Central Tacoma Homes with Conventional Terms

Central Tacoma Homes with Conventional Terms

Welcome to Central Tacoma, a vibrant neighborhood nestled in the heart of Tacoma, Washington. Located in Pierce County, Central Tacoma offers a perfect blend of urban convenience and suburban charm.

As part of the United States, Central Tacoma is proud to be a part of the beautiful state of Washington. Known for its stunning natural beauty, Washington is home to lush forests, majestic mountains, and picturesque coastlines. Living in Central Tacoma means you can enjoy all that Washington has to offer, from outdoor adventures to cultural experiences.

Central Tacoma is a haven for those seeking homes with conventional terms. Whether you're a first-time homebuyer or looking to upgrade, you'll find a wide range of options to suit your needs. From cozy bungalows to spacious family homes, Central Tacoma has something for everyone. The neighborhood boasts a variety of architectural styles, ensuring that each home has its unique character and charm.

With conventional terms, homeowners can enjoy the benefits of traditional financing options. This means you can secure a mortgage with fixed interest rates and predictable monthly payments. It provides stability and peace of mind, making homeownership more accessible and manageable for many.

In Central Tacoma, you'll also find a strong sense of community. The neighborhood is known for its friendly residents who take pride in their homes and surroundings. There are plenty of parks, schools, and amenities within walking distance, making it an ideal place to raise a family or enjoy an active lifestyle.

If you're looking for a neighborhood that offers a perfect balance of convenience, affordability, and community spirit, look no further than Central Tacoma. Come and explore all that this wonderful neighborhood has to offer!

Newest Central Tacoma Homes with Conventional Terms

$649,999
4 Beds ⋅ 3 Baths ⋅ 2574809 MLS ⋅ ACTIVE Status
Experience elevated living in the heart of Central Tacoma! This exceptional 4-bedroom, 3-bath residence blends sophisticated design, modern luxury, and everyday functionality. From the moment you arrive, the stunning curb appeal sets the tone for what awaits inside. Thoughtfully renovated throughout, this home features a new roof and electrical panel, offering peace of mind alongside its designer aesthetic. Step into the inviting living room, anchored by a custom electric fireplace and elegant accent lighting. The showstopping kitchen is designed to impress with custom cabinetry, statement lighting, a designer backsplash, luxurious quartz countertops, and stainless-steel appliances. The main level features a beautifully appointed primary suite with a spa-inspired bathroom showcasing exquisite custom tile work and a designer vanity, plus an additional bedroom and sophisticated guest bath. The lower level delivers an impressive entertainment and living experience with a dramatic custom accent wall and architectural lighting, two spacious bedrooms, and a beautifully finished 3/4 bath with heated flooring. Outside, the expansive fully fenced backyard creates a private setting for entertaining, relaxing, gardening, or future outdoor dreams. A 1-car garage adds convenience and functionality. A rare turnkey offering where designer finishes, thoughtful upgrades, and timeless style come together. Truly a Central Tacoma gem—this is one you won’t want to miss!

4318 S 10th, Tacoma

Listing courtesy of eXp Realty.

$472,500
2 Beds ⋅ 2 Baths ⋅ 2573869 MLS ⋅ ACTIVE Status
Carefree living at its finest! This Beautiful, light-filled top floor condo offers a wonderful blend of comfort, style and versatility! Vaulted ceilings, two spacious main level bedrooms and a sunny deck overlooking the golf course with a partial mountain view. The updated kitchen features newer quartz countertops and appliances, an induction cooktop, refreshed cabinetry and beautiful cork flooring throughout. Upstairs, a flexible loft space is perfect for a home office, reading area or additional living space, with a large, truly finished storage room just off the loft. Enjoy the convenience of two dedicated parking spaces, two storage spaces and abundant guest parking. Ideally located near shopping, dining, hospitals, major highways and everything you need for easy everyday living. A fantastic opportunity for a low-maintenance lifestyle in a great location!

2669 S Cedar Street Unit #510, Tacoma

Listing courtesy of Redfin.

$529,950
4 Beds ⋅ 2 Baths ⋅ 2571167 MLS ⋅ ACTIVE Status
Welcome home to this beautifully updated, move-in-ready Tacoma rambler! Tucked away on a quiet street, this inviting home combines stylish updates, comfortable single-level living, and an incredible amount of outdoor space. Step inside to a bright, open-concept kitchen featuring quartz countertops, stainless steel appliances, updated fixtures, and a layout designed for both everyday living and entertaining. Gather around the cozy wood-burning fireplace on chilly Northwest evenings, or retreat to the generously sized bedrooms for a little peace and quiet. A dedicated utility room with a newer washer and dryer adds everyday convenience.Outside, you'll love the spacious yard with room to entertain, garden, play, or simply relax, along with abundant parking from both the front and alley access and a handy storage/tool shed for all your extras. Conveniently located near shopping, dining, Tacoma Mall, freeway access, and everyday amenities, this home offers the perfect combination of comfort and accessibility.Updated, move-in ready, and packed with possibilities—this is the Tacoma home you've been waiting for!

