Silver Lake Homes with FHA Terms

Silver Lake Homes with FHA Terms

Silver Lake is a charming neighborhood located in Everett, Washington, in the heart of Snohomish County. Situated in the beautiful Pacific Northwest region of the United States, it offers residents a perfect blend of natural beauty and urban conveniences.

One of the notable features of Silver Lake is its abundance of homes with FHA terms. This means that potential buyers have the option to secure Federal Housing Administration (FHA) loans to finance their home purchases. FHA loans offer several advantages, including lower down payment requirements and more flexible credit score criteria, making homeownership more accessible to a wider range of individuals.

The neighborhood itself is known for its family-friendly atmosphere and tight-knit community. With its tree-lined streets, well-maintained sidewalks, and numerous parks, Silver Lake provides a safe and welcoming environment for residents of all ages. The area is also home to excellent schools, making it an ideal choice for families looking to settle down.

In addition to its residential appeal, Silver Lake offers a variety of amenities and attractions. The nearby Silver Lake Park provides opportunities for outdoor activities such as hiking, fishing, and picnicking. The neighborhood is also conveniently located near shopping centers, restaurants, and entertainment venues, ensuring that residents have everything they need within reach.

With its desirable location, FHA terms, and strong sense of community, Silver Lake presents an excellent opportunity for those looking to buy a home in the Everett area. Whether you are a first-time homebuyer or looking to upgrade, Silver Lake is a neighborhood worth considering.

Newest Silver Lake Homes with FHA Terms

$725,000
4 Beds ⋅ 2 Baths ⋅ 2572069 MLS ⋅ ACTIVE Status
Tastefully remodeled 4-bedroom home in the desirable Silver Lake neighborhood! Filled with natural light, the bright and spacious living room creates a warm and inviting atmosphere perfect for relaxing or entertaining. The updated kitchen combines timeless style with everyday functionality, featuring shaker cabinets with soft-close drawers and doors, sleek quartz countertops, an eating bar, and stainless steel appliances. Modern fixtures and lighting throughout give the home a fresh, contemporary feel. Upstairs features three bedrooms, including the first primary bedroom with direct access to the full bath. Downstairs, the second primary suite offers a private ensuite bath and walk-in closet, providing flexibility for a variety of living arrangements. Step outside to the large fully fenced backyard complete with a patio, offering plenty of space for outdoor dining, gatherings, gardening, or pets to roam. Additional highlights include a spacious 2-car garage and an RV/boat parking pad for all your extra parking and storage needs. Conveniently located near schools, parks, shopping, dining, and major commuter routes.

11422 31st Avenue SE, Everett

Listing courtesy of John L. Scott, Inc..

$849,900
3 Beds ⋅ 3 Baths ⋅ 2572387 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated South Everett home, ideally located just minutes from Silver Lake, major shopping, Costco and quick I-5 access. This residence offers a perfect blend of comfort, convenience, and modern living. Light-filled interiors create a warm, inviting atmosphere. The main living spaces feature an open, functional layout ideal for everyday living and entertaining. A well-appointed kitchen anchors the home with generous counter space, modern finishes, and excellent flow. Spacious bedrooms provide privacy and flexibility, and the home’s clean, contemporary styling appeals to a wide range of buyers. A fantastic opportunity for first-time buyers, downsizers, or anyone seeking a well-maintained home in a prime location. Massive patio with pergola covering and private fully fenced backyard that backs to green belt.

1129 120th Street SE, Everett

Listing courtesy of The Preview Group.

$850,000
3 Beds ⋅ 3 Baths ⋅ 2569527 MLS ⋅ ACTIVE Status
Welcome to this beautifully situated 3-bedroom, 2.5-bath home offering nearly 2,000 sq ft on a spacious .45-acre lot in a desirable Everett location. Enjoy a comfortable, functional layout with generous living spaces, an attached garage, and plenty of room to make the home your own. The expansive lot provides exceptional outdoor space for entertaining, gardening, recreation, or simply relaxing in a private setting. Conveniently located near shopping, dining, schools, parks, and major commuter routes, this property offers a rare combination of space, privacy, and accessibility.

