Lake Stevens Homes with USDA Loan Terms

Lake Stevens Homes with USDA Loan Terms

Lake Stevens is a charming city located in Snohomish County, Washington, in the United States. Nestled amidst the breathtaking natural beauty of the Pacific Northwest, Lake Stevens offers a peaceful and picturesque setting for residents to call home.

One of the highlights of this area is the availability of homes with USDA loan terms. This means that potential homebuyers have the opportunity to secure a mortgage with favorable terms through the United States Department of Agriculture (USDA). These loans are designed to help individuals and families with low to moderate incomes achieve their dream of homeownership.

By opting for a USDA loan, homebuyers in Lake Stevens can benefit from features such as low interest rates, flexible credit requirements, and the option to finance up to 100% of the home's appraised value. This makes it an attractive option for those who may not have a large down payment or a perfect credit score.

Lake Stevens itself offers a range of housing options, from cozy single-family homes to spacious townhouses and modern apartment complexes. With its close-knit community and access to excellent schools, parks, and recreational facilities, Lake Stevens is an ideal place to raise a family or enjoy a peaceful retirement.

If you're looking for a home in Lake Stevens, the availability of USDA loan terms provides an additional opportunity to make your dreams of homeownership a reality. Contact a local real estate agent today to explore the options and find the perfect home for you in this beautiful community.

Newest Lake Stevens Homes with USDA Loan Terms

$485,000
3 Beds ⋅ 2 Baths ⋅ 2565802 MLS ⋅ ACTIVE Status
The moment you round the corner, you are surrounded by greenery, tall trees and garden blooms, a welcoming front porch and the realization; this one is different from the rest. A colorful palette to plant, create, grow. This charming home is the perfect blend of quiet privacy, convenience and rambler-style living. Tastefully updated to maximize space, comfort and peace of mind, nothing more is needed; just move right in. Lots of skylights and east-facing windows connect to the beauty outside, while inviting the natural light to dance through vaulted living areas into the gorgeous custom kitchen; fully remodeled with new cabinets, quartz, undermount sink and updated plumbing. Three bedrooms include a large primary w/ensuite + two additional bedrooms with a second full bath off the hallway. Fresh LVP flooring throughout, a cozy gas fireplace for cold days and new central AC for hot summer months to keep you comfortable all year. A slider off the back leads to the fenced yard where a covered gazebo and professionally installed, artificial lawn are beckoning you to relax, play and appreciate more living time outdoors. You'll find plenty to do a short stroll from home, where downtown Lk. Stevens shopping, restaurants, coffe shops, farmer's market, schools, services and North Cove Park are all tucked in around the neighborhood. Good neighbors; affordable, friendly HOA covers all yard, road and exterior building maintenance. This is the one!

1425 128th Drive NE, Lake Stevens

Listing courtesy of Champions Real Estate.

$839,000
4 Beds ⋅ 3 Baths ⋅ 2561005 MLS ⋅ ACTIVE Status
Built in 2017, this stunning Lake Stevens home pairs modern sophistication with effortless livability. Soaring 9-foot ceilings and walls of windows flood the open-concept main level with natural light, creating an inviting backdrop for daily life and entertaining. The chef-inspired kitchen commands attention with a substantial eat-at island, quartz countertops, stainless steel appliances, twin ovens, a walk-in pantry, and abundant cabinetry. A versatile main-floor den delivers an ideal work-from-home space, while the upstairs loft offers flexible living options for a media room or play area. Retreat to the serene primary suite featuring a spa-like bath and generous walk-in closet. Three additional bedrooms and 2.5 baths provide ample room for guests. Central air conditioning, a two-car garage, and dual covered patios designed for year-round outdoor enjoyment complete this exceptional residence.

10185 33rd Place NE, Lake Stevens

Listing courtesy of eXp Realty.

$1,175,000
4 Beds ⋅ 4 Baths ⋅ 2563472 MLS ⋅ ACTIVE Status
Rare 15.59-Acre Country Estate with Development Potential! Tucked away at the end of a private drive, this exceptional property offers privacy & versatility. The well-maintained 4BD/2.5BA home offers 2,432 SF of large open space. From the minute you step on the the country porch you can feel the serenity and peace. Main home features formal living and dining rooms featuring a cozy wood-burning stove, plus an open great room with kitchen and eating area. Main-floor bedroom is ideal for guests, home office, or flex space. Upstairs you'll find three oversized bedrooms, including a spacious primary suite with walk-in closet, separate vanity, and private bath. Above the semi-detached 2-car garage is a studio apartment with ¾ bath, and was previously rented. Enjoy level usable acreage with plenty of garden space, productive apple, pear, plum & fig trees, a dog run, room for livestock/goat occupying the space, storage container holds extra feed & hay and outdoor equipment, abundant RV/guest parking, FULL RV hook up including septic and your very own full-size basketball court! Peaceful country living just minutes to Lake Stevens & Marysville. Whether you're looking for a private estate, hobby farm, multi-generational living, rental income, or future investment potential, potential for additional lots, DADUs, or future development with future opportunity to an additional access point off 84th Ave, (buyer to verify to their satisfaction) this property offers endless possibilities!

