Birch Bay Homes with VA Loan Terms

Birch Bay Homes with VA Loan Terms

Birch Bay: A Charming Neighborhood in Blaine, Washington

Nestled in the scenic city of Blaine, Washington, Birch Bay is a charming neighborhood that offers a peaceful and idyllic setting for residents to call home. Located in Whatcom County, this coastal community provides a perfect blend of natural beauty and modern amenities, making it an attractive place to live.

Birch Bay is known for its stunning beachfront, where residents can enjoy a variety of recreational activities such as swimming, boating, and beachcombing. The bay is also home to Birch Bay State Park, a popular spot for camping, picnicking, and hiking. With its breathtaking views of the surrounding mountains and the Salish Sea, it's no wonder why Birch Bay is a favorite destination for outdoor enthusiasts.

In addition to its natural beauty, Birch Bay offers a range of housing options, including homes with VA loan terms. This means that veterans and active-duty military personnel can take advantage of favorable loan terms and benefits when purchasing a home in this neighborhood. Whether you're looking for a cozy cottage or a spacious family home, Birch Bay has a variety of properties to suit different budgets and preferences.

With its friendly community atmosphere, picturesque surroundings, and convenient access to amenities, Birch Bay is an ideal place to settle down. Whether you're a nature lover, a military family, or simply seeking a peaceful coastal lifestyle, Birch Bay has something to offer everyone.

If you're considering making Birch Bay your home, reach out to a local real estate agent who can help you find the perfect property that meets your needs and budget.

Newest Birch Bay Homes with VA Loan Terms

$584,950
5 Beds ⋅ 3 Baths ⋅ 2574858 MLS ⋅ ACTIVE Status
Model Open Thurs- Monday 12-5. Great Opportunity for Affordable New Construction home featuring 2319 sq ft plan has 5 Bedrooms, 3 baths plus Bonus Room, Corner lot that backs to Green Area. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large bath (optional upgrade) large shower and walk-in closet. Full forced air heat and A/C. Buyer to choose finishes at Design Center. Covered back patio great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Just minutes from the Border crossing.

4501 Noel (Lot 85) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$650,000
3 Beds ⋅ 3 Baths ⋅ 2571889 MLS ⋅ ACTIVE Status
Enjoy the relaxed coastal lifestyle of Birch Bay from the desirable gated Sea Links community, where days can begin with a walk to the beach and end soaking in the hot tub surrounded by the sights and sounds of nature. Beautiful views of Birch Bay, generous outdoor living spaces, and a large backyard backing to a peaceful pond create a setting that feels like a retreat. Inside, the home pairs an upscale feel with comfortable everyday living. The kitchen features granite countertops, new stainless appliances, a French-door pantry, and custom built-in hutch, complemented by designer lighting and elegant cove molding throughout. The main-floor primary suite offers the ease of one-level living with a private balcony and en suite bath featuring heated travertine floors. Downstairs, a large daylight basement with direct access to the lower deck opens up a world of possibilities. Create a private multigenerational or guest space, home theater, fitness studio, game room, home office, or a combination that fits your lifestyle. Outside, two expansive decks provide plenty of room for entertaining, dining, or simply unwinding while overlooking the pond and abundant wildlife. With a spacious yard, hot tub, gated community setting, and the beach just a short stroll away, this is a home designed to make the most of life in Birch Bay.

4771 S Golf Course Drive, Blaine

Listing courtesy of COMPASS.

$594,999
4 Beds ⋅ 3 Baths ⋅ 2571012 MLS ⋅ ACTIVE Status
This is what "move-in ready" actually looks like: fresh paint, new carpet, and a deck that's already begging for a dinner party. Inside, two separate living spaces mean movie night and quiet time can happen at once. No remote negotiations required. The updated primary shower is the kind of detail you appreciate daily, not just on move-in day. Four bedrooms and 2.25 baths across 1,920 square feet leave room to actually use: a home office that closes its door, or a guest room that isn't doubling as storage. Built in 2006, it's got the bones of something solid without the upkeep of something old. Outside, the yard is fully fenced on a corner lot. Plenty of space to plant something ambitious or let the dog run loose. The deck and pergola function are built for enjoying long evenings. Two-car garage, plus driveway and street parking so that nobody's circling the block here. Beach and downtown Blaine are both a short drive away, close enough that "let's just go" is always the plan. Homes this dialed in, at this price, don't sit around long.

