98101 Homes under $500,000

98101 Homes under $500,000

Welcome to the vibrant heart of Seattle, where the zip code 98101 offers an exciting blend of urban living and natural beauty. Nestled in King County, this bustling area is renowned for its stunning skyline, rich cultural scene, and proximity to breathtaking waterfront views. Whether you're a first-time homebuyer or looking to downsize, you'll be delighted to discover that homes under $500,000 are indeed within reach in this dynamic neighborhood.

Living in 98101 means immersing yourself in the energy of Seattle. From the iconic Space Needle to the lively Pike Place Market, this area is a hub of activity and convenience. Enjoy a morning coffee from a local café, explore unique boutiques, or take a leisurely stroll along the waterfront. With an array of restaurants serving everything from fresh seafood to international cuisine, your culinary adventures will never be dull.

For those seeking affordable housing options, 98101 offers a variety of charming homes that cater to diverse lifestyles. You can find cozy condos, modern apartments, and even some quaint townhouses—all priced under $500,000. These homes provide a perfect balance of comfort and accessibility, allowing you to enjoy all that Seattle has to offer without breaking the bank.

In addition to its affordability, the 98101 area boasts excellent public transportation links, making it easy to navigate the city and beyond. With a thriving arts scene, top-rated schools, and ample green spaces, this neighborhood truly has it all. Discover your dream home in Seattle's 98101 zip code, where urban living meets affordability!

Newest 98101 Homes under $500,000

121 Stewart Street Unit #606, Seattle
$359,000
1 Baths ⋅ 2594071 MLS ⋅ FIRST LOOK Status
A true one-of-one at The Emerald, this exceptional residence is the largest studio in the building, offering a uniquely spacious and versatile layout. Thoughtfully designed to maximize both style and functionality, the home features a built-in Murphy bed that seamlessly opens up the living room for additional furnishings- or creating the flexibility of an additional separate sleeping area without sacrificing room to entertain. Upgraded custom ceramic tile flooring adds a distinctive architectural touch throughout, complementing the warm wood cabinetry, sleek finishes, and integrated Bosch appliances in the contemporary kitchen. Generous storage, expansive windows, and a thoughtfully designed floor plan further elevate this rare offering. Enjoy the best of downtown Seattle living at The Emerald, just moments from Pike Place Market, the waterfront, and the city's celebrated dining and entertainment. A truly unique opportunity in one of Seattle's premier residential towers. Parking rentable in nearby garages. Photos have been virtually staged. Enjoy a guest suite, spacious fitness center, and the best rooftop in town wrapping around the 39th floor.

121 Stewart Street Unit #606, Seattle

Listing Broker: COMPASS; Kyle Weber; 206-705-9255; kweber@compass.com

1400 Hubbell Place Unit #810, Seattle
$419,000
2 Beds ⋅ 2 Baths ⋅ 2598962 MLS ⋅ ACTIVE Status
Live in the heart of Downtown Seattle at the iconic Elektra! This rare, light-filled 8th-floor condo is one of the building's highly coveted 2-bedroom, 2-bathroom layouts, making it ideal for urban living, roommates, or a high-performing investment. West-facing floor-to-ceiling windows flood the space with natural light while capturing picturesque city views and breathtaking evening sunsets. Enjoy a bright interior featuring fresh paint in the living room and the ultra-rare convenience of full-sized in-unit laundry. Complete with a dedicated storage unit on same floor as unit and a deeded parking spot conveniently located on the street level in the secure garage. The Elektra is a concrete & steel building (Mid-century concrete building structure helps dampen sound between units compared to wood-frame construction.) sitting at the triad of Downtown, First Hill, and Capitol Hill. Steps to the Convention Center, Pike Place Market, Light Rail, hospitals, dining, and nightlife. Unbeatable investment flexibility with NO rental cap and short-term rentals (Airbnb/VRBO) allowed! Exceptional building amenities include concierge service, two panoramic rooftop decks with city views, two guest suites, a community rec room, and a fenced dog walk area. Comprehensive HOA dues cover central heating, hot water, water, sewer, garbage, and high-speed internet. Pet-friendly with no restrictions your perfect in-city sanctuary or turnkey rental asset awaits!

