Steamboat Island Homes with Conventional Terms

Steamboat Island Homes with Conventional Terms

Located in Olympia, Washington, Steamboat Island is a charming neighborhood nestled in Thurston County. With its picturesque surroundings and close proximity to the state capital, Steamboat Island is an ideal place to call home.

This tranquil community offers a variety of homes with conventional terms, making it easier for buyers to secure their dream property. Whether you're looking for a cozy single-family home or a spacious townhouse, Steamboat Island has something to suit every taste and budget.

The neighborhood boasts a strong sense of community, with friendly neighbors and a welcoming atmosphere. Residents can enjoy a range of amenities, including parks, trails, and recreational facilities, perfect for outdoor enthusiasts and families alike.

Steamboat Island also benefits from its convenient location. Situated just a short drive from downtown Olympia, residents have easy access to a wide array of shopping, dining, and entertainment options. Additionally, the neighborhood is within proximity to excellent schools, making it an attractive choice for families with children.

With its natural beauty, peaceful ambiance, and convenient location, Steamboat Island offers a desirable lifestyle for those looking to settle down in the Olympia area. Whether you're a first-time buyer or searching for your forever home, Steamboat Island has the homes with conventional terms that you've been dreaming of.

Newest Steamboat Island Homes with Conventional Terms

$1,200,000
3 Beds ⋅ 3 Baths ⋅ 2564888 MLS ⋅ ACTIVE Status
Enjoy sweeping, unobstructed views of Totten Inlet & the Olympic Mountains from this thoughtfully designed custom home by renowned architect Mort James. This meticulously maintained residence reflects true pride of ownership & is privately situated on an acre with 100± feet of high-bank waterfront. Expansive windows frame the ever-changing water & mountain views throughout the home. The main floor includes the living room & library, a central kitchen & dining area, a breakfast nook & laundry room. The large entertaining deck overlooks the water, creating the perfect place to relax or gather w/ guests. The spacious primary suite features a walk-in closet & ensuite bath. A walkway leads to a detached art studio, flex room, or storage, while the top level offers a private office or bonus room w/ oak flooring & spectacular views—ideal for working from home. There are two bedrooms on the lower level w/ sliders opening to additional patio space that has wiring for hot tub, a full bathroom, mudroom & workshop w/ double doors to access the side yard. Recent improvements include an updated architectural roof & full exterior paint job (2019), new energy efficient hot water heater with recirculating pump, new generator-ready transfer switch, & a brand new asphalt driveway. Additional Features include community waterfront access, a welcoming neighborhood in the highly sought after Griffin School District, & convenient access to Hwy 101 for an easy commute. Come take a look today!

7719 78th Loop NW, Olympia

Listing courtesy of Olympic Sotheby's Int'l Realty.

$219,000
2564927 MLS ⋅ ACTIVE Status
Unique opportunity to own 5 acres in the highly desirable Steamboat Island area in NW Olympia! Situated in the Griffin School District, this serene acreage offers a private atmosphere with potential building area in the southeastern corner utilizing a Reasonable Use Exception (RUE). No CCR’s. A Jim Henry designed Glendon Septic System for 3 bedroom home has expired. Ideal for buyers seeking privacy, nature surrounding their footprint, or investment potential.

2616 Schirm Road NW, Olympia

Listing courtesy of HomeSmart Real Estate Assoc.

