Elma Rural Homes with FHA Terms

Elma Rural Homes with FHA Terms

Elma Rural: A Tranquil Neighborhood in Grays Harbor County

Located in the heart of Grays Harbor County, Elma Rural offers a peaceful escape from the hustle and bustle of city life. Situated in Elma, Washington, this charming neighborhood is known for its picturesque landscapes, friendly community, and convenient access to modern amenities.

Elma Rural is surrounded by the natural beauty of the Pacific Northwest, with lush forests, rolling hills, and breathtaking views of the surrounding mountains. Outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and exploring the nearby rivers and lakes. The area is also home to several parks and recreational areas, perfect for picnics and family outings.

For those seeking a close-knit community, Elma Rural is an ideal choice. Residents here enjoy a strong sense of camaraderie and neighborly spirit. The local schools are highly regarded, making it an excellent place for families to settle down and raise children.

If you're considering buying a home in Elma Rural, you'll be pleased to know that many properties in the area offer FHA terms. This means that you may be eligible for a Federal Housing Administration loan, which can provide more flexible financing options and lower down payment requirements. Whether you're a first-time homebuyer or looking to upgrade, Elma Rural offers a range of housing options to suit your needs.

With its idyllic setting, welcoming community, and availability of FHA terms, Elma Rural is a fantastic place to call home. Experience the tranquility and charm of this neighborhood and discover why so many people are choosing to settle down in this hidden gem of Grays Harbor County.

Newest Elma Rural Homes with FHA Terms

400 South Bank Road, Elma
$775,000
4 Beds ⋅ 3 Baths ⋅ 2564240 MLS ⋅ ACTIVE Status
Enjoy the tranquility, space & functionality of this exceptional 4.57-acre country property with room to live, work & play. The well-maintained 2,544-sqft home features 4 bdrms, 2.5 bths & a 1,106-sqft basement. A versatile third-floor bedroom with dual closets is ideal as a guest suite, hobby room or studio. An impressive 2,160-sqft shop, along with an RV carport with water & power hookups, provides outstanding space for projects, storage & equipment. Arrive via the circular driveway & unwind on the oversized wraparound covered front porch featuring beautiful tongue-and-groove hemlock. A versatile outbuilding offers a three-bay open carport plus an oversized enclosed garage/workshop with 400-amp service, bridge crane & air compressor. Additional improvements include a horse stable, greenhouse, woodshed, well house & beautifully maintained grounds with fruit trees, berries, grapes, rhubarb & garden space. Inside, custom crown molding adds warmth & character throughout the spacious living area. Additional highlights include a classic Monarch cookstove, large laundry room, two bonus rooms ideal for a home office, hobby room, or sitting area, & a heat pump for year-round comfort. With space for your RV, equipment, animals & hobbies, this one-of-a-kind property offers the perfect blend of comfort, functionality & country living. More than just a home—it’s the country lifestyle you’ve been looking for.

400 South Bank Road, Elma

Listing Broker: Skyline Properties, Inc.; Martin R. Clark; 360-470-1870; martinclark@SkylineProperties.com

93 Cloquallum Road, Elma
$375,000
3 Beds ⋅ 1 Baths ⋅ 2565262 MLS ⋅ ACTIVE Status
Welcome to your slice of rural serenity! Nestled in a peaceful country setting on a sprawling 1-acre parcel, this charming 1930s home will woo you with its timeless character & modern updates. Step up to a covered front porch, a perfect spot to enjoy a cold drink on a warm day, and enter to your living room featuring a cozy tiled fireplace, where evenings can be spent curled up with a good book. A ductless mini split adds modern convenience and efficiency for effortless heating and cooling. Walk through the doorway to the kitchen, where you will find ample cabinetry & shelving and dining space looking out onto the lush yard. On the main level, also enjoy 2 bedrooms and full bath for single-level living. Upstairs, find a third bedroom in the attic space complete with built-in shelving. Realize future potential with an unfinished 504 sq foot basement ready for your creative expansion ideas. Outside, the wide-open acreage provides ample space for vibrant gardens, raising backyard chickens, and soaking in the quiet surroundings. Best of all, you are never far from convenience—located just 35 minutes from downtown Olympia, roughly 25 minutes from I-5 access, and an easy jaunt to the coast for weekend beach trips. Bring your vision and discover your own private slice of country quiet today! (*some photos virtually staged*)