1818 S Hosmer Street, Tacoma

Listing courtesy of eXp Realty.

$505,000
3 Beds ⋅ 2 Baths ⋅ 2553949 MLS ⋅ ACTIVE Status
Built in 1922, this Tacoma Craftsman blends original character with thoughtful updates and everyday functionality. A covered front porch, original brick fireplace, and original hardwood floors in the living and dining rooms highlight the era’s craftsmanship and charm. PEX plumbing, a newer roof, and a new water heater bring added peace of mind. The main floor features a light-filled living room, primary bedroom, and full bath, along with a kitchen with stainless steel appliances and practical storage. An adjoining sunroom opens to a private deck and backyard, creating a natural extension of the living space. Upstairs, two additional bedrooms and a half bath provide versatile space for guests, a home office, or hobbies. The full unfinished basement offers additional room for storage, a workshop, or future possibilities. Outside, a garage and covered carport provide valuable parking and storage. At 1,796 square feet, this 3-bedroom Tacoma home sits just blocks from the restaurants, shops, and neighborhood energy of 6th Avenue, with nearby parks and easy access to the surrounding Tacoma area. Original character, thoughtful updates, and a location close to one of Tacoma’s most established neighborhood corridors make this a special place to call home.

3016 S 11th Street, Tacoma

Listing courtesy of Infinity Real Estate, LLC.

$610,000
2571248 MLS ⋅ ACTIVE Status
Don't miss this fantastic opportunity to own a lovingly remodeled Craftsman duplex in the heart of Tacoma’s Wedge neighborhood. Perfectly positioned within walking distance to all the dining and nightlife that 6th Ave has to offer. While also being a quick jaunt to the bustling Stadium District, this property balances classic Craftsman charm with thoughtful modern updates. The main floor 2 bed 1 bath unit offers 1,384 square feet of finished living space, showcasing refinished hardwood floors, spacious living and dining rooms, an updated kitchen, and direct basement access with ample storage. Upstairs, the fully remodeled 1 bed 1 bath unit features a stylish TV/entertainment room, an updated kitchen with a cozy eating nook, and a ductless mini-split system for efficient heating and Summer cooling. This property is truly turn-key and move-in ready, which is ideal for strong rental income or a great potential house hack. Stroll to neighborhood favorites like Balloon Roof Bakery, Bluebeard Coffee, State Street, and so much more!

1216 S 4th Street, Tacoma

Listing courtesy of Windermere Abode.

$490,000
3 Beds ⋅ 2 Baths ⋅ 2572344 MLS ⋅ ACTIVE Status
Conveniently located near Highway 16, major hospitals, JBLM, shopping, and parks, this 1965 home offers classic charm, flexible living spaces, and plenty of opportunity. Situated on a generous 9,336 sq ft lot, this 3-bedroom, 1.5-bath home is ready for your vision and personal touch.Inside, original wood floors add warmth and character to the inviting living room. The kitchen features an eat-in layout with built-in seating and a breakfast nook, flowing into a comfortable family room. A double-sided wood-burning fireplace creates a cozy focal point between the living spaces.The converted garage offers endless possibilities. Use your imagination to create a spacious recreation room, home office, studio, gym, hobby space, entertainment area, or whatever best suits your lifestyle. An additional room above provides even more flexible space.Outside, enjoy a spacious backyard with a mature apple tree and plenty of room for gardening, entertaining, outdoor activities, or simply relaxing.With some TLC and a creative vision, this home is ideal for a buyer looking to personalize a property while enjoying a convenient location and a community with no monthly HOA dues. Bring your ideas and transform this classic home into something truly your own.

4523 S 12th Street, Tacoma

Listing courtesy of Keller Williams Rty Tacoma.

$290,000
2 Beds ⋅ 2 Baths ⋅ 2571097 MLS ⋅ ACTIVE Status
Bring your vision and a little elbow grease to this spacious 2-bedroom, 1.5-bath home in a well kept 4-plex in the heart of downtown Tacoma. Offering 1,034 sq ft, this unit is ready for someone to unlock it's potential and make it their own! The open main level features a well-appointed kitchen with all appliances included, a convenient half bath and access to a private, fenced, low maintenance backyard. Upstairs, you’ll find two generously sized bedrooms, both with walk-in closets, plus a full bath and separate laundry room. The home needs cosmetic updating but the opportunity is here to add value and create a space that reflects your style. Dedicated parking is located beside the building and plenty of street parking is always available. Low monthly HOA dues add to the appeal. Conveniently located within walking distance of St. Joeseph Hospital and UW Tacoma, with easy freeway and public transit access for commuters. An excellent opportunity for a first-time buyer, downsizer, or investor seeking strong rental potential. Three units are currently available, offering the unique opportunity to purchase one individually or acquire all three for a larger investment opportunity. A little work could go a long way!

1939 I Street Unit #B, Tacoma

Listing courtesy of Coldwell Banker Danforth.