$1,395,000
2 Beds ⋅ 6 Baths ⋅ 2552545 MLS ⋅ ACTIVE Status
Exceptional opportunity to own a 3-bedroom (2-bedroom septic), 4.5-bath, 4,262 sq. ft. waterfront retreat with 100 feet of low-tide beach frontage and nearly 180-degree panoramic views of Puget Sound, the Olympic Mountains and abundant marine wildlife. Thoughtfully designed to maximize the breathtaking scenery, this home offers the perfect blend of luxury and comfort. At the heart of the home is a spacious gourmet kitchen featuring a professional 6-burner range, dual dishwashers, extensive cabinetry, generous prep space and an eat-in dining area—all overlooking the water. Expansive living spaces flow seamlessly to view decks and patios, creating effortless indoor-outdoor living. The waterfront primary suite features a private balcony and a newly remodeled, spa-inspired en suite. Two additional bedrooms with remodeled bathrooms provide flexibility for guests or a home office. The daylight lower level includes a spacious flex room with patio access, while the third-floor bonus room offers its own private balcony with spectacular water views. Enjoy minimal stairs to the shoreline for kayaking, paddleboarding and beachcombing. An attached 2-car garage plus 3 additional lower-level garage bays provide exceptional space for vehicles, boats and recreational equipment. Combining panoramic views, peaceful privacy, versatile living spaces and outstanding waterfront amenities, this is a rare opportunity to experience the very best of Puget Sound waterfront living.

4940 78th Avenue NW, Olympia

Listing courtesy of Morrison House Sotheby's Intl.

$999,900
3 Beds ⋅ 4 Baths ⋅ 2531716 MLS ⋅ ACTIVE Status
Welcome To Your Private Steamboat Island Sanctuary! Tucked away on 9.69 acres in the coveted Steamboat Island Peninsula, custom built 4,179± SF home offers the perfect balance of privacy, flexibility, and Northwest tranquility. Thoughtfully designed for multi-generational living, remote work, hobbies, or simply room to spread out, the versatile floor plan creates distinct spaces while maintaining a natural flow throughout. The main level features generous living areas, two bedrooms connected by a shared bath, and inviting gathering spaces for everyday living and entertaining. Upstairs, the vaulted primary suite serves as a peaceful retreat complete with a cozy wood-burning fireplace and spacious 5-piece ensuite with jetted tub and tile shower. The finished lower level offers incredible flexibility with a family room, den/office, exercise or recreation room, full bath, oversized storage pantry, mudroom, and direct access to the oversized 2-car garage. Outside, the possibilities are endless with space for gardens, animals, trails, recreation, and future dreams. Enjoy the peaceful Steamboat Island lifestyle with scenic roads, nearby Puget Sound, and the convenience of being just minutes from Olympia amenities, shopping, dining, and Griffin Schools. A rare opportunity to enjoy space, privacy, and versatility in one exceptional property.

8711 Steamboat Island Road NW, Olympia

Listing courtesy of Coldwell Banker Evergreen.

$995,000
4 Beds ⋅ 4 Baths ⋅ 2533364 MLS ⋅ ACTIVE Status
These 6 picturesque acres--a breathtaking blend of natural beauty, privacy & rural charm--capture the essence of the Pacific Northwest! Gated entry & circle drive invite you to this stunning home & property, which showcase true PNW lifestyle: open fields, mature woods, flowering trees, massive fenced garden, large shop, sheds, chicken coop, & access to Totten Inlet on private, neighborhood beach area. Inside, enjoy timeless features of warm wood floors, curved staircase, custom brick woodstove surrounds, french doors, & views out the abundant windows, especially from the kitchen! A multi-level deck & paver patio extend the living space outdoors, complete w private en suite deck perched above the property for breathtaking vistas. Thoughtfully designed spaces for work, relaxation, & everyday living span the home's three levels: the upper floor provides generous accommodations & a beautiful conservatory; the main level also offers a flex room amongst the heart of the home; the daylight basement offers several bonus spaces and 2nd full kitchen, functioning as independent living quarters for a multi-generational option or potential ADU. Gather around the firepit, tend the garden, take in a sunset from the hot tub, explore wooded trails, or relax in the hammock chairs surrounded by lush greenery; every corner of this property offers an undeniable connection to the outdoors. The high speed internet & smart home features keep you connected & allow for work-from-home. A true MUST-SEE!

8327 Mason Way NW, Olympia

Listing courtesy of RE/MAX Northwest.

