Hoquiam Homes with USDA Loan Terms

Hoquiam Homes with USDA Loan Terms

Hoquiam is a charming city located in Grays Harbor County, Washington, United States. Nestled along the picturesque shores of the Hoquiam River, this community offers a serene and peaceful atmosphere for residents to call home.

One of the notable aspects of Hoquiam is its affordability and accessibility to homeownership. If you're looking to purchase a home in this area, you'll be pleased to know that there are homes available with USDA loan terms. The USDA loan program is designed to assist low to moderate-income homebuyers in rural areas, providing them with affordable financing options.

With USDA loan terms, eligible homebuyers can enjoy benefits such as zero down payment requirements, low-interest rates, and flexible credit requirements. This makes homeownership more attainable for individuals and families who may not qualify for conventional loans.

Hoquiam offers a range of housing options to suit different preferences and budgets. From cozy bungalows to spacious family homes, there's something for everyone. Many properties in the area boast beautiful views of the river or are nestled amidst the lush greenery of the surrounding landscape.

Living in Hoquiam means enjoying a close-knit community with a range of amenities and recreational opportunities. The city is home to parks, hiking trails, and waterfront activities, allowing residents to embrace an active and outdoor lifestyle.

If you're considering making Hoquiam your home, explore the available properties with USDA loan terms and discover the possibilities of affordable homeownership in this charming Washington community.

Newest Hoquiam Homes with USDA Loan Terms

$389,500
2 Beds ⋅ 1 Baths ⋅ 2571215 MLS ⋅ ACTIVE Status
Peaceful country living in a well-maintained rambler on 5+ acres! Enjoy mature, productive apple trees and a fully fenced pasture area with a small barn stall, ideal for goats or sheep. To the west, the property extends down to a gentle creek, offering a relaxing spot to sit and watch the water go by. Huge storage options include a large detached 2-car garage with large shop space and its own wood stove, an ultra-large RV carport (approximately 22x36), a garden shed, an additional double carport, and a large wood shed with open storage space. Inside, the living room features handsome hardwood floors, and the stylish kitchen boasts a beautiful, unique backsplash. Stay comfortable year-round with a ductless heat pump and a cozy freestanding wood-burning fireplace. A huge laundry room and separate dining room add everyday convenience. Custom doors and unique features throughout, plus a nice private deck area in back and one in front, complete this clean, well-cared-for home. A must-see slice of country with creek frontage!

82 Chenois Valley Road, Hoquiam

Listing courtesy of First Harbor Real Estate, Inc..

$342,900
3 Beds ⋅ 2 Baths ⋅ 2562656 MLS ⋅ ACTIVE Status
Completely remodeled and ready to welcome you home! Tucked into a friendly Hoquiam neighborhood, this charming 3-bedroom, 2-bath home blends timeless 1914 character with a top-to-bottom modern makeover, including a brand-new elevated foundation, new siding, newer roof, and fresh paint inside and out. Step inside to sun-filled rooms, updated flooring, and modern fixtures throughout. The spacious living room invites easy gatherings, while the beautifully updated kitchen shines with rich dark cabinetry, solid-surface counters, a glass mosaic backsplash, and stainless steel appliances. Retreat to the primary suite with its own private 3/4 bath and walk-in closet. Upstairs, a bedroom plus a versatile bonus space is ready to become your home office, playroom, hobby room, or cozy getaway. A wide-open basement delivers impressive storage, and the attached garage adds everyday ease. Outside, enjoy a fully fenced yard, gated driveway, and off-street parking, all just minutes from Hoquiam's shops, schools, and parks. Efficient ductless mini-split heating keeps things comfortable year-round. Move-in ready and full of heart. Come see everything this one has to offer!

2415 Pacific Avenue, Hoquiam

Listing courtesy of Spivey Realty Group, LLC.

$229,900
3 Beds ⋅ 1 Baths ⋅ 2556726 MLS ⋅ ACTIVE Status
Welcome to this fully reimagined 3-bedroom, 1-bathroom home that perfectly balances modern comfort with low-maintenance living! Remodeled inside and out, this property shines like a brand-new build and is entirely move-in ready. Situated on a highly visible and desirable corner lot, the home instantly impresses with its crisp curb appeal. Rest easy knowing that major updates have already been taken care of for you, including a brand-new roof installed in 2025 and completely new, energy-efficient windows throughout the entire house. Step inside to find a light-filled interior featuring a sleek kitchen outfitted with brand-new, modern appliances, stunning finishes, and a contemporary layout. The thoughtful and highly functional floor plan boasts a convenient main-floor bedroom, offering ultimate flexibility for your living arrangements. Outside, the compact lot is specifically designed for easy care and minimal upkeep, giving you your weekends back while still offering plenty of utility. Parking and storage are a breeze with the 1-car attached garage alongside additional street parking. Perfectly situated in a highly convenient location, you are just minutes away from local shopping, dining, parks, and easy commuting routes. This exceptional home is a rare find. Schedule your tour today and experience easy-care, modern living at its absolute finest!

