North Tacoma Homes with FHA Terms

North Tacoma Homes with FHA Terms

North Tacoma is a vibrant and sought-after neighborhood located in Tacoma, Washington. Situated in Pierce County, North Tacoma offers a mix of urban convenience and natural beauty, making it an ideal place to call home.

With its close proximity to downtown Tacoma and easy access to major highways, North Tacoma provides residents with a convenient commute to work and a plethora of amenities. The neighborhood boasts a variety of shopping centers, restaurants, and entertainment options, ensuring that there is always something to do.

One of the standout features of North Tacoma is its stunning views. With the Puget Sound to the west and the majestic Mount Rainier to the southeast, residents can enjoy breathtaking scenery right from their doorstep. The area is also known for its lush parks and green spaces, including the popular Point Defiance Park, which offers miles of walking trails, a zoo, and stunning waterfront views.

For those looking to buy a home in North Tacoma, the availability of FHA terms is a major advantage. FHA, or Federal Housing Administration, loans provide flexible financing options with low down payment requirements and lenient credit qualifications. This makes homeownership more accessible for first-time buyers or those with less-than-perfect credit.

Whether you're drawn to North Tacoma for its picturesque views, convenient location, or FHA loan options, this neighborhood offers a fantastic place to live and invest in real estate. With its strong sense of community and range of amenities, North Tacoma is truly a gem in the heart of Washington state.

Newest North Tacoma Homes with FHA Terms

$695,000
3 Beds ⋅ 2 Baths ⋅ 2571014 MLS ⋅ ACTIVE Status
Welcome home to this 1915 Craftsman in the heart of Proctor, where original character and everyday comfort come together effortlessly. Wainscoting and deep window seats set the tone, while classic Craftsman columns and built-in bookshelves frame the light-filled living and dining rooms. Upstairs offers a sweet, old-fashioned charm, with bedrooms featuring closets sized more like small rooms than afterthoughts—a rare find in a home of this age. Fresh hardwood floors grace the main level, while the kitchen combines solid stone counters, newer stainless appliances, and convenient pantry storage. Step outside to enjoy the larger corner lot, fully fenced and surrounded by mature landscaping that creates a park-like setting with dedicated garden space. The rebuilt two-car garage adds valuable utility with EV charging and room for projects or storage. A clean, walk-out basement offers flexible space for a hobby room, workshop, or future expansion. Enjoy the best of the Proctor District, with Metropolitan Market, Cactus, Olympia Coffee, Compass Rose, and Washington Elementary all just around the corner.

3801 N 21st Street, Tacoma

Listing courtesy of Redfin.

$850,000
3 Beds ⋅ 2 Baths ⋅ 2573887 MLS ⋅ ACTIVE Status
One of the last large-lot view properties left in North Tacoma! A whopping 16,200 square foot lot! With modern flexible zoning, ADU options, and smaller lots allowed, opportunity is knocking... Subdivide or create your own multi-generational compound! Perched to capture breathtaking marine views, this classic mid-century home is a rare find. Unique setting and ample space are the perfect chance for developers, flippers, or owner occupants wanting to create their dream living set up. Wake up to sweeping water vistas, Commencement Bay shipping activity, and views out to Vashon Island and beyond! Main floor living room features original hardwood flooring, fireplace, and view-facing, floor-to-ceiling windows! Oversized main floor bedroom was originally 2 bedrooms and could be converted back. Kitchen with original solid pine paneling adjoins large dining room, with potential for kitchen expansion. Substantial party-size deck (1000 SF), accessible from kitchen, living room slider, or front of home! Deck surrounded by glass windscreen railing. Lower-level primary suite has spa-worthy bath with barrier-free shower & heated floors. Huge primary room has been an art studio as well as main bedroom. Tinker away in the downstairs shop/bonus room which has also served as a home office with outdoor access to the lower-level parking area. Conveniently located to parks, beaches, marinas, shopping, and dining! You'll enjoy the best of North Tacoma living!

4701 N Huson Street, Tacoma

Listing courtesy of Better Properties UP/Fircrest.