12110 29th Avenue SE, Everett

Listing courtesy of Eklund Real Estate, Inc..

$549,825
3 Beds ⋅ 4 Baths ⋅ 2548631 MLS ⋅ ACTIVE Status
Luxurious Gated End-Unit Townhome near Silver Lake | Dual Primary Suites & Peek-a-Boo Lake Views! Priced Below Comparable Units, LOW HOA fees! keeping ownership costs low.Parking for up to four vehicles with a two-car garage plus two off-street spaces an uncommon convenience in a townhome setting. This light-filled townhome combines high-end luxury with an unbeatable layout. Boasting a massive floor plan with 3 bedrooms and 3.5 bathrooms.This home offers ultimate flexibility:Dual Primary Suites: Features a coveted MAIN FLOOR bedroom/office plus a second primary suite upstairs!Versatile Loft w/ Lake Views: The upper bonus loft area is large enough to serve as a spacious home office and features a charming peek-a-boo view of Silver Lake!Third Bedroom + Bath: The spacious 3rd bedroom sits right next to a full bathroom.Gourmet Kitchen: Cook and entertain in style with slab quartz counters, a huge island, gas stove, and stainless steel appliances.Luxury Touches: Open-concept living, tile floors and counters in the bathrooms, and secure gated entry. The complex boasts its own sport court, play area, and private trails,HOA pays water and sewer expenses. Walk to the lake for paddle-boarding, boating, fishing, and waterfront parks! Plus, you’re just minutes to Mill Creek Town Center, shopping, dining, I-5 AND 405 TECH corridor.

11208 19TH Drive SE, Everett

Listing courtesy of Skyline Properties, Inc..

$575,000
3 Beds ⋅ 4 Baths ⋅ 2569660 MLS ⋅ ACTIVE Status
Enjoy lake views throughout this end-unit townhome on Silver Lake. The lower level offers a private bedroom & full bath, ideal for guests, a home office, or a quiet retreat, + direct garage access. Upstairs, the main level's open-concept living includes a powder room, engineered hardwood floors, an electric fireplace framed in real marble, & a covered balcony perfect for morning coffee or happy hour. The updated kitchen features quartz counters, bright white cabinetry, a gas range, pull-out shelving throughout, & a built-in pantry. Light pours in on three sides, w/ blackout shades in every bedroom. The top level houses the primary suite w/ an upgraded closet & Toto toilet, a second bedroom, a full bath w/ new toilet & splash-proof glass shower enclosure, + an office space pre-wired for electronics w/the home's best lake views, Convenient laundry w/a brand-new LG W/D that alerts you when the cycle's done. Daikin mini-split A/C in the living room & primary keeps every season comfortable. The 2-car garage, complete w/smart entry & built-in shelving, 2 driveway spots + ample guest parking nearby. Walk to grocery, hardware, shops, gym & restaurants, w/Costco just 6 blocks away, + great access to the lake & trails. Secure/gated entry, a lively community that hosts year round events + HOA-maintained exterior care, including landscaping, gutters, & power washing, means truly low-maintenance living. Some photos are virtually staged.

11220 19th Drive SE, Everett

Listing courtesy of Windermere RE North, Inc..