619 27th Street, Hoquiam

Listing courtesy of Aberdeen Realty, Inc..

$275,000
3 Beds ⋅ 2 Baths ⋅ 2558143 MLS ⋅ ACTIVE Status
Welcome home to this newly remodeled, inviting 3-bedroom, 1 3/4-bath in Hoquiam. The spacious floor plan provides room to relax and entertain, and check out the large kitchen with dining space. This home is perfect for first-time buyers, those looking to downsize, or anyone seeking an affordable place to call home. Conveniently located near schools, parks, shopping, and downtown amenities, you'll enjoy easy access to everything Hoquiam and the surrounding area have to offer.

816 Perry Avenue, Hoquiam

Listing courtesy of First Harbor Real Estate, Inc..

$280,000
3 Beds ⋅ 2 Baths ⋅ 2554063 MLS ⋅ ACTIVE Status
Move-in ready 3 bed/1.75 bath home with large detached garage/shop! Clean and well taken care of, built in 1998, low maintenance and worry free for years to come. Primary bedroom has ensuite bath, 2 additional bedroom and shared full bath. House is raised up enough to prevent flooding concerns, poured concrete foundation. Detached 20x22 garage has power for EV charging. Cute firepit and hanging lights behind the home on the private patio for evening hang-outs. Close to town amenities, 25 minutes to the ocean and 40 minutes to the Quinault Rain Forest. Priced far below assessed value!

710 Perry Avenue, Hoquiam

Listing courtesy of Spivey Realty Group, LLC.

$315,000
4 Beds ⋅ 2 Baths ⋅ 2551798 MLS ⋅ ACTIVE Status
This beautiful 1907 Queen Anne Victorian, featuring classic gingerbread trim and a welcoming wrap-around porch with intricate pillars, blends timeless historic character with modern updates and strong income potential. It offers comfortable, move-in-ready living in a prime location. Recent Upgrades: New roof (2023), new bathroom addition, updated service water line and plumbing, new water heater, fresh interior and exterior paint, double-pane windows throughout. Interior Highlights: Beautiful refinished Douglas fir flooring graces the living room, formal dining area, and main-level primary bedroom. Enjoy a spacious eat-in kitchen and inviting entryway. The home includes one primary bedroom on the main level, three additional bedrooms upstairs, and the new bathroom. Outdoor Features: Large 2-car shop behind the home, ideal for parking or projects, generous driveway with ample off-street parking (including RV space), Nice, partially fenced backyard. Bonus Room / Potential 5th Bedroom: This versatile 216 sq. ft. enclosed room off the laundry area offers great flexibility. It currently features a working hot tub but can easily be converted to extra living space or multi-purpose use. Prime Location & Amenities: Within walking distance to coffee shops, grocery store, pharmacy, bank, and Grays Harbor Bay. Just 25 minutes to Ocean Shores and 37 minutes to Pacific Beach & Seabrook. Enjoy small-town charm with easy coastal access. Lockbox on door to left of porch, key is to front door.

706 6th Street, Hoquiam

Listing courtesy of WEBREALTY.

$239,900
3 Beds ⋅ 1 Baths ⋅ 2554472 MLS ⋅ ACTIVE Status
Check out this adorable 3 bedroom single-story home! Features newer (2022) roof, spacious fenced back yard with patio, double-paned vinyl windows, and many upgrades. Located in a nice Hoquiam neighborhood.

80 O Street, Hoquiam

Listing courtesy of Premier Realty Grays Harbor.

$365,000
3 Beds ⋅ 2 Baths ⋅ 2550789 MLS ⋅ ACTIVE Status
Step into a place where comfort and quality meet at the edge of Hoquiam Estates. This brand new home isn’t just a house it’s a warm invitation to a life well lived where the craftsmanship really shines. Imagine sipping your coffee on the covered back deck, gazing out at your fully fenced backyard retreat. It is thoughtfully designed with a floorpan and feels spacious, open and airy. The easy to care for lot means you can spend more time enjoying life and less time on upkeep. Plus, the high-efficiency heat pump, the roomy two-car garage, and the mudroom from the garage that doubles as the laundry add those practical touches that make daily living easy. Come see how this home can become your next chapter.

3108 Sanderling Drive, Hoquiam

Listing courtesy of Olympic Realty 2000, Inc.

