Chico Homes with FHA Terms

Chico Homes with FHA Terms

Chico is a charming neighborhood located in Bremerton, Kitsap County, Washington, United States. Known for its serene surroundings and close-knit community, Chico offers a peaceful and family-friendly environment for residents.

With its proximity to beautiful natural attractions like Chico Creek and Kitsap Lake, outdoor enthusiasts will find plenty of opportunities for hiking, fishing, and boating. The neighborhood also boasts several parks, including Chico Salmon Park, where visitors can observe the local salmon population during spawning season.

For those looking to settle down in Chico, there are various housing options available. One notable feature is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible, particularly for first-time buyers or those with lower credit scores. These loans often offer lower down payment requirements and more flexible qualification criteria.

Whether you're searching for a cozy single-family home or a spacious townhouse, Chico has a range of options to suit different preferences and budgets. The neighborhood's real estate market offers a mix of traditional and contemporary architectural styles, ensuring there is something for everyone.

In addition to its natural beauty and housing options, Chico is conveniently located near schools, shopping centers, and other essential amenities. With easy access to major highways, residents can also enjoy a relatively short commute to nearby cities like Silverdale and Poulsbo.

Overall, Chico offers a tranquil and picturesque setting, making it an ideal place to call home for those seeking a peaceful suburban lifestyle with the added convenience of FHA terms for homebuyers.

Newest Chico Homes with FHA Terms

$759,900
3 Beds ⋅ 3 Baths ⋅ 2575473 MLS ⋅ ACTIVE Status
Welcome home! Set on 1.79 fully fenced acres, this inviting property offers space, privacy and a true Pacific Northwest lifestyle. The open-concept living room, dining room and kitchen create a comfortable flow for everyday living and entertaining. The home features a main-level primary suite with a private en-suite bath, two additional bedrooms and an upper-level bonus room with skylights—ideal for an office, media room, hobbies or guests. Relax on the charming covered front porch overlooking the expansive front yard and fruit trees, gather on the large back deck or spend evenings around the firepit. A flower meadow, greenhouse and forest trail add to the peaceful setting, where you can sometimes hear the nearby creek known for its seasonal salmon run. Several outbuildings provide additional storage and possibilities. An impressive 806-square-foot garage, RV & boat carport and whole-house generator add exceptional function and convenience. Water Heater replaced 2025.Waterproof LVP flooring. Minutes from Lebers Lane Trailhead and located off Northlake Way with easy access to Highway 3, this special property feels like a private retreat while remaining close to shopping, services and commuting routes,including the Seattle/Bremerton Ferry. This is a home you truly need to experience in person to appreciate everything it offers—and the wonderful feeling you get the moment you arrive. Call your favorite Broker today to schedule a viewing.

4782 NW Grover Lane, Bremerton

Listing courtesy of Coldwell Banker Bain.

$759,900
3 Beds ⋅ 3 Baths ⋅ 2560565 MLS ⋅ ACTIVE Status
Welcome home! Set on 1.79 fully fenced acres, this inviting property offers space, privacy and a true Pacific Northwest lifestyle. The open-concept living room, dining room and kitchen create a comfortable flow for everyday living and entertaining. The home features a main-level primary suite with a private en-suite bath, two additional bedrooms and an upper-level bonus room with skylights—ideal for an office, media room, hobbies or guests. Relax on the charming covered front porch overlooking the expansive front yard and fruit trees, gather on the large back deck or spend evenings around the firepit. A flower meadow, greenhouse and forest trail add to the peaceful setting, where you can sometimes hear the nearby creek known for its seasonal salmon run. Several outbuildings provide additional storage and possibilities. An impressive 806-square-foot garage, RV & boat carport and whole-house generator add exceptional function and convenience. Water Heater replaced 2025.Waterproof LVP flooring. Minutes from Lebers Lane Trailhead and located off Northlake Way with easy access to Highway 3, this special property feels like a private retreat while remaining close to shopping, services and commuting routes,including the Seattle/Bremerton Ferry. This is a home you truly need to experience in person to appreciate everything it offers—and the wonderful feeling you get the moment you arrive. Call your favorite Broker today to schedule a viewing.

4782 NW Grover Lane, Bremerton

Listing courtesy of Coldwell Banker Bain.

$965,000
3 Beds ⋅ 3 Baths ⋅ 2561076 MLS ⋅ ACTIVE Status
Welcome to Solitude at Skyfall by Garrette Custom Homes, a neighborhood of luxury properties. The Henderson floor plan offers a primary bedroom, hardwired office, and half bath on the main floor. The luxe primary bedroom has an en suite bathroom with curbless shower, double vanity, and large walk-in closet. This primary bedroom is also plumbed for a main-level laundry. The cozy yet spacious great room is anchored by a custom shiplap gas fireplace. The gourmet eat-in kitchen features an extended island with quartz countertops and stainless steel appliances, ample storage & counter space, as well as an enviable walk-in pantry. A covered patio with gas hook-up for your BBQ and private seating area extend the dining opportunities. On the upper level of this home you'll discover an open loft/bonus space, 2 additional bedrooms/office spaces (one hardwired), a full bathroom, and laundry room. The treelined backyard living space is very private and tranquil! Features added by the homeowners include programable trim lights around the entire house, powered (app controlled) blinds throughout the house, epoxy garage floor. Central Kitsap schools. Easy access to freeway and military bases. Some photos may be minimally virtually staged.

