98101 Homes with FHA Terms

98101 Homes with FHA Terms

Welcome to the vibrant heart of Seattle, Washington, where the zip code 98101 beckons with an enticing blend of urban sophistication and natural beauty. This dynamic area is not just a hub of activity; it's a lifestyle. Nestled in King County, 98101 is surrounded by iconic landmarks, bustling markets, and stunning waterfront views, making it a prime location for both residents and investors alike.

As you explore the neighborhoods within this zip code, you'll discover a diverse array of homes that cater to various tastes and preferences. From sleek high-rise condos with breathtaking skyline views to charming historical buildings that exude character, there’s something for everyone. Notably, many of these homes qualify for FHA financing, making homeownership more accessible for first-time buyers and those looking to invest in Seattle’s thriving real estate market.

Living in 98101 means having the best of Seattle at your doorstep. Enjoy a leisurely stroll through Pike Place Market, indulge in world-class dining, or take a scenic ferry ride across Puget Sound. With excellent public transportation options and a walkable layout, residents can easily navigate the city’s vibrant arts scene, shopping districts, and lush parks.

Whether you’re searching for your dream home or considering an investment opportunity, the allure of 98101 is undeniable. Embrace the Seattle lifestyle in a community that celebrates innovation, culture, and the stunning natural landscape of the Pacific Northwest. Your new home awaits!

Newest 98101 Homes with FHA Terms

1808 Minor Avenue Unit #2100, Seattle
$495,000
1 Beds ⋅ 1 Baths ⋅ 2582906 MLS ⋅ ACTIVE Status
Feel the vibrant pulse of the city this summer from this south-facing, light-filled unit at Nexus. Perched 21 floors above the city with incredible views from every window, this is your gateway to being at the heart of Seattle's best dining, nightlife, sports & cultural events - everything you love is at your fingertips! Brand new engineered hardwood floors sparkle in warm natural light, perfectly accenting Nexus' renowned finishes & design. You have endless options for dining out & takeout within blocks, but when you feel like staying in, this kitchen delivers an unmatched cooking experience w/ sleek cabinetry, high-end appliances by Blomberg & Fulgor-Milano, Grohe fixtures & abundant storage space. Soft morning light pours into the open bedroom to softly wake you while the city comes to life below. Use the versatile den as a home office or reading nook, or add a slider to make it a private guest space. In-unit laundry, designated garage parking/storage & no rental cap add long-term value whether you plan to live or invest here. Nexus is the Denny Triangle's premier LEED Gold certified residence with unmatched luxury amenities for its residents: guest suites, a dog lounge/wash, high-end fitness center & yoga studio, chic owner's lounges, co-working space, a 24hr concierge to help with your every need, & a must-see Sky Terrace w/ year-round panoramic views of Lake Union & downtown. This is urban living at its finest.

1808 Minor Avenue Unit #2100, Seattle

Listing Broker: RE/MAX Northwest; Michael Schafer; ;

1519 3rd Avenue Unit #504, Seattle
$394,900
1 Beds ⋅ 1 Baths ⋅ 2577861 MLS ⋅ ACTIVE Status
Historic Elegance Meets Urban Living. Own a piece of Seattle’s architectural legacy. Light-filled corner unit by George Suyama, just steps from Pike Place Market, the waterfront, and cultural landmarks. Set in the landmarked Fischer Studio Building—built in 1913 for musicians, reimagined by Ralph Anderson in 1980 - it blends timeless character with modern updates. Designed for smart use of space, it features large windows and generous storage. Recent building upgrades include a new roof, plumbing, electrical, and elevator, all overseen by a proactive HOA. Pet-friendly, no rental cap, and rental parking nearby. Light rail is right across the street. Ideal as a home, pied-à-terre, or investment—especially with the neighborhood revitalizations lasting well beyond the World Cup!

1519 3rd Avenue Unit #504, Seattle

Listing Broker: eXp Realty; Brian Flora; ;

121 Stewart Street Unit #905, Seattle
$512,000
2 Beds ⋅ 1 Baths ⋅ 2572355 MLS ⋅ ACTIVE Status
Experience refined urban living at The Emerald, just 1 block from iconic Pike Place Market and 2 blocks to water front.This elegant 2-bedroom, 1-bath residence on the 9th floor offers a peaceful retreat in the heart of downtown Seattle, surrounded by world-class dining, shopping, entertainment, and convenient transit. Residents enjoy an exceptional collection of luxury amenities, including 24-hour concierge service, a state-of-the-art fitness center, dance studio, meeting rooms, a beautifully appointed party lounge with kitchen, guest suite and pet spa. The rooftop terrace and sky lounge provide breathtaking views of Puget Sound and the vibrant city skyline, completing a lifestyle of comfort,sophistication,and convenience.Virtually Staging.