4840 Outrigger Loop, Blaine

Listing courtesy of Bellwether Real Estate.

$515,000
3 Beds ⋅ 3 Baths ⋅ 2570880 MLS ⋅ ACTIVE Status
Welcome to your Birch Bay retreat, just a short stroll from the beach and the beloved The C Shop Cafe. Built in 2015, this light-filled home combines modern finishes with easy coastal living, including a peek-a-boo ocean view from the upstairs bedroom. The open-concept main level features quartz countertops, soft-close cabinetry, stainless steel appliances, and durable hardwood laminate flooring throughout. Upstairs, the spacious primary suite offers a walk-in closet and private ensuite bath, along with two additional bedrooms and a full guest bath. Step outside to a fully fenced backyard with space to entertain, garden, or simply relax after a day by the shore. Whether you're searching for a full-time residence, vacation escape, or investment opportunity, this move-in-ready home offers the perfect blend of comfort, convenience, and Birch Bay charm all close to beaches, dining, and local attractions.

4662 Alderson Road, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$490,000
4 Beds ⋅ 3 Baths ⋅ 2568889 MLS ⋅ ACTIVE Status
Price update! Price reduced and sellers now offer up to $5,000 in seller paid closing costs! Welcome to this well-kept and affordably priced 4-bedroom, 2.5-bath home in the desirable Bay Crest neighborhood of Birch Bay. The thoughtfully designed floor plan offers plenty of space to spread out, with a downstairs bedroom that provides flexibility as a guest room, home office, hobby space, or additional living area. Head upstairs to find the rest of the bedrooms, including the master with ensuite bathroom and walk-in closet. The property features a private, fully fenced back yard with a large deck, great for entertaining, gardening, and pets. Enjoy being within walking distance of the beach and nearby walking trails as well as downtown Birch Bay, making it easy to take advantage of the area's natural beauty and relaxed coastal lifestyle.

7364 Clamdigger Drive, Birch Bay

Listing courtesy of HomeSmart One Realty.

$562,950
5 Beds ⋅ 3 Baths ⋅ 2569466 MLS ⋅ ACTIVE Status
Great Opportunity for Affordable New Construction home featuring 2154 sq ft plan has 5 Bedrooms, 3 baths plus Bonus Room. Lot backs to the Natural Area, no neighbors to the South. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large bath and walk-in closet. Full forced air heat and A/C. Great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Buyer to choose finishes. Border Crossing is just 5 miles away. Don't miss the opportunity on the great pricing. 2-10 Warranty included. Ready for October closing. Models Open Thurs-Mon 12-5PM.

4513 Noel (Lot 79) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$545,950
4 Beds ⋅ 3 Baths ⋅ 2569367 MLS ⋅ ACTIVE Status
Model Open Thurs-Monday12-5PM. Home backs to the Green Belt, no one to the South. Great Opportunity for Affordable New Construction home featuring 2064 sq ft plan has 4 Bedrooms 3 baths plus Bonus Room. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large shower, bath tub(optional upgrade) and walk-in closet. Full forced air heat and A/C. Buyer to choose finishes at Design Center. Great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. September closing, 1% in closing costs w/ Preferred Lender, all appliances included. Border Crossing is just 5 miles away.

4503 Noel (Lot 84) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$559,950
5 Beds ⋅ 3 Baths ⋅ 2569358 MLS ⋅ ACTIVE Status
Great Opportunity for Affordable New Construction home featuring 2154 sq ft plan has 5 Bedrooms, 3 baths plus Bonus Room. Lot backs to the Natural Area, no neighbors to the South. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large bath and walk-in closet. Full forced air heat and A/C. Great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Buyer to choose finishes. Border Crossing is just 5 miles away. Don't miss the opportunity on the great pricing. 2-10 Warranty included. Ready for September closing.

