Ridgetop Homes with FHA Terms

Ridgetop Homes with FHA Terms

Welcome to the charming neighborhood of Ridgetop in Silverdale, Washington, located in Kitsap County. This picturesque community offers a perfect blend of natural beauty and modern conveniences, making it an ideal place to call home.

Ridgetop is known for its tranquil surroundings, with tree-lined streets and stunning views of the surrounding landscape. Residents here enjoy easy access to outdoor recreational activities, including hiking trails, parks, and waterfront areas. The neighborhood is also just a short drive away from shopping centers, restaurants, and top-rated schools, making it a highly desirable location for families and professionals alike.

If you're looking to purchase a home in Ridgetop with FHA terms, you're in luck! There are a variety of options available in this neighborhood that offer FHA financing, making it easier for first-time homebuyers and those with limited down payments to achieve their homeownership dreams. With FHA terms, you can enjoy low down payment requirements and competitive interest rates, making buying a home in Ridgetop more affordable than ever.

Don't miss out on the opportunity to own a home in this wonderful neighborhood with FHA terms. Contact us today to learn more about available properties in Ridgetop and start your journey towards homeownership in this idyllic community.

Newest Ridgetop Homes with FHA Terms

$445,000
3 Beds ⋅ 3 Baths ⋅ 2571441 MLS ⋅ ACTIVE Status
Welcome home to low-maintenance living at its finest! Nestled in Silverdale’s desirable Arbors at Ridgeview community, this delightful 1,304 sq ft townhouse condo perfectly blends comfort, style, and convenience. Step inside to an inviting main level featuring durable luxury laminate flooring, a bright and open floor plan, and a cozy corner fireplace perfect for Pacific Northwest evenings. The thoughtfully arranged kitchen boasts rich oak cabinetry, sleek granite-look countertops, stainless steel appliances—including a gas range and built-in microwave—and a practical breakfast bar open to the living spaces. Unwind in the spacious primary bedroom complete with a ceiling fan, a large walk-in closet, and an ensuite bath with a separate shower and built-in storage. Upstairs, you'll find two additional spacious bedrooms, perfect for guests, a home office, or a media room, paired with a shared bathroom. Storage is effortless with a generous walk-in closet system and a deep two-car attached garage. Transition seamlessly to outdoor living through the sliding glass doors onto your private, patio deck pergola. It is an ideal oasis for summer barbecues, surrounded by a fully fenced, terraced backyard with mature greenery and a stone-lined pathway. An absolute dream location for military personnel, this property offers an exceptionally short commute to Naval Base Kitsap - Bangor, Keyport Naval Reservation, Puget Sound Naval Shipyard in Bremerton. Come see this one today!

10959 Tulip Place NW, Silverdale

Listing courtesy of Keller Williams Greater 360.

$509,000
3 Beds ⋅ 3 Baths ⋅ 2566932 MLS ⋅ ACTIVE Status
ROOM TO LIVE, PLAY & GROW! This spacious 3-bedroom, 2.25-bath home delivers 1,596 finished sq ft PLUS an additional 788 sq ft in the basement—giving you an incredible amount of space and flexibility. The charming country kitchen flows into a generous dining room with loads of light from large windows. The inviting living room features coved ceilings, archways and a fireplace ready for a propane hookup. Head upstairs to find all three bedrooms plus a bonus room just waiting to become your home office, game room, creative space or cozy retreat. Outside, the large 1/3-acre lot is a standout with plenty of usable space for gardens, gatherings, pets, play and more. The attached one-car garage even has a roomy workbench ready for your next project. And the big-ticket items? A roof that’s only 2 years old plus a heat pump with A/C for year-round comfort. All this in the desirable Central Kitsap School District, minutes from shopping, freeway access and the newly expanded St. Michael Medical Center. So much space, so much potential—and a location that makes everyday life easy!

9511 Olson Road NW, Bremerton

Listing courtesy of John L. Scott, Inc..

$600,000
4 Beds ⋅ 3 Baths ⋅ 2565391 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 2,179 sq ft residence tucked into one of Silverdale's most desirable neighborhoods. Prime location puts you just minutes from schools, St. Michael Medical Center, and all the shopping, dining, and everyday amenities that make this corner of Kitsap County so easy to love. Inside, you'll find a home that's been genuinely cared for — spacious living areas, thoughtful updates, and a layout that flows naturally for everyday living and entertaining alike. Step outside to a true backyard retreat, lush with mature plantings and offering a peaceful, private space to unwind or host gatherings. Whether you're commuting to PSNS, settling in near the hospital, or simply looking for a well-located Silverdale home that checks every box, this one delivers. Convenience, comfort, and community — all in one place. Don't miss your chance to make it yours!

