North Whidbey Homes with FHA Terms

North Whidbey Homes with FHA Terms

Welcome to North Whidbey, a charming neighborhood located in Oak Harbor, Washington. This picturesque region is nestled in Island County, offering a perfect blend of natural beauty and modern conveniences.

North Whidbey is a sought-after area for homebuyers looking for a peaceful retreat with easy access to urban amenities. The neighborhood boasts a strong sense of community, with friendly neighbors and a welcoming atmosphere. Residents enjoy stunning views of the surrounding landscapes, including lush forests and the sparkling waters of the Puget Sound.

For those interested in purchasing a home in North Whidbey, FHA terms are available, making homeownership more accessible and affordable. Whether you're a first-time buyer or looking to upgrade to a larger property, FHA loans offer competitive interest rates and flexible credit requirements.

With its idyllic setting, convenient location, and FHA financing options, North Whidbey is the perfect place to call home. Explore the real estate opportunities in this vibrant neighborhood and discover the beauty and tranquility that this community has to offer.

Newest North Whidbey Homes with FHA Terms

$569,000
3 Beds ⋅ 2 Baths ⋅ 2572979 MLS ⋅ ACTIVE Status
Enjoy a brand-new 3-bedroom, 2-bath manufactured home on three private acres in a beautiful North Whidbey setting. Set at the end of a private drive shared with just a few neighbors, this property combines privacy and mature evergreens with convenient access to Oak Harbor and NAS Whidbey Island. The home sits in a cleared portion of the property overlooking neighboring fields, creating an open, sunny setting with plenty of natural light. Inside, the open-concept kitchen features modern wood cabinetry, upgraded stainless steel appliances, and a generous island. Spacious living and dining areas provide a comfortable setting for everyday living and entertaining. The primary suite features a private bath and sizable walk-in closet. Two additional bedrooms are located at the opposite end of the home and share the full main bathroom. Enjoy gardening space, RV parking, mature evergreens, and room to make the property your own. The home is onsite with final assembly and finish work underway and is expected to be ready by the end of September. Some photos are virtual examples of the home and finishes. The property is close to NAS Whidbey Island and experiences frequent military jet traffic. The home meets Island County’s required 30-decibel noise level reduction standard, including enhanced insulation and construction designed to reduce interior aircraft noise. Contact your agent or the listing broker to arrange a tour.

4063 Lambourn Lane, Oak Harbor

Listing courtesy of Windermere RE Anacortes Prop..

$575,000
3 Beds ⋅ 2 Baths ⋅ 2565423 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom, 2-bath home with a bonus room, situated on just over 2.5 acres. The fully remodeled kitchen features newer cabinetry, composite countertops, an upgraded sink, and newer stainless steel appliances. Enjoy newer LVP flooring, vinyl windows, doors, fixtures, recessed lighting, and a newer garage door with opener. Stay cozy with the pellet stove and appreciate the spacious dining room and oversized laundry room with pantry. Outside offers a detached 2-car shop, fenced front yard, fruit trees, fire pit, chicken coop, RV/generator hookup, new roof (2025), and an extensively updated septic system, including a new drain line, pump, and air pump (2023). Move-in ready!

216 E Sleeper Road, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$487,000
4 Beds ⋅ 2 Baths ⋅ 2541987 MLS ⋅ ACTIVE Status
Experience tranquility on this 1/3-acre lot, surrounded by trees though plenty of sunlight. Thoughtfully laid out with a discrete mother-in-law unit, with its own separate utilities, kitchen, bathroom, and cozy wood stove as well as sliding doors in front and back. The shared carport is accessible from both main and MIL unit. The main home offers newer flooring, plenty of closet space including a walk-in closet for the Primary BR, a remodeled & updated main bathroom, updated kitchen with nearly new appliances, lazy Susan, and much more. A large Trex deck from which to enjoy your private, fully fenced backyard - complete with garden area, out buildings and covered firewood storage. 3 accesses serve the property, ample parking for Boats, Trailer, and an RV parking space with full hookups including 50Amp power. The Shared utility/laundry room comes with 2 sets of washers & dryers and storage. Come take a look and make this one yours today!

4554 N Siesta Place, Oak Harbor

Listing courtesy of Charlie Moore Realty.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2511060 MLS ⋅ ACTIVE Status
Well-kept tri-level home in a highly desirable neighborhood. With over 1,700 sq ft, the layout offers comfortable, functional living. Features include a 2-car garage, a well-maintained roof, and a bay window on the main level. Washer and dryer are included. The large, fully fenced backyard includes a side gate for RV or boat parking.

73 NW Roeder Drive, Oak Harbor

Listing courtesy of Brown McMillen Real Estate.

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