Central Tacoma Homes with FHA Terms

Central Tacoma Homes with FHA Terms

Welcome to Central Tacoma, a vibrant neighborhood located in Tacoma, Washington, in the heart of Pierce County. Known for its diverse community, Central Tacoma offers a unique blend of urban living and suburban charm. With its convenient location and an array of amenities, this neighborhood is an ideal place to call home.

Central Tacoma is situated in the beautiful state of Washington, known for its stunning natural landscapes and thriving cities. As part of Pierce County, residents of Central Tacoma have access to a wide range of recreational activities, including hiking, biking, and water sports.

One of the standout features of Central Tacoma is the availability of homes with FHA terms. FHA, or Federal Housing Administration, loans are designed to make homeownership more accessible for individuals and families. With FHA terms, potential homebuyers can benefit from lower down payments and more flexible credit requirements, making it easier to purchase a home in Central Tacoma.

Whether you're looking for a cozy bungalow or a spacious family home, Central Tacoma has a variety of housing options to suit your needs. From charming historic properties to modern new builds, there is something for everyone in this neighborhood.

In addition to its housing options, Central Tacoma boasts a thriving local community. With a variety of shops, restaurants, and entertainment venues, there is always something to do and explore. The neighborhood is also home to several parks and green spaces, providing ample opportunities for outdoor recreation and relaxation.

If you're searching for a neighborhood that combines the convenience of urban living with the charm of a close-knit community, look no further than Central Tacoma. With its FHA terms and diverse range of housing options, this neighborhood offers an ideal place to settle down and call home.

Newest Central Tacoma Homes with FHA Terms

$375,000
2 Beds ⋅ 1 Baths ⋅ 2576132 MLS ⋅ ACTIVE Status
Classic Tacoma Charm with Flexible Living Space & Oversized Garage Step into the character and charm of 1918 with this inviting 2-bedroom, 1-bath home in a convenient Tacoma location. Thoughtfully refreshed with new kitchen countertops, new carpet, and fresh interior paint, this home is move-in ready while still offering the timeless appeal of an older home. The main floor features a comfortable bedroom and easy living spaces, while the upper level offers a second bedroom plus an additional walk-through room that could be a home office, nursery, reading room, dressing area, or whatever best suits your needs. Outside, enjoy a welcoming covered front porch—perfect for morning coffee or relaxing at the end of the day—along with an attractive black ornamental metal fence framing the front yard. The flat, usable yard provides plenty of room for gardening, pets, entertaining, or play. A standout feature is the separate approximately 800-square-foot garage, complete with 220 wiring, offering exceptional space for vehicles, a workshop, storage, hobbies, or future possibilities. Alley access makes parking and garage access convenient. Centrally located with easy access to Tacoma amenities, shopping, dining, parks, and major routes. A charming vintage home with practical updates, a versatile floor plan, and a separate garage-ready for its next chapter.

3517 S Madison St, Tacoma

Listing courtesy of Better Properties N. Proctor.

$479,900
2 Beds ⋅ 3 Baths ⋅ 2573030 MLS ⋅ ACTIVE Status
This contemporary home offers breathtaking views of Mt. Rainier and Downtown Tacoma. The open floor plan is perfect for entertaining, with expansive windows and skylights filling the space with natural light. The gourmet kitchen features quartz countertops and stainless steel appliances. Upstairs, both bathrooms include double vanities and full baths. A third-level loft or office space opens onto a private patio, ideal for enjoying the views. Don't miss this beautifully designed home in a prime location! Conveniently located near parks, schools and shopping. Priced to Sell!!!

2535 S I Street Unit #E, Tacoma

Listing courtesy of 5 Corners Realty LLC.

$445,000
3 Beds ⋅ 2 Baths ⋅ 2575087 MLS ⋅ ACTIVE Status
Remodeled thought out. This 3 bedrooms and 1.75 bathrooms home in convenient location with easy access to freeways, school, park, and transit all nearby. light and bright living room with wood fireplace, open kitchen has island, all new cabinets, countertop, and appliances. Master bedroom has its own bath with shower, sitting area. Two other large bedrooms. Minutes to downtown, UW and waterfront entertainments.

1821 S 19th Street, Tacoma

Listing courtesy of Western Homes Realty.