121 Stewart Street Unit #905, Seattle

Listing Broker: John L. Scott, Inc; Jimmy Tang; 425-919-3825; jimmyt@johnlscott.com

121 Stewart Street Unit #3704, Seattle
$2,699,000
3 Beds ⋅ 3 Baths ⋅ 2571621 MLS ⋅ ACTIVE Status
Positioned on the coveted southwest corner of The Emerald, this extraordinary 1,770-square-foot residence showcases panoramic vistas stretching from Puget Sound to the Olympic Mountains, delivering spectacular sunsets night after night. Anchoring the experience is a striking view of Mount Rainier—perfectly framed from every room and serving as a constant reminder of the Pacific Northwest's natural beauty. Soaring 12-foot ceilings and walls of glass amplify the sense of scale, filling the home with natural light and creating a seamless connection between the interior and the landscape beyond. The open-concept living spaces flow effortlessly into a designer kitchen appointed with Miele appliances and an oversized island designed for gathering. With three bedrooms, three bathrooms, and one parking space, this is a rare opportunity to own one of The Emerald's most sought-after floorplans—where Seattle's skyline, water, mountains, and sunsets become part of everyday life. Residents enjoy access to The Emerald's collection of luxury amenities, including a full-floor fitness center, yoga studio, pet run and pet spa, guest suite, private event spaces, co-working lounges, and a spectacular rooftop retreat complete with indoor and outdoor entertaining areas. Located in the heart of downtown Seattle, you're just moments from Pike Place Market, the waterfront, world-class dining, sporting events, and the city's premier arts and cultural destinations.

121 Stewart Street Unit #3704, Seattle

Listing Broker: COMPASS; Kyle Weber; 206-705-9255; kweber@compass.com

121 Stewart Street Unit #3700, Seattle
$5,890,000
4 Beds ⋅ 5 Baths ⋅ 2571617 MLS ⋅ ACTIVE Status
A once-in-a-generation, true one-of-one opportunity to create one of Seattle’s most extraordinary private residences. Spanning the entire coveted western exposure of The Emerald's 37th floor, this remarkable offering will combine neighboring two-bedroom and three-bedroom residences, creating the potential for a bespoke 4-bedroom, 4.5-bath home encompassing 3,371 square feet with panoramic views stretching from the Space Needle to Mount Rainier, while capturing breathtaking sunsets over Puget Sound and the Olympic Mountains. A significant portion of the groundwork necessary to create a unified residence has already been completed through amendments to the condominium declaration, allowing the next owner to focus on bringing their vision to life. Renowned Seattle architecture firm Olson Kundig was engaged to envision the residence’s full potential, creating a sophisticated concept that transforms the space into an estate-scale home in the sky. The featured renderings and floorplans illustrate this vision. Buyers may choose to pursue the Olson Kundig concept or create a custom design uniquely their own. Physical integration of the residences remains to be completed by the purchaser and may be subject to any required approvals. When realized, this residence will represent one of the most significant homes in downtown Seattle—offering house-scale living, unrivaled view frontage, and a level of privacy and scale rarely available in a luxury high-rise.

121 Stewart Street Unit #3700, Seattle

Listing Broker: COMPASS; Kyle Weber; 206-705-9255; kweber@compass.com

121 Stewart Street Unit #1306, Seattle
$379,000
1 Baths ⋅ 2563638 MLS ⋅ ACTIVE Status
Stunning luxury unit at The Emerald. Stands at the heart of Seattle's premier address. One block from Pike Place Market and two blocks from the newly reimagined Seattle’s waterfront. The unit features floor-to-ceiling windows with abundant sunlight. Spacious living room, White Oak hardwood floor, custom cabinets, high-end Bosch appliances, a spacious spa-like bath, full-size washer/dryer, custom shades. Enjoy your amenities including 24/7 concierge, fitness center, yoga studio, pet spa and dog run, guest suite, stylish resident lounge, and expansive indoor/outdoor rooftop gathering spaces. Do not miss this one and elevate your luxury fun living at downtown Seattle.

