North Bay Homes with FHA Terms

North Bay Homes with FHA Terms

Located in Port Ludlow, Washington, the neighborhood of North Bay offers a picturesque setting for those seeking a tranquil and scenic place to call home. Situated in Jefferson County, North Bay is a charming community that boasts a range of amenities and attractions for residents to enjoy.

North Bay is surrounded by natural beauty, with stunning views of the bay and nearby mountains. The area is known for its lush greenery, making it a haven for outdoor enthusiasts. Residents can take advantage of the numerous hiking and biking trails in the vicinity, as well as enjoy water activities such as boating and fishing.

In terms of housing, North Bay offers homes with FHA terms, making it an attractive option for buyers looking for more flexible financing options. FHA loans are backed by the Federal Housing Administration, which allows homebuyers to qualify for lower down payments and more lenient credit requirements. This makes homeownership more accessible and affordable for a wider range of individuals and families.

Whether you're a nature lover, an outdoor enthusiast, or simply looking for a peaceful place to call home, North Bay in Port Ludlow, Washington, offers the perfect blend of natural beauty and convenient amenities. With homes available on FHA terms, this neighborhood provides an excellent opportunity for buyers to find their dream home in a stunning location.

Newest North Bay Homes with FHA Terms

$799,000
2 Beds ⋅ 3 Baths ⋅ 2570296 MLS ⋅ ACTIVE Status
Welcome to this beautifully maintained Port Ludlow home, tucked against a peaceful greenbelt & surrounded by mature landscaping creating the perfect setting. Sit on your covered porch & watch the sun come up over the trees. Main level offers easy living with a grand great room that is bathed in natural light, spacious primary suite & large laundry room. The living room boasts vaulted ceilings & skylights & a cozy propane fireplace, creating a warm & welcoming gathering space. The kitchen showcases gorgeous wood cabinetry, stainless steel appliances, tons of counter space & rich cherry hardwood floors. Primary bedroom features a coffered ceiling, while the ensuite bath offers double sinks, a soaking tub and walk-in closet. Upstairs, you’ll find a 2nd bedroom, 2 versatile flex/studio rooms & a full bath, creating a wonderful guest suite or flexible space for hobbies, crafts, an office or whatever your lifestyle requires. The home is also equipped with a heat pump, A/C & a triple-stage water filtration system to add year-round comfort & convenience. Outside, enjoy a sweet, fully fenced side yard & a private beautifully established backyard with huge, magnificent trees that provide the ultimate PNW feel. Inground sprinkler system keeps the grounds looking their best. Enjoy the Port Ludlow lifestyle with resort style amenities:indoor/outdoor pools, exercise/weight room, locker rooms & saunas, athletic courts, parks & an extensive network of walking trails throughout the community.

442 Rainier Lane, Port Ludlow

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$629,000
3 Beds ⋅ 4 Baths ⋅ 2569050 MLS ⋅ ACTIVE Status
Inviting Home in the North Bay Community of Port Ludlow. Beautiful and well kept Home and grounds. 2 Spacious Primary Bedrooms with ensuite baths on Main Floor, with a 1/2 bath also on main. Vaulted Ceilings offer a connected feel from the upper living area/loft. Propane fireplace. Beautiful Kitchen with granite countertops. and plenty of storage. Large deck to enjoy and entertain. Home is very private from neighbors from the interior. Loft/ Family room and additional craft room. Another Bedroom up with a full bath for guests. Approximately 1300sq ft of walkable crawl space below the deck area- offers an exceptional bonus area (currently utilized as a comfortable man cave) which could be transformed into wine cellar, hobby, workshop area or a home gym. Come Enjoy all Port Ludlow has to offer! Port Ludlow Marina to park your boat, The Inn for Fine Dining, world class Golf Course. miles of hiking Trails and a very active community of events. The Beach Club boasts indoor/ outdoor pools, gym facilities, meeting spaces, access to beachcombing and a Pickleball court! Close to the Hood Canal Bridge for major shopping, Less than an hour to WA State Ferry system to Seattle. ! hour to Sea Tac airport. Explore the amazing Olympic Peninsula National Forest, Sequim Lavender fields, Port Townsend's eclectic energy from Past to Present. Truly a lifestyle to enjoy!

50 Cascade Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$597,000
2 Beds ⋅ 2 Baths ⋅ 2562873 MLS ⋅ ACTIVE Status
Discover the perfect blend of comfort, versatility, and Pacific Northwest lifestyle in this beautifully updated Port Ludlow retreat. Nestled on a quiet cul-de-sac, this light-filled 2-bedroom, 2-bath home features fresh interior paint and trim, new appliances this year, newer mini-split heating and cooling, a Pelican whole-home water filtration system, and high-speed internet for today's connected lifestyle. The impressive 792-square-foot detached garage has been nicely finished and includes a workshop, built-in cabinetry, tankless water heater, and an authentic clear cedar hot-rock sauna accommodating up to six people. A separate finished 120-square-foot detached office/studio offers exceptional flexibility for remote work, creative pursuits, fitness, hobbies, or guest space. Relax year-round in the newer Bullfrog hot tub, or enjoy the expansive backyard and gardening planters with automated timed irrigation, expansive decks, and full fencing. Located just minutes from the marina, championship golf course, clubhouse, private beach, swimming pools, pickleball, tennis courts, and miles of scenic hiking trails, this move-in-ready home offers an exceptional opportunity to enjoy the very best of Port Ludlow living.

41 Ames Lane, Port Ludlow

Listing courtesy of John L. Scott Port Ludlow.

