Elma Rural Homes with USDA Loan Terms

Elma Rural Homes with USDA Loan Terms

Elma Rural, located in Grays Harbor County, Washington, is a charming neighborhood that offers a peaceful and idyllic setting for homeowners. Situated in the city of Elma, residents of this area enjoy the benefits of small-town living while still being within reach of larger cities like Olympia and Aberdeen.

One of the standout features of Elma Rural is the availability of homes with USDA loan terms. The United States Department of Agriculture (USDA) offers loans specifically designed for rural homebuyers, providing them with affordable financing options. These loans often come with low or no down payment requirements, making homeownership more accessible for those looking to settle in Elma Rural.

The neighborhood itself boasts a variety of housing options, ranging from cozy single-family homes to spacious properties with ample land. With USDA loan terms being true in this area, potential buyers can take advantage of favorable interest rates and flexible repayment options. This makes Elma Rural an attractive destination for those seeking a peaceful and affordable place to call home.

In addition to its housing options, Elma Rural offers a close-knit community atmosphere and a range of amenities. Residents can enjoy nearby parks, recreational areas, and natural beauty, including the picturesque Chehalis River. The neighborhood also benefits from a strong school system and convenient access to local shops, restaurants, and services.

If you're looking for a serene and affordable place to live, Elma Rural in Grays Harbor County, Washington, with its homes offering USDA loan terms, could be the perfect choice for you.

Newest Elma Rural Homes with USDA Loan Terms

400 South Bank Road, Elma
$775,000
4 Beds ⋅ 3 Baths ⋅ 2564240 MLS ⋅ ACTIVE Status
Enjoy the tranquility, space & functionality of this exceptional 4.57-acre country property with room to live, work & play. The well-maintained 2,544-sqft home features 4 bdrms, 2.5 bths & a 1,106-sqft basement. A versatile third-floor bedroom with dual closets is ideal as a guest suite, hobby room or studio. An impressive 2,160-sqft shop, along with an RV carport with water & power hookups, provides outstanding space for projects, storage & equipment. Arrive via the circular driveway & unwind on the oversized wraparound covered front porch featuring beautiful tongue-and-groove hemlock. A versatile outbuilding offers a three-bay open carport plus an oversized enclosed garage/workshop with 400-amp service, bridge crane & air compressor. Additional improvements include a horse stable, greenhouse, woodshed, well house & beautifully maintained grounds with fruit trees, berries, grapes, rhubarb & garden space. Inside, custom crown molding adds warmth & character throughout the spacious living area. Additional highlights include a classic Monarch cookstove, large laundry room, two bonus rooms ideal for a home office, hobby room, or sitting area, & a heat pump for year-round comfort. With space for your RV, equipment, animals & hobbies, this one-of-a-kind property offers the perfect blend of comfort, functionality & country living. More than just a home—it’s the country lifestyle you’ve been looking for.

400 South Bank Road, Elma

Listing Broker: Skyline Properties, Inc.; Martin R. Clark; 360-470-1870; martinclark@SkylineProperties.com

93 Cloquallum Road, Elma
$375,000
3 Beds ⋅ 1 Baths ⋅ 2565262 MLS ⋅ ACTIVE Status
Welcome to your slice of rural serenity! Nestled in a peaceful country setting on a sprawling 1-acre parcel, this charming 1930s home will woo you with its timeless character & modern updates. Step up to a covered front porch, a perfect spot to enjoy a cold drink on a warm day, and enter to your living room featuring a cozy tiled fireplace, where evenings can be spent curled up with a good book. A ductless mini split adds modern convenience and efficiency for effortless heating and cooling. Walk through the doorway to the kitchen, where you will find ample cabinetry & shelving and dining space looking out onto the lush yard. On the main level, also enjoy 2 bedrooms and full bath for single-level living. Upstairs, find a third bedroom in the attic space complete with built-in shelving. Realize future potential with an unfinished 504 sq foot basement ready for your creative expansion ideas. Outside, the wide-open acreage provides ample space for vibrant gardens, raising backyard chickens, and soaking in the quiet surroundings. Best of all, you are never far from convenience—located just 35 minutes from downtown Olympia, roughly 25 minutes from I-5 access, and an easy jaunt to the coast for weekend beach trips. Bring your vision and discover your own private slice of country quiet today! (*some photos virtually staged*)

93 Cloquallum Road, Elma

Listing Broker: Coldwell Banker Bain; Sofia Sabeti; 253-370-7428; sofia.sabeti@cbrealty.com

19 Raven Lane, Elma
$624,999
3 Beds ⋅ 2 Baths ⋅ 2560629 MLS ⋅ ACTIVE Status
PRICED REDUCED!!! This newly built home on 5.25 acres is complete and ready for its new owners. Walk into your brand new kitchen featuring all new energy efficient appliances, granite counter tops, soft close cabinetry, an island for additional counter space all while hosting an open concept to the main living area for continued ability to entertain while making your meals. The property is partially cleared allowing for your vision to come to life providing ample room for an additional shop, ADU, pool or.?.? RV parking space is in with power already ran to the pad. Several large trees still reside and enhance the privacy to your own little slice of this new development. Walk the property lines via the cut in trails to allow for your vision of continued property improvement. CC&Rs in place only limit Manufactured homes in the community and have no associated HOA fees. Come check out this gorgeous new home without having to endure the building process. Close to Schafer State Park and the East Satsop River for recreation. 45 minutes to Olympia or Aberdeen.

19 Raven Lane, Elma

Listing Broker: eXp Realty; Travis Larrabee; 360-507-4899; trvslr@msn.com

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