$575,000
3 Beds ⋅ 4 Baths ⋅ 2567225 MLS ⋅ ACTIVE Status
Enjoy lake views throughout this end-unit townhome on Silver Lake. The lower level offers a private bedroom & full bath, ideal for guests, a home office, or a quiet retreat, + direct garage access. Upstairs, the main level's open-concept living includes a powder room, engineered hardwood floors, an electric fireplace framed in real marble, & a covered balcony perfect for morning coffee or happy hour. The updated kitchen features quartz counters, bright white cabinetry, a gas range, pull-out shelving throughout, & a built-in pantry. Light pours in on three sides, w/ blackout shades in every bedroom. The top level houses the primary suite w/ an upgraded closet & Toto toilet, a second bedroom, a full bath w/ new toilet & splash-proof glass shower enclosure, + an office space pre-wired for electronics w/the home's best lake views, Convenient laundry w/a brand-new LG W/D that alerts you when the cycle's done. Daikin mini-split A/C in the living room & primary keeps every season comfortable. The 2-car garage, complete w/smart entry & built-in shelving, 2 driveway spots + ample guest parking nearby. Walk to grocery, hardware, shops, gym & restaurants, w/Costco just 6 blocks away, + great access to the lake & trails. Secure/gated entry, a lively community that hosts year round events + HOA-maintained exterior care, including landscaping, gutters, & power washing, means truly low-maintenance living. Some photos are virtually staged.

11220 19th Drive SE, Everett

Listing courtesy of Windermere RE North, Inc..

$800,000
3 Beds ⋅ 3 Baths ⋅ 2566125 MLS ⋅ ACTIVE Status
A large, fully fenced private backyard, three-car tandem garage, and finished daylight lower level set this Hilton Lakes home apart. Situated on an expansive .35-acre lot, the backyard creates a private outdoor retreat with exceptional space for entertaining, pets, gardening and play. The three-car tandem garage offers generous parking, storage and workspace. Inside, the finished daylight lower level provides flexible additional living space ideal for working from home, movie nights, guests, fitness or a separate hangout area. The home also offers year-round comfort with central A/C, plus thoughtful updates throughout. Two wood-burning fireplaces add warmth and character. Enjoy Hilton Lakes amenities including two catch-and-release lakes, playgrounds, tennis and basketball courts, and scenic walking areas.

10429 34th Drive SE, Everett

Listing courtesy of COMPASS.

$404,999
3 Beds ⋅ 2 Baths ⋅ 2566070 MLS ⋅ ACTIVE Status
**$5000 SELLER PAID CREDIT AT CLOSING**This beautiful Silver Lake location is where you will find a rare 3bed/2 bath top floor unit with a peek a boo view of the lake. The unit was extensively updated in 2022/2023 and is well appointed with a custom and well done buffet for extra storage, it has a wine fridge to boot! Modern finishes with stone and tile along with easy care flooring makes this unit move in ready. The vaulted ceilings allow for the main living areas to be bright and airy. The large laundry room provides additional storage as well as the walk-in pantry. With Silver Lake across the street you can kayak and paddle board and then enjoy lakeside dining at Emory's on Silver Lake. You are a short drive to Mill Creek Town Center, or the 112th St Park and Ride to the Light Rail in Lynnwood. A great location at a great price!

11325 19th Avenue SE Unit #B304, Everett

Listing courtesy of North Pacific Properties.

$709,950
4 Beds ⋅ 3 Baths ⋅ 2566278 MLS ⋅ ACTIVE Status
Tucked into a convenient location with easy access to major commuting routes, this refreshed 4-bedroom, 2.5-bath home offers the perfect blend of Pacific Northwest comfort and functionality, surrounded by mature landscaping and featuring a fully fenced backyard. Step inside to discover an inviting floor plan that feels bright, open, and welcoming. The generous great room serves as the heart of the home with large windows with natural light to fill the living spaces, creating a warm atmosphere throughout the seasons. The open kitchen is thoughtfully designed to keep everyone connected, whether you're preparing weeknight dinners or hosting holiday celebrations. Upstairs, the spacious primary suite offers a retreat with vaulted ceilings and a five-piece ensuite bath. Three additional bedrooms offer flexibility for guests, a home office, hobbies, or multi-generational living, while the convenient half bath on the main level accommodates visitors with ease. Outside, the fully fenced backyard is both private and inviting, featuring established landscaping and space to relax, entertain, or simply enjoy the beauty of the Pacific Northwest. The home's recent updates—including fresh interior and exterior paint and new carpet—allow you to move in with confidence while adding your own personal style over time. Every improvement has been thoughtfully completed to create a clean, refreshed environment that is ready for its next chapter.

