Ridgetop Homes with USDA Loan Terms

Ridgetop Homes with USDA Loan Terms

Welcome to Ridgetop, a charming neighborhood nestled in the heart of Silverdale, Washington, in beautiful Kitsap County. Known for its stunning natural beauty and vibrant community spirit, Ridgetop offers a unique blend of suburban tranquility and easy access to urban amenities. This picturesque area is characterized by its lush green landscapes, scenic views, and family-friendly atmosphere, making it an ideal place for both young families and retirees alike.

Ridgetop is well-equipped with a variety of local conveniences, including shopping centers, parks, and recreational facilities. Residents can enjoy a leisurely stroll through the nearby trails or take advantage of the community parks, perfect for picnics and outdoor activities. With a strong sense of community, Ridgetop hosts various neighborhood events, fostering connections among residents and creating a welcoming environment for newcomers.

For those looking to make Ridgetop their home, the neighborhood features a range of housing options, from charming single-family homes to modern townhouses. One of the standout benefits of this area is the availability of homes eligible for USDA loan terms. This financing option makes it easier for qualifying buyers to achieve their dream of homeownership in this desirable location. With no down payment required and competitive interest rates, the USDA loan program is a fantastic opportunity for families looking to settle down in a community that embodies both comfort and convenience.

Discover the charm of Ridgetop, where nature meets community, and your dream home awaits!

Newest Ridgetop Homes with USDA Loan Terms

$685,000
4 Beds ⋅ 3 Baths ⋅ 2565666 MLS ⋅ ACTIVE Status
Details matter! This two-story Ridgetop home has been gone through with a fine-toothed comb. Meticulously maintained & artfully updated, enjoy custom touches in the totally renovated kitchen, primary bath, upstairs bath and powder room, fireplace, paint, trim, flooring, and much more! One of the hallmarks of great design is tension, and the finishes in this home create an amazing sense of sophistication without pretension. Brilliant white shaker kitchen cabinets, gleaming quartz countertops w/classic subway tile contrast beautifully with stainless steel appliances, matte black hardware, accent colored island cabinets & dark undermount farm sink and fixtures. Warm hardwood floors ground much of the main floor with depth. There is room for all with 4 bedrooms and 2 1/2 baths. Be taken away from the cares of the world in the primary bath's free-standing soaking tub or enjoy the roomy shower. So many thoughtful details have been crammed into this beautifully transformed space. Double sinks in the hall bath will help keep the peace among house dwellers and guests. Enjoy morning coffee, evening wine or BBQs on the spacious deck overlooking the patio & backyard play area. Enveloped in the trees and located at the end of a cul de sac, enjoy a sense of seclusion while minutes away from Central Kitsap Schools, all of the medical and shopping amenities of Silverdale and an abundance of recreation. Gas heat, cooking and hot water. Central air conditioning and ceiling fans in each room!

1154 NW Bramble Court, Silverdale

Listing courtesy of RE/MAX Platinum Srvs/Silverdal.

$400,000
3 Beds ⋅ 3 Baths ⋅ 2541193 MLS ⋅ ACTIVE Status
Beautifully updated 3-bedroom townhome in an ideal Central Kitsap location, perfectly situated between Poulsbo and Silverdale and just minutes from Naval Base Kitsap installations, major employers, shopping, medical facilities, schools, and convenient freeway access. This move-in-ready home has been extensively renovated with quality craftsmanship and attention to detail throughout. Recent updates include fresh interior and exterior paint, new flooring, new doors and trim, updated toilets, sinks, faucets, all-new light fixtures, Corian countertops throughout, a new refrigerator, washer and dryer, new garage door and opener, and a brand-new deck—providing years of worry-free living. Outdoor enthusiasts will love the proximity to the many recreational opportunities the Kitsap Peninsula has to offer, including parks, hiking, fishing, boating, crabbing, and waterfront adventures. Enjoy the convenience of being within walking distance of Island Lake Park and the Community Center, where trails, playgrounds, and year-round activities await. Whether you're commuting to nearby Naval installations, heading to work in Silverdale or Poulsbo, or simply looking for a beautifully updated home close to everything, this property checks all the boxes.Don't miss this exceptional opportunity—schedule your showing today and discover your new home!

1307 NW Slate Lane Unit #103, Silverdale

Listing courtesy of RE/MAX Platinum Srvs/Silverdal.

$424,900
3 Beds ⋅ 3 Baths ⋅ 2539510 MLS ⋅ ACTIVE Status
Low-maintenance home in the Beautiful Breckenridge Townhome Community. This home has a spacious living room with a vaulted ceiling. Upstairs Loft, Bedroom, and bathroom. Entry / main floor primary bedroom. The roof was replaced last year. Located West of Ridgetop Blvd, with quick access to Silverdale, including the new St. Michaels Medical Center, Shopping, Costco, Parks, and Highway. Don't forget the two parks in the community as well. Hoa covers insurance, earth insurance, landscaping, roads, parks, roofs, and siding.

1604 NW Seasons Lane, Silverdale

Listing courtesy of Reid Property Management LLC.

$669,900
3 Beds ⋅ 3 Baths ⋅ 2516735 MLS ⋅ ACTIVE Status
ASSUMABLE VA loan with a 5% interest rate! This almost new home is ideally located just 6 minutes from St. Michael Medical Center and less than 20 minutes from Bangor Base, PSNS, and the Seattle/Bremerton ferry. Thoughtfully upgraded beyond builder standards, this beautifully designed home features a spacious open-concept layout with tall ceilings and modern finishes throughout. The main level offers a bright great room, inviting dining area, and a gourmet kitchen complete with a large center island and walk-in pantry. Upstairs you'll find 3 comfortable bedrooms PLUS BONUS ROOM, perfect for a home office or playroom. The primary bedroom features a well-appointed bath and oversized walk-in closet. Primary suite and downstairs bathroom have been upgraded with bidets for added comfort and convenience. Finished garage features EV charger and installed overhead storage. Step outside to a fully fenced backyard with an oversized patio, ready for summer BBQs and outdoor entertaining. Located within a highly desirable school district, this move-in-ready home combines modern style, thoughtful upgrades, and an unbeatable location.

10091 Ramble Drive NW, Bremerton

Listing courtesy of Paramount Real Estate Group.

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