North Whidbey Homes with Conventional Terms

North Whidbey Homes with Conventional Terms

Welcome to the charming neighborhood of North Whidbey, located in Oak Harbor, Washington. This idyllic region is nestled in Island County, offering a peaceful and scenic setting for those looking to settle down in a welcoming community.

North Whidbey is known for its picturesque surroundings, including stunning views of the Puget Sound and the Cascade Mountains. Residents here enjoy a slower pace of life, with plenty of outdoor activities to indulge in, such as hiking, fishing, and beachcombing.

When it comes to real estate in North Whidbey, you'll find a variety of homes with conventional terms available. Whether you're looking for a cozy cottage, a spacious family home, or a waterfront property, there's something for everyone in this desirable neighborhood. With true homes offering conventional terms, you can make your dream of homeownership a reality in North Whidbey.

Don't miss out on the opportunity to be a part of this close-knit community in North Whidbey. Experience the beauty of the Pacific Northwest and the warmth of small-town living in this wonderful neighborhood. Find your perfect home and start creating lasting memories in North Whidbey today!

Newest North Whidbey Homes with Conventional Terms

$575,000
3 Beds ⋅ 2 Baths ⋅ 2565423 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated 3-bedroom, 2-bath home with a bonus room, situated on just over 2.5 acres. The fully remodeled kitchen features newer cabinetry, composite countertops, an upgraded sink, and newer stainless steel appliances. Enjoy newer LVP flooring, vinyl windows, doors, fixtures, recessed lighting, and a newer garage door with opener. Stay cozy with the pellet stove and appreciate the spacious dining room and oversized laundry room with pantry. Outside offers a detached 2-car shop, fenced front yard, fruit trees, fire pit, chicken coop, RV/generator hookup, new roof (2025), and an extensively updated septic system, including a new drain line, pump, and air pump (2023). Move-in ready!

216 E Sleeper Road, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$275,000
2558944 MLS ⋅ ACTIVE Status
Create your Whidbey Island refuge on this private 10 acres of beautiful wooded land. Two perc tests and two water shares make it possible for either a division of the land or to build a primary home and ADU on it. Electricity is in the street with easy access. The potential home sites are on high ground and with some clearing would offer commanding views of the Douglas Fir trees, wildlife and property. A natural spring offers a potential alternative water source. Enjoy privacy, wildlife and woods at the end of a paved, private road, while living just minutes from Oak Harbor, NASWI, Deception Pass State Park and all of the beaches, parks and adventures that Whidbey Island has to offer. This exceptional acreage is the perfect place to build your dream estate. Come and make it yours!

0 nhn Tranquility Place, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$487,000
4 Beds ⋅ 2 Baths ⋅ 2541987 MLS ⋅ ACTIVE Status
Experience tranquility on this 1/3-acre lot, surrounded by trees though plenty of sunlight. Thoughtfully laid out with a discrete mother-in-law unit, with its own separate utilities, kitchen, bathroom, and cozy wood stove as well as sliding doors in front and back. The shared carport is accessible from both main and MIL unit. The main home offers newer flooring, plenty of closet space including a walk-in closet for the Primary BR, a remodeled & updated main bathroom, updated kitchen with nearly new appliances, lazy Susan, and much more. A large Trex deck from which to enjoy your private, fully fenced backyard - complete with garden area, out buildings and covered firewood storage. 3 accesses serve the property, ample parking for Boats, Trailer, and an RV parking space with full hookups including 50Amp power. The Shared utility/laundry room comes with 2 sets of washers & dryers and storage. Come take a look and make this one yours today!

4554 N Siesta Place, Oak Harbor

Listing courtesy of Charlie Moore Realty.

$1,700,000
4 Beds ⋅ 4 Baths ⋅ 2534703 MLS ⋅ ACTIVE Status
Perched on your own private paradise with views of Skagit Bay, Mt. Baker, and the Cascades, this gorgeous, impeccably maintained custom log home features vaulted ceilings, a custom blown glass hanging light sculpture, and walls of windows to capture the view. Gourmet kitchen features a custom copper hood, 6 burner new Wolf gas cooktop, and granite countertops. All appliances are updated. Huge pantry adds to the charm with extra countertop, shelving, and 2nd refrigerator. Party deck is surrounded by the dazzling view, meticulous landscaping, and wildlife. Primary en suite bedroom conveniently located on the main floor. Upstairs you will find your own office aerie with the amazing view along with two bedrooms and a full bath. Downstairs is a yoga studio/exercise room, additional bedroom, office, and full bathroom. Also, a cozy living area with propane fireplace has glass sliding doors out to a custom stone patio. Huge storage room located in basement. 1700 sf shop has drive through oversize doors to house your RV or boat. Private and tranquil 10 ac property boasts its own orchard and garden which has been fenced for deer. Custom greenhouse with an automatic ventilation system awaits your green thumb. Boiler system is new, exterior of home has had new stain and seal treatment. Additional 10 ac lot could be sold with this home - have your agent talk to the listing agent. Close to 3 great beaches, State Parks, and only 10 minutes to Oak Harbor and fine dining, shops, and marinas.

