North Tacoma Homes with VA Loan Terms

North Tacoma Homes with VA Loan Terms

Welcome to North Tacoma, a vibrant neighborhood located in Tacoma, Washington. Situated in Pierce County, North Tacoma offers a perfect blend of urban convenience and natural beauty. With its prime location in the Pacific Northwest, residents of North Tacoma enjoy easy access to stunning views of the Puget Sound, lush green parks, and a thriving community.

North Tacoma is a popular choice for homebuyers, and one of the many advantages of living in this neighborhood is the availability of homes with VA loan terms. If you are a veteran or an active-duty service member, you can take advantage of the VA loan program to make your dream of homeownership a reality. VA loans offer favorable terms, including low or no down payment options, competitive interest rates, and no private mortgage insurance requirement.

Whether you are looking for a charming Craftsman-style home, a modern townhouse, or a spacious family residence, North Tacoma has a variety of housing options to suit your needs. The neighborhood boasts tree-lined streets, well-maintained properties, and a strong sense of community.

In addition to its residential appeal, North Tacoma offers a range of amenities and attractions. You can explore the vibrant Proctor District, known for its local shops, restaurants, and farmers market. Point Defiance Park, one of the largest urban parks in the country, is also nearby, offering miles of trails, a zoo, and breathtaking waterfront views.

If you are considering North Tacoma as your next home, you will find a welcoming community, beautiful surroundings, and homes with VA loan terms to make your homebuying journey easier.

Newest North Tacoma Homes with VA Loan Terms

$739,900
3 Beds ⋅ 2 Baths ⋅ 2575174 MLS ⋅ ACTIVE Status
Lots of 1908 charm and details in this North End Craftsman. Brand new to-the-studs remodel on the second floor features new full bath with soaking tub and high-end fixtures and 3 light-filled bedrooms with new windows, sheetrock and trim. Spacious main floor has easy circular flow between living/dining/kitchen, with plenty of space for formal dining room or family room plus an eat-in kitchen. Light & bright entrances: front with covered porch and large entryway; back entrance with brand new deck and mudroom/utility room. Corner lot with new fence & flat backyard with patio for outdoor living. Ample garden beds and perennials in well established yard make for easy care. Home has updated wiring and copper plumbing throughout. Newer hot water heater and dishwasher. Two car garage boasts plenty of space for 2 cars to park plus workbench & storage. Outbuilding and unfinished basement offer even more storage space. Metal roof has many years left, much of exterior recently painted. Terrific access to local parks, Pt Defiance, waterfront, & schools, and Proctor shopping district. Come make your mark on this appealing & move-in ready home.

3901 N Mullen Street, Tacoma

Listing courtesy of Better Properties N. Proctor.

$1,295,000
2 Beds ⋅ 2 Baths ⋅ 2575315 MLS ⋅ ACTIVE Status
Discover an exceptional waterfront lifestyle at Point Ruston, where abundant natural daylight, breathtaking views & effortless access to Point Ruston amenities come together in this coveted corner residence. The chef-inspired kitchen blends style & functionality with Bosch stainless steel appliances, waterfall quartz countertops, alder cabinetry & instant hot water. Wide-plank engineered flooring, Hunter Douglas shades, 9-ft coffered ceilings and an electric fireplace add warmth & architectural appeal. The serene primary suite offers a spa-inspired retreat with radiant heated floors, glass shower, oversized soaking tub, under-cabinet lighting, bidet & generous walk-in closet. The spacious covered patio extends the living space outdoors, creating an inviting setting for al fresco dining, morning coffee or evening entertaining. From the patio, enjoy Mt. Rainier views, spectacular sunsets over Commencement Bay, 4th of July fireworks, yacht parades & sightings of orcas passing through the bay. The patio access opens to the Waterwalk with waterfront dining, boutique shops, movies, summer concerts, kayaking & scenic strolls along the promenade just steps away. Bonus space offers versatility for a home office, fitness area or additional storage. Tax abatement & LIDs paid! Embrace the ease of downsizing or a true lock-and-leave lifestyle in this secure building, where you can travel with peace of mind & return home to beautiful views, convenience & the vibrant energy of Point Ruston!