1400 Hubbell Place Unit #810, Seattle

Listing Broker: KW Greater Seattle; Cheyenne Gillooly; 206-962-0801; cheyenne@kw.com

1221 Minor Avenue Unit #4, Seattle
$349,000
1 Beds ⋅ 1 Baths ⋅ 2598489 MLS ⋅ FIRST LOOK Status
Mid-century style meets exceptional space in this bright Sutton Place condo. Freshly painted interiors, tall ceilings, and Sputnik-style lighting set the scene for an expansive living/dining area with room to entertain or unwind at the end of the day. The updated kitchen pairs white cabinetry with quartz counters and stainless-steel appliances. A generous bedroom, extraordinary closet space, and a bath with a large vanity, built-in storage, and attractive tub tile bring everyday comfort. Two entrances, including direct exterior access, add ground-floor convenience. Enjoy an outdoor pool and building parking, plus First Hill cafés, parks, and the Frye Art Museum nearby. Downtown shopping, theaters, dining, and Capitol Hill nightlife are within easy reach, with transit and major medical centers close at hand. An inviting home with room to live beautifully.

1221 Minor Avenue Unit #4, Seattle

Listing Broker: Windermere RE Greenwood; Junior Torres; 206-854-5596; junior@windermere.com

121 Stewart Street Unit #501, Seattle
$495,000
1 Beds ⋅ 1 Baths ⋅ 2594867 MLS ⋅ ACTIVE Status
Pike Place is your corner store. Residence 501 at The Emerald, downtown Seattle’s 40-story landmark at 2nd & Stewart, puts the city’s greatest hits within a few blocks: the Market and the original Starbucks two blocks west, the Moore Theatre one block north, the new Overlook Walk and revitalized waterfront, Seattle Aquarium, and the Great Wheel just down the hill. Westlake Center and the Monorail are two blocks east, and Westlake Station’s light rail carries you to Capitol Hill, the stadiums, or Sea-Tac without touching a car. Seattle Art Museum and Benaroya Hall are a five-minute stroll; the Space Needle, Climate Pledge Arena, and Pioneer Square an easy walk or a short ride. Inside, floor-to-ceiling glass draws the city’s brick and terra cotta into a light-filled open plan: wide-plank hardwoods, custom wood cabinetry, a gas cooktop and stainless appliances set against a veined slab backsplash. The bedroom frames its own slice of skyline; a spa bath, full-size in-unit laundry, and a dedicated work nook finish it out. Then take the elevator up: a glass-wrapped sky lounge with panoramic Elliott Bay views, rooftop terraces with fire pit, outdoor kitchen and al fresco dining, plus fitness center, yoga studio, dog run and pet spa, and 24-hour concierge. Built in 2020, The Emerald offers the rare combination of new construction, a true walk-everywhere address, and a lock-and-leave lifestyle in the heart of the city.

121 Stewart Street Unit #501, Seattle

Listing Broker: Redfin; Macartney McQuery; 253-266-7604; Macartney.mcquery@redfin.com

121 Stewart Street Unit #503, Seattle
$478,000
1 Beds ⋅ 1 Baths ⋅ 2594121 MLS ⋅ ACTIVE Status
Luxury high-rise living steps from Pike Place Market, the waterfront, and some of Seattle’s best restaurants and bars. Welcome to Emerald, where elevated finishes, resort-style amenities, and an unbeatable downtown location come together for effortless city living. Unit 503 offers one of the building’s most spacious one-bedroom layouts, thoughtfully designed to maximize both space and functionality. A versatile den space provides the perfect spot for a work-from-home setup or cozy seating nook. Soaring ceilings, hardwood floors, floor-to-ceiling windows, and central A/C create a bright and comfortable interior. The well-appointed kitchen is equally suited for everyday living and entertaining, featuring sleek cabinetry, custom countertops, and a gas range. The spa-inspired bathroom includes a large soaking tub, while the spacious walk-in closet provides exceptional storage. Beyond the residence, Emerald offers an impressive collection of amenities, including 24/7 concierge service, a fitness center, yoga studio, pet run and lounge, and multiple resident lounges and view decks showcasing panoramic views of the Space Needle, Elliott Bay, Lake Union, and Downtown Seattle. Enjoy sophisticated city living with the best of Seattle right outside your door.