13323 78th Street NE, Lake Stevens

Listing courtesy of KW North Sound.

$669,950
3 Beds ⋅ 3 Baths ⋅ 2563384 MLS ⋅ ACTIVE Status
True Built-to-Order Home in Snohomish School District. Craft your dream home w/ personalized layout and interior finishes w/ your design choices. An open-concept great room showcases stainless steel appliances, a generous island, and seamless flow for entertainment. Includes fully landscaped & fenced yard, 2-car garage w/opener, electric car charging & every KB Home is Energy Star Certified w/LED lighting, A/C & quality insulation for quieter living. Final pricing will be based on selections. Presale - lot premium may apply.

1714 119th Avenue SE Unit #12.2, Lake Stevens

Listing courtesy of KB Home Sales.

$630,000
3 Beds ⋅ 2 Baths ⋅ 2563267 MLS ⋅ ACTIVE Status
Updated Lake Stevens Rambler close and convenient to Wyatt Park with boat launch, Shopping, the Park and Ride, and easy access to Hwy 9 and Hwy 2. Cozy home nicely updated with newer roof, exterior paint, windows, heaters, garage door opener and cellular blinds. Kitchen completely updated with new cabinets, quartz counter tops, flooring, backsplash and appliances. Home located on corner lot and is fenced with multiple outbuilding great for hobbyists and or collectors. Property will easily accommodate multiple vehicles and has RV parking!! Plenty of space for a vegetable garden or coop. This home is MOVE-IN ready, and has no HOA dues or assessments! Back yard oasis great for entertaining and has a poured concrete slab for the BBQ and smoker. Sip early morning coffee in the sunroom or retire the space to a feline retreat. This is a perfect home for those starting out or feeling the need to down-size.

10108 3rd Place SE, Lake Stevens

Listing courtesy of KW Everett.

$485,000
3 Beds ⋅ 2 Baths ⋅ 2550244 MLS ⋅ ACTIVE Status
The moment you round the corner, you are surrounded by greenery, tall trees and garden blooms, a welcoming front porch and the realization; this one is different from the rest. A colorful palette to plant, create, grow. This charming home is the perfect blend of quiet privacy, convenience and rambler-style living. Tastefully updated to maximize space, comfort and peace of mind, nothing more is needed; just move right in. Lots of skylights and east-facing windows connect to the beauty outside, while inviting the natural light to dance through vaulted living areas into the gorgeous custom kitchen; fully remodeled with new cabinets, quartz, undermount sink and updated plumbing. Three bedrooms include a large primary w/ensuite + two additional bedrooms with a second full bath off the hallway. Fresh LVP flooring throughout, a cozy gas fireplace for cold days and new central AC for hot summer months to keep you comfortable all year. A slider off the back leads to the fenced yard where a covered gazebo and professionally installed, no-mow lawn are beckoning you to relax, play and appreciate more living time outdoors and a shed provides personal storage. You'll find plenty to do a short stroll away from home, where downtown Lk. Stevens shopping, restaurants, the farmers market, schools, services and North Cove Park are all tucked in around the neighborhood. Good neighbors; affordable, friendly HOA covers all yard, road and exterior building maintenance. This is the one!

1425 128th Drive NE, Lake Stevens

Listing courtesy of Champions Real Estate.

$624,999
3 Beds ⋅ 3 Baths ⋅ 2552564 MLS ⋅ ACTIVE Status
Welcome to Chapel Ridge! This beautifully refreshed 3-bedroom, 2.5-bath home offers 1,812 sq ft of comfortable, move-in-ready living. Fresh interior and exterior paint, new carpet, and a new roof add to the home's appeal, while the main level features a gas fireplace and an inviting kitchen-to-living flow. Upstairs, the spacious primary suite includes a walk-in closet and private bath, with two additional bedrooms offering flexibility for guests or a home office. Step outside to a cozy, fully fenced yard designed for easy living—with just enough space for outdoor dining, relaxing, or enjoying your morning coffee, without the time-consuming upkeep of a large yard. The tandem 2-car garage adds valuable storage and parking space. Conveniently located near Target, Costco, dining, Davies Beach and boat launch, with easy access to Hwy 2, Hwy 9, and I-5. With the new Lake Stevens Library planned across the street, this is a fantastic opportunity to enjoy comfort, convenience, and low-maintenance living in Lake Stevens.

9926 2nd Place NE, Lake Stevens

Listing courtesy of HomeSmart One Realty.

