Ilwaco Homes with VA Loan Terms

Ilwaco Homes with VA Loan Terms

Ilwaco, located in Pacific County, Washington, is a charming coastal city that offers a unique blend of natural beauty, recreational opportunities, and a close-knit community. Situated in the southwestern corner of the state, Ilwaco is known for its stunning views of the Pacific Ocean, picturesque beaches, and abundant wildlife.

The neighborhood of Ilwaco is a perfect place for those looking to settle down and enjoy a peaceful coastal lifestyle. With its small-town charm and friendly atmosphere, residents here enjoy a strong sense of community and a slower pace of life. The city is home to a variety of amenities, including local shops, restaurants, and recreational facilities, ensuring that residents have everything they need within reach.

For those interested in purchasing a home in Ilwaco, the availability of VA loan terms is a significant advantage. VA loans are a type of mortgage loan available to eligible veterans, active-duty military personnel, and their families. These loans offer numerous benefits, including no down payment requirement, competitive interest rates, and no private mortgage insurance. This makes it easier for veterans and military personnel to become homeowners in Ilwaco and enjoy the benefits of living in this beautiful coastal community.

Whether you're drawn to the stunning natural landscapes, the close-knit community, or the availability of VA loan terms, Ilwaco offers an idyllic setting for those looking to call it home. With its coastal charm and welcoming atmosphere, this neighborhood is truly a hidden gem on the Washington coast.

Newest Ilwaco Homes with VA Loan Terms

$475,000
3 Beds ⋅ 2 Baths ⋅ 2564854 MLS ⋅ ACTIVE Status
Completely remodeled inside and out, this move-in ready single-level rambler sits on more than 6 private wooded acres and offers the perfect balance of country living and everyday convenience. Featuring 3 bedrooms and 2 updated bathrooms, this home has been extensively improved with quality updates throughout. Major upgrades include the foundation, electrical system, roof, and much more, giving buyers confidence and peace of mind. A new 24x35 shop provides plenty of space for vehicles, equipment, hobbies, or extra storage. Surrounded by mature trees, the property offers exceptional privacy and a peaceful setting with abundant wildlife. Zoned agricultural, the acreage is well suited for horses, gardening, hobby farming, recreational use, or simply enjoying wide open space. There is plenty of room to expand, create outdoor living areas, or make the property your own. Located just minutes from town, you'll enjoy easy access to shopping, restaurants, schools, and other local amenities while still coming home to a quiet rural setting. Whether you're looking for space to spread out, a place to enjoy nature, or a home where all the major work has already been completed, this property is ready for its next owner. Don't miss this opportunity to enjoy privacy, functionality, and the flexibility that acreage living has to offer.

2693 State Rt 101, Ilwaco

Listing courtesy of RealtyONEGroup Discovery Coast.

$625,000
2 Beds ⋅ 3 Baths ⋅ 2555184 MLS ⋅ ACTIVE Status
Whether you're searching for a multi-generational home, supplemental rental income, or a smart investment, this thoughtfully updated property offers incredible versatility. The main 1 bed, 1.5 bath residence features vaulted ceilings, an open-concept layout, spacious living areas, and numerous updates throughout, including flooring, lighting, plumbing, electrical, kitchen appliances, and energy-efficient wall heaters. This unit provides a spacious suite with mountain views on the second level as well as plenty of space to redesign or expand. Attached is a second, 1 bed, 1 bath separately accessed South End living quarters, completed in 2025, which offers its own kitchen, full bath, laundry, and extensive new construction with quality finishes, creating an ideal space for extended living, guests, or long-term rental income. Keep the unit private or add a doorway to the main home for easy access from one unit to the other. Currently rented month-to-month, it provides immediate income potential while maintaining flexibility for future use. Peacefully situated among mature trees, this is a great opportunity to enjoy comfortable living with built-in investment value. List of upgrades and 3D tour available.

2902 Foxglove Lane, Ilwaco

Listing courtesy of RealtyONEGroup Discovery Coast.

$310,000
3 Beds ⋅ 2 Baths ⋅ 2550476 MLS ⋅ ACTIVE Status
Well-maintained and affordable 3-bedroom, 2-bath ranch-style home just off Stringtown Road near Ilwaco. Ideally located 15 minutes to Astoria and just minutes to downtown Long Beach, with convenient access to schools, local services, and everyday amenities. Set near historic Ilwaco, a true working waterfront community known for its commercial and sport fishing fleet, thriving art scene, and connection to the Port of Ilwaco. Enjoy nearby beaches, galleries, shops, and year-round outdoor recreation, including Cape Disappointment State Park. Comfortable, single-level living with an attached 2-car garage and laundry area. Covered back deck overlooks a spacious, level fenced backyard, perfect for pets, gardening, or future possibilities.

7125 Scarboro Lane N, Ilwaco

Listing courtesy of John L Scott Market Center.