13125 26th Avenue SE, Everett

Listing courtesy of CENTURY 21 North Homes Realty.

$1,389,000
4 Beds ⋅ 3 Baths ⋅ 2539261 MLS ⋅ ACTIVE Status
Wake up to peaceful water views & enjoy the privacy of a wooded lakefront setting in this fully loaded custom-built home on Ruggs Lake. Tucked at the end of a quiet cul-de-sac w/ no through traffic & no HOA, the property offers a rare sense of seclusion while remaining close to everyday amenities. Expansive windows fill the main living areas w/ natural light, while soaring ceilings & formal living and dining spaces create an open, welcoming atmosphere. The spacious kitchen includes a breakfast nook & connects easily to the family rm w/ gas fireplace. A private office & dedicated home theater w/ equipment included provide comfortable spaces for work & entertainment. Upstairs, the primary suite offers a lake-view sitting nook, generous walk-in closet & private bath. Extensive updates include a newer roof, high-efficiency furnace, tankless water heater, PEX plumbing, flooring, interior paint, lighting, kitchen improvements & refreshed baths. Owned solar, Tesla Powerwall battery backup, Tesla EV charger, smart switches, automated blinds & curtains, Ring security, keyless entry & A/C add comfort & efficiency. Outside, enjoy a composite deck w/ built-in seating, awning & gas fire pit table overlooking the lake. RV/boat parking, apple & plum trees, storage shed & an oversized finished garage converted into an A/C retreat cave w/ LVP flooring & TV complete this exceptional lakefront setting.

2921 128th Street SE, Everett

Listing courtesy of AQUA Real Estate.

$535,000
3 Beds ⋅ 4 Baths ⋅ 2564894 MLS ⋅ ACTIVE Status
Welcome to The Towns at Silverlake, a sought-after gated community offering comfort, convenience, and an unbeatable central location. Proudly offered by the original owner, this move-in-ready end-unit townhome features 1,573 SF, 3 bedrooms plus a flexible office/flex room, and beautiful lake views. The main level offers a private junior suite—ideal for guests, multigenerational living, or a home office—along with direct access to the spacious two-car garage. The open-concept second floor is designed for everyday living and entertaining, showcasing a large center island, gas range, abundant cabinetry, expansive living and dining areas, and a covered deck perfect for enjoying morning coffee or evening sunsets. Upstairs, retreat to the generous primary suite with ensuite bath, an additional bedroom, full bath, convenient laundry, and an office nook for today's work-from-home lifestyle. Enjoy parking for up to four vehicles with a two-car garage plus two off-street spaces. Rarely does an original-owner home in this desirable community become available—don't miss this exceptional opportunity

11202 19th Drive SE, Everett

Listing courtesy of John L. Scott Snohomish.

$730,000
3 Beds ⋅ 3 Baths ⋅ 2562465 MLS ⋅ ACTIVE Status
Back on the market due to buyer circumstances—fully inspected with all repairs professionally completed! This beautifully updated split-level home sits on a spacious corner lot on a quiet dead-end street, just minutes from Silver Lake. Move-in ready and thoughtfully renovated, the property boasts a brand-new furnace, a newer roof (2025), and brand-new gutters and exterior paint. Inside, you will find refreshed interior paint, new LVP flooring, updated light fixtures, new hardware, and modern trim throughout. The main level features an inviting living room that flows seamlessly into the kitchen and dining area. From there, step out onto the covered deck overlooking your private, fully fenced backyard—an outdoor oasis complete with a patio, fire pit, fruit trees, raised planters, and mature shade trees perfect for entertaining. The primary suite includes a private bathroom with a spacious walk-in shower, complemented by two additional bedrooms and a full guest bath on the same level. Downstairs, the versatile lower level offers a large family room with covered patio access, perfect for a media room, gym or office. This level also features a third full bathroom, a dedicated laundry room with a newer washer and dryer, and access to the attached two-car garage.

11002 24th Drive SE, Everett

Listing courtesy of HomeSmart One Realty.

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