$624,999
3 Beds ⋅ 3 Baths ⋅ 2552469 MLS ⋅ ACTIVE Status
Welcome to Chapel Ridge! This beautifully refreshed 3-bedroom, 2.5-bath home offers 1,812 sq ft of comfortable, move-in-ready living. Fresh interior and exterior paint, new carpet, and a new roof add to the home's appeal, while the main level features a gas fireplace and an inviting kitchen-to-living flow. Upstairs, the spacious primary suite includes a walk-in closet and private bath, with two additional bedrooms offering flexibility for guests or a home office. Step outside to a cozy, fully fenced yard designed for easy living—with just enough space for outdoor dining, relaxing, or enjoying your morning coffee, without the time-consuming upkeep of a large yard. The tandem 2-car garage adds valuable storage and parking space. Conveniently located near Target, Costco, dining, Davies Beach and boat launch, with easy access to Hwy 2, Hwy 9, and I-5. With the new Lake Stevens Library planned across the street, this is a fantastic opportunity to enjoy comfort, convenience, and low-maintenance living in Lake Stevens.

9926 2nd Place NE, Lake Stevens

Listing courtesy of HomeSmart One Realty.

$579,000
3 Beds ⋅ 2 Baths ⋅ 2546288 MLS ⋅ ACTIVE Status
Almost 2,000SQFT of LIVING SPACE, this HOME LIVES LARGE! Tucked in A QUIET CUL-de-SAC in Beautiful Lake Stevens, this TASTEFULLY REFRESHED Home offers the perfect blend of COMFORT, NATURAL LIGHT, and an UNBEATABLE NEIGHBORHOOD setting. Expansive windows fill the OPEN-CONCEPT GREAT ROOM with sunshine and lends to the spacious, warm, inviting atmosphere for everyday living and entertaining. The smartly designed kitchen is perfectly positioned as the heart of the home and offers a breakfast bar, loads of cabinets and all newer appliances included. Beautifully complemented by newer wide-plank LVP flooring throughout, recently painted walls and trim, new efficient panel heaters, newer water heater and abundant storage; this BEAUTY offers a TRUE MOVE IN READY experience. The enormous primary suite features an en-suite and walk-in closet, while two additional oversized bedrooms provide exceptional flexibility. Step outside to a beautiful cedar deck, wonderful raised planting boxes, an outbuilding for extra storage and plenty of space to create your private oasis. Just steps from the neighborhood park, sought-after Glenwood Elementary, and 19 acres of community green space and forest trails, this home offers a LIFESTYLE that's hard to match.

2703 105th Avenue SE, Lake Stevens

Listing courtesy of Windermere R.E. Mill Creek.

$1,249,000
3 Beds ⋅ 1 Baths ⋅ 2540508 MLS ⋅ ACTIVE Status
Rare Lake Stevens commercial development opportunity! Currently a 3 bed, 1 bath rambler sitting on approximately 1.38 acres across two tax parcels in a highly desirable South Lake Stevens location. Recently rezoned and ready for your business goals! The existing home provides immediate use as a primary residence or rental, featuring a covered back patio and detached garage. A paved lower lot provides easy access to multiple sheds and shops, adding exceptional storage and utility. The property may accommodate attached townhomes, detached residences, commercial development! With two sewer stubs already on the property and the home currently served by septic, much of the groundwork is already in place. Develop now, hold for the future, or enjoy the property as-is while exploring the many possibilities. A unique property offering acreage, improvements, and substantial development potential all in one!

10520 20th Street SE, Lake Stevens

Listing courtesy of Spivey Realty Group, LLC.

$735,000
3 Beds ⋅ 3 Baths ⋅ 2538386 MLS ⋅ ACTIVE Status
NEW PRICE!!!!! Impressive Home in desirable Lake Stevens-Soper Hill & Lundeen Park location! This home boast approx. 2,064 sq ft of well-appointed living space with 3-bdrms, updated bathrooms, newer kitchen with granite countertops, stainless steel appliances, dining room open to spacious living room with wood burning fireplace and vaulted ceilings. Downstairs has a massive bonus/flex room with another wood burning fireplace, 3/4-bthrm/ laundry combo. Entertain from the upstairs deck as well as the lower-level deck that overlook your property surrounded by nature for a private relaxing setting. Newer heat pump/air-conditioning, hot water tank & gutters. The 2-car garage has an attached RV garage with an additional workshop and/or storage. This home has been very well maintained and shows pride of ownership.

2219 Soper Hill Road, Lake Stevens

Listing courtesy of Windermere Real Estate JS.

$799,950
3 Beds ⋅ 3 Baths ⋅ 2540188 MLS ⋅ ACTIVE Status
This is the last 1860 rambler plan available at Mill bridge. The building process has started and will be completed by the end of November.

11943 18th Place SE Unit #18.3, Lake Stevens

Listing courtesy of KB Home Sales.

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