Chico Homes with Conventional Terms

Chico Homes with Conventional Terms

Chico is a charming neighborhood located in Bremerton, Kitsap County, Washington, United States. Known for its picturesque surroundings and peaceful atmosphere, Chico offers a wonderful place to call home.

For those seeking to settle down in Chico, there are plenty of homes available with conventional terms. Whether you are a first-time homebuyer or looking to upgrade your current residence, Chico has a variety of options to suit your needs. From cozy cottages to spacious family homes, you can find the perfect property that fits your lifestyle.

One of the advantages of purchasing a home with conventional terms is the flexibility it offers. With conventional financing, buyers have the opportunity to secure a mortgage with a fixed interest rate and a predictable monthly payment. This stability can provide peace of mind and make budgeting for homeownership more manageable.

In addition to the homes themselves, Chico boasts a range of amenities and attractions. The neighborhood is nestled near the scenic Chico Creek, offering opportunities for outdoor activities such as hiking, fishing, and picnicking. Chico is also conveniently located near schools, shopping centers, and other essential services, making it a desirable place to live for families and individuals alike.

If you are considering purchasing a home in Chico, you can rest assured that you will be joining a welcoming community with a strong sense of pride and a commitment to maintaining its natural beauty. Don't miss out on the opportunity to experience the charm and convenience that Chico has to offer.

Newest Chico Homes with Conventional Terms

$158,240
2561824 MLS ⋅ ACTIVE Status
Discover the opportunity to build your own home on this mostly level 0.43-acre parcel in the Chico area of Bremerton! Ideally located just north of Seabeck Highway NW on Northlake Way NW, this property offers a peaceful setting with a convenient location and approximately 18,731 square feet of land. Power and public water are available in the street, with a septic system needed. The Rural Residential zoning provides for low-density residential use, subject to applicable Kitsap County requirements and site feasibility. The property backs to a railroad line that is very rarely traveled, adding a unique buffer to the rear of the property. Whether you're looking to build a home in a desirable Kitsap County location or seeking a land investment, this parcel is worth a look! This won't last long, beautiful ground right here folks!

Northlake Way NW, Bremerton

Listing courtesy of G Anderson Group LLC.

$759,900
3 Beds ⋅ 3 Baths ⋅ 2560565 MLS ⋅ ACTIVE Status
Welcome home! Set on 1.79 fully fenced acres, this inviting property offers space, privacy and a true Pacific Northwest lifestyle. The open-concept living room, dining room and kitchen create a comfortable flow for everyday living and entertaining. The home features a main-level primary suite with a private en-suite bath, two additional bedrooms and an upper-level bonus room with skylights—ideal for an office, media room, hobbies or guests. Relax on the charming covered front porch overlooking the expansive front yard and fruit trees, gather on the large back deck or spend evenings around the firepit. A flower meadow, greenhouse and forest trail add to the peaceful setting, where you can sometimes hear the nearby creek known for its seasonal salmon run. Several outbuildings provide additional storage and possibilities. An impressive 806-square-foot garage, RV & boat carport and whole-house generator add exceptional function and convenience. Water Heater replaced 2025.Waterproof LVP flooring. Minutes from Lebers Lane Trailhead and located off Northlake Way with easy access to Highway 3, this special property feels like a private retreat while remaining close to shopping, services and commuting routes,including the Seattle/Bremerton Ferry. This is a home you truly need to experience in person to appreciate everything it offers—and the wonderful feeling you get the moment you arrive. Call your favorite Broker today to schedule a viewing.

4782 NW Grover Lane, Bremerton

Listing courtesy of Coldwell Banker Bain.

$990,000
3 Beds ⋅ 3 Baths ⋅ 2561076 MLS ⋅ ACTIVE Status
Welcome to Solitude at Skyfall by Garrette Custom Homes, a neighborhood of luxury properties. The Henderson floor plan offers a primary bedroom, hardwired office, and half bath on the main floor. The luxe primary bedroom has an en suite bathroom with curbless shower, double vanity, and large walk-in closet. This primary bedroom is also plumbed for a main-level laundry. The cozy yet spacious great room is anchored by a custom shiplap gas fireplace. The gourmet eat-in kitchen features an extended island with quartz countertops and stainless steel appliances, ample storage & counter space, as well as an enviable walk-in pantry. A covered patio with gas hook-up for your BBQ and private seating area extend the dining opportunities. On the upper level of this home you'll discover an open loft/bonus space, 2 additional bedrooms/office spaces (one hardwired), a full bathroom, and laundry room. The treelined backyard living space is very private and tranquil! Features added by the homeowners include programable trim lights around the entire house, powered (app controlled) blinds throughout the house, epoxy garage floor. Central Kitsap schools. Easy access to freeway and military bases. Some photos may be minimally virtually staged.

5542 NW Brightway Street, Bremerton

Listing courtesy of Coldwell Banker Bain.

