Mountlake Terrace Homes with FHA Terms

Mountlake Terrace Homes with FHA Terms

Located in the picturesque region of Mountlake Terrace, Washington, this neighborhood offers a charming and welcoming atmosphere. Situated in Snohomish County, Mountlake Terrace is a vibrant city that provides residents with a perfect blend of suburban tranquility and urban convenience.

With its close proximity to Seattle, Mountlake Terrace offers easy access to a wide range of amenities and attractions. Whether you're looking for shopping centers, restaurants, parks, or cultural institutions, you'll find it all within a short drive from this neighborhood.

One of the notable features of the homes in Mountlake Terrace is the availability of FHA terms. This means that homebuyers can take advantage of Federal Housing Administration loans, which offer favorable terms and lower down payment requirements. This makes it easier for individuals and families to become homeowners in this desirable community.

The homes in Mountlake Terrace are known for their quality construction and modern design. From cozy single-family houses to spacious townhomes, there is a wide range of options to suit different preferences and budgets. Many properties feature well-maintained yards, ample parking spaces, and access to community amenities such as parks and playgrounds.

If you're looking for a neighborhood that offers a peaceful suburban lifestyle with easy access to urban amenities, Mountlake Terrace is the perfect place to call home. With its FHA terms and diverse range of housing options, it's an ideal location for individuals and families looking to settle down in the beautiful state of Washington.

Newest Mountlake Terrace Homes with FHA Terms

$625,000
3 Beds ⋅ 1 Baths ⋅ 2575487 MLS ⋅ ACTIVE Status
One-level living on a quiet cul-de-sac just blocks from Lake Ballinger, the Interurban Trail and Nile Shrine Golf Course. This charming 3 bed 1 bath home offers two comfortable light and bright living rooms! The home has an updated Kitchen W/ quarts counters & Stainless appliance, New lvp flooring, updated vinyl windows, New interior & exterior paint, new carpet & NEW furnace & new electrical panel. Enjoy a variety of outdoor recreation opportunities while remaining conveniently close to shopping, freeways, &the light rail station. Great location within Edmond school district

23106 67th Place W, Mountlake Terrace

Listing courtesy of Highest Offer.

$675,000
3 Beds ⋅ 1 Baths ⋅ 2574925 MLS ⋅ ACTIVE Status
Beautifully updated split level home with charming vintage touches, situated on a large corner lot in desirable Mountlake Terrace. This inviting home blends classic character with thoughtful updates, featuring refinished hardwood floors upstairs, new flooring downstairs, and wonderful original details throughout. The spacious lower-level family room is made for gathering, featuring a cozy wood-burning fireplace and classic wet bar. The perfect spot for movie nights, entertaining, or relaxing at the end of the day. The storage room offers additional flexibility and could potentially be plumbed for an additional bathroom. Outside, the huge corner lot provides plenty of room to enjoy the outdoors. The rare two driveways and 3-car garage is a standout feature for the neighborhood, offering ample space for vehicles, hobbies, storage, a workshop, or all of the above. The garage roof has also been reinforced, creating exciting potential for a future rooftop deck. Conveniently located near neighborhood schools, parks and recreation, everyday shopping and dining, with easy access to I-5 and the Mountlake Terrace Link light rail station for commuting into Seattle and throughout the region. Nearby recreational opportunities include parks, trails, athletic fields, and Lake Ballinger.

22004 36th Avenue W, Mountlake Terrace

Listing courtesy of Keller Williams Realty Bothell.