$1,595,000
5 Beds ⋅ 4 Baths ⋅ 2563296 MLS ⋅ ACTIVE Status
Classic Victorian Elegance in Tacoma’s Stadium District A remarkable Victorian in the heart of the Stadium District, this home reveals far more than its charming façade suggests. Generous in scale and rich in character, it beautifully balances preserved architectural detail with thoughtfully executed modern updates. Original tile fireplaces, hardwood floors and substantial millwork speak to the home’s history, while a fully renovated kitchen and luxurious primary ensuite bring a decidedly contemporary level of comfort. The main floor offers an abundance of living space with a versatile layout designed to accommodate entertaining, everyday living and quiet retreat. Upstairs, two additional bedrooms join an impressive primary suite, creating a peaceful separation from the home’s gathering spaces. A fully finished lower level adds yet another dimension, offering exceptional flexibility with potential for an ADU, guest quarters, recreation space or extended living. Outside, lush grounds create a welcome sense of privacy and green space, while the expansive covered deck offers a wonderful setting for year-round enjoyment and peekaboo views of Puget Sound. Completing the property is an extraordinary three-car garage—a true rarity in this part of Tacoma—with ample room for secure parking, storage and hobbies. Historic character, modern refinement, exceptional space and a coveted Stadium District setting—this is a home that deserves a closer look.

507 N G Street, Tacoma

Listing courtesy of Realogics Sotheby's Int'l Rlty.

$705,000
5 Beds ⋅ 3 Baths ⋅ 2571357 MLS ⋅ ACTIVE Status
This is the North Tacoma Craftsman you’ve been waiting for! Built in 1917, this lovely historic home is filled with the warmth and original character you just can’t recreate. We’re talking gorgeous hardwood floors, coffered ceilings, original built-ins, and timeless details throughout that give every room a welcoming feel. With 5 bedrooms and 2.25 bathrooms, including a primary bedroom with its own private bath, there’s plenty of space to spread out while still keeping that cozy Craftsman feel. And the big-ticket stuff? Already taken care of. A 2018 roof, updated and rewired electrical, newer furnace (2023), and fully rebuilt chimney mean some of the biggest projects that come with owning a historic home have already been done, leaving the fun cosmetic updates for you to make this home completely your own. Out back, the deck feels made for slow mornings with coffee, summer dinners, and a house full of friends. Plus, three off-street parking spaces add everyday convenience. But what really makes this home special is where you get to live. You’re right in the heart of North Tacoma, close to the restaurants, coffee shops, and local favorites along 6th Ave, minutes from the University of Puget Sound, and surrounded by the community traditions that make this neighborhood so fun — like Art on the Ave and Porchfest. Historic, warm, full of character, and right in the middle of one of Tacoma’s most vibrant communities. This one is special.

631 N Steele Street, Tacoma

Listing courtesy of Real Broker LLC.

$525,000
3 Beds ⋅ 1 Baths ⋅ 2570943 MLS ⋅ ACTIVE Status
Classic Craftsman charm meets an incredible North Tacoma location in this inviting 3 bedroom home filled with character and natural warmth. A welcoming covered front porch sets the tone, opening to beautifully refinished hardwood floors, rich original wood details, and a comfortable living room anchored by a stunning fireplace. French doors and abundant windows bring in natural PNW lighting, while the dedicated dining area offers plenty of room to gather or entertain. The bright kitchen features generous cabinetry and workspace, with an adjacent utility room adding to everyday convenience with outdoor access. The updated full bath pairs timeless subway tile with stylish finishes. Upstairs, additional bedrooms offer flexible space for sleeping, guests, a home office, or hobbies, while the unfinished basement provides valuable storage and possibilities. Outside, enjoy a fully fenced, level corner lot with garden space, fruit trees, spacious deck, & alley access. With forced-air heating, new furnace, off-street parking, and no HOA, this home blends vintage appeal with practical living. Located just blocks from the heart of Proctor, enjoy easy access to groceries, local shops, restaurants, coffee, transit, parks, and everything that makes North Tacoma such a sought-after, walkable community. Spend weekends exploring the Proctor Farmers’ Market, nearby neighborhood parks, waterfront destinations, & local favorites that give this vibrant Tacoma neighborhood its distinctive charm.

