North Tacoma Homes with FHA Terms

North Tacoma Homes with FHA Terms

North Tacoma is a vibrant and sought-after neighborhood located in Tacoma, Washington. Situated in Pierce County, North Tacoma offers a mix of urban convenience and natural beauty, making it an ideal place to call home.

With its close proximity to downtown Tacoma and easy access to major highways, North Tacoma provides residents with a convenient commute to work and a plethora of amenities. The neighborhood boasts a variety of shopping centers, restaurants, and entertainment options, ensuring that there is always something to do.

One of the standout features of North Tacoma is its stunning views. With the Puget Sound to the west and the majestic Mount Rainier to the southeast, residents can enjoy breathtaking scenery right from their doorstep. The area is also known for its lush parks and green spaces, including the popular Point Defiance Park, which offers miles of walking trails, a zoo, and stunning waterfront views.

For those looking to buy a home in North Tacoma, the availability of FHA terms is a major advantage. FHA, or Federal Housing Administration, loans provide flexible financing options with low down payment requirements and lenient credit qualifications. This makes homeownership more accessible for first-time buyers or those with less-than-perfect credit.

Whether you're drawn to North Tacoma for its picturesque views, convenient location, or FHA loan options, this neighborhood offers a fantastic place to live and invest in real estate. With its strong sense of community and range of amenities, North Tacoma is truly a gem in the heart of Washington state.

Newest North Tacoma Homes with FHA Terms

$820,000
5 Beds ⋅ 3 Baths ⋅ 2570731 MLS ⋅ ACTIVE Status
Beautifully restored Cape Cod in desirable North Tacoma, offering a rare blend of timeless character, thoughtful modern upgrades, and a spacious, fully fenced backyard designed for entertaining. Rich hardwood floors, updated fixtures, and a stunning custom tiled fireplace create warm, inviting spaces throughout. Natural light pours into the home through a large picture window in the living room and an equally expansive window in the kitchen, creating bright, light-filled living spaces with beautiful views of the front and backyard. The open-concept design offers effortless flow for everyday living, gathering with friends, and hosting, while the beautifully updated kitchen features generous counter space, abundant storage, updated countertops, and newer appliances. The remodeled lower-level bathroom and refreshed main floor bath add style and function, while the expanded deck and patio provide the perfect setting for summer barbecues, morning coffee, or relaxing evenings outdoors. Recent improvements include a heat pump with mini-split A/C, updated electrical panel with new breakers, grounding rod, newer south-facing roof, Hardie siding on the rear dormer, upstairs carpet, and western-side fencing. Just four blocks from Kandle Park, eight blocks from Metropolitan Market, and moments from Proctor District’s beloved local restaurants, and boutique shopping. This exceptional home offers the perfect blend of classic North Tacoma charm, modern comfort & an incredible life.

4910 N 25th Street, Tacoma

Listing courtesy of Windermere Prof Partners.

$850,000
3 Beds ⋅ 2 Baths ⋅ 2573887 MLS ⋅ ACTIVE Status
One of the last large-lot view properties left in North Tacoma! A whopping 16,200 square foot lot! With modern flexible zoning, ADU options, and smaller lots allowed, opportunity is knocking... Subdivide or create your own multi-generational compound! Perched to capture breathtaking marine views, this classic mid-century home is a rare find. Unique setting and ample space are the perfect chance for developers, flippers, or owner occupants wanting to create their dream living set up. Wake up to sweeping water vistas, Commencement Bay shipping activity, and views out to Vashon Island and beyond! Main floor living room features original hardwood flooring, fireplace, and view-facing, floor-to-ceiling windows! Oversized main floor bedroom was originally 2 bedrooms and could be converted back. Kitchen with original solid pine paneling adjoins large dining room, with potential for kitchen expansion. Substantial party-size deck (1000 SF), accessible from kitchen, living room slider, or front of home! Deck surrounded by glass windscreen railing. Lower-level primary suite has spa-worthy bath with barrier-free shower & heated floors. Huge primary room has been an art studio as well as main bedroom. Tinker away in the downstairs shop/bonus room which has also served as a home office with outdoor access to the lower-level parking area. Conveniently located to parks, beaches, marinas, shopping, and dining! You'll enjoy the best of North Tacoma living!

4701 N Huson Street, Tacoma

Listing courtesy of Better Properties UP/Fircrest.

$699,000
5 Beds ⋅ 3 Baths ⋅ 2571357 MLS ⋅ ACTIVE Status
This is the North Tacoma Craftsman you’ve been waiting for! Built in 1917, this lovely historic home is filled with the warmth and original character you just can’t recreate. We’re talking gorgeous hardwood floors, coffered ceilings, original built-ins, and timeless details throughout that give every room a welcoming feel. With 5 bedrooms and 2.25 bathrooms, including a primary bedroom with its own private bath, there’s plenty of space to spread out while still keeping that cozy Craftsman feel. And the big-ticket stuff? Already taken care of. A 2018 roof, updated and rewired electrical, newer furnace (2023), and fully rebuilt chimney mean some of the biggest projects that come with owning a historic home have already been done, leaving the fun cosmetic updates for you to make this home completely your own. Out back, the deck feels made for slow mornings with coffee, summer dinners, and a house full of friends. Plus, three off-street parking spaces add everyday convenience. But what really makes this home special is where you get to live. You’re right in the heart of North Tacoma, close to the restaurants, coffee shops, and local favorites along 6th Ave, minutes from the University of Puget Sound, and surrounded by the community traditions that make this neighborhood so fun — like Art on the Ave and Porchfest. Historic, warm, full of character, and right in the middle of one of Tacoma’s most vibrant communities. This one is special.