$656,656
3 Beds ⋅ 2 Baths ⋅ 2571797 MLS ⋅ ACTIVE Status
Charming & Inviting Mountlake Terrace Rambler! Move-in-ready one level home (NO STAIRS inside or out) in a sought-after commuter-friendly neighborhood. 1/2 mile to LIGHT RAIL Station & a stress-free car-less commute. 1,256 SF w/3 beds, full bath, laundry room, half bath and 231 SF GARAGE w/ extra LOFT STORAGE. Enter this warm & inviting home and be greeted by an open floor plan featuring a light-filled living room with extra-large windows, highlighting the freshly painted interior. This lovely home combines cozy living with a surprisingly spacious & efficient floor plan. Updated kitchen with custom cabinets, bamboo flooring & direct access to the backyard through French doors. Step out (NO STAIRS) to discover one of the property's standout features—a beautiful backyard oasis with fruit trees, grape arbor & spacious detached shed. Poised on a fully fenced lot in a peaceful and private location. Cultivate your dream garden or simply enjoy the outdoors. Plenty of parking in the garage, driveway or off-street. Close to nearby parks, Costco, I-5 & 405 & 522. Excellent EDMONDS SCHOOLS. NEWER Furnace (2023) & NEW Water Heater (2026). Walk to the vibrant new Terrace Station with its hip restaurants & coffee shops. Blocks from Snohomish/King County Line. Bus/Transit a few blocks away. Nice Greater Seattle Walkable Location & NO HOA! Don't miss this Sweet Rambler. One year Home Warranty included!! Virtually staged photos.

5603 240th Street SW, Mountlake Terrace

Listing courtesy of AgencyOne.

$1,062,500
4 Beds ⋅ 4 Baths ⋅ 2574438 MLS ⋅ ACTIVE Status
Experience modern luxury in this better-than-new 4BR+Den/3.5BA home. Boasting 9ft ceilings and a sun-drenched open layout, it offers seamless indoor-outdoor living, plus central AC and HEPA air filtration system for year-round comfort. The lower level welcomes you with a spacious, private guest suite and a 2-car garage with ample storage. Head to the main level to find the heart of the home: a chef’s kitchen with quartz countertops and an expansive living room that opens to a covered balcony. Perfect for entertaining, the dining area leads directly to a flat, fully fenced backyard. This floor is completed by a versatile den/rec space, a chic powder room. The upper level serves as a quiet retreat, featuring a luxurious primary suite and two additional bright bedrooms. Perfectly situated in a peaceful community with low HOAs, you are just minutes from I-5 and the newly opened Mountlake Terrace Light Rail station for a swift commute to downtown. Pre-inspected, freshly painted, and move-in ready!

22615 69th Place W, Mountlake Terrace

Listing courtesy of WeLakeside.

$640,000
3 Beds ⋅ 1 Baths ⋅ 2572330 MLS ⋅ ACTIVE Status
Centrally located at the end of a quiet cul-de-sac, this beautifully updated rambler on .25 acres is the home you've been waiting for. Just 5 minutes to the Lynnwood & Mountlake Terrace transit centers (light rail) plus easy I-5/I-405 access for a seamless commute. Several nearby parks & playfields, including Matt Hirvela Bicentenial Park across the street, plus walking distance to schools & groceries. Enter this warm & inviting one-level home & be greeted by an open floor plan featuring a light-filled living room with extra-large windows & a gleaming kitchen with ample cupboard space for all your culinary needs, large island for food prep & entertaining, plus stainless-steel appliances. Great layout with 2 bedrooms on one side of the house and 1 bedroom on the other; makes for a great office or TV room. Sprawling fully-fenced yard & large entertainment-sized paver patio allow for year-round enjoyment of the outdoors; includes a freshly stained greenhouse, raised garden beds, and statement firepit. Patio is plumbed for gas for easy grilling! Several gorgeous trees & plantings including maples, lilacs, Italian plums, hydrangeas & rhodies. A truly park-like setting. Tankless hot water. Fresh interior paint. Exterior paint & new window shutters in 2023. Attached garage with additional loft storage plus attached carport for additional covered parking. (Some photos have virtual staging).

21903 42nd Place W, Mountlake Terrace

Listing courtesy of John L. Scott, Inc..

