Steamboat Island Homes with VA Loan Terms

Steamboat Island Homes with VA Loan Terms

Located in Olympia, Washington, Steamboat Island is a charming neighborhood that offers residents a peaceful and idyllic setting. Situated in Thurston County, this area is known for its natural beauty and close-knit community.

Surrounded by lush greenery and stunning water views, Steamboat Island is the perfect place for nature enthusiasts and those seeking a tranquil lifestyle. The neighborhood boasts an abundance of outdoor recreational opportunities, including hiking trails, fishing spots, and boating options. Residents can enjoy exploring the nearby Steamboat Island State Park, which offers picnic areas, walking paths, and a boat launch.

One of the advantages of living in Steamboat Island is the availability of homes with VA loan terms. For those who have served in the military, a VA loan can offer favorable terms and benefits. These loans are backed by the Department of Veterans Affairs and are designed to help veterans, active-duty service members, and eligible surviving spouses become homeowners. With VA loan terms, potential buyers in Steamboat Island can benefit from features such as no down payment requirement, competitive interest rates, and no private mortgage insurance.

If you're looking for a peaceful neighborhood with access to natural beauty and homes with VA loan terms, Steamboat Island is an excellent choice. Its serene surroundings and welcoming community make it a desirable place to call home.

Newest Steamboat Island Homes with VA Loan Terms

$1,200,000
3 Beds ⋅ 3 Baths ⋅ 2564888 MLS ⋅ ACTIVE Status
Enjoy sweeping, unobstructed views of Totten Inlet & the Olympic Mountains from this thoughtfully designed custom home by renowned architect Mort James. This meticulously maintained residence reflects true pride of ownership & is privately situated on an acre with 100± feet of high-bank waterfront. Expansive windows frame the ever-changing water & mountain views throughout the home. The main floor includes the living room & library, a central kitchen & dining area, a breakfast nook & laundry room. The large entertaining deck overlooks the water, creating the perfect place to relax or gather w/ guests. The spacious primary suite features a walk-in closet & ensuite bath. A walkway leads to a detached art studio, flex room, or storage, while the top level offers a private office or bonus room w/ oak flooring & spectacular views—ideal for working from home. There are two bedrooms on the lower level w/ sliders opening to additional patio space that has wiring for hot tub, a full bathroom, mudroom & workshop w/ double doors to access the side yard. Recent improvements include an updated architectural roof & full exterior paint job (2019), new energy efficient hot water heater with recirculating pump, new generator-ready transfer switch, & a brand new asphalt driveway. Additional Features include community waterfront access, a welcoming neighborhood in the highly sought after Griffin School District, & convenient access to Hwy 101 for an easy commute. Come take a look today!

7719 78th Loop NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$1,395,000
2 Beds ⋅ 6 Baths ⋅ 2552545 MLS ⋅ ACTIVE Status
Exceptional opportunity to own a 3-bedroom (2-bedroom septic), 4.5-bath, 4,262 sq. ft. waterfront retreat with 100 feet of low-tide beach frontage and nearly 180-degree panoramic views of Puget Sound, the Olympic Mountains and abundant marine wildlife. Thoughtfully designed to maximize the breathtaking scenery, this home offers the perfect blend of luxury and comfort. At the heart of the home is a spacious gourmet kitchen featuring a professional 6-burner range, dual dishwashers, extensive cabinetry, generous prep space and an eat-in dining area—all overlooking the water. Expansive living spaces flow seamlessly to view decks and patios, creating effortless indoor-outdoor living. The waterfront primary suite features a private balcony and a newly remodeled, spa-inspired en suite. Two additional bedrooms with remodeled bathrooms provide flexibility for guests or a home office. The daylight lower level includes a spacious flex room with patio access, while the third-floor bonus room offers its own private balcony with spectacular water views. Enjoy minimal stairs to the shoreline for kayaking, paddleboarding and beachcombing. An attached 2-car garage plus 3 additional lower-level garage bays provide exceptional space for vehicles, boats and recreational equipment. Combining panoramic views, peaceful privacy, versatile living spaces and outstanding waterfront amenities, this is a rare opportunity to experience the very best of Puget Sound waterfront living.

4940 78th Avenue NW, Olympia

Listing courtesy of Morrison House Sotheby's Intl.

$999,900
3 Beds ⋅ 4 Baths ⋅ 2531716 MLS ⋅ ACTIVE Status
Welcome To Your Private Steamboat Island Sanctuary! Tucked away on 9.69 acres in the coveted Steamboat Island Peninsula, custom built 4,179± SF home offers the perfect balance of privacy, flexibility, and Northwest tranquility. Thoughtfully designed for multi-generational living, remote work, hobbies, or simply room to spread out, the versatile floor plan creates distinct spaces while maintaining a natural flow throughout. The main level features generous living areas, two bedrooms connected by a shared bath, and inviting gathering spaces for everyday living and entertaining. Upstairs, the vaulted primary suite serves as a peaceful retreat complete with a cozy wood-burning fireplace and spacious 5-piece ensuite with jetted tub and tile shower. The finished lower level offers incredible flexibility with a family room, den/office, exercise or recreation room, full bath, oversized storage pantry, mudroom, and direct access to the oversized 2-car garage. Outside, the possibilities are endless with space for gardens, animals, trails, recreation, and future dreams. Enjoy the peaceful Steamboat Island lifestyle with scenic roads, nearby Puget Sound, and the convenience of being just minutes from Olympia amenities, shopping, dining, and Griffin Schools. A rare opportunity to enjoy space, privacy, and versatility in one exceptional property.