$649,999
4 Beds ⋅ 3 Baths ⋅ 2574809 MLS ⋅ ACTIVE Status
Experience elevated living in the heart of Central Tacoma! This exceptional 4-bedroom, 3-bath residence blends sophisticated design, modern luxury, and everyday functionality. From the moment you arrive, the stunning curb appeal sets the tone for what awaits inside. Thoughtfully renovated throughout, this home features a new roof and electrical panel, offering peace of mind alongside its designer aesthetic. Step into the inviting living room, anchored by a custom electric fireplace and elegant accent lighting. The showstopping kitchen is designed to impress with custom cabinetry, statement lighting, a designer backsplash, luxurious quartz countertops, and stainless-steel appliances. The main level features a beautifully appointed primary suite with a spa-inspired bathroom showcasing exquisite custom tile work and a designer vanity, plus an additional bedroom and sophisticated guest bath. The lower level delivers an impressive entertainment and living experience with a dramatic custom accent wall and architectural lighting, two spacious bedrooms, and a beautifully finished 3/4 bath with heated flooring. Outside, the expansive fully fenced backyard creates a private setting for entertaining, relaxing, gardening, or future outdoor dreams. A 1-car garage adds convenience and functionality. A rare turnkey offering where designer finishes, thoughtful upgrades, and timeless style come together. Truly a Central Tacoma gem—this is one you won’t want to miss!

4318 S 10th, Tacoma

Listing courtesy of eXp Realty.

$529,950
4 Beds ⋅ 2 Baths ⋅ 2571167 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated, move-in-ready Tacoma rambler! Tucked away on a quiet street, this inviting home combines stylish updates, comfortable single-level living, and an incredible amount of outdoor space. Step inside to a bright, open-concept kitchen featuring quartz countertops, stainless steel appliances, updated fixtures, and a layout designed for both everyday living and entertaining. Gather around the cozy wood-burning fireplace on chilly Northwest evenings, or retreat to the generously sized bedrooms for a little peace and quiet. A dedicated utility room with a newer washer and dryer adds everyday convenience.Outside, you'll love the spacious yard with room to entertain, garden, play, or simply relax, along with abundant parking from both the front and alley access and a handy storage/tool shed for all your extras. Conveniently located near shopping, dining, Tacoma Mall, freeway access, and everyday amenities, this home offers the perfect combination of comfort and accessibility.Updated, move-in ready, and packed with possibilities—this is the Tacoma home you've been waiting for!

1818 S Hosmer Street, Tacoma

Listing courtesy of eXp Realty.

$505,000
3 Beds ⋅ 2 Baths ⋅ 2553949 MLS ⋅ ACTIVE Status
Built in 1922, this Tacoma Craftsman blends original character with thoughtful updates and everyday functionality. A covered front porch, original brick fireplace, and original hardwood floors in the living and dining rooms highlight the era’s craftsmanship and charm. PEX plumbing, a newer roof, and a new water heater bring added peace of mind. The main floor features a light-filled living room, primary bedroom, and full bath, along with a kitchen with stainless steel appliances and practical storage. An adjoining sunroom opens to a private deck and backyard, creating a natural extension of the living space. Upstairs, two additional bedrooms and a half bath provide versatile space for guests, a home office, or hobbies. The full unfinished basement offers additional room for storage, a workshop, or future possibilities. Outside, a garage and covered carport provide valuable parking and storage. At 1,796 square feet, this 3-bedroom Tacoma home sits just blocks from the restaurants, shops, and neighborhood energy of 6th Avenue, with nearby parks and easy access to the surrounding Tacoma area. Original character, thoughtful updates, and a location close to one of Tacoma’s most established neighborhood corridors make this a special place to call home.

3016 S 11th Street, Tacoma

Listing courtesy of Infinity Real Estate, LLC.

$610,000
2571248 MLS ⋅ ACTIVE Status
A craftsman gem built to last. Built in 1925 and beautifully updated in 2010, this move-in-ready duplex spans 2,064 finished sqft and still shows off its original hardwoods throughout, plus the comfort of a dedicated mini-split A/C in each unit. Set in Tacoma's Wedge district and direct neighbors with the Mary Bridge Children's Hospital campus, it's a location with real advantages of its own. Unit A (2 bed/1 bath, 1,384 sqft) greets you with a soaring entry and living room framed by original moldings, a dedicated dining room made for gathering, and an updated kitchen with a sunny breakfast nook. An unfinished basement with laundry adds room to spread out and store. Unit B (1 bed/1 bath, 680 sqft) lives like a light-filled loft, a fully separated bedroom, full bath, a kitchen with vaulted ceilings and a counter with bar seating, a breakfast nook, a handy walk-in pantry, a flexible living room, and it's own dedicated laundry. Two beautifully distinct homes under one classic roof. All of this within walking distance to local favorites such as Frisko Freeze and Balloon Roof Bakery. And also quick jaunt to the Stadium District as well!