4529 Noel (Lot 71) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$539,950
4 Beds ⋅ 3 Baths ⋅ 2569022 MLS ⋅ ACTIVE Status
Great Opportunity for Affordable New Construction home featuring 2064 sq ft plan has 4 Bedrooms 3 baths plus Bonus Room. Fully fenced yard and all appliances included. Great room concept with Island kitchen, stainless appliances, quartz counters with full tile backsplash, walk-in pantry. One bedroom on main with 3/4 bath on main. Large primary bedroom with large shower, bath tub(optional upgrade) and walk-in closet. Full forced air heat and A/C. Fully fenced and finished backyard, all appliances. Great area walking distance to Birch Bay with restaurants and shopping. Great recreation areas are close, marinas, world class crabbing, fishing, boating, fantastic golf, hiking, beach combing are w/in minutes. Home is complete. Border Crossing is just 5 miles away.

4519 Cirque (Lot124) Street, Blaine

Listing courtesy of Windermere RE/Lake Tapps, Inc.

$610,000
3 Beds ⋅ 3 Baths ⋅ 2568341 MLS ⋅ ACTIVE Status
Welcome to this turnkey 3-bedroom, 2.75-bathroom single-story home nestled on a quiet cul-de-sac! Enjoy effortless one-level living with stylish modern updates throughout, including fresh interior paint, brand-new carpet, and elegant quartz countertops featured in the kitchen and every bathroom. The kitchen offers plenty of cabinets, gas stove/range. The private primary suite serves as a relaxing retreat, featuring a well-appointed attached bath with dual vanities, a deep jetted bathtub, a separate walk-in shower, a generous walk-in closet, and access to the back patio. Complete with a spacious two-car garage offering plenty of room for parking and extra storage, this move-in-ready gem offers peace, convenience, and low-traffic privacy.

5426 Ocean Mist Loop, Blaine

Listing courtesy of Keller Williams Western Realty.

$679,900
5 Beds ⋅ 3 Baths ⋅ 2561045 MLS ⋅ ACTIVE Status
Nestled in the heart of Birch Bay, this inviting home offers the perfect blend of coastal living, natural beauty, and everyday comfort. Enjoy private beach access with deeded beach rights, making it easy to spend your days strolling the shoreline, kayaking, beachcombing, or simply enjoying the waterfront lifestyle. This spacious home is designed for comfortable living and entertaining, featuring multiple gathering areas, a kitchen with a large island, and the convenience of a main-floor bedroom, ideal for guests or multi-generational living. A three-car garage provides ample space for vehicles and recreational gear. Step outside to enjoy several patios and a fully fenced backyard with a storage shed, creating the perfect setting for outdoor entertaining, gardening, or relaxing in the fresh coastal air. Take in filtered bay views from the rooftop deck, the perfect spot for sunsets, morning coffee, or evening stargazing. Located in a peaceful neighborhood, this home offers a relaxing escape while remaining close to everything Birch Bay has to offer. Nature lovers will appreciate the scenic walking trails just steps away, providing year-round recreation and opportunities to enjoy the area's wildlife and surroundings. Whether you're looking for a full-time residence, a vacation getaway, or an investment opportunity, this exceptional property captures the best of Pacific Northwest coastal living with private beach access and beautiful bay views.

6994 Helweg Lane, Blaine

Listing courtesy of Windermere RE Whatcom, Inc..

$399,000
2 Beds ⋅ 1 Baths ⋅ 2561081 MLS ⋅ ACTIVE Status
Birch Bay 1940's cozy cottage and stairless rambler is truly ideal for simple living or a smart investment. This compact 2-bed, 3/4-bath, 721 sq ft home sits on a .100-acre lot with peekaboo bay views. A few-minute walk gets you to the beach, the world-famous C Shop, restaurants, or the berm trail, perfect for walking, biking, with golf carts welcome right on the road within the Birch Bay golf cart zone. Stroll the beach for unforgettable sunsets, spend your day clamming at low tide, biking the waterfront, kayaking, or relaxing watching the tide roll in. Everyday coastal living with its own yard space and no HOA. It's a straightforward, single-level footprint, whether you're looking for a low-key full-time residence, a weekend getaway, or a rental/investment property to build equity over time in one of Whatcom County's most desirable coastal communities.

7687 Francis Lane Unit #5, Blaine

Listing courtesy of eXp Realty.

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