631 N Steele Street, Tacoma

Listing courtesy of Real Broker LLC.

$515,000
3 Beds ⋅ 1 Baths ⋅ 2564954 MLS ⋅ ACTIVE Status
Updated Tacoma rambler on a desirable corner lot with mature landscaping and a private backyard. Thoughtful improvements throughout make this home move-in ready, while highly efficient mini-splits provide comfortable heating and cooling year-round. Gardeners will love the abundant space for flowers, vegetables and outdoor projects. Complete with a two-car garage and inviting outdoor areas, this home offers privacy, comfort and convenience in a well-established neighborhood.

3301 N Visscher Street, Tacoma

Listing courtesy of Century 21 Blue Chip.

$674,950
3 Beds ⋅ 3 Baths ⋅ 2572885 MLS ⋅ ACTIVE Status
Charming 1920 Dutch Colonial in coveted North Tacoma — walkable to Proctor District, UPS, and Point Defiance. This beautifully remodeled 1,929 sq ft home blends turn-of-the-century character with modern updates on a corner lot in one of Tacoma's most sought-after neighborhoods. Original hardwoods, crown molding, and built-in bookcases anchor a light-filled main floor, where a gas-burning brick fireplace warms the living room and a formal dining room with vintage chandelier flows into a fully updated kitchen — stainless appliances, gas range, custom vent hood, and open shelving. A sunny breakfast nook wrapped in windows makes mornings a favorite room in the house. Upstairs offers two bedrooms and a spa-worthy full bath with clawfoot soaking tub and subway tile. The finished lower level adds flexible living with a bedroom, ¾ bath and a dedicated utility room.Gas heat, fully fenced yard , and a private back deck under a wisteria-draped pergola — perfect for summer evenings. Zoned for Grant Elementary, Hilltop Heritage Middle, and iconic Stadium High. Minutes to Proctor Farmers Market, Ruston Way waterfront, downtown Tacoma, and I-5. Move-in ready character in a neighborhood that rarely comes available — don't miss it.

1415 N Steele Street, Tacoma

Listing courtesy of John L. Scott, Inc.

$799,500
9 Beds ⋅ 3 Baths ⋅ 2572758 MLS ⋅ ACTIVE Status
Rare opportunity in Tacoma’s desirable North End! This beautifully updated property features a spacious 5-bedroom, 2-bath main home plus a large detached converted structure currently configured with 4 additional rooms, a bathroom, kitchen and living area. Recent updates include fresh interior and exterior paint, new flooring and carpet, giving the home a clean and refreshed feel throughout. The flexible layout offers incredible potential for investors, multi-generational living, guest space, a home office setup, or anyone looking for additional space. Ideally located near the Proctor District, University of Puget Sound, downtown Tacoma, hospitals, shopping, dining and everyday amenities. With two separate structures and a unique layout offering tremendous flexibility and income potential, this is a North Tacoma opportunity you won’t want to miss.

4106 N 15th Street, Tacoma

Listing courtesy of eXp Realty.

$590,000
2 Beds ⋅ 2 Baths ⋅ 2570258 MLS ⋅ ACTIVE Status
Charming 1910 Tacoma Craftsman nestled in the heart of the highly desirable Proctor District! Set behind a lush, expansive front yard and an inviting brand-new porch, this refreshed home effortlessly pairs timeless character with modern living. Step inside to discover a bright, open living and dining layout accented by beautiful new flooring and crisp, updated finishes throughout. The seamless main floor layout leads directly into a gorgeously updated kitchen, a convenient half bath, and a functional laundry and mudroom area. Upstairs, you will find two peaceful bedrooms alongside a tastefully updated full bath. Additional versatile space awaits in the clean, unfinished basement—ideal for extra storage, or a dedicated workshop. Thoughtful exterior maintenance provides complete peace of mind, boasting a newer roof and a newly installed fence that fully frames the yard for privacy and play. Around back, enjoy convenient alley access leading to a detached two-stall carport, which offers tremendous potential to be converted into a fully enclosed garage or shop space. Unbeatable location puts you just moments from the vibrant heart of Proctor, placing local boutique shops, renowned restaurants, farmers markets, and scenic neighborhood parks right at your doorstep. Whether you are looking for timeless charm, exceptional updates, or an ideal location in one of Tacoma's most sought-after communities, this home delivers it all. Schedule your private tour today and

4412 N 27th Street, Tacoma

Listing courtesy of Redfin.