121 Stewart Street Unit #1306, Seattle

Listing Broker: eLink Realty; Joe Zhou; 206-788-7488; rentals@elinkrealty.com

300 Virginia Street Unit #3103, Seattle
$450,000
1 Baths ⋅ 2554049 MLS ⋅ ACTIVE Status
Perched on the 31st floor, this best-priced new residence in the building showcases iconic northwest-facing views spanning Elliott Bay, the Space Needle, and the Olympic Mountains. Floor-to-ceiling triple-paned windows frame breathtaking sunsets and ever-changing city and water vistas, while an oversized private balcony seamlessly extends the living space outdoors. Thoughtfully designed with an open, efficient floor plan, the residence features custom B&B Italia cabinetry, Miele appliances with a gas cooktop, Kohler fixtures, motorized blinds, keyless entry, in-unit laundry, and wide-plank hardwood flooring throughout. Low HOA dues add to the appeal of this refined and exceptionally livable home. Designed by renowned architect James K.M. Cheng in collaboration with celebrated glass artist John Hogan, this is a rare opportunity to own within Seattle's only luxury residential tower where art and architecture live as one. Ideal as a full-time residence or sophisticated pied-à-terre. Residents enjoy access to three levels of world-class amenities on the 46th, 47th, and 48th floors, including a dramatic 25-meter cantilevered rooftop sky pool, two hot tubs, rooftop gardens, a state-of-the-art fitness and wellness center with yoga studio and spa, bike lounge, pet play and grooming areas, elegant resident lounges, and exceptional indoor-outdoor entertaining spaces. Parking available for purchase.

300 Virginia Street Unit #3103, Seattle

Listing Broker: Every Door Real Estate; Kayla Preston; 425-330-1039; kaylap@everydoorrealestate.com

121 Stewart Street Unit #3105, Seattle
$835,000
1 Beds ⋅ 1 Baths ⋅ 2538496 MLS ⋅ ACTIVE Status
Priced to sell. Spacious one-bedroom residence with a dedicated office nook and iconic views of Pike Place Market and the Smith Tower. Ask about available developer incentives. Parking is not available for purchase but can be rented at nearby garages including the Thompson Hotel and Charter Hotel. Located in The Emerald, one of Seattle’s premier luxury towers, just one block from Pike Place Market and two blocks from the waterfront. This beautifully designed home features custom wood cabinetry, hardwood floors, a full-size washer and dryer, Latch keyless entry, and expansive floor-to-ceiling windows. Residents enjoy exceptional amenities including a state-of-the-art fitness center, yoga studio, pet run and spa, guest suite, onsite electric carshare, and a stunning full-floor rooftop lounge with indoor and outdoor spaces showcasing breathtaking city and water views.

121 Stewart Street Unit #3105, Seattle

Listing Broker: Skyline Properties, Inc.; Sean Shi; 425-829-7688; seanshi@hotmail.com

1000 Union Street Unit #205, Seattle
$265,000
1 Beds ⋅ 1 Baths ⋅ 2539843 MLS ⋅ ACTIVE Status
Designed by Pacific Northwest modernist architect Keith Nissen in 1965, The Talisman is a classic concrete-and-steel mid-century building tucked along a tree-lined street between First Hill, Capitol Hill and downtown Seattle. Inside, the residence unfolds as a dramatic loft with soaring 14-foot ceilings, a striking steel stair and mezzanine loft, and an expansive west-facing window wall. Unlike many homes within the building that look directly toward neighboring structures, this residence enjoys a more open outlook framed by mature trees, offering enhanced privacy, seasonal color and light. The dramatic volume creates a sense of space seldom found in a one-bedroom home while providing flexibility for daily living. Preserved with key architectural elements intact, the residence presents an opportunity to build value and shape the space according to your own vision. Whether pursuing a restoration of its mid-century character or a more contemporary interpretation, the ceiling height, natural light and architectural bones provide an outstanding foundation. A new high-efficiency window wall enhances comfort and efficiency. Building amenities include secure fob entry, elevator, fitness room, sauna, laundry and storage. Seller to pay current special assessment in full at closing. Offered without assigned parking and ideally suited for a walkable lifestyle, with Harborview, Swedish, Virginia Mason, restaurants, cafés, shops and entertainment nearby. Walk Score 99. Transit Score 100.