$310,000
2 Beds ⋅ 2 Baths ⋅ 2571073 MLS ⋅ ACTIVE Status
Refreshed and renewed, this spacious 2-bedroom, 1.5-bath home in a well kept 4-plex offers 1,034 sq ft of comfortable living in a convenient downtown Tacoma location. The open main level features fresh paint, new flooring, a well-appointed kitchen with quartz countertops-all appliances stay, and a half bath for added convenience. Upstairs, you’ll find two generously sized bedrooms, both with walk-in closets, plus a full bath and separate laundry room. Enjoy a private, fenced, low-maintenance backyard directly off the living room—perfect for relaxing. Dedicated parking is located beside the building and plenty of street parking is always available. Low monthly HOA dues add to the appeal. Conveniently located within walking distance of St. Joeseph Hospital and UW Tacoma, with easy freeway and public transit access for commuters. An excellent opportunity for a first-time buyer, downsizer, or investor seeking strong rental potential. Three units are currently available, offering the unique opportunity to purchase one individually or acquire all three as an investment portfolio.

1939 I Street Unit #C, Tacoma

Listing courtesy of Coldwell Banker Danforth.

$1,495,000
2570101 MLS ⋅ ACTIVE Status
A rare opportunity to own a fully-leased commercial building in the heart of Tacoma's 6th Avenue Business District — one of the city's most active and walkable retail corridors, connecting downtown Tacoma to the North End. This property offers two parcels with two addresses (3907 & 3909 6th Ave), offering flexibility for future planning. This 100% occupied, C-1 Zoning, two-tenant building offers investors immediate, stable income with long-term lease security. Long-term tenant Expand Yoga anchors the space with its well-known hot yoga studio, drawing a loyal daily membership base and strong foot traffic. The second suite is home to Studio 26 Collective Salon, which has been completely updated with modern, move-in-ready finishes. Both leases run through 2031, offering a rare stretch of predictable, long-term cash flow. Whether you're an investor seeking a stabilized asset with years of secured income or looking to add a high-visibility, amenity-rich property to your portfolio, this 6th Avenue building delivers rare on-site parking with 13 stalls, long-term tenancy through 2031, and unmatched street presence.

3907 6th Ave, Tacoma

Listing courtesy of John L. Scott R.E.Tacoma North.

$465,000
2 Beds ⋅ 2 Baths ⋅ 2569299 MLS ⋅ ACTIVE Status
Welcome to effortless single-level living at 2511 S Cedar Street #306. This spacious 2-bedroom, 1¾-bath condominium offers approximately 1,551 square feet of living space with an open, light-filled layout designed for comfort and entertaining.No stairs inside your unit - all 1 level and a fantastic layout! Appliances updated; carpet and hardwood flooring updated; range 2026; water heater 2025. Gated entry off South Cedar St. to your private parking garage. Elevator & 2 stair access points to the unit on the 2nd floor. Relax on the large private deck while enjoying views of Allenmore Golf Course and Mount Rainier. The generous primary suite, well-appointed kitchen, ample storage, gated entry, and private garage add convenience and security. Ideally located near shopping, dining, medical facilities, recreation, and major commuter routes—this exceptional Tacoma condo combines peaceful surroundings with easy access to everything you need. No Special Assessments!

2511 S Cedar Street Unit #306, Tacoma

Listing courtesy of eXp Realty.

$725,000
2565769 MLS ⋅ ACTIVE Status
This Tacoma classic 4 bedroom home + DADU in Central Tacoma is ready for its new owner! The main house was remodeled when the DADU was built in 2023; this is a completely move-in ready house! As you enter the home you'll notice LVP flooring throughout the main level and into the kitchen. The sizable living room has a cozy fireplace as the centerpiece of the home! The bathroom on the main level is also tastefully updated with a modern vanity and a beautifully tiled shower. Upstairs are 2 nice-sized bedrooms that can also double as bonus rooms or office-space as well! In the back yard, enjoy the covered porch with built-in seating and the composite deck! This is a great place for enjoying summer months, gatherings, and staying dry in the winter months. This home is just 2 minutes from freeway access, close to all hospitals, and less than 20 minutes to JBLM. Come and tour it today!

1750 S Anderson Street, Tacoma

Listing courtesy of COMPASS.

$425,000
4 Beds ⋅ 1 Baths ⋅ 2564566 MLS ⋅ ACTIVE Status
This Tacoma classic 4 bedroom home in Central Tacoma is ready for its new owner! Remodeled in 2023, this is a completely move-in ready house! As you enter the home you'll notice LVP flooring throughout the main level and into the kitchen. The sizable living room has a cozy fireplace as the centerpiece of the home! The bathroom on the main level is also tastefully updated with a modern vanity and a beautifully tiled shower. Upstairs are 2 nice-sized bedrooms that can also double as bonus rooms or office-space as well! In the back yard, enjoy the covered porch with built-in seating and the composite deck! This is a great place for enjoying summer months, gatherings, and staying dry in the winter months. This home is just 2 minutes from freeway access, close to all hospitals, and less than 20 minutes to JBLM. Come and tour it today!

1750 S Anderson Street Unit #1, Tacoma

Listing courtesy of COMPASS.

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