Mountlake Terrace Homes with VA Loan Terms

Mountlake Terrace Homes with VA Loan Terms

Welcome to Mountlake Terrace, a charming city located in Snohomish County, Washington, in the United States. This vibrant community offers a wonderful place to call home, with its picturesque neighborhoods and convenient location.

Mountlake Terrace is a sought-after destination for homebuyers, thanks to its proximity to major cities like Seattle and Bellevue. Residents here enjoy the best of both worlds – a peaceful suburban setting and easy access to urban amenities. The city boasts a strong sense of community, with numerous parks, community centers, and recreational opportunities for residents of all ages.

For those looking to purchase a home in Mountlake Terrace, the availability of VA loan terms is a significant advantage. VA loans are a type of mortgage loan that is backed by the U.S. Department of Veterans Affairs, making it easier for eligible veterans, active-duty service members, and surviving spouses to secure financing for their dream home. With VA loan terms available in Mountlake Terrace, homebuyers can take advantage of competitive interest rates, flexible qualification requirements, and no down payment options.

Whether you're a first-time homebuyer or looking to upgrade your current living situation, Mountlake Terrace offers a range of housing options to suit every need and budget. From cozy single-family homes to modern townhouses and spacious apartments, there's something for everyone.

Come and explore Mountlake Terrace, where you can find a welcoming community, beautiful homes, and the convenience of VA loan terms. It's time to make your dream of homeownership a reality in this wonderful city.

Newest Mountlake Terrace Homes with VA Loan Terms

$675,000
3 Beds ⋅ 1 Baths ⋅ 2574925 MLS ⋅ ACTIVE Status
Beautifully updated split level home with charming vintage touches, situated on a large corner lot in desirable Mountlake Terrace. This inviting home blends classic character with thoughtful updates, featuring refinished hardwood floors upstairs, new flooring downstairs, and wonderful original details throughout. The spacious lower-level family room is made for gathering, featuring a cozy wood-burning fireplace and classic wet bar. The perfect spot for movie nights, entertaining, or relaxing at the end of the day. The storage room offers additional flexibility and could potentially be plumbed for an additional bathroom. Outside, the huge corner lot provides plenty of room to enjoy the outdoors. The rare two driveways and 3-car garage is a standout feature for the neighborhood, offering ample space for vehicles, hobbies, storage, a workshop, or all of the above. The garage roof has also been reinforced, creating exciting potential for a future rooftop deck. Conveniently located near neighborhood schools, parks and recreation, everyday shopping and dining, with easy access to I-5 and the Mountlake Terrace Link light rail station for commuting into Seattle and throughout the region. Nearby recreational opportunities include parks, trails, athletic fields, and Lake Ballinger.

22004 36th Avenue W, Mountlake Terrace

Listing courtesy of Keller Williams Realty Bothell.

$656,656
3 Beds ⋅ 2 Baths ⋅ 2571797 MLS ⋅ ACTIVE Status
Charming & Inviting Mountlake Terrace Rambler! Move-in-ready one level home (NO STAIRS inside or out) in a sought-after commuter-friendly neighborhood. 1/2 mile to LIGHT RAIL Station & a stress-free car-less commute. 1,256 SF w/3 beds, full bath, laundry room, half bath and 231 SF GARAGE w/ extra LOFT STORAGE. Enter this warm & inviting home and be greeted by an open floor plan featuring a light-filled living room with extra-large windows, highlighting the freshly painted interior. This lovely home combines cozy living with a surprisingly spacious & efficient floor plan. Updated kitchen with custom cabinets, bamboo flooring & direct access to the backyard through French doors. Step out (NO STAIRS) to discover one of the property's standout features—a beautiful backyard oasis with fruit trees, grape arbor & spacious detached shed. Poised on a fully fenced lot in a peaceful and private location. Cultivate your dream garden or simply enjoy the outdoors. Plenty of parking in the garage, driveway or off-street. Close to nearby parks, Costco, I-5 & 405 & 522. Excellent EDMONDS SCHOOLS. NEWER Furnace (2023) & NEW Water Heater (2026). Walk to the vibrant new Terrace Station with its hip restaurants & coffee shops. Blocks from Snohomish/King County Line. Bus/Transit a few blocks away. Nice Greater Seattle Walkable Location & NO HOA! Don't miss this Sweet Rambler. One year Home Warranty included!! Virtually staged photos.

