Lake Stevens Homes with FHA Terms

Lake Stevens Homes with FHA Terms

Welcome to Lake Stevens, a charming neighborhood located in Snohomish County, Washington, in the United States. Nestled in the beautiful state of Washington, Lake Stevens offers residents a unique blend of natural beauty, recreational opportunities, and a close-knit community atmosphere.

As part of Snohomish County, Lake Stevens benefits from its proximity to the stunning Cascade Mountains, providing residents with breathtaking views and a plethora of outdoor activities. The neighborhood is known for its namesake, Lake Stevens, a picturesque lake that offers opportunities for boating, fishing, and swimming.

Lake Stevens is a popular choice for homebuyers, and if you're looking for a home with FHA terms, you're in luck. FHA loans are a type of mortgage that allows buyers to secure a loan with a lower down payment and more flexible credit requirements. This makes homeownership more accessible for many individuals and families.

Whether you're a first-time homebuyer or looking to upgrade, Lake Stevens offers a range of housing options to suit your needs. From cozy single-family homes to spacious townhouses, you'll find a variety of styles and sizes to choose from.

In addition to its natural beauty and housing options, Lake Stevens boasts excellent schools, a vibrant downtown area with local shops and restaurants, and a strong sense of community. With its convenient location near major highways and cities like Seattle, Lake Stevens offers the perfect balance between a peaceful suburban lifestyle and easy access to urban amenities.

If you're looking for a neighborhood that combines natural beauty, community spirit, and the opportunity to find a home with FHA terms, Lake Stevens is the place for you. Come and discover all that this wonderful neighborhood has to offer!

Newest Lake Stevens Homes with FHA Terms

$629,000
4 Beds ⋅ 3 Baths ⋅ 2575773 MLS ⋅ ACTIVE Status
Walk in, unpack, and start living! This east facing, freshly updated 4 bed, 2.5 bath, 1,469 sq ft home on a quiet cul de sac is clean, bright, and done right. New carpet, fresh interior and exterior paint, new front porch, new back deck, and a brand new refrigerator, all done for you to enjoy! The main level features a spacious living room, dining area, kitchen with island and eating bar, a primary bedroom with its own .75 bath, and 2 additional bedrooms served by a full hall bath. The lower level delivers a 4th bedroom or rec room with its own .75 bath with washer and dryer included and direct access to the oversized 2 car garage. Out back feels like a mini park with mature landscaping, garden beds, established fruit trees including apples, cherries, plums, and grapes, and a stunning custom paver patio, all creating a genuinely private and peaceful setting. Plenty of driveway parking for 4 or more vehicles. Located in the highly regarded Lake Stevens School District and just minutes from Hwy 2, Hwy 9, I-5, Costco, and everyday amenities.

8317 14th Place SE, Lake Stevens

Listing courtesy of Realty One Group Orca.

$700,000
5 Beds ⋅ 3 Baths ⋅ 2575182 MLS ⋅ ACTIVE Status
Better-than-new and thoughtfully designed for today’s lifestyle, this 5-bedroom, 2.75-bath home offers an exceptional blend of space, modern style and flexible living in Lake Stevens. This move-in-ready home is conveniently located near shopping, dining, parks and major commuter routes. The open-concept great room is filled with natural light and anchored by a cozy gas fireplace. The kitchen features quartz countertops, stainless steel appliances, gas range, oversized island and pantry. A main-floor bedroom with ¾ bath and shower provides an ideal space for guests, multigenerational living or a private office. Upstairs, four additional bedrooms include a luxurious primary suite with French doors, dual walk-in closets and a spa-inspired 5-piece bath with soaking tub and tile shower. An expansive bonus room offers flexible space for a media room, fitness area, playroom or home office, while upstairs laundry adds convenience. Recent updates include fresh interior paint, new upstairs laminate flooring, smart-home features and a 220V EV charging outlet. The fully fenced backyard provides space to relax, entertain or play. Set at the end of a secluded drive, this exceptional home combines modern style, flexible living spaces, privacy and everyday convenience in the sought-after Lake Stevens School District.

9901 13th Street SE, Lake Stevens

Listing courtesy of John L. Scott Lake Stevens.

$799,000
5 Beds ⋅ 4 Baths ⋅ 2575208 MLS ⋅ ACTIVE Status
Best value in Snohomish County. Lowest Price/sqft. Don't Miss. Experience the largest floorplan in community or even entire Marysville, ideally situated on a private corner lot in a quiet cul-de-sac. This home offers exceptional space, privacy, and flexibility throughout. The fully finished lower level features a huge bonus room, bedroom, and full bath—perfect for guests or multi-generational living. The main level showcases a light-filled great room design with abundant natural light from westerly exposure, complemented by hardwood laminate flooring, quartz countertops, stainless steel appliances, gas cooking, and ample prep space. A dedicated den/office and powder room complete the main floor. Upstairs, unwind in the spacious primary suite with a large walk-in closet and scenic views. Fresh paint and refreshed interiors make this home truly move-in ready. Enjoy outdoor living with a covered deck, lower patio, and fully fenced yard, all enhanced by ample privacy. The huge driveway accommodates up to 6 cars in addition to the 2-car garage. Conveniently located near shopping, dining, parks, Costco, Tulalip Casino, Seattle Premium Outlets, and I-5—this home offers the perfect blend of comfort, location, and lifestyle.

