Ilwaco Homes with Conventional Terms

Ilwaco Homes with Conventional Terms

Ilwaco is a charming coastal city located in Pacific County, Washington, in the United States. Situated in the southwestern corner of the state, Ilwaco offers residents a picturesque setting with its proximity to the Pacific Ocean and the Columbia River. With its small-town atmosphere and natural beauty, Ilwaco is a sought-after destination for those looking for a peaceful and scenic place to call home.

The neighborhood of Ilwaco is known for its diverse housing options, including homes with conventional terms. This means that buyers can find a variety of properties available for purchase with traditional financing options, such as fixed-rate mortgages or conventional loans. Whether you're looking for a cozy cottage or a spacious family home, Ilwaco has something to offer for everyone.

Living in Ilwaco provides residents with a range of amenities and recreational opportunities. The city is home to a vibrant arts community, with galleries and studios showcasing the work of local artists. Outdoor enthusiasts will appreciate the abundance of activities available, including fishing, boating, hiking, and birdwatching. Ilwaco is also known for its annual events, such as the Water Music Festival and the Saturday Market, which further contribute to the community's vibrant spirit.

With its natural beauty, friendly community, and homes available with conventional terms, Ilwaco is an ideal place to settle down and enjoy a relaxed coastal lifestyle. Whether you're looking for a permanent residence or a vacation home, Ilwaco offers a unique blend of tranquility and opportunity.

Newest Ilwaco Homes with Conventional Terms

$475,000
3 Beds ⋅ 2 Baths ⋅ 2564854 MLS ⋅ ACTIVE Status
Completely remodeled inside and out, this move-in ready single-level rambler sits on more than 6 private wooded acres and offers the perfect balance of country living and everyday convenience. Featuring 3 bedrooms and 2 updated bathrooms, this home has been extensively improved with quality updates throughout. Major upgrades include the foundation, electrical system, roof, and much more, giving buyers confidence and peace of mind. A new 24x35 shop provides plenty of space for vehicles, equipment, hobbies, or extra storage. Surrounded by mature trees, the property offers exceptional privacy and a peaceful setting with abundant wildlife. Zoned agricultural, the acreage is well suited for horses, gardening, hobby farming, recreational use, or simply enjoying wide open space. There is plenty of room to expand, create outdoor living areas, or make the property your own. Located just minutes from town, you'll enjoy easy access to shopping, restaurants, schools, and other local amenities while still coming home to a quiet rural setting. Whether you're looking for space to spread out, a place to enjoy nature, or a home where all the major work has already been completed, this property is ready for its next owner. Don't miss this opportunity to enjoy privacy, functionality, and the flexibility that acreage living has to offer.

2693 State Rt 101, Ilwaco

Listing courtesy of RealtyONEGroup Discovery Coast.

$625,000
2 Beds ⋅ 2 Baths ⋅ 2564222 MLS ⋅ ACTIVE Status
Perched at the end of a quiet dead end street in the charming upcoming town of Ilwaco, this home offers a front row seat to one of the Pacific Northwest's most captivating water settings. Enjoy expansive, unobstructive views of the Columbia river, the port If Ilwaco and the ever changing parade of fishing vessels and majestic ships that make their way through the channel. Designed for comfort and scenery, the floor plan lives larger than its actual footprint. The living spaces flow to showcase spectacular water views from nearly every angle with natural light while bringing the outdoors in. Step outside on the spacious deck to sip your morning coffee as the harbor comes to life, entertain friends or simply relax to the peaceful sounds of this coastal setting.

508 Mary Ann, Ilwaco

Listing courtesy of Lighthouse Realty.

$339,000
3 Beds ⋅ 2 Baths ⋅ 2559335 MLS ⋅ ACTIVE Status
Unlock the Potential: A Rare Fixer-Upper Opportunity in a Prime Location. From rust and roses to your next dream home—do you have the vision to bring this diamond in the rough back to life? Featuring endless upside, this spacious property offers a rare combination: a prime Pacific County setting, a newer roof, a good sized lot, and an expansive layout with exceptional room to grow. Bring your inspiration, a little love, some paint and flooring and you'll have a wonderful new place to call home! Designed with a desirable, sprawling single-story floor plan, the home strikes the ideal balance between private retreats and open-concept common areas for seamless everyday living and entertaining. Nestled in a quiet cul-de-sac offering peace and serenity, the property boasts a large fenced front yard with limitless possibilities. Homes with this much potential in such a desirable location are increasingly hard to come by. Bring your vision, and your creativity to turn this blank canvas into something truly special. Contact us now to schedule your private tour today!

7207 Captain Robert Gray Drive, Ilwaco

Listing courtesy of Kingfisher Realty.