$1,695,000
4 Beds ⋅ 4 Baths ⋅ 2520774 MLS ⋅ ACTIVE Status
A rare waterfront offering just 15 minutes from West Olympia, this newer Craftsman home features 119 feet of no-bank waterfront and three steps to the beach. Timeless design, including a distinctive hidden speakeasy-inspired space, creates an exceptional blend of character, privacy, and effortless waterfront living. Set 700 feet back from the road on nearly two acres, the 2019 build opens to a light-filled main level where kitchen, dining, and living areas flow together as one social hub. Large north-facing windows in the primary suite, office, and living spaces frame constant views of Totten Inlet and the Olympic Mountains. Entertaining extends outdoors to an expansive deck and a lower covered patio with hot tub, plus the hidden speakeasy tucked behind a bookcase downstairs. Upstairs bonus space and lower-level bedrooms give overnight guests room to retreat. Outside, a manicured path leads past a fully enclosed garden and greenhouse to a finished, off-grid treehouse, a sophisticated glamping retreat. A private moorage buoy delivers immediate deep-water access with no marina storage required. Parking for ten accommodates an RV, boat, or a full weekend crowd, and you can drive right to the water's edge. A once-in-a-generation stretch of shoreline, ready for its next chapter.

5214 78th Avenue NW, Olympia

Listing courtesy of Virgil Adams Real Estate, Inc..

$259,900
2517767 MLS ⋅ ACTIVE Status
Expansive 8.6-acre estate property offering a blank canvas in a highly sought-after Steamboat Island location. Featuring 309' of frontage on Steamboat Island Rd NW, 1176' depth on the north side, 1272' on the south, and approx. 50' of waterfront on Sanderson Inlet at the far end of the property, this parcel delivers exceptional opportunity for development or private retreat. The inlet frontage is tide-influenced and typically full at high tide. Property was fully cleared in recent years. Acreage on Steamboat with rare waterfront potential—this is the perfect setting for your custom vision! A prime investment opportunity in the desirable Griffin School District—explore the possibilities and bring your plans!

8600 Steamboat Island Road NW, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

$695,000
2 Beds ⋅ 1 Baths ⋅ 2516367 MLS ⋅ ACTIVE Status
Experience the magic of Puget Sound living on Steamboat Island! Tucked away just outside Olympia, this low-bank waterfront property offers, opportunity to enjoy one of the South Sound’s most unique waterfront communities. The property features a 2-bedroom, 1-bath mobile home & detached-2 story, 2-car garage. Cross the quaint bridge onto the island and discover a peaceful getaway surrounded by boating, fishing, shellfish beaches, and endless opportunities to explore the waterways of the Pacific Northwest. Positioned along beautiful Hope Passage with nearby access to Harstine Island, Squaxin Island, Hammersley Inlet, and countless hidden coves and marinas, this property inspires crabbing adventures, paddleboarding at sunrise, evenings around a beach fire, and weekends spent exploring the South Puget Sound by boat. The setting is special and offers incredible potential for a vacation getaway, investment opportunity, full-time residence, or future vision property. Steamboat Island is known for its welcoming waterfront atmosphere, seasonal dock, and laid-back island feel while remaining close to Olympia’s vibrant downtown restaurants, local marinas, breweries, coffee shops, music venues, and beloved Farmers Market. Whether you’re searching for a fun waterfront escape, or a place to create lasting memories on the Puget Sound, this property is ready to inspire your next chapter. Bring your imagination and discover why life on Steamboat Island is such a hidden gem in the South Sound.

2838 Steamboat Island Loop NW, Olympia

Listing courtesy of RE/MAX Exclusive.