3256 Killion Lane, Oak Harbor

Listing courtesy of Windermere RE Anacortes Prop..

$630,000
2 Beds ⋅ 1 Baths ⋅ 2536643 MLS ⋅ ACTIVE Status
Perched above the shores of El Capitan Beach, this extraordinary waterfront property offers a rare opportunity to own a piece paradise where you can live on the beach & have the potential to build a house on the bluff with incredible views. With 35+/- feet of water frontage at the beach & views stretch across Saratoga Passage to Mt. Baker & North Cascades, creating a spectacular backdrop from sunrise to sunset. Rarely does a property combine property, beach access, panoramic views, & development potential in such an exceptional waterfront setting. Wander down 72 steps to the charming waterfront 2 bedroom beach cottage that captures the essence of coastal living. Windows frame stunning water & mountain views, an expansive deck provides a perfect setting for entertaining, relaxing, & watching passing boats, eagles soaring, & seasonal whale sightings. Direct beach access to the shoreline for beachcombing, kayaking, paddleboarding, & waterfront adventures. Just minutes from town & Deception Pass. Whether you're seeking a waterfront getaway, investment opportunity, vacation rental potential, or an ideal site to create your dream estate, this remarkable property delivers unmatched possibilities. Experience the tranquility, beauty, & timeless appeal of island living where every day feels like a vacation & the ever-changing waters of Saratoga Passage become part of your daily landscape. This is a once-in-a-lifetime opportunity to own a truly special piece of Whidbey Island waterfront

3130 Green Road, Oak Harbor

Listing courtesy of Coldwell Banker 360 Team.

$525,000
3 Beds ⋅ 3 Baths ⋅ 2511060 MLS ⋅ ACTIVE Status
Well-kept tri-level home in a highly desirable neighborhood. With over 1,700 sq ft, the layout offers comfortable, functional living. Features include a 2-car garage, a well-maintained roof, and a bay window on the main level. Washer and dryer are included. The large, fully fenced backyard includes a side gate for RV or boat parking.

73 NW Roeder Drive, Oak Harbor

Listing courtesy of Brown McMillen Real Estate.

$1,080,000
3 Beds ⋅ 4 Baths ⋅ 2507022 MLS ⋅ ACTIVE Status
Unstoppable views from this nearly one acre lot on West Side of Whidbey Island! You will be sitting on top of the world with the best panorama ever, form whales to aircraft carriers you will watch the world go by. Sunsets are are absolutely breathtaking!! Floorplan is perfect for events with a primary on main lower and another suite on upper. Guests won't want to leave! Main floor is absolutely perfect for entertaining with a huge kitchen open to everything, all the conversations will be had around eating bars and dining room. Kitchen is a gourmet cooks delight with storage galore and built in cabinets to display all your treasures. Lots of memories will be made!

1889 West Beach Road, Oak Harbor

Listing courtesy of Windermere Whidbey Island.

$449,950
3 Beds ⋅ 2 Baths ⋅ 2494605 MLS ⋅ ACTIVE Status
Discover a thoughtfully updated home featuring modern finishes & inviting layout. The open living spaces flow seamlessly, making everyday living & entertaining a breeze. The updated kitchen and bathrooms add style & convenience, while the single-level design ensures easy living for years to come. Outside, the possibilities are endless! Host summer gatherings on the deck overlooking your spacious yard—ideal for pets, play, or simply soaking in the peaceful surroundings. There’s plenty of gardening space, while those needing extra room will appreciate the ample parking for boats, RVs, and more. A standout feature is the detached shop, perfect for hobbies, storage, or a workspace—offering flexibility to suit your lifestyle needs. Welcome Home!

4565 Woodland Circle, Oak Harbor

Listing courtesy of Better Homes&Gardens McKenzie.

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