$729,900
2 Beds ⋅ 2 Baths ⋅ 2546282 MLS ⋅ ACTIVE Status
Sweeping, ever-changing water views are the headline at this Baker Bay waterfront home, set on a private 1.57-acre parcel with 200 feet of frontage. From the large covered porch, and nearly every room, take in the Columbia River shipping channel, cruise ships, Cape Disappointment, the Coast Guard Station, Astoria, Saddle Mountain, Tillamook Head, and the Pacific Ocean. Sunsets are spectacular, as are the 4th of July fireworks. Eagles, herons, pelicans, osprey, and hawks work the bay, while deer and rabbits roam the grounds. Inside, generous living and dining rooms open to those same endless views. Spacious main-level bedroom with large closets, ensuite with jetted tub. Upstairs delivers the option of a massive primary suite with 180 degree Baker Bay views from a wall of windows which fills the upper level with natural light and stunning vistas; you can take in sunsets and the stars from bed. Must see Virtual Tours links. Meticulously maintained and extensively updated: newer roof, new flooring, whole-house water filtration, and new appliances. The garage is fully insulated and finished, with new garage and exterior doors. Every light fixture inside and out has been upgraded, with fresh interior and exterior paint throughout, and a new utility sink in the laundry room. Oversized and fully fenced yard with thoughtful and mature landscape. A rare waterfront offering. Don't miss it. Zoned RR; Nightly rentals allowed. Buyer to verify all. MUST SEE VIRTUAL TOUR LINKS ATTACHED

240 Stringtown Road, Ilwaco

Listing courtesy of Realty ONE Group All Stars.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2543404 MLS ⋅ CONTINGENT Status
Well-maintained 3-bedroom, 2-bath manufactured home offering approximately 1,250 sq ft of comfortable living space on a .23-acre lot in desirable Ilwaco. Recent updates include newer roof, windows, and an energy-efficient mini-split heat pump for year-round comfort. The oversized 28' x 30' detached garage/shop provides abundant space for vehicles, hobbies, storage, or projects. RV enthusiasts will appreciate the dedicated RV hookup, making it easy to accommodate guests or your own adventures. Plenty of room to park, work, and play while enjoying the convenience of coastal living close to beaches, fishing, and local amenities. A great opportunity with valuable upgrades already in place!

7115 Ortelius Dr, Ilwaco

Listing courtesy of John L Scott Market Center.

$65,000
2418933 MLS ⋅ ACTIVE Status
Beautiful lot for sale in the coastal town of Ilwaco. Just 3 miles from Long Beach and 17 miles from Astoria, offering stunning Columbia River views and a prime location for your dream home or investment. Enjoy nearby beaches, fishing, and hiking in this peaceful Pacific Northwest setting. See other listings by same owner, to purchase four parcels together, at a discounted price.

3009 Lamontay Place, Ilwaco

Listing courtesy of Real Broker LLC.

$99,000
2419590 MLS ⋅ ACTIVE Status
Beautiful lot for sale in the coastal town of Ilwaco. Just 3 miles from Long Beach and 17 miles from Astoria, just minutes from Columbia River and Ilwaco Landing and Marina. A prime location for your dream home or investment. Enjoy nearby beaches, fishing, and hiking in this peaceful Pacific Northwest setting. Buyer to do their due diligence in researching the property. See other listings by same owner, to purchase four parcels together at a discounted price.

4001 Fourth Avenue SW, Ilwaco

Listing courtesy of Real Broker LLC.

$99,000
2419597 MLS ⋅ ACTIVE Status
Beautiful lot for sale in the coastal town of Ilwaco. Just 3 miles from Long Beach and 17 miles from Astoria, just minutes from Columbia River and Ilwaco Landing and Marina. A prime location for your dream home or investment. Enjoy nearby beaches, fishing, and hiking in this peaceful Pacific Northwest setting. Buyer to do their due diligence in researching the property. See other listings by same owner, to purchase four parcels together at a discounted price.

5001 Fourth Avenue SW, Ilwaco

Listing courtesy of Real Broker LLC.

$799,000
4 Beds ⋅ 4 Baths ⋅ 2363378 MLS ⋅ ACTIVE Status
3,600 sq ft custom house & garage, city water & sewer. Low maintenance floor heat with backup wood stove, four bedrooms, 2.5 bath, walk-in shower, large kitchen, breakfast bar, & walk-in pantry & office/hobby room. Large laundry room. 8’ French entry doors. 2-car attached heated garage and rooftop decks. 4100 sq ft detached heated six-car garage with separate wood shop and storeroom, includes hoist, compressor with plumbed air lines, and ½ bath. Fire & Security system with sprinklers in both buildings. ½ acre lot close to Astoria, Port of Ilwaco, Ocean Beach’s State Parks, shopping, and restaurants. Adjacent to a lighted airport with a dedicated taxiway to your front door. Floor plans are in the supplements. Check out the virtual tour.

6804 Chatham Way, Ilwaco

Listing courtesy of RealtyONEGroup Discovery Coast.

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