4907 Main Street Unit #101, Tacoma

Listing courtesy of COMPASS.

$695,000
3 Beds ⋅ 2 Baths ⋅ 2571014 MLS ⋅ ACTIVE Status
Welcome home to this 1915 Craftsman in the heart of Proctor, where original character and everyday comfort come together effortlessly. Wainscoting and deep window seats set the tone, while classic Craftsman columns and built-in bookshelves frame the light-filled living and dining rooms. Upstairs offers a sweet, old-fashioned charm, with bedrooms featuring closets sized more like small rooms than afterthoughts—a rare find in a home of this age. Fresh hardwood floors grace the main level, while the kitchen combines solid stone counters, newer stainless appliances, and convenient pantry storage. Step outside to enjoy the larger corner lot, fully fenced and surrounded by mature landscaping that creates a park-like setting with dedicated garden space. The rebuilt two-car garage adds valuable utility with EV charging and room for projects or storage. A clean, walk-out basement offers flexible space for a hobby room, workshop, or future expansion. Enjoy the best of the Proctor District, with Metropolitan Market, Cactus, Olympia Coffee, Compass Rose, and Washington Elementary all just around the corner.

3801 N 21st Street, Tacoma

Listing courtesy of Redfin.

$850,000
2574982 MLS ⋅ ACTIVE Status
Incredible Opportunity in North Tacoma with this Versatile Triplex for Investors or Owner-Occupants. Don’t miss this rare chance to own a versatile, income-producing triplex in one of North Tacoma’s most desirable neighborhoods. Whether you’re an investor seeking strong rental returns or an owner-occupant looking to live in one unit while generating income, this well-priced property offers remodel possibilities for future equity development potential, flexibility. Zoning is Commercial C-1 (Multi-Family Apts, 5+ Units),which opens the door to expanded possibilities (buyer to verify)—Unit B at one time operated as a small-scale retail storefront,professional office,& general/personal service space,this is giving opportunity for options beyond residential use.All three apartments are spacious and could be used for short or long term rental,each featuring a full kitchen, bathroom, and washer/dryer access: Unit A is 1,017 sq ft, two-story with 2 bedrooms, high ceilings, & a peek-a-boo water views; Unit B is 1,061 sq ft has an open floor plan, 3 bedrooms, and high ceilings; Unit C is an upper-level 1,044 sqft unit with 3 bedrooms & multiple views.The property has abundant parking with front,side,& rear alley access, 968 sq ft shop & garage,plus a fenced yard & deck.Just minutes from Point Defiance Park, the Proctor District, Ruston Point, shopping, restaurants, & ferry.Properties with this combination of versatility, space, location with possible expansion are rare. Sold "AS IS".

5019 N 46TH Street, Tacoma

Listing courtesy of HomeSmart Real Estate Assoc.

$850,000
3 Beds ⋅ 2 Baths ⋅ 2573887 MLS ⋅ ACTIVE Status
One of the last large-lot view properties left in North Tacoma! A whopping 16,200 square foot lot! With modern flexible zoning, ADU options, and smaller lots allowed, opportunity is knocking... Subdivide or create your own multi-generational compound! Perched to capture breathtaking marine views, this classic mid-century home is a rare find. Unique setting and ample space are the perfect chance for developers, flippers, or owner occupants wanting to create their dream living set up. Wake up to sweeping water vistas, Commencement Bay shipping activity, and views out to Vashon Island and beyond! Main floor living room features original hardwood flooring, fireplace, and view-facing, floor-to-ceiling windows! Oversized main floor bedroom was originally 2 bedrooms and could be converted back. Kitchen with original solid pine paneling adjoins large dining room, with potential for kitchen expansion. Substantial party-size deck (1000 SF), accessible from kitchen, living room slider, or front of home! Deck surrounded by glass windscreen railing. Lower-level primary suite has spa-worthy bath with barrier-free shower & heated floors. Huge primary room has been an art studio as well as main bedroom. Tinker away in the downstairs shop/bonus room which has also served as a home office with outdoor access to the lower-level parking area. Conveniently located to parks, beaches, marinas, shopping, and dining! You'll enjoy the best of North Tacoma living!

