Aberdeen Homes with USDA Loan Terms

Aberdeen Homes with USDA Loan Terms

Located in Grays Harbor County, Washington, Aberdeen is a charming city that offers a great place to call home. With its rich history and picturesque landscapes, Aberdeen has become a popular destination for those looking to settle down in the Pacific Northwest.

One of the advantages of living in Aberdeen is the availability of homes with USDA loan terms. The USDA loan program allows eligible homebuyers to purchase a property with no down payment, making homeownership more accessible for those who may not have a large sum of money saved up. This is especially beneficial for first-time homebuyers or those with limited financial resources.

The USDA loan terms also come with competitive interest rates and flexible credit requirements, making it an attractive option for many buyers. With a USDA loan, you can finance a home in Aberdeen and enjoy the benefits of living in this vibrant community.

In Aberdeen, you'll find a variety of homes to choose from, ranging from cozy bungalows to spacious family houses. The city offers a mix of architectural styles, ensuring there is something to suit every taste and preference.

Beyond the homes themselves, Aberdeen boasts a thriving community with a range of amenities and attractions. From its charming downtown area filled with local shops and restaurants to its beautiful parks and outdoor recreational opportunities, there is always something to do in Aberdeen.

If you're looking for a place to call home in Washington state, Aberdeen should be at the top of your list. With its affordable housing options and the availability of homes with USDA loan terms, this city offers a fantastic opportunity for homeownership in a picturesque setting.

Newest Aberdeen Homes with USDA Loan Terms

$287,500
4 Beds ⋅ 1 Baths ⋅ 2566090 MLS ⋅ ACTIVE Status
WELCOME to this sweet 4 bedroom home located on an etra large lot in North Aberdeen. This home offers tranquility yet you are but a stones throw away from a public Park. Boasting three bedrooms on the main floor and a private third bedroom with a walk in closet on the second floor. The kitchen has been updated, has a generous island and is very inviting to the cook. Dining room offers room for a large table with seating for everyone. The pellet stove gives the home a warm cozy feel in those crispy, chilly winter months. The large utility room couild easily accommodate an extra bathroom off the back bedroom or a simple door for access to the backyard. Step into the garage is a large area for crafts, shop, woodworking, or just park the car. Outside is plenty of room for gardening and/or park an Rv for invited guests. There are an abundance of blueberries too! The roof and foundation will be celebrating thier first birthdays later this year. This home has been lovingly cared for and has it all.

915 Thomas Street, Aberdeen

Listing courtesy of eXp Realty.

$319,900
5 Beds ⋅ 1 Baths ⋅ 2558599 MLS ⋅ CONTINGENT Status
Timeless Craftsman full of character and space! This 5 bed, 1 bath home offers ~2,110 sq ft and showcases original hardwood floors, beautiful built-ins, and classic craftsmanship throughout. The unfinished basement provides additional storage or future potential. Enjoy your morning coffee on the welcoming covered front porch and take advantage of the extra-large detached two-car garage with a loft above for storage, hobbies, or workspace. Conveniently located out of the flood zone and ready for its next owner to make it their own!

312 W 2nd Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$260,000
2 Beds ⋅ 1 Baths ⋅ 2557268 MLS ⋅ ACTIVE Status
Looking for a cozy home in Aberdeen? This darling two bedroom home, featuring a Jack and Jill bathroom, might be just what you are looking for! Check out the inviting, well-lit living room. Perfect for hosting or just hanging out at home! The spacious kitchen gives you plenty of room for both cooking and enjoying your meals! Need an outdoor space for work or play? This generously sized yard features well-kept bushes, flowers, and a fruit tree! All of this and you are out of the flood zone! Come schedule a showing today, you won't want to miss this one!

1021 W Stockwell Street, Aberdeen

Listing courtesy of Quigg & Co Real Estate.