121 Stewart Street Unit #503, Seattle

Listing Broker: Windermere RE/Capitol Hill,Inc; Jimmy Chuang; 206-422-0600; jimmychuang@windermere.com

1420 Terry Avenue Unit #OU, Seattle
$495,000
1 Baths ⋅ 2594492 MLS ⋅ ACTIVE Status
Rare opportunity to own this versatile commercial space in the beautifully maintained Meridian building! This unique studio-style space features five private rooms, ideal for office use or creative workspaces. Includes a half bath, 3 secure parking spaces, and 4 secure storage units. Enjoy peace of mind with this secure building with 24 hour security and concierge in this professionally managed building. A flexible, functional space perfect for small businesses, with an excellent location close to walkable local amenities. Virtually Staged

1420 Terry Avenue Unit #OU, Seattle

Listing Broker: COMPASS; Lisa Shilling; 206-930-1538; lisa.shilling@compass.com

819 Virginia St Unit #3008, Seattle
$420,000
1 Beds ⋅ 1 Baths ⋅ 2593438 MLS ⋅ ACTIVE Status
Experience elevated urban living at The Cosmopolitan, ideally located in the heart of downtown Seattle. This inviting 1-bedroom, 1-bathroom residence features an open-concept layout complemented by floor-to-ceiling windows, rich espresso hardwood floors, granite countertops, stainless steel appliances, and a private balcony. Enjoy the convenience of in-unit laundry, air conditioning, one secure parking space, and a dedicated storage unit.The Cosmopolitan offers an impressive collection of amenities designed for comfort and convenience, including 24-hour concierge service, a fitness center, indoor hot tub, sauna, resident lounge and party room, conference and business facilities, and a rentable guest suite. Take in breathtaking 360-degree panoramic views of Seattle from the spectacular rooftop deck perfect for entertaining or unwinding above the city.Enjoy an unbeatable location near Amazon, Whole Foods, Westlake Center, premier shopping, popular restaurants, and convenient public transportation. With the vibrant South Lake Union neighborhood and Seattle’s best dining, shopping, and entertainment just moments away, this residence offers the perfect blend of modern comfort, convenience, and sophisticated city living.

819 Virginia St Unit #3008, Seattle

Listing Broker: VIP International R/E Group; Kimberly H Vuong; 206-992-1605; kimberlyvuong80@gmail.com

1000 Union St Unit #315, Seattle
$220,000
1 Beds ⋅ 1 Baths ⋅ 2590019 MLS ⋅ ACTIVE Status
Welcome to The Talisman, a distinctive Mid-Century concrete-and-steel building designed by architect Keith Nissen in 1965. Located between First Hill, Capitol Hill and Downtown Seattle, this updated studio offers soaring ceilings, oversized windows and an open layout filled with natural light.Fresh paint, updated cabinetry and clean finishes make the space feel bright and move-in ready. The flexible floor plan provides room for living, dining, sleeping and working from home.Building amenities include secure entry, elevator, exercise room, sauna, shared laundry and storage. Close to Harborview, Swedish, Virginia Mason, restaurants, cafés, shopping and transit. A great opportunity to own a unique Seattle condo in a highly walkable location.

1000 Union St Unit #315, Seattle

Listing Broker: Windermere Real Estate Midtown; Candace Hagen; 206-607-7907; candacehagen@windermere.com

1420 Terry Avenue Unit #603, Seattle
$299,900
1 Beds ⋅ 1 Baths ⋅ 2589312 MLS ⋅ ACTIVE Status
Experience the best of First Hill living at The Meridian, a premier full-service condominium offering 24-hour concierge service, secure garage parking, and resort-style amenities including a fitness center, spa, theater room, billiards lounge, conference room, and secure entry. This light-filled sixth-floor residence features 1 bedroom, 1 bathroom, and 616 Sq Ft of thoughtfully designed living space with central air conditioning, a gas fireplace, gas range, in-unit laundry, private storage, and a covered balcony perfect for morning coffee or relaxing after a day in the city. The functional kitchen offers stylish tile finishes and an efficient layout, while expansive windows fill the home with abundant natural light. Ideally located just moments from Virginia Mason, Swedish Medical Center, Downtown Seattle, Capitol Hill, South Lake Union, and the Pike/Pine corridor, you'll enjoy exceptional access to the Starbucks Reserve Roastery, neighborhood cafés, restaurants, shopping, grocery stores, and nearby transit. Whether you're commuting to Seattle's major medical centers, exploring the city's vibrant nightlife, or enjoying a weekend at Pike Place Market, this home offers the perfect blend of comfort, convenience, and vibrant urban living. Welcome Home!