$475,000
3 Beds ⋅ 2 Baths ⋅ 2558073 MLS ⋅ ACTIVE Status
Great first home, rental investment or downsize home in the desirable Chico area. Close to Bremerton, freeway access, Silverdale, hospitals and bases. This one story home features 3 bedrooms 1 bath in the main home and a huge detached garage (1120 sqft) that has space for two cars, a small shop, and a large finished room with 3/4 bath that could possibly become a legal guest studio but serves well currently for storage. It could be a nice gym, theater, office, music studio or play room? Endless potential as it has French doors to the fenced backyard. There is also a large storage area in the attic of the garage that has a ladder pull down for access. Home has gas heat and hot water (both approximately 2 years old), there's room for RV & Boat parking, a ramp into home for no stair access, super convenient location, new insulation and vapor barrier being installed under the house, CK Schools, located down a shared driveway with one other home. Buyer to verify all information to their satisfaction.

2447 Erlands Point Road NW, Bremerton

Listing courtesy of Better Properties Kitsap.

$429,000
3 Beds ⋅ 2 Baths ⋅ 2555285 MLS ⋅ ACTIVE Status
Beautiful, manufactured home on two separate parcels with a total of .50 acres!! Both lots have a view of Kitsap Lake. The home is in great condition with newer flooring, interior paint, fridge & dishwasher giving it a clean, modern feel that's move-in ready. Roof is approx 10 years old. Home is connected to sewer. 2nd parcel has lots of potential for a garage or possible ADU (buyer to verify). Conveniently located close to shopping, dining, schools, and other amenities, this property offers both comfort and convenience. Kitsap Lake public park and boat launch is just minutes away. Easy access to Freeway to Silverdale or Bremerton, PSNS and Bangor. Enjoy the peaceful setting while still being close to everything you need. Additional adjacent lots also available NWMLS#2438471. This might be the perfect investor opportunity.

1450 Northlake Way NW, Bremerton

Listing courtesy of Key Realty Group, Inc.

$2,250,000
4 Beds ⋅ 4 Baths ⋅ 2551015 MLS ⋅ ACTIVE Status
NOW THIS IS LIVING! Welcome to a coastal luxury experience that feels alive from the moment you arrive. With 117’ of pristine bulk-headed waterfront on Dyes Inlet, this extraordinary estate delivers a breathtaking front row seat to breathtaking beauty just minutes from Silverdale. A private drive leads you to a residence crafted with timeless materials and modern sophistication—where every turn reveals masterful detail and unforgettable views. Inside, the scenery steals the show, but the finishes elevate it even further: Calacatta, Carrera, and Statuario marble, an African mahogany live-edge island, Acacia hardwoods, designer-grade appliances and fixtures, and a premium FOCAL built-in speaker system. The elegant primary ensuite offers true spa-level indulgence with a rainshower, custom closets, and a sculptural clawfoot tub. Outdoors, the property transforms into an entertainer’s paradise—expansive hardscaping (hot-tub ready), concrete steps leading to the impressive beach and bulkhead, dedicated storage, and a 10k lb buoy for effortless waterfront enjoyment. For automotive enthusiasts, the newly constructed nearly 2,000 SF climate-controlled luxury garage is a showpiece: car lift, workout/media room, and premium finishes throughout. Additional amenities include ample parking and an invisible dog fence. A distinctive waterfront sanctuary crafted for the discerning Buyer seeking beauty, comfort, and the ultimate coastal lifestyle.

6254 Chico Way NW, Bremerton

Listing courtesy of Keller Williams Greater 360.

$150,000
2541386 MLS ⋅ ACTIVE Status
6.3 private acres positioned perfectly to take in beautiful, elevated views of the Cascade Mountains. Enjoy the peace and quiet of a hillside retreat, tucked away from the hustle and bustle. Ideally situated right between Bremerton and Silverdale. You get the absolute best of peninsula living, with shopping, dining, ferry access, and naval bases just minutes away in either direction. Sloped/Hillside (optimized for daylight basement designs or multi-level builds to maximize the view). Grab your architect, bring your builder, and start dreaming.

5012 NW Viewpoint Lane, Bremerton

Listing courtesy of Better Properties Gig Harbor.

$294,999
2 Beds ⋅ 2 Baths ⋅ 2508817 MLS ⋅ ACTIVE Status
Comfortable, easy-maintenance home in the heart of Central Kitsap! With the perfect combination of a low maintenance lifestyle, yet spacious, this home features a well-proportioned layout downstairs with dining room and kitchen flowing seamlessly into the light and bright living room, complete with cozy fireplace. Two generous bedrooms upstairs, plus full bathroom and laundry room for easy living! Attached garage and abundance of parking in front for easy parking! Sit on your back patio and listen to the birds, or walk to restaurants and stores, or take a stroll to the immaculate Kitsap Golf and Country Club, located just steps away! Ideally located just minutes from Chico Way and Highway 16 for an easy commute! HOA includes water, sewer, trash and outside maintenance, making this a superb option for that busy professional who wants to stop renting and invest in themselves, or the adventurer who doesn't want home maintenance to hold them back from being on the go!