1000 Union Street Unit #205, Seattle

Listing Broker: Windermere Real Estate Co.; Edward Krigsman; ; e.krigsman@windermere.com

121 Stewart Street Unit #3302, Seattle
$690,000
1 Beds ⋅ 1 Baths ⋅ 2538493 MLS ⋅ ACTIVE Status
Perched on the 33rd floor of The Emerald, this sophisticated one-bedroom residence with a dedicated office nook offers breathtaking views of Pike Place Market, the Seattle skyline, and the iconic Smith Tower. Floor-to-ceiling windows flood the home with natural light, creating an exceptional urban retreat in the heart of downtown Seattle. Thoughtfully designed with custom wood cabinetry, hardwood flooring, Latch keyless entry, and a full-size washer and dryer, this residence blends luxury, comfort, and functionality. The dedicated office space provides the perfect work-from-home environment without sacrificing living space. Located just one block from Pike Place Market and moments from Seattle’s waterfront, world-class dining, shopping, entertainment, and transit options are all at your doorstep. Residents of The Emerald enjoy an unmatched collection of luxury amenities, including a state-of-the-art fitness center, yoga studio, pet run and spa, guest suite, electric car share, and an extraordinary full-floor rooftop lounge featuring panoramic city and water views. Experience elevated city living in one of Seattle’s premier luxury towers.

121 Stewart Street Unit #3302, Seattle

Listing Broker: Skyline Properties, Inc.; Sean Shi; 425-829-7688; seanshi@hotmail.com

121 Stewart Street Unit #2402, Seattle
$550,000
1 Beds ⋅ 1 Baths ⋅ 2520510 MLS ⋅ ACTIVE Status
$50K Price Drop- a great deal! Experience elevated living in this truly one-of-a-kind corner residence, formerly the building’s premier model home & thoughtfully curated with refined designer finishes throughout. An exceptionally motivated seller presents a rare opportunity - bring your offer. This sophisticated one-bedroom + den home showcases sweeping views of Elliott Bay and dramatic sightlines down Second Avenue through expansive floor-to-ceiling windows that flood the interior with natural light. Rich custom wood cabinetry, elegant hardwood flooring, full-size in-unit laundry, and Latch keyless entry create a seamless blend of luxury and modern convenience. The versatile den functions beautifully as a non-conforming guest suite, private office, or second sleeping area, offering flexibility to suit a variety of lifestyles. Residents enjoy an impressive collection of resort-style amenities, including a state-of-the-art fitness center, yoga studio, pet run & spa, guest suite, onsite electric carshare, and a spectacular full-floor rooftop indoor/outdoor lounge designed for entertaining against a stunning city and waterfront backdrop. Perfectly positioned one block from Pike Place Market & moments from the waterfront, Walk Score of 99, placing Seattle’s finest dining, shopping, cafés, & entertainment just outside your door. Parking options are conveniently available nearby at Thompson Hotel and Helios. An exceptional offering combining iconic views and luxury finishes! Hurry!

121 Stewart Street Unit #2402, Seattle

Listing Broker: Real Broker LLC; Chris Bierrum; 206-251-9002; chris.bierrum@gmail.com

1507 Western Avenue Unit #R203, Seattle
$465,000
1 Beds ⋅ 1 Baths ⋅ 2511333 MLS ⋅ ACTIVE Status
Spectacular doesn’t even begin to capture the energy and elegance of this stunning 815 sq ft, 1 bed, 1 bath view condo, perfectly positioned in the iconic 1910 Fix Madore building—just steps from Pike Place Market and Seattle’s vibrant waterfront. This is where historic character meets modern sophistication. corner unit with the maximum amount of windows and natural light. Soaring old-growth beams, exposed brick, and striking steel accents create an unforgettable aesthetic, while a beautifully updated kitchen and rare bedroom A/C deliver the comfort today’s buyers demand. Step outside and immerse yourself in one of the most walkable locations in the city—boasting a Walk Score of 98. World-class dining, boutique shopping, and the breathtaking new 20-acre Waterfront Park are all at your doorstep, offering piers, playgrounds, and lush native landscaping. Enjoy secured access from both Western Ave and Alaska Way, plus the convenience of private storage. Take in partial Puget Sound views as you unwind in your own urban sanctuary. Pet-friendly. No rental cap. Brand-new in-unit washer and dryer. This is more than a home—it’s a rare opportunity to own a piece of Seattle’s history while living at the center of it all. Opportunities like this don’t come around often…don’t miss it.

1507 Western Avenue Unit #R203, Seattle

Listing Broker: Berkshire Hathaway HS NW; Jim McConville; 253-229-4510; jimjmcconville@yahoo.com

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