1420 Terry Avenue Unit #603, Seattle

Listing Broker: John L. Scott, Inc.; Andy Sather; 206-234-4897; andysather@johnlscott.com

121 Stewart Street Unit #1502, Seattle
$399,000
1 Beds ⋅ 1 Baths ⋅ 2589935 MLS ⋅ ACTIVE Status
NEW PRICE! Don't miss this great one-bedroom at The Emerald in the heart of Seattle. One block from Pike Place! This unit lives large with a sizable bedroom and large closet. Enjoy high windows filling the living room with tons of light. High end finishes make you right at home in a rare kitchen with space for a table. For the views, head up to the 39th floor for the owners’ clubroom with endless west-facing views. City-view room with sliding windows opens to the rooftop patio with a fireplace for year-round enjoyment. Other amenities include a large gym, yoga/dance studio and pet run. Ditch the car with a Walkscore of 99 plus The Emerald’s onsite electric car share program. If you need parking, multiple options available at nearby hotels!

121 Stewart Street Unit #1502, Seattle

Listing Broker: Urban Living; Land Cook; 207-570-9823; land@urbnlivn.com

1400 Hubbell Place Unit #1111, Seattle
$299,900
1 Beds ⋅ 1 Baths ⋅ 2584125 MLS ⋅ ACTIVE Status
Rare investment opportunity in the heart of the city — no rental cap and no restrictions on short-term rentals, a genuine rarity among downtown Seattle condo buildings. This 1BR/1BA home at the Elektra sits right on "Pill Hill," with Swedish, Virginia Mason, and Harborview all within blocks — a built-in tenant base of traveling nurses and medical staff for anyone thinking investment. You're also a short walk up to Capitol Hill's Pike/Pine corridor for restaurants and nightlife, and an easy flat walk down to the Seattle Convention Center and Pike Place Market. Inside, enjoy updated flooring throughout, in-unit washer/dryer hookups, and windows framing mature tree canopy with skyline glimpses beyond. The kitchen offers a stainless refrigerator, dishwasher, and glass-top range. The Elektra is a well-located concrete high-rise with concierge service, a community room, guest suite, and two rooftop decks with 360-degree views — sunset over the Sound, and skyline in every direction. There's also a dedicated pet area for easy walks with your four-legged roommate.

1400 Hubbell Place Unit #1111, Seattle

Listing Broker: Keller Williams Realty PS; Brett Safford; 503-970-1322; brettsafford@kw.com

819 Virginia Street Unit #2710, Seattle
$435,000
1 Beds ⋅ 1 Baths ⋅ 2581867 MLS ⋅ ACTIVE Status
Morning starts 27 floors above the city, with Lake Union out the windows and Seattle slowly coming to life below. The north-facing outlook feels open and expansive, framed by floor-to-ceiling glass that keeps the view with you throughout the day. Coffee on the balcony, dinner with the fireplace on, or a quiet afternoon working from the separate den, this is a home that gives you space to settle in without ever feeling disconnected from the city around you. The open kitchen with gas cooking flows easily into the living and dining areas, while the spacious bedroom, walk-in closet, central A/C, secure parking and storage make everyday life remarkably easy. Downstairs, The Cosmopolitan adds 24-hour concierge, fitness center, sauna and spa, guest suite, residents’ lounge, business center and rooftop terrace. Step outside and Downtown, South Lake Union, Whole Foods, light rail, restaurants and some of Seattle’s best city living are all right there. Up here, though, it feels like your own little perch above it all.

819 Virginia Street Unit #2710, Seattle

Listing Broker: Windermere Mercer Island; Luke Bartlett; 206-504-4396; luke@welcomehomeseattle.com

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