4201 N 24th Street, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$515,000
3 Beds ⋅ 1 Baths ⋅ 2564954 MLS ⋅ ACTIVE Status
Updated Tacoma rambler on a desirable corner lot with mature landscaping and a private backyard. Thoughtful improvements throughout make this home move-in ready, while highly efficient mini-splits provide comfortable heating and cooling year-round. Gardeners will love the abundant space for flowers, vegetables and outdoor projects. Complete with a two-car garage and inviting outdoor areas, this home offers privacy, comfort and convenience in a well-established neighborhood.

3301 N Visscher Street, Tacoma

Listing courtesy of Century 21 Blue Chip.

$674,950
3 Beds ⋅ 3 Baths ⋅ 2572885 MLS ⋅ ACTIVE Status
Charming 1920 Dutch Colonial in coveted North Tacoma — walkable to Proctor District, UPS, and Point Defiance. This beautifully remodeled 1,929 sq ft home blends turn-of-the-century character with modern updates on a corner lot in one of Tacoma's most sought-after neighborhoods. Original hardwoods, crown molding, and built-in bookcases anchor a light-filled main floor, where a gas-burning brick fireplace warms the living room and a formal dining room with vintage chandelier flows into a fully updated kitchen — stainless appliances, gas range, custom vent hood, and open shelving. A sunny breakfast nook wrapped in windows makes mornings a favorite room in the house. Upstairs offers two bedrooms and a spa-worthy full bath with clawfoot soaking tub and subway tile. The finished lower level adds flexible living with a bedroom, ¾ bath and a dedicated utility room.Gas heat, fully fenced yard , and a private back deck under a wisteria-draped pergola — perfect for summer evenings. Zoned for Grant Elementary, Hilltop Heritage Middle, and iconic Stadium High. Minutes to Proctor Farmers Market, Ruston Way waterfront, downtown Tacoma, and I-5. Move-in ready character in a neighborhood that rarely comes available — don't miss it.

1415 N Steele Street, Tacoma

Listing courtesy of John L. Scott, Inc.

$799,500
9 Beds ⋅ 3 Baths ⋅ 2572758 MLS ⋅ ACTIVE Status
Rare opportunity in Tacoma’s desirable North End! This beautifully updated property features a spacious 5-bedroom, 2-bath main home plus a large detached converted structure currently configured with 4 additional rooms, a bathroom, kitchen and living area. Recent updates include fresh interior and exterior paint, new flooring and carpet, giving the home a clean and refreshed feel throughout. The flexible layout offers incredible potential for investors, multi-generational living, guest space, a home office setup, or anyone looking for additional space. Ideally located near the Proctor District, University of Puget Sound, downtown Tacoma, hospitals, shopping, dining and everyday amenities. With two separate structures and a unique layout offering tremendous flexibility and income potential, this is a North Tacoma opportunity you won’t want to miss.

4106 N 15th Street, Tacoma

Listing courtesy of eXp Realty.

$590,000
2 Beds ⋅ 2 Baths ⋅ 2570258 MLS ⋅ ACTIVE Status
Charming 1910 Tacoma Craftsman nestled in the heart of the highly desirable Proctor District! Set behind a lush, expansive front yard and an inviting brand-new porch, this refreshed home effortlessly pairs timeless character with modern living. Step inside to discover a bright, open living and dining layout accented by beautiful new flooring and crisp, updated finishes throughout. The seamless main floor layout leads directly into a gorgeously updated kitchen, a convenient half bath, and a functional laundry and mudroom area. Upstairs, you will find two peaceful bedrooms alongside a tastefully updated full bath. Additional versatile space awaits in the clean, unfinished basement—ideal for extra storage, or a dedicated workshop. Thoughtful exterior maintenance provides complete peace of mind, boasting a newer roof and a newly installed fence that fully frames the yard for privacy and play. Around back, enjoy convenient alley access leading to a detached two-stall carport, which offers tremendous potential to be converted into a fully enclosed garage or shop space. Unbeatable location puts you just moments from the vibrant heart of Proctor, placing local boutique shops, renowned restaurants, farmers markets, and scenic neighborhood parks right at your doorstep. Whether you are looking for timeless charm, exceptional updates, or an ideal location in one of Tacoma's most sought-after communities, this home delivers it all. Schedule your private tour today and

4412 N 27th Street, Tacoma

Listing courtesy of Redfin.