1216 S 4th Street, Tacoma

Listing courtesy of Windermere Abode.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2572344 MLS ⋅ ACTIVE Status
Conveniently located near Highway 16, major hospitals, JBLM, shopping, and parks, this 1965 home offers classic charm, flexible living spaces, and plenty of opportunity. Situated on a generous 9,336 sq ft lot, this 3-bedroom, 1.5-bath home is ready for your vision and personal touch.Inside, original wood floors add warmth and character to the inviting living room. The kitchen features an eat-in layout with built-in seating and a breakfast nook, flowing into a comfortable family room. A double-sided wood-burning fireplace creates a cozy focal point between the living spaces.The converted garage offers endless possibilities. Use your imagination to create a spacious recreation room, home office, studio, gym, hobby space, entertainment area, or whatever best suits your lifestyle. An additional room above provides even more flexible space.Outside, enjoy a spacious backyard with a mature apple tree and plenty of room for gardening, entertaining, outdoor activities, or simply relaxing.With some TLC and a creative vision, this home is ideal for a buyer looking to personalize a property while enjoying a convenient location and a community with no monthly HOA dues. Bring your ideas and transform this classic home into something truly your own.

4523 S 12th Street, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$290,000
2 Beds ⋅ 2 Baths ⋅ 2571097 MLS ⋅ ACTIVE Status
Bring your vision and a little elbow grease to this spacious 2-bedroom, 1.5-bath home in a well kept 4-plex in the heart of downtown Tacoma. Offering 1,034 sq ft, this unit is ready for someone to unlock it's potential and make it their own! The open main level features a well-appointed kitchen with all appliances included, a convenient half bath and access to a private, fenced, low maintenance backyard. Upstairs, you’ll find two generously sized bedrooms, both with walk-in closets, plus a full bath and separate laundry room. The home needs cosmetic updating but the opportunity is here to add value and create a space that reflects your style. Dedicated parking is located beside the building and plenty of street parking is always available. Low monthly HOA dues add to the appeal. Conveniently located within walking distance of St. Joeseph Hospital and UW Tacoma, with easy freeway and public transit access for commuters. An excellent opportunity for a first-time buyer, downsizer, or investor seeking strong rental potential. Three units are currently available, offering the unique opportunity to purchase one individually or acquire all three for a larger investment opportunity. A little work could go a long way!

1939 I Street Unit #B, Tacoma

Listing courtesy of Coldwell Banker Danforth.

$310,000
2 Beds ⋅ 2 Baths ⋅ 2571073 MLS ⋅ ACTIVE Status
Refreshed and renewed, this spacious 2-bedroom, 1.5-bath home in a well kept 4-plex offers 1,034 sq ft of comfortable living in a convenient downtown Tacoma location. The open main level features fresh paint, new flooring, a well-appointed kitchen with quartz countertops-all appliances stay, and a half bath for added convenience. Upstairs, you’ll find two generously sized bedrooms, both with walk-in closets, plus a full bath and separate laundry room. Enjoy a private, fenced, low-maintenance backyard directly off the living room—perfect for relaxing. Dedicated parking is located beside the building and plenty of street parking is always available. Low monthly HOA dues add to the appeal. Conveniently located within walking distance of St. Joeseph Hospital and UW Tacoma, with easy freeway and public transit access for commuters. An excellent opportunity for a first-time buyer, downsizer, or investor seeking strong rental potential. Three units are currently available, offering the unique opportunity to purchase one individually or acquire all three as an investment portfolio.

1939 I Street Unit #C, Tacoma

Listing courtesy of Coldwell Banker Danforth.

$725,000
2565769 MLS ⋅ ACTIVE Status
This Tacoma classic 4 bedroom home + DADU in Central Tacoma is ready for its new owner! The main house was remodeled when the DADU was built in 2023; this is a completely move-in ready house! As you enter the home you'll notice LVP flooring throughout the main level and into the kitchen. The sizable living room has a cozy fireplace as the centerpiece of the home! The bathroom on the main level is also tastefully updated with a modern vanity and a beautifully tiled shower. Upstairs are 2 nice-sized bedrooms that can also double as bonus rooms or office-space as well! In the back yard, enjoy the covered porch with built-in seating and the composite deck! This is a great place for enjoying summer months, gatherings, and staying dry in the winter months. This home is just 2 minutes from freeway access, close to all hospitals, and less than 20 minutes to JBLM. Come and tour it today!

1750 S Anderson Street, Tacoma

Listing courtesy of COMPASS.

$425,000
4 Beds ⋅ 1 Baths ⋅ 2564566 MLS ⋅ ACTIVE Status
This Tacoma classic 4 bedroom home in Central Tacoma is ready for its new owner! Remodeled in 2023, this is a completely move-in ready house! As you enter the home you'll notice LVP flooring throughout the main level and into the kitchen. The sizable living room has a cozy fireplace as the centerpiece of the home! The bathroom on the main level is also tastefully updated with a modern vanity and a beautifully tiled shower. Upstairs are 2 nice-sized bedrooms that can also double as bonus rooms or office-space as well! In the back yard, enjoy the covered porch with built-in seating and the composite deck! This is a great place for enjoying summer months, gatherings, and staying dry in the winter months. This home is just 2 minutes from freeway access, close to all hospitals, and less than 20 minutes to JBLM. Come and tour it today!

1750 S Anderson Street Unit #1, Tacoma

Listing courtesy of COMPASS.

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