93 Cloquallum Road, Elma

Listing Broker: Coldwell Banker Bain; Sofia Sabeti; 253-370-7428; sofia.sabeti@cbrealty.com

19 Raven Lane, Elma
$624,999
3 Beds ⋅ 2 Baths ⋅ 2560629 MLS ⋅ ACTIVE Status
PRICED REDUCED!!! This newly built home on 5.25 acres is complete and ready for its new owners. Walk into your brand new kitchen featuring all new energy efficient appliances, granite counter tops, soft close cabinetry, an island for additional counter space all while hosting an open concept to the main living area for continued ability to entertain while making your meals. The property is partially cleared allowing for your vision to come to life providing ample room for an additional shop, ADU, pool or.?.? RV parking space is in with power already ran to the pad. Several large trees still reside and enhance the privacy to your own little slice of this new development. Walk the property lines via the cut in trails to allow for your vision of continued property improvement. CC&Rs in place only limit Manufactured homes in the community and have no associated HOA fees. Come check out this gorgeous new home without having to endure the building process. Close to Schafer State Park and the East Satsop River for recreation. 45 minutes to Olympia or Aberdeen.

19 Raven Lane, Elma

Listing Broker: eXp Realty; Travis Larrabee; 360-507-4899; trvslr@msn.com

59 Timothy Lane E, Elma
$795,000
4 Beds ⋅ 2 Baths ⋅ 2547422 MLS ⋅ ACTIVE Status
Welcome home to this stunning 5-acre retreat where comfort, functionality, and natural beauty come together. This beautifully maintained home features an open-concept design, seamlessly connecting the living, dining, and kitchen areas—perfect for everyday living and entertaining. The spacious kitchen boasts granite countertops, a gas range, a butler's pantry with abundant storage, plus an additional walk-in pantry. Escape to the primary suite featuring a 5-piece ensuite and a walk-in closet. An attached 3-car garage provides plenty of room for vehicles, hobbies, and storage. Step outside to enjoy the deck overlooking beautifully landscaped grounds, complete with a fire pit, fenced backyard, and underground sprinkler system. Garden enthusiasts will fall in love with the impressive "Garchard"—a combination garden and orchard featuring raised garden beds, mature fruit trees, and tall fencing designed to keep deer out while allowing you to enjoy the frequent wildlife that gracefully roams the property. This exceptional property offers the perfect blend of peaceful country living and modern convenience. Don't miss your opportunity to make this gorgeous home your own!

59 Timothy Lane E, Elma

Listing Broker: Better Properties Mason County; Tracy Travers; 360-470-1300; tracy@betterproperties.com

55 Allen Road, Elma
$495,000
3 Beds ⋅ 3 Baths ⋅ 2536301 MLS ⋅ CONTINGENT Status
Country Charm Welcomes you on this Large Covered Porch! Comfortable 3 Bdrm, 2 Bath Home with LVP Flooring Updates, Grand Entryway, Sunken Living Room, Formal Dining Room then leads to the Beautiful Kitchen with Quartz Countertops and the Large Family Room with Slider to the Big Back Patio! Utility Room and Pantry are also handy and convenient! Large 1.7 Acre Lot, plenty of room to raise a couple cows or horses. There's chicken coop too so you can have Farm Fresh Eggs at your back door! Fenced Side Yard too! Conveniently located just outside of Elma with EZ Hwy Access for the commuter. High Speed Internet for the telecommuter! Also, when you're ready for some outdoor recreation, you're right next to the Golf Course. Through the trees is Hole 12 at Oakridge Golf Course! Don't miss this one!

55 Allen Road, Elma

Listing Broker: CENTURY 21 Real Estate Center; Jill Warne; 360-470-0013; jill@jillwarne.com

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