5603 240th Street SW, Mountlake Terrace

Listing courtesy of AgencyOne.

$1,062,500
4 Beds ⋅ 4 Baths ⋅ 2574438 MLS ⋅ ACTIVE Status
Experience modern luxury in this better-than-new 4BR+Den/3.5BA home. Boasting 9ft ceilings and a sun-drenched open layout, it offers seamless indoor-outdoor living, plus central AC and HEPA air filtration system for year-round comfort. The lower level welcomes you with a spacious, private guest suite and a 2-car garage with ample storage. Head to the main level to find the heart of the home: a chef’s kitchen with quartz countertops and an expansive living room that opens to a covered balcony. Perfect for entertaining, the dining area leads directly to a flat, fully fenced backyard. This floor is completed by a versatile den/rec space, a chic powder room. The upper level serves as a quiet retreat, featuring a luxurious primary suite and two additional bright bedrooms. Perfectly situated in a peaceful community with low HOAs, you are just minutes from I-5 and the newly opened Mountlake Terrace Light Rail station for a swift commute to downtown. Pre-inspected, freshly painted, and move-in ready!

22615 69th Place W, Mountlake Terrace

Listing courtesy of WeLakeside.

$640,000
3 Beds ⋅ 1 Baths ⋅ 2572330 MLS ⋅ ACTIVE Status
Centrally located at the end of a quiet cul-de-sac, this beautifully updated rambler on .25 acres is the home you've been waiting for. Just 5 minutes to the Lynnwood & Mountlake Terrace transit centers (light rail) plus easy I-5/I-405 access for a seamless commute. Several nearby parks & playfields, including Matt Hirvela Bicentenial Park across the street, plus walking distance to schools & groceries. Enter this warm & inviting one-level home & be greeted by an open floor plan featuring a light-filled living room with extra-large windows & a gleaming kitchen with ample cupboard space for all your culinary needs, large island for food prep & entertaining, plus stainless-steel appliances. Great layout with 2 bedrooms on one side of the house and 1 bedroom on the other; makes for a great office or TV room. Sprawling fully-fenced yard & large entertainment-sized paver patio allow for year-round enjoyment of the outdoors; includes a freshly stained greenhouse, raised garden beds, and statement firepit. Patio is plumbed for gas for easy grilling! Several gorgeous trees & plantings including maples, lilacs, Italian plums, hydrangeas & rhodies. A truly park-like setting. Tankless hot water. Fresh interior paint. Exterior paint & new window shutters in 2023. Attached garage with additional loft storage plus attached carport for additional covered parking. (Some photos have virtual staging).

21903 42nd Place W, Mountlake Terrace

Listing courtesy of John L. Scott, Inc..

$950,000
5 Beds ⋅ 3 Baths ⋅ 2568003 MLS ⋅ ACTIVE Status
Perched atop a hill in a quiet Mountlake Terrace neighborhood, this PNW contemporary home is designed for an active lifestyle—with generous space to gather, play, entertain, and grow. Featuring 5 bedrooms, 2.75 baths, and an oversized lower-level family room, there’s room for everyone and every occasion. The remodeled kitchen serves as the heart of the home, complemented by a spacious laundry room, heat pump with AC, and generator wiring for added utility and convenience. Step outside and discover what truly sets this property apart: an enormous, level, fenced backyard offering privacy and plenty of room for sports, games, gardening, pets, and entertaining. A huge shop adds excellent versatility for hobbies, projects, equipment, or storage. The covered entertainment deck is made for year-round gatherings—fire up the BBQ, turn on the outdoor sound system, and enjoy fantastic indoor-outdoor living, rain or shine. With six parks and trails within a mile, recreation is right at your doorstep. And with parking for 9–11 vehicles, including space for an RV, there’s plenty of room for guests, toys, and everyday life. Big lot. Big backyard. Big shop. Five bedrooms. Bonus space. Awesome possibilities! This is the kind of home where life happens—inside, outside, and everywhere in between.

