture while inviting natural light deep into every room. Arrive through a serene, highly secure lobby with 24-hour concierge service, newly refined by designer Susan Marinello. From there, private elevators deliver you to the 32nd-floor penthouse lobby. The generous floor plan includes four fully en-suite bedrooms, a guest suite with full kitchenette, a wood-paneled library, a custom bronze wet bar, a private fitness room, two expansive view terraces, and six secured parking stalls. The amenities are equally exceptional: an indoor pool, spa, patrolled security, a 24 hour concierge, and a private tennis court; a distinction no other residential Seattle building can claim. A home of this provenance and scale is seldom available. Seller financing may be considered.

1301 Spring Street Unit #PH32, Seattle

Listing Broker: Coldwell Banker Bain; Terry Allen; 425-417-6161; terryallen@cbbain.com

590 1st Avenue S Unit #504, Seattle
$499,950
1 Beds ⋅ 1 Baths ⋅ 2588930 MLS ⋅ ACTIVE Status
Experience the best of Pioneer Square living from this west-facing home at the iconic Gridiron. A steel and glass modern building on top of a century old brick landmark. One of the more desirable floor plans featuring 740 sq/ft. with a rare full-size private deck with views of downtown, Elliott Bay and the Olympic Mountains. Inside, enjoy hardwood floors, central A/C, in-unit laundry and upscale finishes throughout. Premium kitchen with quartz, stainless steel appliances, gas cooking and generous workspace. Bedroom features a walk-in closet. Extra wide 11’ parking space in the secure garage plus a 5ft x 3.3ft storage unit. 24-hour concierge, fitness center, resident lounge, wine storage, bike storage, dog run and an incredible rooftop terrace with BBQs and 360 degree views of Seattle! Sports fans have a front-row seat just steps from Lumen Field and T-Mobile Park, with rooftop views directly into the Mariners stadium. Enjoy the waterfront, dining, galleries, ferries and King Street Station right outside your door. With a 100 Transit Score and 93 Walk Score this is truly one of Seattle’s most connected neighborhoods.

590 1st Avenue S Unit #504, Seattle

Listing Broker: KW Greater Seattle; Stacey A. Brower; 206-491-1200; Stacey@kendratoddgroup.com

590 1st Avenue S Unit #901, Seattle
$399,000
1 Beds ⋅ 1 Baths ⋅ 2588536 MLS ⋅ ACTIVE Status
GRIDIRON pairs contemporary living with Pioneer Square character, rising (set atop) within one of Seattle’s iconic brick landmarks, & anchored by an on-site restaurant. High above, this corner 1BR/1BA offers 9' ceilings and is designed for effortless flow. Enter to a modern kitchen opening to dining + living, then loop through the bedroom to in-unit laundry and a spa-like bath with oversized shower. Large windows frame Pier 46, Elliott Bay, & the Olympic Mountains. Enjoy central A/C and 24/7 concierge service. Top-floor amenities include wine locker + lounge, fitness, a pet area, & a wraparound deck with entertaining areas, BBQs, and night views of the skyline and Great Wheel. Plus a pet wash station & bike storage on the 4th floor. Steps to Lumen Field, T-Mobile Park, WaMu Theater & other events. At the hub of Seattle transit with Seattle Streetcar, Link Light Rail, Sounder, Amtrak, & the downtown bus corridor close by. Seattle’s revitalized Waterfront, Ferries & Water Taxi's are minutes away. Don’t miss this Pioneer Square home base at Gridiron.

590 1st Avenue S Unit #901, Seattle

Listing Broker: Windermere Real Estate Midtown; Larry Wilcynski; 206-331-3960; larry@wilcynskipartners.com

1301 Spring Street Unit #5A, Seattle
$675,000
2 Beds ⋅ 2 Baths ⋅ 2586451 MLS ⋅ ACTIVE Status
Perched on the 5th floor at First Hill Plaza — a striking steel-and-concrete tower — this northeast-facing two-bedroom residence lives level with the treetops, wrapped in walls of glass that flood one of the building's most efficient floor plans with natural light. The open kitchen has been beautifully renovated with stainless steel appliances and quartz countertops, equally suited to quiet mornings and entertaining. The primary suite is a true retreat — spacious enough for a king bed with room to spare, anchored by a spa-like bath with a soaking tub and separate walk-in shower. Rare for the neighborhood: one oversized parking space and a large private storage unit, offering everyday convenience you won't find just anywhere downtown. Step into a newly renovated lobby with round-the-clock concierge, then head upstairs to resort-caliber amenities — laps in the rooftop pool, friendly competition on the private tennis and pickleball court, and an on-site guest suite for visitors. All of it minutes from the very best of what Seattle has to offer.