3931 NW Fairway Lane, Bremerton

Listing courtesy of Keller Williams Greater 360.

$825,000
4 Beds ⋅ 3 Baths ⋅ 2497034 MLS ⋅ ACTIVE Status
Price improvement to $825,000. Large garage with bonus storage, newly paved driveway, and multiple sheds. Newer roof, heat pump, furnace, water heater, and security system. Main floor offers easy flow between kitchen, dining, breakfast nook, and living areas, plus dedicated office and nearby laundry. Upstairs, the private primary suite is joined by three additional bedrooms, each with generous closet space. A large bonus room over the garage is accessed from the second level and ready to flex as media, play, or guest space. Private 1-acre setting on Millglade Lane in the Chico area of Bremerton, offering an expansive yard, custom playground, and room to garden, play, and enjoy the Pacific Northwest air.

5623 NW Millglade Lane, Bremerton

Listing courtesy of The Agency Bainbridge Island.

$1,199,900
4 Beds ⋅ 4 Baths ⋅ 2483300 MLS ⋅ ACTIVE Status
Luxury Northwest living awaits in the gated Solitude at Skyfall community. Situated on a private .9-acre homesite, this meticulously maintained Garrette Custom Home offers 3,293SF of thoughtfully designed living space with over $145,000 in builder upgrades. The dramatic great room features soaring 18-foot ceilings, walls of windows, rich hardwood floors, and a stunning floor-to-ceiling masonry fireplace. The gourmet kitchen is designed for entertaining with granite slab counters, an oversized island, double ovens, gas cooktop, wine cooler, butler’s pantry, and walk-in pantry. The main-level primary suite provides a peaceful retreat with tray ceiling, spa-inspired bath, jetted soaking tub, dual-head walk-in shower, and custom walk-in closet. Upstairs you'll find three additional bedrooms, a Jack-and-Jill bath, and flexible loft space perfect for a media room, home office, or recreation room. Outdoor living is exceptional with a covered patio featuring a custom masonry gas fireplace, creating a true year-round outdoor living room overlooking the private backyard and surrounding natural setting. Additional features include 10-foot ceilings, 8-foot doors, EV charging, CAT6 wiring, heat pump, hybrid water heater, sprinkler system, and oversized garage. Conveniently located near Silverdale, Bangor, PSNS, and Seattle ferry access while offering the privacy and tranquility of an estate setting. Ask about preferred lender incentive offering a 1% buyer bonus based on loan amount.

5492 Skyfall Place NW, Bremerton

Listing courtesy of Designed Realty.

$689,000
4 Beds ⋅ 3 Baths ⋅ 2459853 MLS ⋅ ACTIVE Status
Perched above the neighborhood in desirable Windsong, this beautifully maintained Stafford Homes residence captures sweeping views of Dyes Inlet and the Cascade Mountains. Offering 4 bedrooms and a thoughtful blend of comfort and timeless style, this home is designed for everyday living and entertaining. The spacious primary suite is a private retreat with water views, refreshed full bath, walk-in closet, and sitting area/office nook. Upstairs also includes three additional bedrooms and an updated full bath with new shower. The main level features formal and casual living spaces including living and dining rooms, family room, powder room, and a bright sunroom/breakfast nook. The kitchen shines with granite countertops, modern appliances, abundant cabinetry, pantry, and generous prep space. A full laundry room adds convenience. Outside, enjoy a private backyard backing to green space and an expansive composite deck with dual access. Additional highlights include A/C, energy-efficient windows, generator ready, 2-car garage, RV parking, and easy access to CK schools, bases, Silverdale, shopping, dining, and medical facilities.

6494 Windward Place NW, Bremerton

Listing courtesy of John L. Scott, Inc..

$599,000
3 Beds ⋅ 3 Baths ⋅ 2420712 MLS ⋅ ACTIVE Status
Enjoy Dyes Inlet water views to the east from your main floor and the separate private bedroom upstairs, expansive outside deck from this home off of Chico Way. The real hardwood floors throughout the main floor were completely resurfaced, stained, and sealed. Kitchen was remodeled with new flooring, countertops, sink, faucet, garbage disposal, and all new appliances including refrigerator, stove, microwave, and dishwasher. Huge back yard has a chicken coop or garden shed and several fruit trees plus grape vines. You could have the primary bedroom on the main floor or in the separate area on the second floor; both have their own private baths. Use your big two car garage. The water views will be there everyday.

4540 NW Inverness Court, Bremerton

Listing courtesy of John L. Scott, Inc..

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