$332,000
3 Beds ⋅ 2 Baths ⋅ 2553219 MLS ⋅ ACTIVE Status
Perched on Scammel Hill, this well-maintained, single-story home features a 3-bedroom, 1-bath layout with tons of natural light, original softwood floors, a detached garage, a fully fenced backyard, and a partially finished basement. The main floor offers 1,465 sq. ft. of living space and includes a spacious living room with softwood floors and a wood-burning fireplace, a dining area with access to the side deck and backyard, and a kitchen with quartz countertops and space for dining. The home also features three carpeted bedrooms and a full bathroom with ceramic tile flooring. The basement provides over 1,000 sq. ft. of partially finished space with backyard access, concrete floors, an additional finished room (currently used as a workout room), and another full bathroom with tile flooring. Exterior features include mature landscaping, a fully fenced backyard, a side deck, a concrete patio/greenhouse area, a detached garage, and a long driveway with additional parking for vehicles or an RV.

808 N Thornton Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$299,000
4 Beds ⋅ 2 Baths ⋅ 2549687 MLS ⋅ ACTIVE Status
Beautifully remodeled and truly move-in ready, this thoughtfully updated 1,292-square-foot home offers the perfect blend of comfort, style, and energy-efficient living. Featuring 4 bedrooms and 2 bathrooms, including a private primary suite with its own 3/4 bath, the functional floor plan provides flexibility for everyday living, guests, or a home office. Modern finishes shine throughout, including durable LVP flooring, butcher block countertops, stainless steel appliances, and French doors that fill the home with natural light and create a seamless connection to the backyard. Stay comfortable year-round with an efficient mini-split heating and cooling system, while the cozy pellet stove provides supplemental warmth and can help reduce heating costs during the colder months. The fully fenced front and backyard offer privacy, room for pets, gardening, play, and outdoor entertaining. An attached one-car garage provides additional storage and everyday convenience. Located outside the flood zone, this low-maintenance, turn-key home is ready for its next owner to move in and enjoy.

618 Randall Street, Aberdeen

Listing courtesy of Spivey Realty Group.

$325,000
4 Beds ⋅ 3 Baths ⋅ 2542284 MLS ⋅ ACTIVE Status
Welcome to this beautifully updated 4-bedroom, 3-bath home situated outside the flood zone on a large lot with a generous side yard. The thoughtful floor plan features a main-floor primary suite with an en-suite bathroom and oversized walk-in closet. The spacious kitchen offers white shaker cabinetry, quartz countertops, and an open flow to the living and dining areas. Upstairs includes three large bedrooms and a full bathroom. The finished basement with a separate entrance provides excellent flexibility for additional living space, guests, office use, or storage. Major updates include new plumbing, electrical, roof, sheetrock, flooring, and more.

307 S Exchange Street, Aberdeen

Listing courtesy of Integris Real Estate.

$386,500
2 Beds ⋅ 1 Baths ⋅ 2536613 MLS ⋅ CONTINGENT Status
Welcome to your own private sanctuary on the quiet Aberdeen hill! Every inch of this 2-bedroom, 0.75-bath home has been artfully refreshed for effortless, modern living. The main level offers a seamless, comfortable floor plan that maximizes both space and light. At the heart of the home, stunning ceramic tile flooring with radiant heating flows throughout the kitchen, dining, and bathroom areas—keeping the entire space cozy all year long. You'll love the sophisticated bathroom, complete with a contemporary tiled walk-in shower and full-sink backsplash. Need a little extra room? The partially finished basement includes a highly versatile space. Previously used as a third bedroom, this bonus area is easily adaptable to your needs as a home office, gym, or hobby room! The layout is a dream for entertaining; the dining room flows directly into the brightly reimagined kitchen, featuring a convenient sit-down breakfast bar. Step outside and you will be in awe of the breathtaking, expansive double-lot backyard. Complete with a serene koi pond, spacious deck, fire pit, established trees, and a private hot tub, it is the ultimate setup for weekend hosting or quiet evening relaxation. Don't miss this rare blend of turn-key interior comfort and outdoor paradise—schedule your tour today!