$310,000
3 Beds ⋅ 2 Baths ⋅ 2536694 MLS ⋅ ACTIVE Status
Worry free and well maintained newer home in Hoquiam! Offering 3 beds and 1.75 bath on a raised up lot so you don't have to pay flood insurance or worry about flooding in the future. That is a big relief! Turn-key and ready for new owners to continue loving this home without any renovations needing to be done or to-do lists to make, just move in and enjoy the summer! The home is equipped with solar panels on the roof, making the electric bill super cheap all year. The landscaping is manicured, with a nice long concrete driveway for off street parking and a shed for storage. Behind the house is a big raised up deck for outside enjoyment with a big grassy fenced in yard, pavers lead to the outside storage shed. Inside is spacious and feels larger than you would think! The primary bedroom has ensuite bath and lots of closet space. Located in a central neighborhood in Hoquiam where you are just 5 minutes from all town amenities and 25 minutes to the Pacific Ocean.

317 M Street, Hoquiam

Listing courtesy of Spivey Realty Group.

$250,000
3 Beds ⋅ 1 Baths ⋅ 2541582 MLS ⋅ ACTIVE Status
Warm, welcoming, & full of character, this charming Hoquiam home offers the perfect blend of classic appeal and modern updates. Featuring 3 spacious bedrooms and 1 well-appointed bathroom with both a soaking tub and walk-in shower, the home feels bright and inviting with abundant natural light, tall ceilings, and a comfortable, open feel throughout.Numerous improvements have been completed over the years, including updated flooring, interior paint, fixtures, concrete work, landscaping, and a newer roof, creating a move-in-ready home that has been meticulously maintained. In 2017, the electrical panel was replaced, the foundation was re-insulated, and support posts were replaced, adding to the home's overall value and integrity. The kitchen features durable concrete countertops, ample cabinet space, and a functional layout that flows seamlessly into the living areas, making everyday living and entertaining a breeze.Outside, the fully fenced yard offers plenty of room to enjoy, complete with mature landscaping, fruit trees, and a private patio ideal for gatherings, outdoor dining, or simply relaxing. An outbuilding provides valuable storage space, and the front gate opens to accommodate additional parking when needed.Exceptionally clean and lovingly cared for, this home showcases pride of ownership throughout. Conveniently located near schools, parks, shopping, and all of Hoquiam's amenities, this property offers a wonderful combination of charm, comfort, and convenience.

419 Karr Avenue, Hoquiam

Listing courtesy of Keller Williams South Sound.

$475,000
4 Beds ⋅ 3 Baths ⋅ 2534234 MLS ⋅ ACTIVE Status
Experience the ideal blend of comfort, space, and coastal convenience in this beautifully maintained 2,832 sq ft home just minutes from the Pacific Ocean. Featuring 4 bedrooms, a dedicated office, and a spacious bonus room, this home offers flexible living spaces designed to fit a variety of lifestyles. The primary suite offers a large walk-in closet, while all 3 full bathrooms include grab bars for added accessibility and convenience. Designed with versatility in mind, this property is well suited for multigenerational living, a potential group home setup, or as a nightly rental opportunity. The spacious layout and multiple living areas provide flexibility for extended stays, shared living arrangements, or hosting guests. Natural light pours into the open-concept living areas, creating a warm and inviting atmosphere throughout. Situated on nearly half an acre, the mature landscaped yard offers plenty of space for relaxing, entertaining, or enjoying the peaceful surroundings. Tucked away on a quiet dead-end street, this property provides the perfect balance of privacy and accessibility. Conveniently located in Hogan’s Corner, you’ll enjoy quick access to the beach, Quinault Beach Resort & Casino, Seabrook and all the dining, shopping, and recreation that Ocean Shores has to offer. Coastal living, investment potential, and everyday comfort come together in this exceptional property.

18 Sunset Boulevard, Hoquiam

Listing courtesy of The Thomas Group NW RE, LLC.

$320,000
3 Beds ⋅ 2 Baths ⋅ 2488856 MLS ⋅ ACTIVE Status
SELLERS OFFERING $5,000 CREDIT AT CLOSING TO BUYER FOR PAYING DOWN RATES OR HELP WITH CLOSING COSTS! If you are looking for a vintage home with loads of character, this is the one! Inside you will find original hardwoods and updated spaces with fun design features. The living room is big and open, offering many options for arranging furniture and cozying up by the wood burning fireplace. There is also a true dining room with enough space for a large table and bar seating as well. The kitchen has nice newer stainless appliances and abundant counterspace & cupboards. The black and white design paired with exposed wood beams make the kitchen stand out, truly a fun and functional space to cook in! Also on the main floor is the laundry room, water closet 1/2 bath, and garage. Heading upstairs you will find 3 large bedrooms and full bath. Each room has its own mini-split for heating and cooling, large windows and tall ceilings. The backyard is fully fenced and has enough space for pets, entertaining, growing a garden, anything you've been dreaming of. Located just 30 minutes from the ocean and near town amenities, shopping, schools, and parks!

515 5th Street, Hoquiam

Listing courtesy of Spivey Realty Group.

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