4601 238th Place SW, Mountlake Terrace

Listing courtesy of Keller Williams Rlty Bellevue.

$449,950
3 Beds ⋅ 3 Baths ⋅ 2558363 MLS ⋅ ACTIVE Status
Welcome to this convenient, spacious, and efficient townhome community in Mountlake Terrace that is hard to beat! Just 2 blocks off I-5 with none of the noise, this 3bedroom, 2.5bath townhome comes with fresh updates and two parking spaces. Honey-colored LVP, stainless steel appliances, quartz countertops, brass trim, and a wood burning fireplace make for a luxurious living space downstairs. Upstairs you will find an ever-rare 3bedrooms with full bath in the primary and full bath off the hallway with updated vanities and tile floors. A fiberoptic panel makes this home perfect for WFH or all the online streaming you can dream of. Walk to playfields and an off leash dog park nearby, and take a 5min drive to the Mountlake Terrace Lightrail Station. This home is perfect for convenience, and an ideal way to get into residential neighborhoods at entry-level pricing. Come and get it!

21904 56th Avenue W Unit #B2, Mountlake Terrace

Listing courtesy of Every Door Real Estate.

$860,000
3 Beds ⋅ 2 Baths ⋅ 2545442 MLS ⋅ ACTIVE Status
Thoughtfully updated and meticulously maintained, this Mountlake Terrace home offers the perfect blend of comfort and peace of mind. Major system upgrades include double-pane windows, updated electrical panels, PEX plumbing throughout the home and garage, and a tankless water heater. Enjoy easy outdoor living with a sprinkler system and greenhouse, ideal for gardening enthusiasts. Pride of ownership shines throughout, making this home an exceptional opportunity in a desirable location near parks, shopping, dining, light rail, and major commuter routes.

21801 51st Avenue W, Mountlake Terrace

Listing courtesy of COMPASS.

$772,000
3 Beds ⋅ 3 Baths ⋅ 2556714 MLS ⋅ ACTIVE Status
Comfort meets convenience at this lovely home situated a mere five blocks away from the Mountlake Terrace Link light rail station, so you may easily commute to work or play via rail transit! There are also multiple bus lines nearby. The Solana Townhome neighborhood is clean and well-kept. The home has a large bonus room and attached two-car garage with storage on the ground floor. Luxury vinyl plank flooring makes cleaning a breeze. The main floor features a formal dining area, large open kitchen with island bar top seating, a bright inviting living area that opens out to a covered porch, powder room, and laundry room with storage space. Upstairs are two large secondary bedrooms, a large full bathroom, and the primary suite with vaulted ceilings and spacious walk-in-closet. The expansive roof deck has a hose bib which is a must for rooftop gardeners. A feature that is unique to these townhomes is that the rooftops were designed/constructed to accommodate hot tubs. Hot tub electrical power is already in place, just waiting for you to install a tub. Imagine soaking on the roof while watching the stars overhead! Welcome home!

23912 55th Avenue W Unit #C, Mountlake Terrace

Listing courtesy of HomeSmart Real Estate Assoc.

$725,000
4 Beds ⋅ 4 Baths ⋅ 2556560 MLS ⋅ ACTIVE Status
Welcome home to one of Mountlake Terrace's best-kept secrets! Perfectly tucked away in a quiet enclave yet just moments from the Light Rail, vibrant restaurants, coffee shops, breweries and everyday conveniences, this move-in-ready townhome offers the ideal blend of peaceful living and unbeatable accessibility, with no HOA dues! The versatile floor plan features two bedrooms and a full bath on the entry level, an inviting main floor designed for entertaining with a beautifully appointed kitchen, spacious dining area, cozy gas fireplace and abundant natural light, while the upper level is dedicated to a private primary suite, an additional guest bedroom and full bath. An oversized one-car garage provides exceptional storage rarely found in townhome living, as well as an outdoor private patio w/water & electric hook-ups. Whether you're commuting into Seattle, working from home, or simply looking for a low-maintenance lifestyle in a thriving neighborhood, this home truly checks every box.