1301 Spring Street Unit #5A, Seattle

Listing Broker: COMPASS; Joe Bills; 206-856-8736; Joe.Bills@compass.com

905 Cherry Street Unit #102, Seattle
$229,950
1 Beds ⋅ 1 Baths ⋅ 2587014 MLS ⋅ ACTIVE Status
Smart First Hill condo offering an efficient layout, updated finishes & exceptional flexibility for city living or investment. This 1-bedroom, 1-bath home makes excellent use of its 505 sq ft with an inviting living area, engineered wood flooring & a comfortable bedroom with durable commercial-grade carpet. The kitchen features stainless steel appliances & practical workspace for everyday living. Step outside to the shared patio, a peaceful spot for morning coffee, outdoor dining or tending the community garden planters. Nine Cherry Square offers a secure, convenient setting with elevator access & no rental cap, creating appealing options for owner occupants, pied-à-terre use or mid-term furnished rentals. Outstanding First Hill location just blocks from Harborview, Swedish First Hill & Virginia Mason, with easy access to Seattle University, downtown, Capitol Hill, restaurants, coffee, transit & everyday amenities.

905 Cherry Street Unit #102, Seattle

Listing Broker: eXp Realty; Spencer Bowen; 206-920-9144; spencer@alliance.properties

800 Columbia St Unit #808, Seattle
$449,999
1 Beds ⋅ 1 Baths ⋅ 2587097 MLS ⋅ ACTIVE Status
Experience refined modern living in this beautiful one-bedroom at Graystone, an award-winning 34-story high-rise in Seattle’s sought-after First Hill neighborhood. This light-filled residence features floor-to-ceiling glass curtain wall, soaring ceilings, and expansive west-facing views of the Seattle skyline, Elliott Bay, Olympic Mountains, and iconic St. James Cathedral.The thoughtfully designed open layout offers comfortable living space, with clean modern lines and an effortless flow between living, dining, and kitchen areas. The sleek galley kitchen features Bosch appliances, gas cooktop, and generous cabinetry, while the full-size Electrolux washer/dryer and deep storage closet add convenience. The bedroom provides a private retreat and contemporary bathroom with standing glass shower. High-performance windows and quality construction provide excellent sound insulation.Graystone offers 24/7 concierge, fitness center, co-working lounge, video game lounge, and landscaped plaza with water features. The signature rooftop club level features an integrated 360-degree indoor/outdoor amenity space, wine bar, media room, lounge, and expansive terraces with panoramic views from Mt. Baker to Mt. Rainier, the Cascades and Olympics. Ideally located between Downtown and Capitol Hill, with light rail, transit, dining and parks nearby. HOA dues include garbage, natural gas, sewer, and water. Virtually Staged. Parking may be available for purchase.

800 Columbia St Unit #808, Seattle

Listing Broker: Kelly Right RE of Seattle LLC; Nirnay Bansal; 425-842-4368; foxgloverealty@gmail.com

668 S Lane Street Unit #704, Seattle
$370,000
2 Beds ⋅ 2 Baths ⋅ 2586635 MLS ⋅ PENDING - BACKUP OFFER REQUESTED Status
Top-floor SW corner unit with panoramic views of Elliott Bay, the Olympic Mountains, Seattle skyline & beyond! This bright 2BR/2BA home is filled with natural light from expansive windows and features two private balconies, an open-concept living/dining area, kitchen with large island & granite counters, spacious primary suite with private bath, fresh interior paint, in-unit laundry & 1 assigned parking space. Enjoy building amenities including fitness center, elegant lobby, fountain terrace with BBQ & clubhouse with full kitchen and lounge. Prime International District location near restaurants, markets, light rail, waterfront, Pioneer Square, T-Mobile Park & Lumen Field. Walk Score 98. No rental cap which is ideal for owner occupants or investors.

668 S Lane Street Unit #704, Seattle

Listing Broker: Kelly Right RE of Seattle LLC; Anna Ngo; 206-399-1587; annachu.re@gmail.com

1301 Spring Street Unit #PH32, Seattle
$8,500,000
4 Beds ⋅ 6 Baths ⋅ 2581444 MLS ⋅ ACTIVE Status
Spanning nearly 7,000 square feet, the unrivaled full-floor penthouse at First Hill Plaza commands unobstructed 360-degree views from Seattle’s highest residential elevation - sharing the same altitude as the iconic Space Needle. Walls of glass capture sweeping views of the city skyline, the Olympic and Cascade ranges, Lake Washington, Lake Union, Bellevue, Elliott Bay, and Mt. Rainier - merging into a single, ever-changing panorama. A comprehensive remodel by Jay Deguchi in collaboration with George Suyama honors the original architecture while inviting natural light deep into every room. Arrive through a serene, highly secure lobby with 24-hour concierge service, newly refined by designer Susan Marinello. From there, private elevators deliver you to the 32nd-floor penthouse lobby. The generous floor plan includes four fully en-suite bedrooms, a guest suite with full kitchenette, a wood-paneled library, a custom bronze wet bar, a private fitness room, two expansive view terraces, and six secured parking stalls. The amenities are equally exceptional: an indoor pool, spa, patrolled security, a 24 hour concierge, and a private tennis court; a distinction no other residential Seattle building can claim. A home of this provenance and scale is seldom available. Seller financing may be considered.

1301 Spring Street Unit #PH32, Seattle

Listing Broker: Coldwell Banker Bain; Terry Allen; 425-417-6161; terryallen@cbbain.com

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