8711 Steamboat Island Road NW, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$995,000
4 Beds ⋅ 4 Baths ⋅ 2533364 MLS ⋅ ACTIVE Status
These 6 picturesque acres--a breathtaking blend of natural beauty, privacy & rural charm--capture the essence of the Pacific Northwest! Gated entry & circle drive invite you to this stunning home & property, which showcase true PNW lifestyle: open fields, mature woods, flowering trees, massive fenced garden, large shop, sheds, chicken coop, & access to Totten Inlet on private, neighborhood beach area. Inside, enjoy timeless features of warm wood floors, curved staircase, custom brick woodstove surrounds, french doors, & views out the abundant windows, especially from the kitchen! A multi-level deck & paver patio extend the living space outdoors, complete w private en suite deck perched above the property for breathtaking vistas. Thoughtfully designed spaces for work, relaxation, & everyday living span the home's three levels: the upper floor provides generous accommodations & a beautiful conservatory; the main level also offers a flex room amongst the heart of the home; the daylight basement offers several bonus spaces and 2nd full kitchen, functioning as independent living quarters for a multi-generational option or potential ADU. Gather around the firepit, tend the garden, take in a sunset from the hot tub, explore wooded trails, or relax in the hammock chairs surrounded by lush greenery; every corner of this property offers an undeniable connection to the outdoors. The high speed internet & smart home features keep you connected & allow for work-from-home. A true MUST-SEE!

8327 Mason Way NW, Olympia

Listing courtesy of RE/MAX Northwest.

$1,695,000
4 Beds ⋅ 4 Baths ⋅ 2520774 MLS ⋅ ACTIVE Status
A rare waterfront offering just 15 minutes from West Olympia, this newer Craftsman home features 119 feet of no-bank waterfront and three steps to the beach. Timeless design, including a distinctive hidden speakeasy-inspired space, creates an exceptional blend of character, privacy, and effortless waterfront living. Set 700 feet back from the road on nearly two acres, the 2019 build opens to a light-filled main level where kitchen, dining, and living areas flow together as one social hub. Large north-facing windows in the primary suite, office, and living spaces frame constant views of Totten Inlet and the Olympic Mountains. Entertaining extends outdoors to an expansive deck and a lower covered patio with hot tub, plus the hidden speakeasy tucked behind a bookcase downstairs. Upstairs bonus space and lower-level bedrooms give overnight guests room to retreat. Outside, a manicured path leads past a fully enclosed garden and greenhouse to a finished, off-grid treehouse, a sophisticated glamping retreat. A private moorage buoy delivers immediate deep-water access with no marina storage required. Parking for ten accommodates an RV, boat, or a full weekend crowd, and you can drive right to the water's edge. A once-in-a-generation stretch of shoreline, ready for its next chapter.

5214 78th Avenue NW, Olympia

Listing courtesy of Virgil Adams Real Estate, Inc..

$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2499394 MLS ⋅ ACTIVE Status
What do you say about a house that has too many wonderful things to list? Let's start with the location in the beautiful Steamboat Island area, in the sought-after Griffin School District. Out in the middle of nature yet only 10 minutes from the Westside of Olympia. Close to shopping, medical, and the Freeway! Now onto the immaculately kept and loved home that sits on 4.5 acres, perfectly overlooking the barn and paddocks and two horse pastures. The home boasts tall ceilings and lots of natural light. The extra custom personal touches throughout show how much this home is loved. Out back, you can watch the wildlife (deer and osprey) from your covered patio and outdoor kitchen setup. Not only does the house have an oversized 3-car garage attached, but it also has an extra 24x30 2-car shop and a 12x24 equipment storage lean-to. The shop comes with a dust extraction system, big air compressor, and a radial arm saw! Don't miss the Kohler 20,000 watt whole home generator! If ever the power is out, you are fully covered! The adorable 24x48 with extended roof, 3 stall barn was perfectly designed with a feed room, an insulated tack room, and individual paddocks off each matted 12x12 stall. The camera system allows you to see what your horses are doing from the comfort of your home. There is no detail that wasn't thought out on this property, and it's all available to be yours. If you're looking for a private oasis, your own little slice of Heaven, you do not want to miss out on this!

7436 Gallagher Cove Road NW, Olympia

Listing courtesy of Century 21 Van Dorm Realty.

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