$1,580,000
3 Beds ⋅ 4 Baths ⋅ 2570697 MLS ⋅ ACTIVE Status
Experience Pacific Northwest living in Ruston, with expansive bay views. This unique home offers you golden sunrises over Mount Rainier and vivid pink sunsets behind the Olympic Mountains. Unwind in a massive primary retreat with a private master balcony, fireplace, walk in shower, Jacuzzi tub, wet bar with wine rack and walk in closet, and 2 additional bedrooms on upper floor. Basement is fully finished with a delightful cedar sauna. Enjoy the rare convenience of two separate laundry rooms located on upper floor and also on main floor for ultimate convenience. Take in the amazing views from both floors. With a prime location. Situated in the heart of Ruston, just moments from local waterfront dining and parks. This home is one of the original in Ruston. Boasting a 6000 sqft lot with 4 dedicated parking spots, and a large deck for entertaining.

5316 N Court Street, Ruston

Listing courtesy of Crown Properties.

$519,000
3 Beds ⋅ 1 Baths ⋅ 2568732 MLS ⋅ ACTIVE Status
Welcome to this lovely rambler in Tacoma’s desirable North End! This well-maintained home offers a comfortable floor plan with inviting spaces for entertaining, relaxing, or simply enjoying time at home. The level, fenced backyard provides plenty of room for outdoor activities, gardening, or gatherings, while the alley access offers convenient parking for an RV or boat. Recent updates include a new roof and gutters, fresh interior and exterior paint, a beautifully updated bathroom, and new plumbing—providing peace of mind and a move-in-ready feel. Situated on a quiet street with little traffic, this home is conveniently located near shopping, schools, parks, major freeways, and the waterfront. Enjoy all the benefits of North End living, with a welcoming neighborhood atmosphere and easy access to the best of Tacoma. A wonderful opportunity to make this charming rambler your next home. Just made a price reduction! Such a great value for the square footage, condition and fenced yard in this North End home. This is a wonderful affordable home ready to move into before fall!

5410 N 40th Street, Tacoma

Listing courtesy of Windermere Prof Partners.

$575,000
3 Beds ⋅ 2 Baths ⋅ 2568643 MLS ⋅ ACTIVE Status
Welcome home to this beautifully refreshed Tacoma Rambler. Featuring brand new flooring, new carpet throughout, fresh interior paint and a newer roof, this move-in ready home offers a crisp, modern feel from the moment you step inside. Enjoy comfortable living spaces and a convenient location close to shopping, dining, parks, and freeway access. Whether you're a first-time buyer, downsizing, or just want a turnkey place, this one is ready for you to make your own.

3734 N Baltimore Street, Tacoma

Listing courtesy of Skyline Properties, Inc..

$479,950
2 Beds ⋅ 1 Baths ⋅ 2567645 MLS ⋅ ACTIVE Status
Welcome to easy North Tacoma living in this beautifully updated 2BR, 1BA home that makes the most of every square foot. Inside, the bright open living space flows easily from the living room to the dining area and kitchen, creating a comfortable place to relax, entertain, or simply enjoy everyday life. A ductless mini split added in 2022 provides efficient heating and cooling, while the front bedroom has a dedicated vent for a portable stand up A/C unit. Step outside and the lifestyle really opens up. The spacious backyard offers plenty of room for summer gatherings, gardening, pets, or evenings around the fire pit. Alley access provides generous RV and additional vehicle parking, along with a detached garage for parking, storage, or hobbies. Best of all, many of the big projects have already been taken care of with a brand new 30 year roof, brand new Hardie Plank siding, brand new exterior paint, newer electrical panel, PEX plumbing, and ABS drains. A truly move in ready home where you can spend less time on projects and more time enjoying where you live.

4905 N 30th Street, Tacoma

Listing courtesy of COMPASS.

$599,900
2 Beds ⋅ 2 Baths ⋅ 2566425 MLS ⋅ ACTIVE Status
Welcome to **801 N. Stevens Street** in the heart of Tacoma's desirable North End! Situated on a spacious corner lot, this well-maintained home offers the perfect blend of comfort, flexibility, and functionality.Inside, you'll appreciate the year-round comfort of a **heat pump providing both efficient heating and air conditioning**. The home's thoughtful layout includes a **partially finished basement** with a versatile **bonus room**, ideal for a home office, media room, gym, hobby space, or guest area.Step outside to enjoy the **large patio**, perfect for entertaining, summer barbecues, or relaxing with friends. Car enthusiasts, hobbyists, or anyone needing extra workspace will love the **oversized three-car garage**, complete with its own **mini-split heating and cooling system** for year-round comfort.Parking is never an issue with **plenty of off-street parking**, making it easy to accommodate guests, recreational vehicles, or multiple drivers.Conveniently located near North Tacoma's parks, shopping, restaurants, and schools, this property combines everyday convenience with exceptional functionality. Whether you're looking for extra workspace, room to entertain, or simply a comfortable place to call home, **801 N. Stevens Street** is ready to welcome you.

801 N Stevens Street, Tacoma

Listing courtesy of Better Properties N. Proctor.

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