4701 N Huson Street, Tacoma

Listing courtesy of Better Properties UP/Fircrest.

$699,000
5 Beds ⋅ 3 Baths ⋅ 2571357 MLS ⋅ ACTIVE Status
This is the North Tacoma Craftsman you’ve been waiting for! Built in 1917, this lovely historic home is filled with the warmth and original character you just can’t recreate. We’re talking gorgeous hardwood floors, coffered ceilings, original built-ins, and timeless details throughout that give every room a welcoming feel. With 5 bedrooms and 2.25 bathrooms, including a primary bedroom with its own private bath, there’s plenty of space to spread out while still keeping that cozy Craftsman feel. And the big-ticket stuff? Already taken care of. A 2018 roof, updated and rewired electrical, newer furnace (2023), and fully rebuilt chimney mean some of the biggest projects that come with owning a historic home have already been done, leaving the fun cosmetic updates for you to make this home completely your own. Out back, the deck feels made for slow mornings with coffee, summer dinners, and a house full of friends. Plus, three off-street parking spaces add everyday convenience. But what really makes this home special is where you get to live. You’re right in the heart of North Tacoma, close to the restaurants, coffee shops, and local favorites along 6th Ave, minutes from the University of Puget Sound, and surrounded by the community traditions that make this neighborhood so fun — like Art on the Ave and Porchfest. Historic, warm, full of character, and right in the middle of one of Tacoma’s most vibrant communities. This one is special.

631 N Steele Street, Tacoma

Listing courtesy of Real Broker LLC.

$515,000
3 Beds ⋅ 1 Baths ⋅ 2564954 MLS ⋅ ACTIVE Status
Updated Tacoma rambler on a desirable corner lot with mature landscaping and a private backyard. Thoughtful improvements throughout make this home move-in ready, while highly efficient mini-splits provide comfortable heating and cooling year-round. Gardeners will love the abundant space for flowers, vegetables and outdoor projects. Complete with a two-car garage and inviting outdoor areas, this home offers privacy, comfort and convenience in a well-established neighborhood.

3301 N Visscher Street, Tacoma

Listing courtesy of Century 21 Blue Chip.

$674,950
3 Beds ⋅ 3 Baths ⋅ 2572885 MLS ⋅ ACTIVE Status
Charming 1920 Dutch Colonial in coveted North Tacoma — walkable to Proctor District, UPS, and Point Defiance. This beautifully remodeled 1,929 sq ft home blends turn-of-the-century character with modern updates on a corner lot in one of Tacoma's most sought-after neighborhoods. Original hardwoods, crown molding, and built-in bookcases anchor a light-filled main floor, where a gas-burning brick fireplace warms the living room and a formal dining room with vintage chandelier flows into a fully updated kitchen — stainless appliances, gas range, custom vent hood, and open shelving. A sunny breakfast nook wrapped in windows makes mornings a favorite room in the house. Upstairs offers two bedrooms and a spa-worthy full bath with clawfoot soaking tub and subway tile. The finished lower level adds flexible living with a bedroom, ¾ bath and a dedicated utility room.Gas heat, fully fenced yard , and a private back deck under a wisteria-draped pergola — perfect for summer evenings. Zoned for Grant Elementary, Hilltop Heritage Middle, and iconic Stadium High. Minutes to Proctor Farmers Market, Ruston Way waterfront, downtown Tacoma, and I-5. Move-in ready character in a neighborhood that rarely comes available — don't miss it.

1415 N Steele Street, Tacoma

Listing courtesy of John L. Scott, Inc.