7913 39th Place NE, Marysville

Listing courtesy of Roopa Group.

$689,995
4 Beds ⋅ 4 Baths ⋅ 2575155 MLS ⋅ ACTIVE Status
Ask us about flex cash! Experience modern luxury in this 3-bedroom, 2.5-bath, three-level Lilac Townhome by MainVue, complete with a 2-Car Garage. The Foyer features wide-plank timber-look flooring and leads to a Home Office with extra Storage. On the Main Level, the Gourmet Kitchen has 3cm Quartz countertops, KitchenAid appliances, European frameless cabinetry, and 9' ceilings. The Utility Room is on the main level, tucked away from the Living areas, perfect for handling laundry and storage needs. Enjoy the Covered Deck accessed from the Dining, flush with durable composite flooring and sleek horizontal railing. The Primary Bedroom features an oversized window, Walk-in Closet, and luxury Bathroom with dual vanities and a semi-frameless walk-in shower.

12115 21st Place SE, Lake Stevens

Listing courtesy of Teambuilder KW.

$775,000
4 Beds ⋅ 3 Baths ⋅ 2574912 MLS ⋅ ACTIVE Status
Idyllic large corner lot. Impeccably renovated. Well-maintained Central A/C and variable speed/97% Efficient Gas Heat. Buchan resale with versatile 4-bedroom, 3-bathroom with a main-floor bedroom and 3/4 bath well-suited for guests, multi-generational living or dedicated home office. Updated bathrooms throughout, highlighted by a luxurious oversized soaking tub in the primary suite. An elegant formal living and dining area creates a polished first impression upon entry. Layout flows into an inviting Great Room integrating the kitchen, dining nook & family room anchored by a sleek, vertical focal point: a warm contemporary gas fireplace with distinctive floor-to-ceiling column of herringbone tile. The modernized kitchen features custom rift-cut white oak cabinetry, farmhouse sink and GE Café double-oven upgrades. You'll be drawn to step outside into your private backyard oasis, fully-fenced and thoughtfully landscaped, featuring stamped-concrete patio and a remarkable edible garden with pear, apple & fig trees, blueberries, strawberries, cranberries, grapes and hops, alongside established thyme, rosemary, parsley, sage and chamomile for home-brewed tea. A multi-zone sprinkler system ensures effortless care. Oversized 3-car garage with new garage door motors, springs & keypad entry. Located only 1-block from the Centennial Trailhead! Highly-Rated Lake Stevens Schools!! Experience an ideal blend of quality, convenience and vibrant outdoor living in this turnkey home.

3505 Catherine Drive, Lake Stevens

Listing courtesy of CENTURY 21 Real Estate Center.

$599,900
3 Beds ⋅ 2 Baths ⋅ 2574351 MLS ⋅ ACTIVE Status
Tucked into a quiet Lake Stevens cul-de-sac, this well-maintained rambler offers easy one-level living with fresh interior paint and new carpet throughout. The functional floor plan features 3 bedrooms, 2 full baths and additional office space, providing flexibility for work or everyday living. Step outside to a large, fully fenced backyard with a generous deck, perfect for entertaining, relaxing or enjoying the outdoors. An attached 2-car garage provides additional parking and storage. Set on a .22-acre lot in a convenient Lake Stevens location near local schools, downtown, shopping, dining and recreation.

11703 30th Street NE, Lake Stevens

Listing courtesy of Windermere Real Estate/M2, LLC.

$660,000
4 Beds ⋅ 3 Baths ⋅ 2574170 MLS ⋅ ACTIVE Status
Welcome to this beautifully refreshed Lake Stevens home offering 4 bedrooms, 3 bathrooms, 2,158 sq. ft., and a generous ¼-acre lot. Vaulted ceilings welcome you into the bright living room, while the spacious kitchen features stainless steel appliances and new LVP flooring and carpet throughout. The lower level boasts a huge bonus room with endless possibilities for work, recreation, media, or additional living space. Enjoy the large, fully fenced backyard with fruit trees, a new deck, and RV parking. Recent updates include a new roof, furnace, water heater, fence, deck, and flooring. Conveniently located near shopping, schools, healthcare, Lake Stevens, and Hwy 9. No HOA.

3206 91st Drive NE, Lake Stevens

Listing courtesy of eXp Realty.