$395,000
2 Beds ⋅ 2 Baths ⋅ 2517513 MLS ⋅ ACTIVE Status
TWO WATERFRONT HOMES WITH SWEEPING VIEWS FOR AN INVESTOR OR EXTENDED FAMILY TO GIVE THE PROPERTY SOME TLC! 159' of High Bank Totten Inlet waterfront! This Steamboat Peninsula property features two separate homes on one high-bank parcel at the end of a quiet road. The residences are positioned at a private distance from each other, with one located near Elizan Road and the second situated along the water. Both homes include huge entertaining decks designed to take advantage of the western exposure and sweeping views of Totten Inlet.The layout and privacy between the units provide significant Airbnb potential or a flexible setup for multi-generational living. An unfinished shop with DADU potential sits between the homes, and the property also includes a two-car carport and a garden shed. Both homes have functional interiors that would benefit from modernization, and the exteriors require repair. Please note that while the property offers water views, there is no direct water access. This is a "fixer" property available for cash purchase only, offering a straightforward opportunity to build equity through a renovation project. Buyers must be accompanied by licensed agents to visit the property.

6105 Elizan Drive NW, Olympia

Listing courtesy of Virgil Adams Real Estate, Inc..

$1,250,000
3 Beds ⋅ 3 Baths ⋅ 2499394 MLS ⋅ ACTIVE Status
What do you say about a house that has too many wonderful things to list? Let's start with the location in the beautiful Steamboat Island area, in the sought-after Griffin School District. Out in the middle of nature yet only 10 minutes from the Westside of Olympia. Close to shopping, medical, and the Freeway! Now onto the immaculately kept and loved home that sits on 4.5 acres, perfectly overlooking the barn and paddocks and two horse pastures. The home boasts tall ceilings and lots of natural light. The extra custom personal touches throughout show how much this home is loved. Out back, you can watch the wildlife (deer and osprey) from your covered patio and outdoor kitchen setup. Not only does the house have an oversized 3-car garage attached, but it also has an extra 24x30 2-car shop and a 12x24 equipment storage lean-to. The shop comes with a dust extraction system, big air compressor, and a radial arm saw! Don't miss the Kohler 20,000 watt whole home generator! If ever the power is out, you are fully covered! The adorable 24x48 with extended roof, 3 stall barn was perfectly designed with a feed room, an insulated tack room, and individual paddocks off each matted 12x12 stall. The camera system allows you to see what your horses are doing from the comfort of your home. There is no detail that wasn't thought out on this property, and it's all available to be yours. If you're looking for a private oasis, your own little slice of Heaven, you do not want to miss out on this!

7436 Gallagher Cove Road NW, Olympia

Listing courtesy of Century 21 Van Dorm Realty.

$550,000
2433602 MLS ⋅ ACTIVE Status
Beautiful 40-acre parcel just off Steamboat Island Road! Current zoning is RRR 1/5, this property offers multiple building sites and great potential. A Wetland Reconnaissance has been completed by Land Services Northwest. Whether you’re seeking a private setting for your dream home or considering a large lot subdivision, this land is worth a look. The property includes both timber and open ground, providing versatile building opportunities. Ideally located just minutes from downtown Olympia, yet tucked away in a private setting. This is the MIDDLE parcel, situated between a 40-acre and a 60.8-acre parcel. Priced to sell! Seller will be providing a 60-foot easement for road and utilities from this parcel to Parcel #12930110000 to the West. Road and utilities will be at the cost of the purchaser of parcel # 1293011010000

0 XX Gravelly Beach Loop NW, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

$650,000
2433603 MLS ⋅ ACTIVE Status
Wonderful 40-acre parcel just off Steamboat Island Road. Current zoning is RRR 1/5, this property offers multiple prime building sites to choose from. A Wetland Reconnaissance has already been completed by Land Services Northwest. Whether you’re looking for a private setting to build your dream home or considering a large lot subdivision, this is a must-see. The parcel features a mix of timber and open ground, providing versatile options for development. Ideally located just minutes from downtown Olympia, yet offering privacy and tranquility. This is the WEST parcel, adjoining an additional 40-acre. Purchase both parcels together to create a rare, expansive private estate in this highly desirable area. Seller will be providing a 60 foot easement over parcel XX Gravelly Beach Loop NW, parcel # 12930110100 Buyer to install it's own road and utilities.

0 X Gravelly Beach Loop NW, Olympia

Listing courtesy of RE/MAX Parkside Affiliates.

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