$799,500
9 Beds ⋅ 3 Baths ⋅ 2572758 MLS ⋅ ACTIVE Status
Rare opportunity in Tacoma’s desirable North End! This beautifully updated property features a spacious 5-bedroom, 2-bath main home plus a large detached converted structure currently configured with 4 additional rooms, a bathroom, kitchen and living area. Recent updates include fresh interior and exterior paint, new flooring and carpet, giving the home a clean and refreshed feel throughout. The flexible layout offers incredible potential for investors, multi-generational living, guest space, a home office setup, or anyone looking for additional space. Ideally located near the Proctor District, University of Puget Sound, downtown Tacoma, hospitals, shopping, dining and everyday amenities. With two separate structures and a unique layout offering tremendous flexibility and income potential, this is a North Tacoma opportunity you won’t want to miss.

4106 N 15th Street, Tacoma

Listing courtesy of eXp Realty.

$590,000
2 Beds ⋅ 2 Baths ⋅ 2570258 MLS ⋅ ACTIVE Status
Charming 1910 Tacoma Craftsman nestled in the heart of the highly desirable Proctor District! Set behind a lush, expansive front yard and an inviting brand-new porch, this refreshed home effortlessly pairs timeless character with modern living. Step inside to discover a bright, open living and dining layout accented by beautiful new flooring and crisp, updated finishes throughout. The seamless main floor layout leads directly into a gorgeously updated kitchen, a convenient half bath, and a functional laundry and mudroom area. Upstairs, you will find two peaceful bedrooms alongside a tastefully updated full bath. Additional versatile space awaits in the clean, unfinished basement—ideal for extra storage, or a dedicated workshop. Thoughtful exterior maintenance provides complete peace of mind, boasting a newer roof and a newly installed fence that fully frames the yard for privacy and play. Around back, enjoy convenient alley access leading to a detached two-stall carport, which offers tremendous potential to be converted into a fully enclosed garage or shop space. Unbeatable location puts you just moments from the vibrant heart of Proctor, placing local boutique shops, renowned restaurants, farmers markets, and scenic neighborhood parks right at your doorstep. Whether you are looking for timeless charm, exceptional updates, or an ideal location in one of Tacoma's most sought-after communities, this home delivers it all. Schedule your private tour today and

4412 N 27th Street, Tacoma

Listing courtesy of Redfin.

$1,580,000
3 Beds ⋅ 4 Baths ⋅ 2570697 MLS ⋅ ACTIVE Status
Experience Pacific Northwest living in Ruston, with expansive bay views. This unique home offers you golden sunrises over Mount Rainier and vivid pink sunsets behind the Olympic Mountains. Unwind in a massive primary retreat with a private master balcony, fireplace, walk in shower, Jacuzzi tub, wet bar with wine rack and walk in closet, and 2 additional bedrooms on upper floor. Basement is fully finished with a delightful cedar sauna. Enjoy the rare convenience of two separate laundry rooms located on upper floor and also on main floor for ultimate convenience. Take in the amazing views from both floors. With a prime location. Situated in the heart of Ruston, just moments from local waterfront dining and parks. This home is one of the original in Ruston. Boasting a 6000 sqft lot with 4 dedicated parking spots, and a large deck for entertaining.

5316 N Court Street, Ruston

Listing courtesy of Crown Properties.

$519,000
3 Beds ⋅ 1 Baths ⋅ 2568732 MLS ⋅ ACTIVE Status
Welcome to this lovely rambler in Tacoma’s desirable North End! This well-maintained home offers a comfortable floor plan with inviting spaces for entertaining, relaxing, or simply enjoying time at home. The level, fenced backyard provides plenty of room for outdoor activities, gardening, or gatherings, while the alley access offers convenient parking for an RV or boat. Recent updates include a new roof and gutters, fresh interior and exterior paint, a beautifully updated bathroom, and new plumbing—providing peace of mind and a move-in-ready feel. Situated on a quiet street with little traffic, this home is conveniently located near shopping, schools, parks, major freeways, and the waterfront. Enjoy all the benefits of North End living, with a welcoming neighborhood atmosphere and easy access to the best of Tacoma. A wonderful opportunity to make this charming rambler your next home. Just made a price reduction! Such a great value for the square footage, condition and fenced yard in this North End home. This is a wonderful affordable home ready to move into before fall!

5410 N 40th Street, Tacoma

Listing courtesy of Windermere Prof Partners.

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