$520,000
4 Beds ⋅ 3 Baths ⋅ 2557773 MLS ⋅ ACTIVE Status
Completely reimagined from the studs out, this beautifully restored vintage home blends timeless character with modern finishes in the heart of Ilwaco. The flexible floor plan includes a stunning 2-bedroom upper-level apartment that rivals the main living space—simply open 1 door to create a spacious 4+ bedroom home. Commercial zoning opens the door to endless possibilities, whether you're looking for a primary residence, vacation retreat, business, or live/work opportunity. Inside you'll find granite countertops, stainless steel appliances, and quality upgrades throughout. Outside, enjoy a fully fenced backyard, a 24' x 32' pole barn with bunk room, and a separate 12' x 16' workshop—perfect for hobbies, storage, or additional workspace. Make this an easy turnkey opportunity. Ideally located just blocks from the Port of Ilwaco Marina and public boat launch, you'll have quick access to world-class salmon fishing, boating, crabbing, waterfront dining, galleries, and seasonal events. Explore the nearby Lewis & Clark Discovery Trail, spend the day at Cape Disappointment State Park with its iconic lighthouses, beaches, hiking trails, and breathtaking Pacific Ocean and Columbia River views, or simply enjoy everything the Long Beach Peninsula has to offer—all just minutes from your front door. Main floor is rented for $1600. Upstairs has been rented for $1200. ADU in Garage has been rented for $800.

304 Spruce Street E, Ilwaco

Listing courtesy of Berkshire Hathaway HS NW.

$51,999
2559204 MLS ⋅ ACTIVE Status
Discover this 0.23-acre residential lot in the Ilwaco area of Pacific County, Washington. Featuring flat, wooded terrain, the property offers a peaceful setting with no HOA restrictions. Public water and sewer are available, along with electricity, providing added convenience for future development. Located near the Pacific Ocean, Cape Disappointment State Park, local shops, dining, and coastal recreation, this property offers easy access to the natural beauty and attractions of the Long Beach Peninsula. This lot presents an excellent opportunity to build your future home in a desirable coastal Washington community. Street addresses can be for listing purposes only and vacant land will receive a true street address once improved.

805 Lake Street SE, Ilwaco

Listing courtesy of PlatLabs, LLC.

$439,000
4 Beds ⋅ 2 Baths ⋅ 2556574 MLS ⋅ ACTIVE Status
This distinctive Victorian-style home is filled with original character, soaring ceilings, oversized rooms and abundant natural light. Decorative gables, fish-scale shingles and a covered front porch create timeless curb appeal. The main level offers generous living and dining spaces, along with a spacious kitchen featuring extensive cabinetry and storage. Tall windows and broad room openings make the interior feel bright, open and welcoming. Fir floors beneath much of the carpeting offer an opportunity to reveal even more of the home’s natural character. The flexible floor plan provides space for everyday living, entertaining, guests, hobbies or a home office. The property includes two tax parcels with room to park an RV and boat. A detached garage, small shop and separate storage building provide useful space for vehicles, tools, beach gear and projects. The second parcel may offer potential for another residence or guest house. Buyer to verify all development possibilities. Walk to the working Port of Ilwaco, where the marina waterfront offers restaurants, galleries, fresh seafood, shops, the seasonal Saturday Market and access to the Discovery Trail. Nearby Cape Disappointment State Park offers ocean beaches, forest trails, North Head Lighthouse and the Lewis and Clark Interpretive Center. Long Beach and Astoria are also within easy reach.

231 Spruce Street, Ilwaco

Listing courtesy of Century 21 Pacific Realty.

$625,000
2 Beds ⋅ 3 Baths ⋅ 2555184 MLS ⋅ ACTIVE Status
Whether you're searching for a multi-generational home, supplemental rental income, or a smart investment, this thoughtfully updated property offers incredible versatility. The main 1 bed, 1.5 bath residence features vaulted ceilings, an open-concept layout, spacious living areas, and numerous updates throughout, including flooring, lighting, plumbing, electrical, kitchen appliances, and energy-efficient wall heaters. This unit provides a spacious suite with mountain views on the second level as well as plenty of space to redesign or expand. Attached is a second, 1 bed, 1 bath separately accessed South End living quarters, completed in 2025, which offers its own kitchen, full bath, laundry, and extensive new construction with quality finishes, creating an ideal space for extended living, guests, or long-term rental income. Keep the unit private or add a doorway to the main home for easy access from one unit to the other. Currently rented month-to-month, it provides immediate income potential while maintaining flexibility for future use. Peacefully situated among mature trees, this is a great opportunity to enjoy comfortable living with built-in investment value. List of upgrades and 3D tour available.

2902 Foxglove Lane, Ilwaco

Listing courtesy of RealtyONEGroup Discovery Coast.