23432 55th Avenue W Unit #B, Mountlake Terrace

Listing courtesy of Windermere Real Estate Central.

$829,900
5 Beds ⋅ 3 Baths ⋅ 2550705 MLS ⋅ ACTIVE Status
New roof, skylights, fresh exterior paint, garage is EV charger ready. Beautiful 5-bedroom + den (bonus room) home offers 3 bathrooms and a bright, spacious layout ideal for modern living & effortless entertaining.Step inside to a welcoming interior filled with natural light. The sparkling kitchen features abundant cabinetry & a convenient eat-in space—perfect for casual meals and everyday gatherings. The living area boasts soaring ceilings and a cozy gas fireplace, flowing seamlessly into the formal dining room, which opens directly onto a stunning, park-like backyard with desirable southern exposure, private backyard oasis includes a fully fenced yard, spacious patio, mature landscaping, and peaceful native green space beyond—creating an ideal setting for relaxation, BBQs, and memorable gatherings. Upstairs you’ll find two bedrooms and a full bathroom, plus a luxurious primary suite with its own ensuite bath. Downstairs offers two additional bedrooms, a versatile bonus room (perfect for a home office, workout space, or den), another full bathroom, and a large laundry room with generous cabinetry and shelving. Additional highlights include tall ceilings throughout, large 2-car garage with ample storage and EV charger readiness. Located in a highly convenient neighborhood, this beautifully maintained home is just minutes from Alderwood Mall, light rail, and top-rated schools. This exceptional property truly has it all—come experience its warmth and charm for yourself!

5208 213th Place SW, Mountlake Terrace

Listing courtesy of CENTURY 21 North Homes Realty.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2549623 MLS ⋅ ACTIVE Status
Welcome to this exceptional top-floor corner retreat in Markland Woods, a spacious three-bedroom end unit situated perfectly along a lush greenbelt. Located just 1.3 miles from the Sound Transit Light Rail Station, this home perfectly combines tranquil nature with ultimate commuter convenience. Step inside to discover a bright, freshly painted interior illuminated by brand-new light fixtures. The beautiful kitchen boasts crisp white cabinetry, sleek quartz countertops, and stainless steel appliances. Both bathrooms feature stylish updates that add a contemporary touch. Unwind on your covered private deck, where you can soak in stunning woodland vistas, listen to the calming birdsong, and enjoy the rustling trees. An enchanting walking trail weaves directly through the forest, offering nature walks right at your doorstep. This remarkable property comes complete with a private one-car garage, an additional dedicated carport space, and separate storage. Beyond the home, you will enjoy premium community amenities including a welcoming clubhouse, pool, hot tub, cabana, exercise room, sport court, sauna, tanning facilities, a playground, and a community P-patch garden.

23333 Cedar Way Unit #C201, Mountlake Terrace

Listing courtesy of Mezzanine Properties Inc.

$289,900
1 Beds ⋅ 1 Baths ⋅ 2548330 MLS ⋅ ACTIVE Status
NEW IMPROVED PRICE!!! Wonderful opportunity to live in the coveted community at Axis Condominiums, only minutes to the new Link Light Rail with easy access to I-5, 405, and I-90. Well maintained clubhouse and swimming pool for summer enjoyment. Ground level, gated entry onto second floor. Open concept living includes a spacious kitchen with granite counters and eating space. Living room leads to covered balcony with room for patio furniture and barbeque. Bedroom is inviting with large window for natural light and generous closet. Washer and dryer are well appointed in the hallway closet. Full bathroom with tile floor and shower. Two dedicated parking spots and private storage unit in main of building. Close to bountiful shopping and large selection of restaurants. Professionally cleaned and ready to move in.

21307 48th Avenue W Unit #C208, Mountlake Terrace

Listing courtesy of Coastal Realty.

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