$615,000
3 Beds ⋅ 3 Baths ⋅ 2550980 MLS ⋅ ACTIVE Status
Beautifully maintained & move-in ready, this 3-bedroom, 2¾-bath home sits on a private lot in a sought-after & established neighborhood. Tucked away on a private lot with curb appeal from the time you pull into the driveway. Inside, warmth meets thoughtful design. Gather around the propane fireplace on cool Pacific Northwest evenings, host dinners in the formal dining room, and let the lower-level rec room with kitchenette become whatever you need it to be —multi-generational living, a guest quarters, a creative studio, a game-day haven. The spacious primary suite feels like a spa escape!. Storage & functional space abound, including tool cabinets in the 2-car garage. The home has been thoughtfully updated with quartz countertops & luxury vinyl plank flooring, is wired for surround sound, & offers dual heat pumps with central A/C and A 15KW whole-house generator with automatic transfer switch means you're always ready, no matter the season. As a Port Ludlow resident, you'll enjoy full access to the Beach Club — with indoor & outdoor pools, a fitness room, & gathering spaces — along with a stunning 300-slip marina, tennis courts, parks, trails, & community RV and boat storage.Port Ludlow is a hidden gem, with protected waters and a paradise lifestyle that begins the moment you step outside your front door.

43 Goliah Lane, Port Ludlow

Listing courtesy of Windermere RE West Sound Inc..

$599,000
4 Beds ⋅ 2 Baths ⋅ 2529934 MLS ⋅ ACTIVE Status
Experience easy single-level living in the sought-after community of Port Ludlow. This beautifully maintained 4-bedroom, 1 & 3/4-bath home offers an inviting open-concept layout with warm laminate wood floors, vaulted ceilings, and comfortable spaces designed for both everyday living and entertaining. The kitchen features quartz countertops, overlooks the backyard, and flows seamlessly into the dining area with french doors leading to the patio with recessed lighting and a spacious backyard — ready for your dream garden, outdoor entertaining space, or private retreat.The generous family room creates the perfect gathering space for cozy evenings, hosting guests, or relaxing at home. The primary bathroom also features quartz countertops for a fresh, updated feel. Tucked away on a quiet street in a peaceful setting, this move-in ready home offers the perfect blend of comfort, functionality, and lifestyle. Enjoy access to the community clubhouse with a pool, workout room, and miles of community trails that make living in Port Ludlow so special.

86 Rainier Lane, Port Ludlow

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$158,000
2532866 MLS ⋅ ACTIVE Status
Ready for a calmer lifestyle? Port Ludlow on the Olympic Peninsula offers serene beauty and a vibrant community. Marina, Golf Course, miles of Hiking trails, Fine Dining, Local Clubs & Events- It's all here. This lot is waiting for you. 3 bedroom Septic is already installed. Custom House plans for an approx. 1600sq ft home are at the County planning dept. awaiting final approval, or use your own plans. Water is on the property. Power at street. Tucked away on a quiet Cul De Sac with established neighbors. HOA covers membership to the North Bay Beach Club which offers Indoor & Outdoor Pools, Exercise Facilities, Pickleball Courts,& Beach Access. 20 minutes to Kingston & Poulsbo for shopping & entertainment amenity's. Less than an hour to Seattle ferry system via Kingston and Bainbridge Island. SEA TAC airport 1.5 hours Come and get away from it all, yet be close to everything!

51 Ames Lane, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

$535,000
3 Beds ⋅ 2 Baths ⋅ 2505429 MLS ⋅ ACTIVE Status
Lovely home in a lovely setting. This home has been greatly loved as evidenced by the well maintained structure and landscaping. Situated on a quiet cul de sac just a short distance from the Resort, marina and businesses. This popular floor-plan provides excellent living, cooking (propane cook-top) and entertaining space while separating the primary sleeping area from the guest rooms. Quiet back yard where you'll listen to birds singing as you sip your morning coffee or tea (and afternoon wine, maybe?) Freshly painted and new furnace. Purchase includes membership in the (LMC)Beach Club and all North Bay amenities! Be sure and check out the community-wide trail system including the Ludlow Falls trail. Keep in mind that you're close to the Olympic National Park as well as state parks with beaches and lighthouses... All this just an hour and a half from a Mariners game! The Port Ludlow lifestyle begins right here.

33 Goldfinch Lane, Port Ludlow

Listing courtesy of RE/MAX FIRST Inc Port Townsend.

$699,500
4 Beds ⋅ 3 Baths ⋅ 2446730 MLS ⋅ ACTIVE Status
Northwest Contemporary Home -loved and well maintained with beautiful landscaping as well. 2000 ft of main floor living with 2000 ft on the lower level for guests, multigenerational ,or rental income. Vaulted Ceilings in Living Room with a floor to ceiling stone faced fireplace. Kitchen has been updated with custom hickory cabinets and solid surface countertops. Wrap around deck to enjoy morning coffee and warm summer evenings. 2 driveways provide owner and guest access separately, Private patio has a built in BBQ, planter boxes and room to dance! Or create an outdoor Living space to enhance & entertain. 3 bedrooms on main level, one could easily be a home office/craft room, or exercise space. 2 full baths off main floor BDRM's. Primary closet is enormous and a portion could be converted to add a 1/2 bath off hallway. Lower level boasts an oversized BR with a 3/4 bath. Bar area could become a kitchen or leave and add a pool table . Curved slate pathway was installed for easy maintenance from outdoor activities. Private access from lower level for guests or renter. Port Ludlow Beach Club close by w/ pools, pickleball courts, clubs & events and beach access. Enjoy PL Inn for fine dining and a Marina for your boat! Miles of hiking trails! 30 minutes to Port Townsend or Poulsbo for shopping and entertainment. Seattle ferries via Kingston & Bainbridge Island less than an hour way. SEA TAC airport 90 minutes away. Watch video tour to fully appreciate!

291 Pioneer Drive, Port Ludlow

Listing courtesy of Port Ludlow Brokers LLC.

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