5542 NW Brightway Street, Bremerton

Listing courtesy of Coldwell Banker Bain.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2558073 MLS ⋅ ACTIVE Status
Great first home, rental investment or downsize home in the desirable Chico area. Close to Bremerton, freeway access, Silverdale, hospitals and bases. This one story home features 3 bedrooms 1 bath in the main home and a huge detached garage (1120 sqft) that has space for two cars, a small shop, and a large finished room with 3/4 bath that could possibly become a legal guest studio but serves well currently for storage. It could be a nice gym, theater, office, music studio or play room? Endless potential as it has French doors to the fenced backyard. There is also a large storage area in the attic of the garage that has a ladder pull down for access. Home has gas heat and hot water (both approximately 2 years old), there's room for RV & Boat parking, a ramp into home for no stair access, super convenient location, new insulation and vapor barrier being installed under the house, CK Schools, located down a shared driveway with one other home. Buyer to verify all information to their satisfaction.

2447 Erlands Point Road NW, Bremerton

Listing courtesy of Better Properties Kitsap.

$825,000
4 Beds ⋅ 3 Baths ⋅ 2497034 MLS ⋅ ACTIVE Status
Price improvement to $825,000. Large garage with bonus storage, newly paved driveway, and multiple sheds. Newer roof, heat pump, furnace, water heater, and security system. Main floor offers easy flow between kitchen, dining, breakfast nook, and living areas, plus dedicated office and nearby laundry. Upstairs, the private primary suite is joined by three additional bedrooms, each with generous closet space. A large bonus room over the garage is accessed from the second level and ready to flex as media, play, or guest space. Private 1-acre setting on Millglade Lane in the Chico area of Bremerton, offering an expansive yard, custom playground, and room to garden, play, and enjoy the Pacific Northwest air.

5623 NW Millglade Lane, Bremerton

Listing courtesy of The Agency Bainbridge Island.

$1,199,900
4 Beds ⋅ 4 Baths ⋅ 2483300 MLS ⋅ ACTIVE Status
Luxury Northwest living awaits in the gated Solitude at Skyfall community. Situated on a private .9-acre homesite, this meticulously maintained Garrette Custom Home offers 3,293SF of thoughtfully designed living space with over $145,000 in builder upgrades. The dramatic great room features soaring 18-foot ceilings, walls of windows, rich hardwood floors, and a stunning floor-to-ceiling masonry fireplace. The gourmet kitchen is designed for entertaining with granite slab counters, an oversized island, double ovens, gas cooktop, wine cooler, butler’s pantry, and walk-in pantry. The main-level primary suite provides a peaceful retreat with tray ceiling, spa-inspired bath, jetted soaking tub, dual-head walk-in shower, and custom walk-in closet. Upstairs you'll find three additional bedrooms, a Jack-and-Jill bath, and flexible loft space perfect for a media room, home office, or recreation room. Outdoor living is exceptional with a covered patio featuring a custom masonry gas fireplace, creating a true year-round outdoor living room overlooking the private backyard and surrounding natural setting. Additional features include 10-foot ceilings, 8-foot doors, EV charging, CAT6 wiring, heat pump, hybrid water heater, sprinkler system, and oversized garage. Conveniently located near Silverdale, Bangor, PSNS, and Seattle ferry access while offering the privacy and tranquility of an estate setting. Ask about preferred lender incentive offering a 1% buyer bonus based on loan amount.

5492 Skyfall Place NW, Bremerton

Listing courtesy of Designed Realty.

$649,000
4 Beds ⋅ 3 Baths ⋅ 2459853 MLS ⋅ ACTIVE Status
Perched above the neighborhood in desirable Windsong, this beautifully maintained Stafford Homes residence captures sweeping views of Dyes Inlet and the Cascade Mountains. Offering 4 bedrooms and a thoughtful blend of comfort and timeless style, this home is designed for everyday living and entertaining. The spacious primary suite is a private retreat with water views, refreshed full bath, walk-in closet, and sitting area/office nook. Upstairs also includes three additional bedrooms and an updated full bath with new shower. The main level features formal and casual living spaces including living and dining rooms, family room, powder room, and a bright sunroom/breakfast nook. The kitchen shines with granite countertops, modern appliances, abundant cabinetry, pantry, and generous prep space. A full laundry room adds convenience. Outside, enjoy a private backyard backing to green space and an expansive composite deck with dual access. Additional highlights include A/C, energy-efficient windows, generator ready, 2-car garage, RV parking, and easy access to CK schools, bases, Silverdale, shopping, dining, and medical facilities.

6494 Windward Place NW, Bremerton

Listing courtesy of John L. Scott, Inc..

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