968 NW Calypso Circle, Silverdale

Listing courtesy of Windermere RE West Sound Inc..

$575,000
3 Beds ⋅ 3 Baths ⋅ 2565562 MLS ⋅ ACTIVE Status
Welcome home to this beautifully maintained 3-bedroom home in the heart of Central Kitsap! Enjoy partial mountain views from the expansive entertainment deck or unwind on the private deck just off the spacious primary suite. Inside, you'll find a versatile loft perfect for a home office, media room, or additional living space along with a freshly painted interior and new carpet throughout.Situated on a large lot with plenty of room to spread out, this property also offers RV parking and a great balance of privacy and convenience. Located just minutes from shopping, schools, and parks, with easy access to military bases, ferries, and major freeways, making commuting a breeze. This home combines comfort, functionality, and an unbeatable Central Kitsap location don't miss your opportunity to make it yours!

1596 NW Duesenberg Court, Silverdale

Listing courtesy of Keller Williams Greater 360.

$395,000
3 Beds ⋅ 3 Baths ⋅ 2541193 MLS ⋅ ACTIVE Status
Beautifully updated 3-bedroom townhome in an ideal Central Kitsap location, perfectly situated between Poulsbo and Silverdale and just minutes from Naval Base Kitsap installations, major employers, shopping, medical facilities, schools, and convenient freeway access. This move-in-ready home has been extensively renovated with quality craftsmanship and attention to detail throughout. Recent updates include fresh interior and exterior paint, new flooring, new doors and trim, updated toilets, sinks, faucets, all-new light fixtures, Corian countertops throughout, a new refrigerator, washer and dryer, new garage door and opener, and a brand-new deck—providing years of worry-free living. Outdoor enthusiasts will love the proximity to the many recreational opportunities the Kitsap Peninsula has to offer, including parks, hiking, fishing, boating, crabbing, and waterfront adventures. Enjoy the convenience of being within walking distance of Island Lake Park and the Community Center, where trails, playgrounds, and year-round activities await. Whether you're commuting to nearby Naval installations, heading to work in Silverdale or Poulsbo, or simply looking for a beautifully updated home close to everything, this property checks all the boxes.Don't miss this exceptional opportunity—schedule your showing today and discover your new home!

1307 NW Slate Lane Unit #103, Silverdale

Listing courtesy of RE/MAX Platinum Srvs/Silverdal.

$424,900
3 Beds ⋅ 3 Baths ⋅ 2539510 MLS ⋅ ACTIVE Status
Low-maintenance home in the Beautiful Breckenridge Townhome Community. This home has a spacious living room with a vaulted ceiling. Upstairs Loft, Bedroom, and bathroom. Entry / main floor primary bedroom. The roof was replaced last year. Located West of Ridgetop Blvd, with quick access to Silverdale, including the new St. Michaels Medical Center, Shopping, Costco, Parks, and Highway. Don't forget the two parks in the community as well. Hoa covers insurance, earth insurance, landscaping, roads, parks, roofs, and siding.

1604 NW Seasons Lane, Silverdale

Listing courtesy of Reid Property Management LLC.

$669,900
3 Beds ⋅ 3 Baths ⋅ 2516735 MLS ⋅ ACTIVE Status
ASSUMABLE VA loan with a 5% interest rate! This almost new home is ideally located just 6 minutes from St. Michael Medical Center and less than 20 minutes from Bangor Base, PSNS, and the Seattle/Bremerton ferry. Thoughtfully upgraded beyond builder standards, this beautifully designed home features a spacious open-concept layout with tall ceilings and modern finishes throughout. The main level offers a bright great room, inviting dining area, and a gourmet kitchen complete with a large center island and walk-in pantry. Upstairs you'll find 3 comfortable bedrooms PLUS BONUS ROOM, perfect for a home office or playroom. The primary bedroom features a well-appointed bath and oversized walk-in closet. Primary suite and downstairs bathroom have been upgraded with bidets for added comfort and convenience. Finished garage features EV charger and installed overhead storage. Step outside to a fully fenced backyard with an oversized patio, ready for summer BBQs and outdoor entertaining. Located within a highly desirable school district, this move-in-ready home combines modern style, thoughtful upgrades, and an unbeatable location.

10091 Ramble Drive NW, Bremerton

Listing courtesy of Paramount Real Estate Group.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.