$599,000
3 Beds ⋅ 2 Baths ⋅ 2573389 MLS ⋅ ACTIVE Status
This well-maintained rambler in an established Lake Stevens neighborhood offers comfortable single-level living with three bedrooms, 1.75 baths, and an attached two-car garage. The bright, welcoming interior features double-pane windows, newer interior paint, LVP flooring throughout the main living areas, and newer carpet in the bedrooms. The kitchen, dining, and living spaces flow together for an open feel while still maintaining defined spaces for everyday living. Recent updates include a refreshed primary bath and laundry room, along with a new roof for added peace of mind. Outside, enjoy a fully fenced backyard with a newer deck, storage shed, and plenty of space to relax or entertain. RV parking adds extra space for hobbies, toys or more storage. Tucked away on a quiet cul-de-sac, this home offers a peaceful neighborhood setting while keeping you close to everyday amenities, schools, and convenient access to Everett. Well cared for and move-in ready. Pre-inspection available.

8414 14th Place SE, Lake Stevens

Listing courtesy of Hansen Group Real Estate Inc.

$675,000
4 Beds ⋅ 3 Baths ⋅ 2574175 MLS ⋅ ACTIVE Status
Welcome to this well-maintained Lake Stevens home in the established Cavalero Heights neighborhood. The light-filled main level features an open kitchen with stainless steel appliances, generous counter space and breakfast-bar seating, flowing easily into the dining and living areas. Hard-surface flooring, large windows and a gas fireplace create a comfortable and functional main living space. Upstairs, the spacious primary suite includes a private bath and walk-in closet, along with two additional bedrooms and a versatile bonus room ideal for a second living area, 4th bedroom, home office or media space. A dedicated laundry room adds everyday convenience. Outside, the fully fenced backyard offers mature landscaping, lawn space and a large deck with plenty of room for outdoor dining and entertaining. Complete with an attached two-car garage and no HOA, all conveniently located near shopping, dining, recreation and commuter routes.

1414 78th Drive SE, Lake Stevens

Listing courtesy of Windermere Real Estate/M2, LLC.

$579,950
3 Beds ⋅ 2 Baths ⋅ 2574204 MLS ⋅ ACTIVE Status
Full of possibility and ready for your personal vision, this home offers a spacious and versatile floor plan with room to make it truly your own. Generously sized bedrooms provide comfortable retreats, while the private primary suite features its own bath and a peaceful space to unwind. One of the home’s standout features is the expansive media and bonus room, offering incredible flexibility for movie nights, a game room, home office, hobby space, workout area, or additional gathering space. The thoughtful layout provides a wonderful balance of everyday living areas and flexible spaces that can evolve to suit a variety of needs. Bring your ideas and discover the opportunity to update, personalize, and create a home that reflects your own style. Conveniently located near everyday amenities, shopping, dining, recreation, and commuter routes, the setting makes getting around and enjoying the surrounding area easy. With spacious rooms, a versatile layout, and plenty of potential throughout, this property presents an exciting opportunity to create something special.

814 S Davies Road, Lake Stevens

Listing courtesy of Redfin.

$569,950
4 Beds ⋅ 3 Baths ⋅ 2573728 MLS ⋅ ACTIVE Status
WELCOME TO CASCADE CREST! This move-in ready home features 4 bedrooms and 2.25 bathrooms, BRAND NEW INTERIOR PAINT, BRAND NEW LVP FLOORING (main level) AND BRAND NEW CARPET/PAD (stairs and upstairs). The main level boasts a modern kitchen with a large island, quartz countertops, and a stylish tile backsplash, plus a charming powder room, a spacious great room with a gas fireplace, and dining area. Outside, you'll enjoy a low-maintenance backyard and a convenient 2-car garage (wired for an electric car charger!). New water heater in 2025. Garage door and electric opener replaced in 2023. Perfectly situated in the Lake Stevens School District, this home is just minutes from local shops, parks, bus lines, and everyday conveniences.

20 92nd Avenue SE Unit #35, Lake Stevens

Listing courtesy of John L. Scott Snohomish.

$635,000
4 Beds ⋅ 3 Baths ⋅ 2567130 MLS ⋅ ACTIVE Status
Warm and inviting, this Lake Stevens home offers a comfortable layout, versatile living spaces, and a backyard designed to be enjoyed. Fresh interior and exterior paint, along with a new roof and furnace, add to the home’s appeal and peace of mind. The main level features laminate wood flooring, stainless steel appliances, and a welcoming flow for everyday living and entertaining. The spacious primary suite includes a private bath and walk-in closet, while additional bedrooms provide plenty of flexibility. Downstairs, a fourth bedroom, generous family room, and half bath create a great separate space for guests, a home office, recreation, or movie nights. Outside, the fully fenced backyard includes a storage shed and plenty of space to enjoy throughout the seasons. A large stamped concrete patio offers an ideal setting for outdoor dining and gatherings, while the turf lawn provides an easy-care outdoor space. An extra-deep two-car garage adds valuable room for parking, storage, hobbies, and gear. Conveniently located near Lake Stevens shopping, dining, recreation, and commuter routes, this home offers space and versatility inside and out.

8330 9th Place NE, Lake Stevens

Listing courtesy of Redfin.

Start Your Search
Based on information submitted to the MLS GRID as of . All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
IDX information is provided exclusively for consumers’ personal noncommercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.