$738,000
3 Beds ⋅ 1 Baths ⋅ 2567052 MLS ⋅ ACTIVE Status
Meticulously maintained & move-in ready, this home radiates pride of ownership. With over $72,000 in recent updates, including new attic & crawl space insulation, fresh interior paint, new carpet, & vinyl plank flooring in the bonus room - every detail has been considered. The kitchen shines with all new Bosch appliances, while the full bathroom has been renovated with modern fixtures and finishes for a fresh, bright look. Major systems already taken care of; a new furnace, newer water heater & roof provide total peace of mind. Step outside to award-winning landscaping featuring a paver patio, fire pit, and garden space. This fully fenced, pet friendly yard enjoys sunny southern exposure and includes an additional storage shed. Enjoy the versatile 336 sq ft detached garage for covered parking, or easily transform it into a workshop, studio, or extra storage. Location is unbeatable. It's an easy stroll to Terrace Park Elementary, and the Mountlake Terrace Recreation Pavilion - a 33,000 sq ft hub for wellness and community connection, offering indoor pools, indoor playground, fitness classes, camps & childcare. The off-leash dog park is right next door to rec center. For everyday errands and casual dining, Cedar Plaza Shopping Center is also nearby. When it comes to your commute, you have choices: Jump on the light rail or take a quick drive. Prefer driving? The freeway is also just a few minutes away. Either way, your daily commute just got a whole lot easier.

5704 227th Street SW, Mountlake Terrace

Listing courtesy of Coldwell Banker Bain.

$950,000
5 Beds ⋅ 3 Baths ⋅ 2568003 MLS ⋅ ACTIVE Status
Perched atop a hill in a quiet Mountlake Terrace neighborhood, this PNW contemporary home is designed for an active lifestyle—with generous space to gather, play, entertain, and grow. Featuring 5 bedrooms, 2.75 baths, and an oversized lower-level family room, there’s room for everyone and every occasion. The remodeled kitchen serves as the heart of the home, complemented by a spacious laundry room, heat pump with AC, and generator wiring for added utility and convenience. Step outside and discover what truly sets this property apart: an enormous, level, fenced backyard offering privacy and plenty of room for sports, games, gardening, pets, and entertaining. A huge shop adds excellent versatility for hobbies, projects, equipment, or storage. The covered entertainment deck is made for year-round gatherings—fire up the BBQ, turn on the outdoor sound system, and enjoy fantastic indoor-outdoor living, rain or shine. With six parks and trails within a mile, recreation is right at your doorstep. And with parking for 9–11 vehicles, including space for an RV, there’s plenty of room for guests, toys, and everyday life. Big lot. Big backyard. Big shop. Five bedrooms. Bonus space. Awesome possibilities! This is the kind of home where life happens—inside, outside, and everywhere in between.

4601 238th Place SW, Mountlake Terrace

Listing courtesy of Keller Williams Rlty Bellevue.

$449,950
3 Beds ⋅ 3 Baths ⋅ 2558363 MLS ⋅ ACTIVE Status
Welcome to this convenient, spacious, and efficient townhome community in Mountlake Terrace that is hard to beat! Just 2 blocks off I-5 with none of the noise, this 3bedroom, 2.5bath townhome comes with fresh updates and two parking spaces. Honey-colored LVP, stainless steel appliances, quartz countertops, brass trim, and a wood burning fireplace make for a luxurious living space downstairs. Upstairs you will find an ever-rare 3bedrooms with full bath in the primary and full bath off the hallway with updated vanities and tile floors. A fiberoptic panel makes this home perfect for WFH or all the online streaming you can dream of. Walk to playfields and an off leash dog park nearby, and take a 5min drive to the Mountlake Terrace Lightrail Station. This home is perfect for convenience, and an ideal way to get into residential neighborhoods at entry-level pricing. Come and get it!

21904 56th Avenue W Unit #B2, Mountlake Terrace

Listing courtesy of Every Door Real Estate.

$860,000
3 Beds ⋅ 2 Baths ⋅ 2545442 MLS ⋅ ACTIVE Status
Thoughtfully updated and meticulously maintained, this Mountlake Terrace home offers the perfect blend of comfort and peace of mind. Major system upgrades include double-pane windows, updated electrical panels, PEX plumbing throughout the home and garage, and a tankless water heater. Enjoy easy outdoor living with a sprinkler system and greenhouse, ideal for gardening enthusiasts. Pride of ownership shines throughout, making this home an exceptional opportunity in a desirable location near parks, shopping, dining, light rail, and major commuter routes.

21801 51st Avenue W, Mountlake Terrace

Listing courtesy of COMPASS.