$615,000
4 Beds ⋅ 2 Baths ⋅ 2572066 MLS ⋅ ACTIVE Status
Beautifully remodeled 4-bedroom home offering a thoughtful blend of character, modern updates, and flexible living space. The inviting main level features an open floor plan with hardwood floors, a cozy gas fireplace surrounded by built-ins, and a separate dining area perfect for everyday meals or entertaining. The bright, updated kitchen shines with crisp cabinetry, stainless appliances, generous counter space, and an easy connection to the living areas. Two bedrooms are conveniently located on the main floor, while two additional bedrooms upstairs provide versatility for guests, office space, hobbies, or whatever fits your lifestyle. Major improvements include updated plumbing, furnace, electrical, Water main to the house, tankless water heater, and numerous other updates throughout. Outside, the fully fenced, private backyard feels like its own retreat with garden space, a covered patio ideal for year-round BBQs and evenings around the fire. The detached garage with alley access and corner lot add even more function with the possibility of an ADU and RV or boat parking. A detached 2-car garage with alley access, corner lot, and abundant storage add even more function, with potential for future possibilities. Ideally located in North Tacoma near Proctor, The University of Puget Sound, Amazing parks, schools, shopping, dining, and convenient access to Hwy 16 and everything Tacoma has to offer. Welcome Home.

4626 N 13th Street, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$565,000
2 Beds ⋅ 1 Baths ⋅ 2570464 MLS ⋅ ACTIVE Status
This is THE ONE you have been waiting for!! Nestled in Tacoma's sought-after Proctor District in the North End, this adorable bungalow is packed with charm and modern upgrades! Inside, this feels remarkably expansive with rich original hardwood floors sweeping throughout a bright, open-concept floor plan. The generous living room features a cozy fireplace, seamlessly flowing into a refreshed, light-filled kitchen built for effortless culinary prep and entertaining. This functional layout offers 2 spacious bedrooms, an updated full bath, plus a large bonus room down the hall—providing so much extra space for a second hangout area, home office, media retreat, or hobby room. Enjoy the huge walk in closet with custom built-ins, and stunning custom desk/work station! Situated on a generous corner lot, the outdoor setup is a true private paradise! Enjoy a fully fenced yard with dedicated garden space ready for your green thumb, a covered outdoor patio for year-round entertaining, 2 storage sheds, and a large detached 2-car garage providing ample parking, extra storage, and workspace! This incredible location centers you right near the very best of Tacoma's North End! Enjoy instant access just 3 blocks to the vibrant Proctor Farmers Market, Metropolitan Market, iconic local cafes, boutique shopping, acclaimed local dining, vibrant community parks, and waterfront access nearby. Impeccably charming, and turn-key, this storybook cottage is an absolute dream and a must see!

2722 N Tyler Street, Tacoma

Listing courtesy of Redfin.

$1,580,000
3 Beds ⋅ 4 Baths ⋅ 2570697 MLS ⋅ ACTIVE Status
Experience Pacific Northwest living in Ruston, with expansive bay views. This unique home offers you golden sunrises over Mount Rainier and vivid pink sunsets behind the Olympic Mountains. Unwind in a massive primary retreat with a private master balcony, fireplace, walk in shower, Jacuzzi tub, wet bar with wine rack and walk in closet, and 2 additional bedrooms on upper floor. Basement is fully finished with a delightful cedar sauna. Enjoy the rare convenience of two separate laundry rooms located on upper floor and also on main floor for ultimate convenience. Take in the amazing views from both floors. With a prime location. Situated in the heart of Ruston, just moments from local waterfront dining and parks. This home is one of the original in Ruston. Boasting a 6000 sqft lot with 4 dedicated parking spots, and a large deck for entertaining.

5316 N Court Street, Ruston

Listing courtesy of Crown Properties.

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