612 9th Avenue, Aberdeen

Listing courtesy of Quigg & Co Real Estate.

$440,000
3 Beds ⋅ 2 Baths ⋅ 2496034 MLS ⋅ ACTIVE Status
This recently remodeled 1911 home in Aberdeen is perched on a dead end road w/ peekaboo bay/river views and includes 2010 sq. ft. of living space. The home features a 3 bed, 2 full bath layout with laminate flooring, wood accent trim, and modern upgrades throughout. The main floor features a spacious living room w/ wood burning fireplace, dining room, main bathroom w/ walk-in tiled shower and bath tub, and kitchen w/ modern countertops, cabinets and appliances. The upper floor serves as a private en-suite retreat, featuring the main bedroom w/ full bathroom while the bottom floor is a fully finished basement w/ 2 full bedrooms, versatile lounge, and utility area w/ laundry hookups. Additional features include a one-car garage, carport, front/back deck, concrete patio and fenced back yard.

908 N Jeffries Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

$479,500
5 Beds ⋅ 2 Baths ⋅ 2490717 MLS ⋅ ACTIVE Status
A welcoming front porch leads into a wood-floored entry and a comfortable living room with carpet, pellet fireplace, and built-in cabinets. The dining room flows easily into the kitchen, featuring an eat-in bar, quartz countertops, and included appliances, with direct access to the backyard and the finished basement rooms. The main floor offers flexible living with a 2 bedrooms with one being a bedroom 5th/office, and 3/4 hallway bath. Upstairs, find three additional bedrooms—two with vaulted ceilings and built-ins—and a 3/4 hallway bath complete with a sauna and tile flooring. The primary bedroom includes skylights, vaulted ceilings, and direct access to the hallway bath, plus a convenient closet located within the bathroom area. In the basement you will find a bonus room, utility room with washer/dryer, and access to the garage/shop space. Mature landscaping surrounds the oversized lot, creating a private and inviting outdoor park-like setting with 2 additional sheds.

722 7th Avenue, Aberdeen

Listing courtesy of Windermere RE/Aberdeen.

$299,999
3 Beds ⋅ 2 Baths ⋅ 2488870 MLS ⋅ ACTIVE Status
**FRESHLY STAINED AND A NEW ROOF COMING** Charming 3-bedroom, 2-bath home with a heated garage, spacious driveway, and a backyard made for entertaining (plus a dog house!)—move-in ready and lifted above flood elevation! Bright, light-filled living spaces and a functional layout create an inviting atmosphere, with pride of ownership evident throughout. The attached heated one-car garage offers secure parking plus additional room for a workshop, hobby area, or creative storage, while the driveway provides space for two more vehicles. Step outside to an incredibly spacious backyard with plenty of room to garden, entertain, or relax. The home was previously lifted approximately 18 inches, positioning it above the flood elevation (buyer to verify and obtain updated elevation certificate since one was not previously obtained). With its wonderful condition and welcoming charm, this home is ready for its next chapter.

2409 Cherry Street, Aberdeen

Listing courtesy of Windermere RE/Aberdeen.

$337,000
2 Beds ⋅ 3 Baths ⋅ 2429866 MLS ⋅ ACTIVE Status
Don't miss out on this Aberdeen investment opportunity with an attached ADU on desirable Broadway Hill! This 2-bedroom, 2.75-bath, 1,894-sq ft home features a beautifully landscaped front yard, open-concept dining and living area, built-in shelving, and a kitchen office perfect for working from home. There’s plenty of storage throughout, plus alley access to the garage and additional parking for up to 4 cars. Located near shopping, parks, and schools. Zoned RM & RP, this property offers options for multigenerational living, short- or long-term rental in the ADU, or renting both sides as a duplex.

116 W 3rd Street, Aberdeen

Listing courtesy of Spivey Realty Group, LLC.

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