$725,000
4 Beds ⋅ 4 Baths ⋅ 2556560 MLS ⋅ ACTIVE Status
Welcome home to one of Mountlake Terrace's best-kept secrets! Perfectly tucked away in a quiet enclave yet just moments from the Light Rail, vibrant restaurants, coffee shops, breweries and everyday conveniences, this move-in-ready townhome offers the ideal blend of peaceful living and unbeatable accessibility, with no HOA dues! The versatile floor plan features two bedrooms and a full bath on the entry level, an inviting main floor designed for entertaining with a beautifully appointed kitchen, spacious dining area, cozy gas fireplace and abundant natural light, while the upper level is dedicated to a private primary suite, an additional guest bedroom and full bath. An oversized one-car garage provides exceptional storage rarely found in townhome living, as well as an outdoor private patio w/water & electric hook-ups. Whether you're commuting into Seattle, working from home, or simply looking for a low-maintenance lifestyle in a thriving neighborhood, this home truly checks every box.

23432 55th Avenue W Unit #B, Mountlake Terrace

Listing courtesy of Windermere Real Estate Central.

$419,950
2 Beds ⋅ 3 Baths ⋅ 2555181 MLS ⋅ ACTIVE Status
Enjoy peaceful greenbelt views from this beautifully maintained two-level condominium featuring a townhome-style layout. Large windows fill the home with abundant natural light, while the private balcony overlooks a tranquil greenbelt, creating a quiet and relaxing outdoor retreat. The functional floor plan features 2 bedrooms, 2.5 bathrooms, a spacious primary suite with an ensuite bath, a dedicated laundry room, and two assigned parking spaces. Move-in ready and thoughtfully maintained, this home offers a comfortable layout designed for everyday living. Residents enjoy beautifully maintained grounds and outstanding community amenities, including a swimming pool, hot tub, sauna, fitness center, clubhouse, playground, and community garden. HOA dues include water, sewer, garbage, lawn service, snow remove and common area maintenance, providing exceptional convenience and value. Conveniently located 1.3 miles from the Mountlake Terrace Link Light Rail Station, with easy access to I-5, shopping, dining, parks, and schools. Excellent regional transit connections provide convenient access to downtown Seattle, the University of Washington, Bellevue, Redmond, and Seattle-Tacoma International Airport. With peaceful greenbelt views, abundant natural light, exceptional community amenities, and a highly convenient location, this move-in ready home presents an outstanding opportunity for comfortable, low-maintenance living.

23319 Cedar Way Unit #K203, Mountlake Terrace

Listing courtesy of homecoin.com.

$829,900
5 Beds ⋅ 3 Baths ⋅ 2550705 MLS ⋅ ACTIVE Status
New roof, skylights, fresh exterior paint, garage is EV charger ready. Beautiful 5-bedroom + den (bonus room) home offers 3 bathrooms and a bright, spacious layout ideal for modern living & effortless entertaining.Step inside to a welcoming interior filled with natural light. The sparkling kitchen features abundant cabinetry & a convenient eat-in space—perfect for casual meals and everyday gatherings. The living area boasts soaring ceilings and a cozy gas fireplace, flowing seamlessly into the formal dining room, which opens directly onto a stunning, park-like backyard with desirable southern exposure, private backyard oasis includes a fully fenced yard, spacious patio, mature landscaping, and peaceful native green space beyond—creating an ideal setting for relaxation, BBQs, and memorable gatherings. Upstairs you’ll find two bedrooms and a full bathroom, plus a luxurious primary suite with its own ensuite bath. Downstairs offers two additional bedrooms, a versatile bonus room (perfect for a home office, workout space, or den), another full bathroom, and a large laundry room with generous cabinetry and shelving. Additional highlights include tall ceilings throughout, large 2-car garage with ample storage and EV charger readiness. Located in a highly convenient neighborhood, this beautifully maintained home is just minutes from Alderwood Mall, light rail, and top-rated schools. This exceptional property truly has it all—come experience its warmth and charm for yourself!

5208 213th Place SW, Mountlake Terrace

Listing courtesy of CENTURY 21 North Homes Realty.

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