$560,000
5 Beds ⋅ 3 Baths ⋅ 2550065 MLS ⋅ ACTIVE Status
Price drop on this Classic Victorian home in the heart of Ilwaco, Washington. This home could also be a Bed and Breakfast! Built in 1899, this home has not been on the market in over 60 years! Come see one of the most beautiful homes in the city with 5 bedrooms, 2&1/2 baths on a 15,000 square foot lot with a gorgeous yard landscaped with Rhododendrons, statuesque trees and shrubs, plus your own little forest in the far back yard. Sit on the front porch and feel the fresh breeze coming off the Columbia River. Brand new kitchen in June of 2026 that leads to a large dining room and spacious living room, den, plus primary bedroom downstairs with 3/4 bath. Take the staircase up to 4 large bedrooms with 1&1/2 bath plus a view of the mighty Columbia River. 2 car garage plus attic for more storage or expansion. Walk to the the Port of Ilwaco and stroll the art galleries, restaurants and markets. Walk to the middle school or high school! Just a short drive to Astoria Oregon and the beautiful Oregon coast. Walk to Black lake and drive 5 minutes to Long Beach. This home has been loved by a local family and is now ready for it be loved by new owners!

516 Cedar Street, Ilwaco

Listing courtesy of Lighthouse Realty.

$329,900
3 Beds ⋅ 2 Baths ⋅ 2550476 MLS ⋅ ACTIVE Status
Well-maintained and affordable 3-bedroom, 2-bath ranch-style home just off Stringtown Road near Ilwaco. Ideally located 15 minutes to Astoria and just minutes to downtown Long Beach, with convenient access to schools, local services, and everyday amenities. Set near historic Ilwaco, a true working waterfront community known for its commercial and sport fishing fleet, thriving art scene, and connection to the Port of Ilwaco. Enjoy nearby beaches, galleries, shops, and year-round outdoor recreation, including Cape Disappointment State Park. Comfortable, single-level living with an attached 2-car garage and laundry area. Covered back deck overlooks a spacious, level fenced backyard, perfect for pets, gardening, or future possibilities.

7125 Scarboro Lane N, Ilwaco

Listing courtesy of John L Scott Market Center.

$147,500
2549724 MLS ⋅ ACTIVE Status
Incredible Columbia River view lot in exclusive Discovery Heights. This cul-de-sac lot has privacy and views for miles. All utilities are on the lot, it is ready for you to build your Pacific Northwest dream home! This 30,000 square foot lot has excellent views of the mighty Columbia river, Baker Bay, and the lights of Astoria. Building documents can be transferred to the buyer to obtain MSP approval in their name to facilitate building permit, assuming no regulatory changes have occurred since issuance. Also included are architectural plans for 3 bedroom 3 bath house, MIL apartment on lower level. Architect: Deidre Pitkin. Come live the dream in Discovery Heights!

31 XX Discovery Court, Ilwaco

Listing courtesy of Century 21 Pacific Realty.

$749,900
2 Beds ⋅ 2 Baths ⋅ 2546282 MLS ⋅ ACTIVE Status
Sweeping, ever-changing water views are the headline at this Baker Bay waterfront home, set on a private 1.57-acre parcel with 200 feet of frontage. From the large covered porch, and nearly every room, take in the Columbia River shipping channel, cruise ships, Cape Disappointment, the Coast Guard Station, Astoria, Saddle Mountain, Tillamook Head, and the Pacific Ocean. Sunsets are spectacular, as are the 4th of July fireworks. Eagles, herons, pelicans, osprey, and hawks work the bay, while deer and rabbits roam the grounds. Inside, generous living and dining rooms open to those same endless views. Spacious main-level bedroom with large closets, ensuite with jetted tub. Upstairs delivers the option of a massive primary suite with 180 degree Baker Bay views from a wall of windows which fills the upper level with natural light and stunning vistas; you can take in sunsets and the stars from bed. Must see Virtual Tours links. Meticulously maintained and extensively updated: newer roof, new flooring, whole-house water filtration, and new appliances. The garage is fully insulated and finished, with new garage and exterior doors. Every light fixture inside and out has been upgraded, with fresh interior and exterior paint throughout, and a new utility sink in the laundry room. Oversized and fully fenced yard with thoughtful and mature landscape. A rare waterfront offering. Don't miss it. Zoned RR; Nightly rentals allowed. Buyer to verify all. MUST SEE VIRTUAL TOUR LINKS ATTACHED

240 Stringtown Road, Ilwaco

Listing courtesy of Realty ONE Group All Stars.

$349,000
3 Beds ⋅ 2 Baths ⋅ 2543404 MLS ⋅ CONTINGENT Status
Well-maintained 3-bedroom, 2-bath manufactured home offering approximately 1,250 sq ft of comfortable living space on a .23-acre lot in desirable Ilwaco. Recent updates include newer roof, windows, and an energy-efficient mini-split heat pump for year-round comfort. The oversized 28' x 30' detached garage/shop provides abundant space for vehicles, hobbies, storage, or projects. RV enthusiasts will appreciate the dedicated RV hookup, making it easy to accommodate guests or your own adventures. Plenty of room to park, work, and play while enjoying the convenience of coastal living close to beaches, fishing, and local amenities. A great opportunity with valuable upgrades already in place!

7115 Ortelius Dr, Ilwaco

Listing courtesy of John L Scott Market Center.

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